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Submitted URL: https://click.news.uhccommunityplan.com/?qs=7f7772a29ca87641039ed676614ce030d9abea77728b4bdb351e0f5ca966e3849de1c8e1ecc22f6eb7b9a94eb439...
Effective URL: https://www.uhc.com/lp/aca-marketplace?cid=em:ifp-acquisition:db2698fb&tfn=1-866-402-0023
Submission: On November 17 via api from ES — Scanned from ES
Effective URL: https://www.uhc.com/lp/aca-marketplace?cid=em:ifp-acquisition:db2698fb&tfn=1-866-402-0023
Submission: On November 17 via api from ES — Scanned from ES
Form analysis
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Text Content
Skip to main content * Shop for a plan * Learn more * Find a doctor * Member sign in * Become an agent United Healthgroup Logo * Menu Back Menu * Shop for a plan * Learn more * Find a doctor * Member sign in * Become an agent YOUR BUDGET LOW PREMIUM ACA MARKETPLACE PLANS YOUR BUDGET LOW PREMIUM ACA MARKETPLACE PLANS Let's find your personalized Affordable Care Act (ACA) Marketplace plan. Enter your ZIP code to view and enroll in 2024 plans. ZIP code See your plan options Questions? Talk with a licensed insurance agent at: 1-866-402-0023, TTY 711 Close FIND YOUR PERSONALIZED ACA MARKETPLACE PLAN SEE ACA MARKETPLACE PLANS FIND YOUR PERSONALIZED ACA MARKETPLACE PLAN SEE ACA MARKETPLACE PLANS Get started YOUR UNIQUE NEEDS ACA MARKETPLACE PLANS DESIGNED TO PUT YOU FIRST Let's help you find your personalized Individual & Family ACA Marketplace plan. Questions? Talk with a licensed insurance agent at 1-866-402-0023, TTY 711 Close ENTER YOUR ZIP CODE TO FIND YOUR PLAN ZIP code See your plan options ACA MARKETPLACE PLANS WITH BENEFITS THAT FIT YOUR NEEDS $0 unlimited primary care $0 Virtual urgent care1 Unless otherwise required, virtual care benefits are available only when services are delivered through a Designated Virtual Network Provider. Virtual visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available. Data rates may apply. Certain prescriptions may not be available and other restrictions may apply. close $5 or less prescription drugs2 The following plan types do not offer $5 or less Tier 2 generic medications: Regulatory-required Standard/HSA Plans, Bronze & Silver Copay Focus Plans, and select State-Based Marketplaces (Maryland, Virginia and Washington). Pay a $5 copay or less for Tier 2 medications listed on the Prescription Drug List (formulary). Not available on all plans or in all states. close $100 in rewards for health3 Members age 18 and over can earn a $100 prepaid Visa card upon completion of five activities. The subscriber of the plan signs up for Autopay of premiums on behalf of all members enrolled on their plan. Limit one gift card per eligible member. Eligible members who are unable to participate in an available program may be permitted to earn the same reward by completing a reasonable alternative. Call the number on the back of your health plan ID card to learn more. If you receive access to certain reward funds with your Card, you agree to the terms and conditions available at HealthyBenefitsPlus.com/HealthPerks. Call 1-844-304-0755 for rewards balance. No Cash (except as required by law) or ATM Access. Fees and usage restrictions may apply. See cardholder terms for details. Issued by Citizens Alliance Bank, Member FDIC, pursuant to a license from Visa® U.S.A. Inc. close -------------------------------------------------------------------------------- THE AFFORDABLE MARKETPLACE PLAN OPTIONS YOU'VE BEEN LOOKING FOR We offer a variety of Individual & Family ACA Marketplace plans that are classified into 5 plan categories. Within these categories, “metal” levels tell you how costs are divided between you and UnitedHealthcare. ESSENTIAL HIGH-DEDUCTIBLE PLANS WITH BASIC COVERAGE FOR SERIOUS ILLNESS OR INJURY. PAY A LOW $04 MONTHLY PREMIUM, BUT MORE WHEN YOU GET CARE. WHAT TO KNOW This is our lowest-cost plan. Your monthly premium could be as low as $0, but you'll pay more when you get care, compared to our other plans. Essential plans are available at the Bronze metal level only. IT'S A GOOD FIT IF You rarely see your doctor. You want a low-cost way to protect yourself from worst-case medical scenarios, like serious illness or injury. VIRTUAL PLANS5 CONVENIENT, LOW-PREMIUM PLANS WITH UNLIMITED 24/7 ACCESS TO $05 VIRTUAL PRIMARY, URGENT AND SPECIALTY CARE. NO COPAYS. NO COINSURANCE. JUST QUALITY VIRTUAL CARE THROUGH GALILEO FROM YOUR SMARTPHONE OR TABLET. WHAT TO KNOW Built with flexibility and convenience on the go, this plan offers unlimited 24/7 $0 virtual care through the Galileo mobile app. Your 24/7 access to virtual care lets you interact with your doctor on your own schedule, when it’s most convenient for you. The Galileo mobile app will be your first stop for all your care needs, from everyday to urgent - including virtual primary and virtual specialty care. Virtual First and Virtual Access plans are available at the Bronze, Silver and Gold metal levels. IT'S A GOOD