urlscan.io logo urlscan.io
SecurityTrails logo

www.usbank.com Open in urlscan Pro
104.94.126.13  Public Scan

Back to summary
Submitted URL: http://usbankcreditcards.com/
Effective URL: https://www.usbank.com/credit-cards/offers/cash-plus-visa-signature-credit-card.html?ds_e=otherengine&ds_c=Search_6_USB...
Submission: On October 10 via manual from US — Scanned from US

Form analysis 1 forms found in the DOM

<form onsubmit="return false;" id="gmailForm" class="emailForm">
  <input type="email" id="email" data-queue_seq="1" name="email" placeholder="Enter Email [Optional]">
  <button id="emailSubmit" data-action="link" data-target="_blank" data-queue_seq="2" class="primary" data-optout="true"> Opt-Out </button>
</form>

Text Content

Skip to main content
 * 
 * 

Close



U.S. BANK CASH+® VISA SIGNATURE® CARD


UP TO 5% CASH BACK ON TWO CATEGORIES, PLUS A $200 BONUS.

Earn a bonus that has increased from $150 to $200 rewards bonus after you spend
$1,000 in eligible purchases within the first 90 days of account opening.1 And
enjoy no annual fee.

Plus earn 2% cash back on one everyday category you choose each quarter.

1% cash back on all other eligible spend.

$0 annual fee

See details below.

Get a decision in as little as 60 seconds.

Mobile Carrier Terms.2

Mobile Carrier Terms.2

See annual fee and full terms

Next step: Apply
Log in to apply faster



U.S. BANK CASH+® VISA SIGNATURE® CARD


UP TO 5% CASH BACK ON TWO CATEGORIES, PLUS A $200 BONUS.

Earn a bonus that has increased from $150 to $200 rewards bonus after you spend
$1,000 in eligible purchases within the first 90 days of account opening.1 And
enjoy no annual fee.

5% cash back3 on your first $2,000 in combined eligible purchases each quarter
on two categories you choose4

2% cash back on one everyday category you choose each quarter, like gas stations
and EV charging stations, grocery stores or restaurants4

1% cash back on all other eligible purchases.

$ Annual Fee Enjoy all the benefits with no annual fee plus a 0% intro APR* on
purchases and balance transfers† for the first 15 billing cycles. After that, a
variable APR applies, currently $.


ADDITIONAL BENEFITS

Icons / Decorative / Money Bag / Large Copy 3plane


5% CASH BACK ON PREPAID TRAVEL.

On air, hotel and car reservations booked directly in the Rewards Center.4


UP TO 5% TOTAL CASH BACK ON ONLINE SHOPPING.

Shop through the Rewards Center Shopping Deals or download the browser extension
for bonus rewards offers with over 1,100 online merchants as you shop –
automatically.

gift


FLEXIBLE REDEMPTION.

Get your cash back as a statement credit, a rewards card or directly deposited
into your U.S. Bank checking or savings account. Enjoy flexible options designed
to fit your needs.3


PAY OVER TIME WITH A U.S. BANK EXTENDPAY® PLAN.5

Receive a new cardmember $0 fee offer* on ExtendPay Plans opened in the first 60
days after account opening.5

Apply now


EARN ON YOUR FAVORITE CATEGORIES.

To earn cash back, choose and activate your Cash+ Categories. You’ll earn with
every eligible purchase. Redeem your cash back anytime online.3




5% CASH BACK ON TWO CATEGORIES YOU CHOOSE

 * Fast food
 * Home utilities
 * TV, internet and streaming
 * Department stores
 * Cell phone
 * Electronic stores


MORE 5% CASH BACK CATEGORIES

 * Sporting goods stores
 * Movie theaters
 * Gyms/fitness centers
 * Furniture stores
 * Ground transportation
 * Select clothing stores


2% CASH BACK ON ONE EVERYDAY CATEGORY YOU CHOOSE LIKE

 * Grocery stores and grocery delivery
 * Restaurants
 * Gas stations and
   EV charging stations

Plus, earn 1% cash back on all other eligible purchases.

