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GeniusCash credit cards = more cash in your pocket!
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$125 Cash Back
Compare Credit Cards
Credit Cards in Canada
Find Your Credit Card
 * Quick Compare
 * Top Credit Card Deals
 * No Fee
 * First Year Free
 * Credit Card Quiz
   

By Type
 * Rewards
 * Low Interest
 * Balance Transfer
 * Business
 * Student
 * Prepaid
   

By Rewards
 * Cash Back
 * Travel
 * Air Miles
 * Aeroplan
 * Store
 * Grocery
   

Reviews
 * American Express Cobalt: Canada's #1 Credit Card
 * BMO Eclipse Visa Infinite: Our Most Exclusive Welcome Offer
 * TD First Class Travel Visa Infinite Card: Where Rewards Meet Discounts
 * Tangerine World Mastercard: The No-Fee King of Flexibility
 * MBNA Rewards World Elite Mastercard: Canada's #1 Mastercard
 * Scotiabank Gold American Express Card: The #1 Card for Foreign Purchases
   

Best Credit Cards
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 * See All Best Credit Cards
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Big Banks
 * BMO
 * CIBC
 * RBC
 * Scotiabank
 * TD
   

More Banks
 * American Express
 * MBNA
 * Neo Financial
 * Rogers
 * Tangerine
   

Networks
 * American Express
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Blog, News & Deals
Latest Blog Articles
Blog
 * Credit Card News
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 * Never Miss A Deal
   

Guides & Research
 * 24 Credit Card Benefits
 * Credit Card Insurance
 * Credit Card Perks
 * Credit Card Concierge
 * Credit Card Insurance Dollar Value
 * What Are Your Credit Card Benefits Worth?
   

Points & Miles
 * Which Rewards Program Is Worth The Most?
 * Air Miles Rewards
 * Aeroplan Rewards
 * Amex Membership Rewards
 * BMO Rewards
 * RBC Rewards
   

Perks & Insurance
 * Mobile Phone Insurance
 * Rental Car Insurance
 * Trip Cancellation Insurance
 * Purchase Insurance
 * Roadside Assistance
 * Travel Insurance for Age 65 & Over
   

Your Credit Score
Credit Score Guide
Cards By Credit Score
 * Poor Credit
 * Fair Credit
 * Good Credit
 * Very Good Credit
 * Excellent Credit
   

Credit Score 101
 * An Infographic Guide To Your Credit Score
 * What Is A Good Credit Score?
 * Does Applying For A Credit Card Hurt Your Credit Score?
 * Soft Credit Check Vs. Hard Credit Check
 * How To Protect Your Credit Score
   

Must Read
 * Best Instant Approval Credit Cards ‒ From No Credit To Excellent Credit
 * Credit Cards For Bad Credit
 * Secured Credit Cards
 * Neo Secured Credit Mastercard
 * KOHO Prepaid Mastercard Review
   

Credit Card Quiz



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compensation. Click to read our detailed disclosure.
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SAY HELLO TO GENIUSCASH

Reap MORE cash rewards when you apply ‒ and are approved ‒ for one of these
credit cards.

See All Offers

GC: $20

TD Low Rate Visa* Card
$20 GeniusCash + Get a low credit card interest rate of 12.9%.
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $587
First year value calculations

+ GeniusCash offer $20 + Annual interest saving estimate $567

--------------------------------------------------------------------------------

  $587

GC: $60

Scotiabank Passport Visa Infinite Card
$60 GeniusCash + Up to 30,000 welcome Scene+ points + 6 free airport lounge
passes.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $834
First year value calculations

+ Welcome bonus estimate $300 + Annual rewards estimate $324 + Annual fee rebate
$150 + GeniusCash offer $60

--------------------------------------------------------------------------------

  $834

GC: $100 + $25

Tangerine World Mastercard®
$125 GC Boost + 10% cash back** + 2% cash back on groceries, gas, bills, or
more.
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $498
First year value calculations

+ Welcome bonus estimate $100 + Annual rewards estimate $273 + GeniusCash offer
$125

--------------------------------------------------------------------------------

  $498

GC: $20

BMO AIR MILES®† World Elite®* Mastercard®*
$20 GeniusCash + Up to 2,000 3,000 bonus Air Miles + 3x miles at Air Miles
partners.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $844
First year value calculations

