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Get a Personal Loan From

₹10,000 to ₹3 Lakhs

in 2 minutes

In partnership with

Start your loan application in just 2 simple steps

Basic Details

Income Details

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Gender

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Purpose of Loan


Education
Marriage
Travel
Medical
Others
 
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Features and Benefits

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 * Personal Loan for Salaried and Self-Employed Individuals

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 * 100% Secure Online Application - No physical visits required

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 * Quick disbursal in 10 minutes

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 * Low interest rates

How It Works

01 Check Eligibility



02 Select Loan Amount & Tenure



03 Upload KYC and verify bank account



04 Money will be disbursed to your account



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 * Indialends through it's partner lenders offers a flexible repayment period of
   6 months to 60 months. Customer can avail a personal loan from Rs 10,000
   onwards. The annualized reducing interest rate ranges from 10.25% to 29.99%
   depending on the customer's credit profile, and lender policy.
   
   Representative example APR calculation: Rs.1 Lakh loan availed at interest
   rate of 12% with processing fee of Rs.1,000 for a tenure of 60 months. Total
   interest payable by customer will be Rs.33,467 and monthly EMI will be
   Rs.2,224.


MOBILE VERIFICATION

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I hereby declare that I am Indian National. I agree to IndiaLends Privacy Policy
and T&Cs and authorize IndiaLends to carry out credit enquiries on the Credit
Bureaus. I give my consent to one or more lending partners of IndiaLends to make
one or multiple credit enquiries with the credit bureaus or any other agencies
authorized by RBI. I also authorize IndiaLends to retrieve credit report on my
behalf from CRIF Highmark Private Limited , Experian India Private Limited or
Transunion CIBIL Limited.

By clicking on verify, you consent to receiving communications including but not
limited to SMS, e-mails, phone calls, whatsapp from us and/or our partners,
including Banks and NBFCs, with respect to your transaction on the website or
for any other purpose. This consent will override any registration for DNC/NDNC.
You hereby consent to IndiaLends being appointed as your authorised
representative to receive your Credit Information from Experian and sharing it
with its affiliate financial partners (Specified Users under CICRA, 2005) for
the purpose of providing curated products and sharing the Credit Information
with such affiliate financial partners. (“End Use Purpose”)
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IMPORTANT INFORMATION
IN RELATION ACCESS TO CREDIT INFORMATION CRIF HIGHMARK

×

You hereby appoint GC Web Ventures Pvt. Ltd. (hereinafter, "IndiaLends") as your
authorized representative to receive your credit information from CRIF Higmark.
You hereby irrevocably and unconditionally consent to such credit information
being provided by CRIF Higmark to you and IndiaLends, and you hereby agree,
acknowledge, and accept the terms and conditions set forth herein.

You hereby also acknowledge that for IndiaLends to service you as a customer to
access your credit worthiness, the credit information shall be shared by CRIF
Higmark with you and IndiaLends on a quarterly basis in a period of 12 months
continuously (4 reports in a year) to ensure that you are able to view your
complete credit history. Please read the terms and conditions of this document
carefully before accepting. By clicking on the “I Accept” button below, you are
expressly agreeing to access the CRIF Higmark credit information report and
credit score (as defined in the important information section below and together
referred as “credit information”) and share a copy of the credit information
with IndiaLends in the “as is” format. Please click on the link below to read
and understand the important information section below. ** This document is an
electronic record in terms of the Information Technology Act, 2000, and rules
made there under, and the amended provisions pertaining to electronic records.


