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FIND YOUR PERFECT CAR WITH A FINN CAR SUBSCRIPTION

 * Insurance and maintenance included

 * No down payment with approval in minutes

 * More flexible than a lease, with a new car every 6-12 months

Browse cars




UPDATE TO OUR CUSTOMERS

FINN is reshaping car ownership and making driving a car as easy as buying shoes
online. We’re focusing our efforts on our core market, Germany, and are
currently not offering new car subscriptions in the US. If you have any
questions about your subscription, please have a look at our FAQs.


WHAT IS A CAR SUBSCRIPTION?

ALL-IN COVERAGE

Insurance, maintenance and roadside assistance included in a single monthly fee.

6 OR 12 MONTH SUBSCRIPTIONS

Get that new car feeling again and again and again.

INCREDIBLY SIMPLE

Get your car subscription in just 5 minutes and leave the paperwork in the dust.


HOW DOES A CAR SUBSCRIPTION WORK?


MEET YOUR PERFECT CAR

Pick your next vehicle and select the term and miles package that’s right for
you.





GET APPROVED IN A FEW CLICKS

Submit your information and get the green light in under five minutes.





ENJOY DOORSTEP DELIVERY

FINN delivers your new car right to your door so you can focus on the road
ahead.





JUST HIT THE ROAD AND SWAP WHEN YOU’RE DONE

All that’s left to do is drive. When your term is over, you can return the car
and pick out something new, or simply walk away.

Browse cars



HOW DOES A CAR SUBSCRIPTION WORK?


MEET YOUR PERFECT CAR

Pick your next vehicle and select the term and miles package that’s right for
you.





GET APPROVED IN A FEW CLICKS

Submit your information and get the green light in under five minutes.





ENJOY DOORSTEP DELIVERY

FINN delivers your new car right to your door so you can focus on the road
ahead.





JUST HIT THE ROAD AND SWAP WHEN YOU’RE DONE

All that’s left to do is drive. When your term is over, you can return the car
and pick out something new, or simply walk away.

Browse cars



SUBSCRIBERS LOVE FINN

With our all-in car subscription, there’s only open road ahead. Hear from our
customers why they love driving with FINN.

Read all reviews

“NEVER WOULD I HAVE IMAGINED THAT GETTING A CAR WOULD BE AS EASY AS ORDERING
SOMETHING ONLINE”

RAVEN

Nissan Altima


“IT TOOK ME 2 MINUTES TO FIND THE CAR THAT I WANTED”

IAN

Chevrolet Blazer


"HONESTLY THE BEST THING I'VE EVER FOUND ONLINE. THERE'S NO CATCH."

NINO

Chevrolet Blazer


“NEVER WOULD I HAVE IMAGINED THAT GETTING A CAR WOULD BE AS EASY AS ORDERING
SOMETHING ONLINE”

RAVEN

Nissan Altima


“IT TOOK ME 2 MINUTES TO FIND THE CAR THAT I WANTED”

IAN

Chevrolet Blazer




FROM THE FINN CAR SUBSCRIPTION BLOG


 * 

 * WHAT CREDIT SCORE DO YOU NEED TO BUY A CAR?
   
   A credit score above 600 is generally preferred for a traditional auto loan.
   However, requirements change with lenders and you may have other options.
   Find out more.

 * HOW MUCH DOES IT COST TO LEASE A CAR?
   
   In 2023, the average monthly payment for leasing a car in the USA is $516.
   However, there are other costs that you should consider before opting for a
   leasing option. Here's what you need to know about the costs of leasing a car
   in 2023.

 * WHAT IS THE RESIDUAL VALUE ON A CAR LEASE?
   
   The residual value of a car is its estimated worth at the end of a lease. It
   affects more than the purchase price of the car at the lease end. Find out
   more…

 * CAN YOU TRADE IN A LEASED VEHICLE?
   
   Trading in a leased vehicle can bring down the total cost of leasing a new
   car or even make you a nice profit should you choose to sell. Find out and
   learn more about the pros and cons of trading in a leased vehicle.

 * QUESTIONS TO ASK BEFORE LEASING A CAR
   
   If you've never leased a car, the entire process can feel overwhelming. Learn
   more about which questions to ask before leasing a car to get a better deal.

 * HOW LONG CAN YOU GET A CAR LOAN FOR? THINGS TO CONSIDER BEFORE APPLYING
   
   Depending on the bank, you can get a car loan for up to 96 months. However,
   there are some steps to consider before applying for a long-term loan. In
   this article, we break down how financing a car works.

 * HOW TO NEGOTIATE A CAR LEASE
   
   Finding the perfect car to lease is one thing, but negotiating the best deal
   possible is another. Learn how to negotiate a car lease to fit your budget.

 * WHAT CREDIT SCORE IS NEEDED TO LEASE A CAR?
   
   Here’s what you need to know about credit scores if you’re looking to lease a
   car anywhere in the U.S.

 * HOW TO LEASE A CAR ONLINE IN 2023
   
   If you’re looking to lease a car online for the first time, it’s not
   difficult but it helps to have a checklist of these 7 steps presented in the
   article.

 * SHOULD YOU LEASE AND THEN BUY A CAR?
   
   The short answer is yes, but only if you can get a great deal on the lease
   and the payoff amount. Here are the steps to determine the profitability and
   if it makes more sense to buy the car rather than lease.