+ Welcome bonus estimate $381 + Annual rewards estimate $323 + Annual fee rebate
$120 + GeniusCash offer $20

--------------------------------------------------------------------------------

  $844

GC: $20

Scotiabank Scene+ Visa Card
$20 GeniusCash + 5,000 7,500 bonus Scene+ points + No annual fee.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $347
First year value calculations

+ Welcome bonus estimate $75 + Annual rewards estimate $252 + GeniusCash offer
$20

--------------------------------------------------------------------------------

  $347

GC: $100

BMO eclipse Visa Infinite* Card
$100 GeniusCash + Exclusive: Up to 60,000 70,000 bonus points + $50 annual
credit.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,075
First year value calculations

+ Welcome bonus estimate $469 + Annual rewards estimate $386 + Annual fee rebate
$120 + GeniusCash offer $100

--------------------------------------------------------------------------------

  $1,075

GC: $75 + $25

TD First Class Travel® Visa Infinite* Card
$100 GC Boost + Up to 100,000 TD Rewards points + $100 annual travel credit.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,214
First year value calculations

+ Welcome bonus estimate $500 + Annual rewards estimate $475 + Annual fee rebate
$139 + GeniusCash offer $100

--------------------------------------------------------------------------------

  $1,214

GC: $20

BMO CashBack® Mastercard®*
$20 GeniusCash + Exclusive: Up to 5% cash back on all purchases + $50 bonus cash
back.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $413
First year value calculations

+ Welcome bonus estimate $150 + Annual rewards estimate $243 + GeniusCash offer
$20

--------------------------------------------------------------------------------

  $413

GC: $20

TD Platinum Travel Visa* Card
$20 GeniusCash + Up to 50,000 TD Rewards points + Up to 6 points per $1 spent.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $683
First year value calculations

+ Welcome bonus estimate $250 + Annual rewards estimate $324 + Annual fee rebate
$89 + GeniusCash offer $20

--------------------------------------------------------------------------------

  $683

GC: $100

BMO CashBack® World Elite®* Mastercard®*
$100 GeniusCash + Up to 10% cash back for 3 months + Up to 5% back on
groceries.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $919
First year value calculations

+ Welcome bonus estimate $207 + Annual rewards estimate $492 + Annual fee rebate
$120 + GeniusCash offer $100

--------------------------------------------------------------------------------

  $919

GC: $20

Scotiabank Value Visa Card
$20 GeniusCash + Low permanent interest rates of 12.99% + First year free.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,368
First year value calculations

+ Annual fee rebate $29 + GeniusCash offer $20 + Annual interest saving estimate
$1,319

--------------------------------------------------------------------------------

  $1,368

GC: $100

MBNA True Line® Mastercard®
$100 GeniusCash + 0% on balance transfers for 12 months (3% fee) + No annual
fee.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,651
First year value calculations

+ GeniusCash offer $100 + Annual interest saving estimate $1,551

--------------------------------------------------------------------------------

  $1,651

GC: $100

Rogers™ World Elite® Mastercard®
$100 GeniusCash + Earn up to 3% cash back on purchases + No annual fee.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $503
First year value calculations

+ Welcome bonus estimate $25 + Annual rewards estimate $378 + GeniusCash offer
$100

--------------------------------------------------------------------------------

  $503

GC: $100 + $25

MBNA Rewards World Elite® Mastercard®
$125 GC Boost + Up to 30,000 bonus points + Annual bonus worth up to 15k
points.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,111
First year value calculations

+ Welcome bonus estimate $300 + Annual rewards estimate $686 + GeniusCash offer
$125

--------------------------------------------------------------------------------

  $1,111

GC: $100

RBC® British Airways Visa Infinite‡
$100 GeniusCash + Up to 60,000 bonus points + save 3 cents per litre at
Petro-Canada.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,711
First year value calculations

+ Welcome bonus estimate $1,170 + Annual rewards estimate $441 + GeniusCash
offer $100

--------------------------------------------------------------------------------

  $1,711

GC: $75

Scotiabank Gold American Express® Card
$75 GeniusCash + Up to 6% return on groceries + Up to 40k Scene+ bonus points.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,063
First year value calculations

+ Welcome bonus estimate $400 + Annual rewards estimate $588 + GeniusCash offer
$75

--------------------------------------------------------------------------------

  $1,063

GC: $50

BMO eclipse rise Visa* Card
$50 GeniusCash + Up to 2.5 points per $1 spent + No annual fee.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $393
First year value calculations