FIT IF You like the convenience to text or have a video visit with a doctor instead of heading to the clinic. LOOKING FOR A SPANISH-SPEAKING OPTION? This may be the plan for you. It offers the option to get your Galileo communications in Spanish and connect with a Spanish-speaking Galileo doctor right away. VALUE PLANS WITH ADDITIONAL BENEFITS, LIKE $0 DOCTOR VISITS FROM THE FIRST DAY OF COVERAGE AS WELL AS A HEALTH SAVINGS ACCOUNT (HSA) OPTION. WHAT TO KNOW This plan isn’t as low-cost as Essential, but it’s close. It offers low-copay primary care visits with your doctor, and an HSA option. Like our other plans, this plan also has the option for virtual care. Value plans are available at the Bronze, Silver and Gold metal levels. IT'S A GOOD FIT IF You regularly see your doctor and want something with a few more benefits than the basic Essential plan, without paying a lot for it. ADVANTAGE LOW OR $0 DEDUCTIBLE PLANS WITH EXTRAS, LIKE ADULT VISION AND DENTAL BENEFITS.6 PAY SLIGHTLY HIGHER MONTHLY PREMIUM AND LOWER COSTS WHEN YOU GET CARE. WHAT TO KNOW This is our richest plan with the most coverage. It could be a good fit if you’re used to having lots of coverage and perks (like embedded adult vision and dental benefits). Advantage plans are available at the Silver and Gold metal levels. IT'S A GOOD FIT IF You see your doctor often. You’re typically willing to pay a little more each month in order to pay less (usually copays) when you get care. COPAY FOCUS7 $0 MEDICAL DEDUCTIBLE PLANS WITH FLAT COPAYS FOR MOST SERVICES. KNOW WHAT YOU PAY BEFORE YOU SEE YOUR DOCTOR. WHAT TO KNOW With a $0 deductible, you won't have to worry about paying out-of-pocket costs before your plan kicks in. You'll pay defined copays, like $15 or $30, for most services starting the first day of your plan. Copay Focus plans are available at the Bronze, Silver and Gold metal levels. IT'S A GOOD FIT IF You like greater cost transparency. You’re typically willing to pay a little more each month in order to pay lower, defined copays when you get care. See more details about your 2024 plan options SIMPLE, EASY PLAN ENROLLMENT Begin the enrollment process in 3 simple steps. Tell us about you and your family. See the best plan(s) recommended for you. Choose a plan and we'll help you enroll. Let's get started LEARN MORE ABOUT MARKETPLACE HEALTH INSURANCE PLANS AND HOW THEY WORK Read about the healthcare Marketplace to get the most from your Individual & Family ACA Marketplace plan. What are my plan options? How does the Marketplace work? How do I pick the right plan? How do I enroll? FIND INDIVIDUAL & FAMILY ACA MARKETPLACE PLANS IN YOUR STATE If you buy your own health insurance for you or your family, the health care Marketplace is for you. The Marketplace (also called the Exchange) is where ACA health plans are sold. You might also hear these plans called ObamaCare or Individual & Family plans. Don’t worry, they’re all the same thing — affordable health plan options for you and your family. We offer Individual & Family plans in 26 states, including Texas, Florida and Georgia. Plan details vary by state, like premiums, network and certain benefits. The good news? We've got some great universal benefits that everyone can get — no matter where you live. WANT TO KNOW MORE ABOUT ACA MARKETPLACE PLANS? Let's cover a few more basics about ACA Marketplace plans. WHAT EXACTLY ARE ACA MARKETPLACE HEALTH INSURANCE PLANS? ACA Marketplace plans are health care plans that people can buy on their own, rather than through an employer or another government-run program, like Medicare or Medicaid. You might also hear these plans called ObamaCare or Individual & Family Plans. The health care Marketplace (also called the Exchange) is where ACA health care plans are sold. HOW CAN I SAVE MONEY ON THE HEALTH CARE MARKETPLACE? Under the American Rescue Plan Act of 2021 (ARPA) and Inflation Reduction Act of 2022, you may qualify for financial subsidies that will lower your premiums when you enroll in ACA Marketplace coverage. These subsidies could be tax credits or cost-sharing reductions to help pay for your health care costs. WHEN CAN I ENROLL? 2024 Open Enrollment starts Nov. 1, 2023, and ends Jan. 15, 2024, in most states. Need to find health care coverage outside that enrollment window? You might qualify for a Special Enrollment Period (SEP). Learn about SEP. Read more FAQs about health insurance and ACA plans -------------------------------------------------------------------------------- LOOKING FOR A PLAN? Enter your ZIP code to see plans in your area. ZIP code Find your plan Talk with a licensed insurance agent at: 1-866-402-0023, TTY 711 8 a.m. – 8 p.m. ET, Monday – Friday 9 a.m. – 5:30 p.m. ET, Saturday Closed: Sunday ALREADY A MEMBER? Call our Member Services team at: 1-877-265-9199, TTY 711 24/7 Member Services + Care Support or sign in to our member site. SIGN UP FOR UPDATES Get helpful tips and information to help you better understand your