Apply now



WITH THE CASH+ VISA SIGNATURE CARD YOU GET TO CHOOSE HOW TO MAXIMIZE YOUR
REWARDS

Watch how easy it is.

Apply now

View transcript


CASH BACK CALCULATOR


SEE HOW MUCH CASH BACK YOU COULD EARN.

Select at least one cash back category and enter your monthly spend.


Apply now


AWARDS AND ACCOLADES FOR CASH+





Nerdwallet 2024

Best-Of Awards Winner for Best Credit Card
Best 0% APR Credit Card for Purchases


FREQUENTLY ASKED QUESTIONS


WHAT CREDIT SCORE IS NEEDED TO QUALIFY FOR THE U.S. BANK CASH+ VISA SIGNATURE®
CREDIT CARD?

In general, our credit card products are for customers with a credit score in
the good to excellent range. We also offer several secured credit card products
which are designed for people looking to build or rebuild their credit with
responsible use.


HOW DOES THE U.S. BANK CASH BACK CREDIT CARD WORK?

With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back
on your first $2,000 in eligible net purchases each quarter on the combined two
categories you choose. You earn 2% cash back on your choice of one everyday
category, and 1% cash back on all other eligible net purchases. If you don't
choose your Cash+ categories each quarter, all your eligible net purchases will
still earn 1% cash back.


HOW DO I EARN CASH BACK ON MY CASH+® VISA CREDIT CARD?

You earn 5% cash back on your first $2,000 in eligible net purchases each
quarter on the combined two categories you choose.3 You earn 2% cash back on
your choice of one everyday category, and 1% cash back on all other eligible net
purchases. If you don't choose your Cash+ categories each quarter, all your
eligible net purchases will still earn 1% cash back.


HOW DO I REDEEM CASH BACK REWARDS ON MY CASH+® VISA CREDIT CARD?

You can get your cash back rewards at any time online through the Rewards
Center.

Log in and select your U.S. Bank Cash+ account. Locate your Cash+ account on the
Dashboard and click on “View Rewards”. On the Rewards & Benefits page, click on
“Redeem Rewards”, and you will then be directed to the Rewards Center where you
can redeem your rewards. Or, call the Cardmember Services number on the back of
your U.S. Bank Cash+® Visa cash back credit card.



WHAT CATEGORIES CAN I EARN 2% CASH BACK WITH MY CASH+® VISA CREDIT CARD?

You can earn 2% cash back by choosing once of the following categories each
quarter: gas stations and EV charging stations, restaurants or grocery stores.


IS MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT CARD ELIGIBLE FOR SHOPPING DEALS?

Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible to use at the
Rewards Center Shopping Deals. Shopping Deals is the easiest way to earn
additional cash back while shopping online at over 1,100 stores using your U.S.
Bank Cash+ Visa® Credit Card. Earn everyday cash back on your credit card and
then earn additional cash back by shopping through the Rewards Center Shopping
Deals.


HOW DO I USE THE SHOPPING DEALS ON MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT
CARD?

 * Log in at usbank.com.
 * Under Credit Cards, choose Redeem for your Cash+ card.
 * Then select Shopping Deals in the Rewards Center and start shopping. 

By using the Rewards Center Shopping Deals with your U.S. Bank Cash+® Visa
Signature® Credit Card, you’ll be able to earn more cash rewards by shopping
online. Earn cash rewards on your credit card purchases and then earn additional
cash rewards by shopping through the Rewards Center Shopping Deals.


IS MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT CARD ELIGIBLE FOR REAL-TIME
REWARDS?

Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible for Real Time
Rewards, a redemption method that instantly turns your purchases into rewards.
You can use your mobile device to redeem cash rewards earned on your U.S. Bank
Cash+® Visa Signature® Credit Card.


HOW DO I USE REAL-TIME REWARDS ON MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT
CARD?

Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank
Cash+® Visa Signature® Credit Card. You’ll receive a text with the option to
redeem cash rewards toward that purchase. Reply "REDEEM" to complete the
redemption. You must have enough cash rewards to cover the entire purchase in
order to receive the text message to redeem.