+ Welcome bonus estimate $134 + Annual rewards estimate $209 + GeniusCash offer
$50

--------------------------------------------------------------------------------

  $393

GC: $100

TD Cash Back Visa Infinite* Card
$100 GeniusCash + 10% cash back on eligible purchases for 3 months + Roadside
assistance.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $928
First year value calculations

+ Welcome bonus estimate $245 + Annual rewards estimate $444 + Annual fee rebate
$139 + GeniusCash offer $100

--------------------------------------------------------------------------------

  $928

GC: $50

Rogers Mastercard®
$50 GeniusCash + Calling Rogers Customers! Get 2% cash back everywhere for no
annual fee!.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $380
First year value calculations

+ Welcome bonus estimate $90 + Annual rewards estimate $240 + GeniusCash offer
$50

--------------------------------------------------------------------------------

  $380

GC: $100

BMO Ascend™ World Elite®* Mastercard®*
$100 GeniusCash + Up to 70,000 100,000 bonus points + 4 free lounge passes per
year.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,182
First year value calculations

+ Welcome bonus estimate $670 + Annual rewards estimate $262 + Annual fee rebate
$150 + GeniusCash offer $100

--------------------------------------------------------------------------------

  $1,182

GC: $100 + $25

Tangerine Money-Back Credit Card
$125 GC Boost + 10% cash back** + 1.95% on balance transfers for 6 months.
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $498
First year value calculations

+ Welcome bonus estimate $100 + Annual rewards estimate $273 + GeniusCash offer
$125

--------------------------------------------------------------------------------

  $498

GC: $100

Loop Card
$100 GeniusCash + No fx fees on 4 popular currencies + No annual fee.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $220
First year value calculations

+ Annual rewards estimate $120 + GeniusCash offer $100

--------------------------------------------------------------------------------

  $220

GC: $100 + $25

MBNA Rewards World Elite® Mastercard® (QC)
$125 GC Boost + Up to 20,000 bonus points + Annual bonus worth up to 15k
points.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,011
First year value calculations

+ Welcome bonus estimate $200 + Annual rewards estimate $686 + GeniusCash offer
$125

--------------------------------------------------------------------------------

  $1,011




TELL FRIENDS ABOUT GENIUSCASH, EARN CASH.

GeniusCash puts cold, hard cash in your pocket. We’re confident that we can help
more Canadians save money and maximize the value of the credit cards in their
wallet.

So…tell your friends & family! We’ll pay you $10 every time someone you refer is
approved for a GeniusCash credit card.

Spread the word



WHAT PEOPLE ARE SAYING...

I feel confident that the results lined up with what I expected. Really like
that I can break down my spending by gas, groceries, drugstores, etc.
Steve V.
The first tool with genius score that compares the "soft" side of card benefits
such as types of insurance included, flexibility of rewards. All others just
simply compared on rewards or cash back.
Alan
It is very stripped down and easy to use. The pages communicate a simple, clear,
and intentional message; and there aren't any ads, sections of the site, or
waffley wording that distracts from that.
Donovan
It gives me the results I want, simple and quick.
Bryan P.
The best and easiest tool I found to compare credit cards, very complete and
detailed.
Luiz
This is an excellent tool with instantaneous results and crystal clear
information.
Carole G.
Simple but well laid out site, easy to enter in your personal spend, the ability
to enter your income to filter out cards you don't qualify for...
Jon
Quick easy to use sliders are an excellent touch. Provides info I would use to
choose a card.
Ron
A very simple and quick way to find credit cards I may consider. Easy to use.
Sharon
I open and close cards all the time for travel this makes it just one stop.
Gillian
I liked that you could choose different options that you were looking for in a
credit card.
Claudette
It's what I had been hoping for, with details about each card when I want to
drill down farther in.
Sherri