IMPORTANT INFORMATION
CONSENT IN RELATION TO ACCESS TO CREDIT INFORMATION THROUGH EXPERIAN

×

This End User Agreement (the “Agreement”) is made between you (the “User” or
“You”) and GC Web Ventures Pvt. Ltd., a private limited company having its
registered office at Plot no. 31, 2nd Floor, Sector 18, Udyog Vihar, Sector 18,
Gurugram, Haryana - 122015. (“CLIENT”, “Us” or “We”, which term shall include
its successors and permitted assigns). The User and CLIENT shall be collectively
referred to as the “Parties” and individually as a “Party”.
You hereby consent to  CLIENT being appointed as your authorised representative
to receive your Credit Information on an ongoing basis until the (i) for the
purpose of determining credit worthiness of consumer through using Provider’s
Credit Information Report and sharing relevant credit products with the
consumer; and (ii) in relation to credit monitoring that enables the Individual
Consumers to monitor various active loan products, new enquiries, movement of
credit score, delayed payments flags etc., (“End Use Purpose”) is satisfied or
expiry of 6 months from date the consent is collected; whichever is earlier.
BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS
THE EXPERIAN CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES,
INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS
“CREDIT INFORMATION”). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT
TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND CLIENT BY USING
EXPERIAN TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND
ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN.
Terms and Conditions:
Information Collection, Use, Confidentiality, No-Disclosure and Data Purging
CLIENT shall access your Credit Information as your authorized representative
and CLIENT shall use the Credit Information for limited End Use Purpose
consisting of and in relation to the services proposed to be availed by you from
CLIENT. We shall not aggregate, retain, store, copy, reproduce, republish,
upload, post, transmit, sell or rent the Credit Information to any other person
and the same cannot be copied or reproduced other than as agreed herein and in
furtherance to applicable law including the CICRA. The Parties agree to protect
and keep confidential the Credit Information both online and offline. The Credit
Information shared by you, or received on by us on your behalf shall be
destroyed, purged, erased immediately upon the completion of the transaction/
End Use Purpose for which the Credit Information report was procured, this
period not being longer than 6 months.
Governing Law and Jurisdiction
The relationship between you and CLIENT shall be governed by laws of India and
all claims or disputes arising there from shall be subject to the exclusive
jurisdiction of the courts of Mumbai.
Definitions:
Capitalised terms used herein but not defined above shall have the following
meanings:
“Business Day” means a day (other than a public holiday) on which banks are open
for general business in Mumbai.
“Credit Information Report” means the credit information / scores/ aggregates /
variables / inferences or reports which shall be generated by Experian;
“Credit Score” means the score which shall be mentioned on the Credit
Information Report which shall be computed by Experian.
“CICRA” shall mean the Credit Information Companies (Regulation) Act, 2005 read
with the Credit Information Companies Rules, 2006 and the Credit Information
Companies Regulations, 2006, and shall include any other rules and regulations
prescribed thereunder.
PLEASE READ THE ABOVEMENTIONED TERMS AND CONDITIONS AND CLICK ON “ACCEPT”
FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS/ FOR SHARING OF
YOUR CREDIT INFORMATION BY EXPERIAN WITH CLIENT IN ITS CAPACITY AS YOUR
AUTHORISED REPRESENTATIVE. BY CLICKING “ACCEPT” YOU AGREE AND ACCEPT THE
DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN.


IMPORTANT INFORMATION
IN RELATION ACCESS TO CREDIT INFORMATION THROUGH TRANSUNION CIBIL LIMITED

×

To,
TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India)
Limited]
19th Floor, One World Centre Tower-2A-2B, 
841 Senapati Bapat Marg,
Lower Parel,
Mumbai – 400 013