Your cash rewards will be deducted from your cash rewards balance and redeemed
in the form of a credit to your monthly billing statement. See program rules for
additional details.


WHAT IS U.S. BANK EXTENDPAY®?

U.S. Bank ExtendPay® Plans provide a payment option that allows you to divide
eligible credit card purchases into affordable monthly payments with no
interest* – just a fixed monthly fee.


HOW WILL I KNOW IF I AM ELIGIBLE FOR A U.S. BANK EXTENDPAY® PLAN?

If your credit card account is eligible for a U.S. Bank ExtendPay® Plan, you’ll
receive a notification via email, or you’ll see ExtendPay Plan options when
viewing your card account details or eligible transactions online. The only
purchases eligible for an ExtendPay Plan are those that were made within 60 days
prior to signing up for ExtendPay, are over $100, and are less than your
purchase balance when you sign up for ExtendPay.

ExtendPay Plan eligibility may change based on your credit card account
activity.

Start of disclosure content


DISCLOSURES

U.S. Bank may change APRs, fees and other account terms in the future based on
your experience with U.S. Bank National Association and its affiliates as
provided under the Cardmember Agreement and applicable law.

* The 0% introductory APR applies to purchases and is valid for the first 15
billing cycles. The 0% introductory APR applies to balance transfers made within
60 days of account opening and is valid for the first 15 billing cycles. The
introductory rate does not apply to cash advances. Thereafter, the APR may vary.
The current undiscounted variable APR for Purchases and Balance Transfers is $
based on your creditworthiness. The variable APR for Cash Advances is $. Cash
Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3%
of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount,
$10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There
is a $1 minimum interest charge where interest is due. Annual fee: $0. Foreign
Transaction fee:3% of each foreign purchase transaction or foreign ATM advance
transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign
ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A
monthly fee not to exceed 1.6% of the original principal amount in a U.S Bank
ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon
enrollment and charged each month that you owe the applicable ExtendPay balance.
ExtendPay Fees are calculated based upon the original principal amount, Purchase
APR, and other factors. When you make a payment, the amount up to your Minimum
Payment is applied first to the monthly payment obligation for ExtendPay Plans
and ExtendPay Loans if any, and then to non-Fixed Payment Program balances in
the order of the lowest to highest APR. Any amount over your Minimum Payment is
applied to balances in the order of highest to lowest APR.

† Balance Transfers transactions from other U.S. Bank National Association
accounts are not permitted. You may cancel a balance transfer request within 10
days of account opening by calling 800-285-8585.

Net Purchases are Purchases minus credits and returns. Not all transactions are
considered to be Purchases and eligible to earn rewards, such as transactions
posting as Convenience Checks; Balance Transfers; Advances (including ATM
withdrawals, wire transfers, traveler's checks, money orders, foreign cash
transactions, betting transactions, and lottery tickets); interest charges and
fees; credit insurance premiums; and transactions to (i) fund certain prepaid
card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash
convertible items. Upon approval, see your Cardmember Agreement for details.
Purchases qualify for rewards based on how merchants choose to classify their
business and we reserve the right to determine which purchases qualify.

Account must be open and in good standing (not past due) on the closing date of
the billing cycle to earn and redeem rewards and benefits. Upon approval, please
refer to your Cardmember Agreement or Rewards Program Rules in the online
Rewards Center by logging into usbank.com for additional information.

Start of disclosure content
Footnote
Return to content, Footnote

 1. One-time $200 bonus will be awarded for redemption when you are approved for
    a new U.S. Bank Cash+® Visa Signature® Card and after eligible net purchases
    totaling $1,000 or more are made to your account within 90 days from account
    opening. Please allow 6-8 weeks after you have met the spend requirement for
    your bonus to be credited to your rewards balance. Existing and previous
    Cash Rewards accounts do not qualify for this one-time bonus. One-time bonus
    cash does not apply toward account upgrades. This offer may not be combined
    with any other bonus offer. Offer is subject to credit approval.