I feel confident that the results lined up with what I expected. Really like
that I can break down my spending by gas, groceries, drugstores, etc.
Steve V.
The first tool with genius score that compares the "soft" side of card benefits
such as types of insurance included, flexibility of rewards. All others just
simply compared on rewards or cash back.
Alan
It is very stripped down and easy to use. The pages communicate a simple, clear,
and intentional message; and there aren't any ads, sections of the site, or
waffley wording that distracts from that.
Donovan
It gives me the results I want, simple and quick.
Bryan P.
The best and easiest tool I found to compare credit cards, very complete and
detailed.
Luiz
This is an excellent tool with instantaneous results and crystal clear
information.
Carole G.
Simple but well laid out site, easy to enter in your personal spend, the ability
to enter your income to filter out cards you don't qualify for...
Jon
Quick easy to use sliders are an excellent touch. Provides info I would use to
choose a card.
Ron
A very simple and quick way to find credit cards I may consider. Easy to use.
Sharon
I open and close cards all the time for travel this makes it just one stop.
Gillian
I liked that you could choose different options that you were looking for in a
credit card.
Claudette
It's what I had been hoping for, with details about each card when I want to
drill down farther in.
Sherri




HOT CREDIT CARD DEALS RIGHT NOW

Big bonuses and limited time offers. Get them before they go away.

See All Hot Deals
GC: $50

BMO eclipse rise Visa* Card
$50 GeniusCash + Up to 2.5 points per $1 spent + No annual fee.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $393
First year value calculations

+ Welcome bonus estimate $134 + Annual rewards estimate $209 + GeniusCash offer
$50

--------------------------------------------------------------------------------

  $393

GC: $60

Scotiabank Passport Visa Infinite Card
$60 GeniusCash + Up to 30,000 welcome Scene+ points + 6 free airport lounge
passes.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $834
First year value calculations

+ Welcome bonus estimate $300 + Annual rewards estimate $324 + Annual fee rebate
$150 + GeniusCash offer $60

--------------------------------------------------------------------------------

  $834

GC: $75 + $25

TD First Class Travel® Visa Infinite* Card
$100 GC Boost + Up to 100,000 TD Rewards points + $100 annual travel credit.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,214
First year value calculations

+ Welcome bonus estimate $500 + Annual rewards estimate $475 + Annual fee rebate
$139 + GeniusCash offer $100

--------------------------------------------------------------------------------

  $1,214

GC: $100 + $25

MBNA Rewards World Elite® Mastercard®
$125 GC Boost + Up to 30,000 bonus points + Annual bonus worth up to 15k
points.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $1,111
First year value calculations

+ Welcome bonus estimate $300 + Annual rewards estimate $686 + GeniusCash offer
$125

--------------------------------------------------------------------------------

  $1,111

GC: $100

BMO CashBack® World Elite®* Mastercard®*
$100 GeniusCash + Up to 10% cash back for 3 months + Up to 5% back on
groceries.*
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $919
First year value calculations

+ Welcome bonus estimate $207 + Annual rewards estimate $492 + Annual fee rebate
$120 + GeniusCash offer $100

--------------------------------------------------------------------------------

  $919

GC: $100 + $25

Tangerine World Mastercard®
$125 GC Boost + 10% cash back** + 2% cash back on groceries, gas, bills, or
more.
Offer ends: Apr 30, 2024
I Want This Deal
First year value◊: $498
First year value calculations

+ Welcome bonus estimate $100 + Annual rewards estimate $273 + GeniusCash offer
$125

--------------------------------------------------------------------------------

  $498




ABOUT CREDITCARDGENIUS

creditcardGenius is a smart credit card matchmaker that compares 126+ features
of 212+ credit cards, with objective ratings, rankings and reviews. Built in
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launch.

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◊ The creditcardGenius algorithm, based on our Rating Methodology, calculates an
estimated dollar value for all rewards and bonuses by combining typical monthly
spending with well-researched reward point value estimates. "Annual Rewards" is
calculated by combining our default $2,000 in monthly spending ($24,000
annually) spread across 8 different spending categories (gas, groceries, travel,
etc) with our point value estimates. "Welcome Bonus" is calculated by combining
all one-time bonuses available to new cardholders within the first year with our
point value estimates. To qualify for the full bonus you may need to make
purchases, meet minimum spending requirements, or complete special actions.
"Annual Interest Savings" is based on a credit card balance of $8,000 and a
standard credit card interest rate of 19.99%. Annual Rewards, Welcome Bonus, and
Annual Interest Savings values will change if the person adjusts their monthly
spending away from the $2,000 monthly default or changes their reward
preferences.

*,† Terms and conditions apply.




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our comprehensive and math-based algorithm solely dictates the results of our
rating system.

Our ratings and rankings are strictly independent of compensation. Read our
detailed disclosure about how CCG makes money.

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