 * 


FAQS ABOUT CAR SUBSCRIPTION PLANS

You’re not convinced yet and have some questions? Check out what FINN
subscribers are asking. If that's not enough, find all answers on our FAQ page.

Read all FAQs


WHAT IS A CAR SUBSCRIPTION?



A car subscription is a simple way to enjoy the freedom of a new car without
having to deal with the hassle of insurance, maintenance, and paperwork. Simply
choose your car, mileage package, and subscription length and FINN handles the
rest.




Unlike car leasing or buying, your transparent monthly fee includes everything
you need to hit the road: insurance, maintenance, registration, and emergency
roadside assistance. We remove the costs and complexities of traditional car
ownership, which enables us to offer low monthly payments and subscription terms
as short as 6 and 12 months, compared to a minimum of 24 months with leasing.
You don't actually own the car subscription service, just as you don't own the
car if you're leasing. 




With FINN there’s no down payment, no stressful negotiations, no confusing
paperwork, no hidden fees, and no long contracts. Enjoy all the freedom of a new
car for 6 or 12 months while FINN owns all the insurance, maintenance, and
paperwork. Just hit the road – and swap it when you’re done.


WHAT DOES A CAR SUBSCRIPTION OFFER?



A car subscription offers you a simple and smooth driving experience without the
hassles that are associated with car ownership. By removing worry about
insurance rates, maintenance costs, and depreciation, we offer a stress-free
experience. After just six months to a year, we make it easy to return your
vehicle and get into a new one!




Your FINN car subscription includes:

 * Comprehensive Insurance

 * Routine maintenance

 * 24/7 roadside assistance

 * Vehicle registration

 * Vehicle titling


HOW IS A CAR SUBSCRIPTION DIFFERENT FROM LONG TERM CAR RENTALS OR SHORT TERM CAR
LEASES?



Unlike short-term car leases or long-term rental cars, we don't require a down
payment and we cover the cost of insurance, registration, repairs, maintenance,
and roadside assistance.




The main difference between a car subscription and a car rental is the duration.
There's generally a maximum length for a rental term, ranging from a couple of
weeks to several months, whereas car subscription services are designed to offer
you flexibility and carry on for as long as you need. A car lease on the other
hand is based on a long-term, fixed contract that lasts up to five years.
Leasing also comes with additional costs that are not factored into the initial
price, such as insurance, maintenance, repairs, and roadside assistance. With a
FINN car, your subscription is all-inclusive.




At the end of your subscription term, you can switch to another FINN car or
simply walk away.


IS THERE REALLY NO DOWN PAYMENT?



There’s no down payment. When you order your car, simply pay your first monthly
fee. Your vehicle subscription does not begin until you receive your car. All
you have to do is connect your credit card, debit card, or bank account for one
all-inclusive monthly price. A refundable deposit may be required in certain
circumstances based on your credit score.


MY MONTHLY CAR PAYMENT SEEMS LOWER THAN THIS. HOW DO YOU WORK OUT THE COST?



We understand how much really goes into car ownership, and we want to make it as
effortless as possible — and that goes for the costs, too. Traditional vehicle
ownership requires a substantial down payment, regular maintenance, insurance,
and roadside services, among other unexpected occurrences.




When you consider all of the factors that go into purchasing a car, your monthly
subscription price with FINN covers it all — one payment, one partner for all of
your vehicle needs.


WHERE DOES FINN DELIVER?



Currently, our delivery radius covers all of Connecticut, Maine, Maryland,
Massachusetts (Boston), New Jersey, New York, Pennsylvania (Philadelphia), Rhode
Island, Vermont, Virginia, and Washington, D.C..


CAN I REGISTER ADDITIONAL DRIVERS WITH MY CAR SUBSCRIPTION?



Yes, FINN subscribers can add one additional driver to their vehicles.
Additional drivers must be at least 25 years old, have a valid driver’s license,
and fulfill all of the same driver requirements as primary drivers
(subscribers).




Please note that only immediate family, spouses, and members of the subscriber's
household may be registered as additional drivers, with exceptions being granted
in rare circumstances pending case-by-case approval. They’ll need to pass an MVR
check and be at least 25 years old, but we won’t check their credit.


HOW DOES INSURANCE WORK?



FINN's third-party insurance coverage plan offers a $300,000 combined
single-limit coverage on physical damage and bodily injury. This coverage
applies across all states we currently operate in. Our subscribers are
responsible for a $1,000 deductible.




For more information regarding what to do in the case of an accident, please see
our Insurance & Coverage page.


HOW DO I RETURN MY FINN CAR?



About 4 weeks before your subscription ends, you will receive an email from us
where you can select your preferred return method.




When returning your FINN vehicle you will have two options:

 * Have it picked up from your front door for a $199 one-time fee

 * Drop it off at one of our compounds for no additional cost.




Normal vehicle wear and tear is included in the cost of your subscription. After
the subscription has expired, dents that have to be repaired, scratches that
have to be painted, or chips that require repair will be charged. For damage
that we can handle through the third-party insurance (such as replacing the
windshield), a maximum of $1,000 deductible applies per claim.


THE RIGHT CAR FOR THE ROAD YOU’RE ON.GET A FINN CAR SUBSCRIPTION IN MINUTES.

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