options.8 By entering an email address and phone number, you agree the information is yours. You also agree to receive recurring text email messages regarding deadlines for enrollment as well as general enrollment information through an automatic text messaging system or email. Messaging frequency varies. Agreeing to these terms is not a condition of purchase. Msg & data rates may apply. You can text STOP to opt-out at any time. View SMS Terms & Conditions. close Email* Subscribe to our emails Disclaimers UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, KS, LA, MO, NJ, and TN; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; and UnitedHealthcare of Wisconsin, Inc. Administrative services provided by United HealthCare Services, Inc. or its affiliates. This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company, whichever is applicable. By responding to this offer, you agree that a representative may contact you. The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. Footnoted disclaimers 1. Unless otherwise required, virtual care benefits are available only when services are delivered through a Designated Virtual Network Provider. Virtual visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available. Data rates may apply. Certain prescriptions may not be available and other restrictions may apply. 2. The following plan types do not offer $5 or less Tier 2 generic medications: Regulatory-required Standard/HSA Plans, Bronze & Silver Copay Focus Plans, and select State-Based Marketplaces (Maryland, Virginia and Washington). Pay a $5 copay or less for Tier 2 medications listed on the Prescription Drug List (formulary). Not available on all plans or in all states. 3. Members age 18 and over can earn a $100 prepaid Visa card upon completion of five activities. The subscriber of the plan signs up for Autopay of premiums on behalf of all members enrolled on their plan. Limit one gift card per eligible member. Eligible members who are unable to participate in an available program may be permitted to earn the same reward by completing a reasonable alternative. Call the number on the back of your health plan ID card to learn more. If you receive access to certain reward funds with your Card, you agree to the terms and conditions available at HealthyBenefitsPlus.com/HealthPerks. Call 1-844-304-0755 for rewards balance. No Cash (except as required by law) or ATM Access. Fees and usage restrictions may apply. See cardholder terms for details. Issued by Citizens Alliance Bank, Member FDIC, pursuant to a license from Visa® U.S.A. Inc. 4. To qualify for a $0 monthly premium, you must meet household income requirements for Advanced Premium Tax Credits. 5. Virtual First and Virtual Access plans offer access to virtual primary and specialist care coordinated through Galileo, a virtual primary care provider. Members of this plan must have a smartphone or tablet, and data rates may apply. Members have no cost sharing for care provided through the Galileo app. For in-person care, cost sharing (which may include deductibles, copays and coinsurance) may apply. Virtual care is not appropriate in all circumstances, including for emergencies or life-threatening medical conditions, and should not be used in those circumstances. Certain prescriptions may not be available and other restrictions may apply. 6. $0 cost-share for network periodic oral evaluation 2 times per consecutive 12 months. Adult dental benefit coverage is limited to a $1,000 benefit maximum per plan year. Coverage for routine vision exam and eyewear is limited to once every 12 months. If you opt to receive vision care services or vision care materials that are not covered benefits under this plan, a participating vision care provider may charge you their normal fee for such services or materials. Coverage may not be available in all plans or in all states. For costs and complete details of coverage, contact your broker or the company. 7. Copay Focus plans offer access to coverage with a $0 medical deductible and copays for many frequently used benefits. A deductible may apply for some prescription drug benefits. For cost shares and complete details of coveraeg, contact your broker or the company. 8. By entering an email address and phone number, you agree the information is yours. You also agree to receive recurring text email messages regarding deadlines for enrollment as well as general enrollment information through an automatic text messaging system or email. Messaging frequency varies. Agreeing to these terms is not a condition of purchase. Msg & data rates may apply. You can text STOP to opt-out at any time. View SMS Terms & Conditions. * Find a doctor * Become an agent * Agent hub * Provider portal * Privacy policy * Privacy notice statement * Terms of use * Accessibility * Language assistance / nondiscrimination notice Follow us * * * * * Español © 2023 United HealthCare Services, Inc. Last Updated 10.25.2023 | Approval Code 24NAT00300E