getdivvy.com Open in urlscan Pro
2606:4700:4400::ac40:9536  Public Scan

Form analysis
0 forms found in the DOM

Text Content

___




BUILD YOUR BUSINESS CREDIT. NO CREDIT LINE REQUIRED.



Introducing Divvy Credit Builder—a program designed to give every small business
the tools they need to build their credit, even without a credit line.


START APPLICATION



THE PREPAID CARD WITH CREDIT CARD REWARDS.



Not all businesses can be approved for a line of credit right away. But with a
pay-as-you-go option, the Divvy Credit Builder program puts every small business
on a path to obtain a credit line, while providing them with the same
easy-to-use expense management software and rewards as our standard card
programs.


START APPLICATION


NO SMALL BUSINESS LEFT BEHIND.



Divvy is designed to give customers the credit they need to grow. With Credit
Builder, every small business has the tools to track business spend and automate
expense reports—all while working towards their own line of credit.


START APPLICATION


EASY ONLINE APPLICATION

From start to finish, applying for credit with Divvy can be completed in a few
easy steps.

BUILD BUSINESS CREDIT

We report your payments to leading business credit institutions.*

SECURE VIRTUAL CARDS

Additional protection against fraud, and overspending, with virtual cards tied
to your account.

EARN DIVVY REWARDS

We allow you to control your rewards earnings based on your payoff schedule.

TRACK SPEND IN REAL TIME

View up-to-date spend anytime, anywhere, so you always know where your business
stands.

SEAMLESS SOFTWARE INTEGRATION

Save hours of accounting work with software integrations that only Divvy’s
card-plus-software solution can provide.


HERE’S HOW IT WORKS.

GROW INTO A CREDIT LINE.

Use Credit Builder’s prepaid
card to work your way up to a
credit line with Divvy.

NO MINIMUM BALANCE REQUIRED

Preload your card for as much as
you need, as often as you like.

BUILD CREDIT AS YOU MAKE PAYMENTS.

Divvy reports your payments to
D&B and SBFE.


MORE ON BUILDING BUSINESS CREDIT WITH DIVVY CREDIT BUILDER




WHY DO I COMPLETE A CREDIT APPLICATION FOR THE CREDIT BUILDER?

Divvy’s goal is to approve customers for the line of credit they need to grow
their business. Once you complete our online application, our underwriting team
goes to work to approve you for a line of credit. If we can’t approve you for a
line of credit at that time, you may still qualify for our Credit Builder
program. This allows you to prepay your credit while building your business
credit score for a future line of credit.


HOW IS CREDIT BUILDER DIFFERENT FROM THE STANDARD DIVVY PROGRAM?

The standard Divvy program includes a line of credit where the full balance must
be paid on the payment due date. (No float is included in this program.)

The Credit Builder program is for businesses who did not qualify for a line of
credit. This is a program that allows businesses to make payments to Divvy in a
way to preload their account and then spend. By using Divvy to spend, Credit
Builder participants still receive Divvy rewards and can use the software to
manage all of their spending and expenses.


WILL I HAVE ACCESS TO VIRTUAL CARDS WITH CREDIT BUILDER?

Yes. You can create as many virtual cards as needed.


WHAT REWARDS DO I HAVE ACCESS TO WITH CREDIT BUILDER?

Credit Builder’s reward system mirrors that of our weekly rewards program for a
credit line. Click here to learn more.


HOW DO I LOAD MY CREDIT BUILDER ACCOUNT WITH FUNDS?

Your Credit Builder account can be funded via wire or ACH transfer, or directly
via the payment portal on your Divvy Dashboard (this may be subject to a 4-day
hold). Customer Support can assist with details.


HOW FREQUENTLY WILL MY CREDIT BE REPORTED WITH CREDIT BUILDER?

Your activity will be reported to credit bureaus on a monthly basis.


DOES DIVVY CREDIT BUILDER ALSO IMPACT MY PERSONAL CREDIT?

No. Divvy Credit Builder is only reporting activity that may impact your
business credit.


WHAT CREDIT BUREAUS WILL MY CREDIT BE REPORTED TO?

Credit Builder reports your payments to D&B and SBFE.


CAN DIVVY CREDIT BUILDER NEGATIVELY IMPACT MY CREDIT?

On-time payment history can have a positive impact on your credit score. Late
payments may negatively impact your credit score.




APPLY NOW TO START BUILDING YOUR CREDIT.

START APPLICATION

Privacy Policy | Terms & Conditions | Accessibility | © Divvy, Inc. 2021. Card
Issued by Cross River Bank, Member FDIC

payday loans near me payday loans online
[class^="wpforms-"]
[class^="wpforms-"]