 2. By clicking Apply, you authorize your wireless carrier to use or disclose
    information about your account and your wireless device, if available, to us
    or our service provider for the duration of your business relationship,
    solely to help us identify you or your wireless device and to prevent fraud.
    See our Privacy Policy for how we treat your data.

 3. Cash back is redeemed in the form of a statement credit or a deposit made to
    your U.S. Bank Savings, Checking or Money Market Account based on your
    designation, or as a U.S. Bank Rewards Card ($25 minimum redemption on cash
    back). Subject to applicable law, you may not redeem Cash back, and you will
    immediately lose all of your Cash back, if your Account is closed to future
    transactions (including, but not limited to, due to Program misuse, failure
    to pay, bankruptcy, or death). Cash rewards will expire at the end of the
    calendar month 36 months after the billing cycle in which they were earned.

 4. Cardmember must enroll each quarter into categories of their choice, or all
    net purchases will earn no more than 1% cash back. You will earn 5% cash
    back on your first $2,000 in combined net purchases (purchases minus returns
    or credits) in your two chosen 5% categories and 2% cash back in your chosen
    2% category. Purchases over $2,000 in the 5% categories will earn 1% cash
    back. There are no limits on your 2% or 1% cash back earnings. Transactions
    qualify for 5% or 2% cash back based on how merchants classify the
    transaction. In addition to earning 1% cash back for every $1 in eligible
    Net Purchases, Cash+ Cardmembers will earn an additional 4% cash back for
    every $1 in eligible Net Purchases spent on prepaid air, car and hotel
    reservations in the travel center using your Cash+ Card. Please allow 1-2
    statement billing cycles for your bonus cash back to appear on your credit
    card statement. Refer to the Rewards Center for full details.

 5. From time to time we may offer to you the benefit of our U.S. Bank
    ExtendPay® Plans, which allow you to pay off balances in fixed monthly
    payments over time and still avoid paying interest charges on new Purchases.
    You may designate up to 50% of your credit card line ($100 minimum) in
    eligible credit card purchases and pay in monthly installments with just a
    small fixed monthly fee. Only Purchase balances are eligible for 
    ExtendPayPlans. Transactions identified as Advances or Balance Transfers (as
    defined in your Cardmember Agreement), and any interest or fees, including
    Annual Fee, do not apply. The only Purchases that will appear as "Eligible
    Purchases" in the enrollment process are Purchases that were made within 60
    days prior to signing up for an ExtendPay Plan, are over $100, and are less
    than your Purchase balance when you sign up for an ExtendPay Plan. Any
    unpaid balance remaining on an ExtendPay Plan after the chosen pay-back
    period will be subject to the APR and minimum payment calculation for
    purchases outlined in the Cardmember Agreement.

Start of disclosure content

The Contactless Symbol and Contactless Indicator are trademarks owned by and
used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant
to a license from Visa U.S.A. Inc., and the card is available to United States
residents only.

Support
Security
Financial education
Site map
Careers
Accessibility
Online tracking & advertising
Privacy
Your California privacy choices
Cobrowse
U.S. Bank
800 Nicollet Mall
Minneapolis, MN 55402
© 2024 U.S. Bank
 
end of main



BEFORE YOU GO, BE SURE YOU KNOW:

This link takes you to an external website or app, which may have different
privacy and security policies than U.S. Bank. We don't own or control the
products, services or content found there.

Continue


YOUR CALIFORNIA PRIVACY CHOICES

Something went wrong. Please try again later.

Please enter valid email.

You have successfully opted-out.

Opt-out of Behavioral Advertising

Opt-Out

We use tracking technologies, such as cookies, that gather information on our
website. That information is used for a variety of purposes, such as to
understand how visitors interact with our websites, or to serve advertisements
on our websites or on other's websites. We also use email addresses to deliver
behavioral advertising to you on third party platforms, such as social media
sites, search results, and other's websites.

In addition to opting-out here, we also honor opt-out preference signals such as
the Global Privacy Control. Note that due to technological limitations, if you
visit our website from a different computer or device, clear cookies on your
browser, or use multiple email addresses, you will need to opt-out again.

Learn more about your privacy choices