Sub: Grant of Consent

In connection with submission of the application for my credit information
offered by CIBIL (“Consumer Credit Information”) and other related credit
products (Credit Products) offered by CIBIL through GC Web Ventures Private
Limited (referred to as the “Company”) and delivery of the Consumer Credit
Information and Credit Products to the Company, I hereby acknowledge and agree
to the following:
A. The Company is my lawfully appointed agent and he / it has agreed to be my
agent for the purposes, including, without limitation, to receive the Consumer
Credit Information and Credit Products from TUCL on my behalf and use it and the
Company has granted its consent for being appointed for the aforesaid purpose.
B. I grant my unconditional consent to the Company to receive the Consumer
Credit Information and Credit Products from TUCL on my behalf and the Company
has granted its consent for being appointed for the aforesaid purpose. I hereby
represent and acknowledge that the Terms of Understanding in relation to the use
of the Consumer Credit Information and Credit Products has been agreed between
me and the Company.
C. I hereby expressly grant unconditional consent to, and direct, TUCL to
deliver my Consumer Credit Information and Credit Products to the Company on my
behalf.
D. I agree that my consent shall be stored by the Company on a permanent basis
and shall be verifiable from time to time. I understand that the Company cannot
access the Consumer Credit Information for more than 6 months on a single
Consumer Consent and the same shall be required to be refreshed every six (6)
months. Company can store the Consumer Credit Information only for (i) a limited
time period of six months or (ii) till such time the credit information is
required to be retained to satisfy the purpose for which it was provided or
(iii) until I withdraw my consent to store such Consumer Credit Information,
whichever is earlier and thereafter, the stored Consumer Credit Information
shall be deleted, purged, expunged by the Company.
E. I shall not hold TUCL responsible or liable for any loss, claim, liability,
or damage of any kind resulting from, arising out of, or in any way related to:
(a) delivery of my Consumer Credit Information and Credit Products to the
Company ; (b) any use, modification or disclosure by the Company of the
contents, in whole or in part, of my Consumer Credit Information or Credit
Products , whether authorized or not; (c) any breach of confidentiality or
privacy in relation to delivery of my Consumer Credit Information to the
Company.
F. I acknowledge and accept that TUCL has not made any promises or
representations to me in order to induce me to provide my Consumer Credit
Information or seek any consent or authorization in this regard.
G. I agree that I may be required to record my consent / provide consent
electronically and in all such cases I understand that by clicking on the "I
Accept" button below, I am providing "written consent " to [COMPANY] authorizing
[COMPANY] to obtain my Consumer Credit Information from my personal credit
profile from TransUnion CIBIL LIMITED]. I further authorize [COMPANY] to obtain
such information solely to confirm my identity and display my Consumer Credit
Information to me. Further in all such cases “By checking this box and clicking
on the ‘Authorize button, I agree to the terms and conditions, acknowledge
receipt of TUCL privacy policy and agree to its terms, and confirm my
authorization for [COMPANY] to obtain my Consumer Credit Information and Credit
Products.
H. I understand that in order to deliver the product to me, I hereby authorize
[COMPANY], to obtain my Consumer Credit Information and Credit Products from
TUCL.
I. By submitting this registration form, I understand that I am providing
express written consent for [COMPANY] to request and receive information about
me from third parties, including but not limited to a copy of my consumer credit
report and score from consumer reporting agencies, at any time for so long as I
have an active [COMPANY] account. I further authorize [COMPANY] to retain a copy
of my information for use in accordance with [COMPANY’S] Terms of Use and
Privacy Policy.
J. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS
AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
K. I shall not sue or otherwise make or present any demand or claim, and I
irrevocably, unconditionally and entirely release, waive and forever discharge
TUCL , its officers, directors, employees, agents, licensees, affiliates,
successors and assigns, jointly and individually (hereinafter “Releasee”), from
any and all manner of liabilities, claims, demands, losses, claims, suits, costs
and expenses (including court costs and reasonable attorney fees) (“Losses”),
whatsoever, in law or equity, whether known or unknown, which I ever had, now
have, or in the future may have against the Releasee with respect to the
submission of my Consumer Credit Information or Credit Products and / or my
decision to provide TUCL with the authority to deliver my Consumer Credit
Information and Credit Products to the Company . I agree to defend, indemnify,
and hold harmless the Releasee from and against any and all Losses resulting
from claims made against TUCL L by third parties arising from and in connection
with this letter.
L. I agree that the terms of this confirmation letter shall be governed by the
laws of India and shall be subject to the exclusive jurisdiction of the courts
located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to
assign its rights hereunder to any third person without taking my prior written
consent.