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How I Got Here


MEREDITH FUCHS, GENERAL COUNSEL, PLAID

Learn about Meredith's career journey from D.C. law firm partner to legal leader
for the U.S. House Committee on Energy & Commerce, Capital One, and now fintech
startup, Plaid.

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TELL US HOW YOU LANDED YOUR ROLE AT PLAID.

I am so lucky to be at Plaid, a mission-driven company that is supporting the
development of digital financial services. I didn’t ever expect to be at a
technology startup, but building teams and organizations is what motivates me.
So when Plaid approached me, I jumped at the opportunity to help it grow from
startup to steady-state. Plaid also has a mission I support—to unlock financial
freedom for everyone—and great, idealistic, motivated people.


WHAT WAS YOUR “AHA!” MOMENT AROUND BECOMING GC?

There are two things I love about being a GC. First, explaining how we can use
law and risk management as strategic levers for success feels satisfying. The
second is seeing my team succeed. As corny as it sounds, it moves me to see
people on my team solving problems and working together to achieve great things.




WHAT ARE SOME KEY LESSONS YOU’VE TAKEN FROM YOUR EXPERIENCE IN BIG LAW AND
GOVERNMENT TO YOUR CURRENT CORPORATE ROLE AT PLAID?

The best law firm lawyers are the ones who can discern a client’s goals and
personality so they can formulate a strategy that fits that client. A big-name
firm may be useful for the heft and workforce that they can bring to a matter,
but I still want the lead lawyer to show they care about Plaid and Plaid’s
long-term success.

As far as the government, I have become convinced that it is valuable to have
people in government who understand how businesses work, and it is valuable to
have former government personnel go to companies and help them make good
decisions. I struggle with how to avoid the negative side of the revolving door,
while not giving up the positive side of it.

When I left government, I specifically went in-house instead of to a law firm
because I wanted to use my deep knowledge of the Dodd-Frank Act for good, in a
business that can positively impact millions of people. I think that was a
responsible decision.


HOW DO YOU “NETWORK” EFFECTIVELY?

I have finally come around to acknowledging that personal brand matters, and
that is one of the things that has opened doors for me throughout my career. A
personal brand is how people think about you when you’re not around. I once
attended a career development seminar where they showed a slide that said:
Career Formula = Reputation + Performance + Network.



People in the room groaned. But, the hard reality is that *good* work is not the
only thing that determines your success. Your performance has equal weight with
your reputation and your network. This really hit home when I went to the
Consumer Financial Protection Bureau. I really wanted to work at the new
Consumer Bureau in 2010, but I assumed it would be very hard to get the job I
wanted. As it turned out, my network and reputation kicked in without me even
knowing it, and people felt confident recommending me for a senior role at the
agency.

A good reputation comes from a great performance. If you act like you are
interviewing for your next job every day, you will perform well and develop a
good reputation. A network is simply the people you have encountered in your
life. Your colleagues, opponents, friends, neighbors, and people you didn’t even
realize noticed you. How can you build your reputation and network?  

 * Do great work and be great to work with;
 * Join a bar committee and host an event;
 * Lead or participate in a community service activity or a social event;
 * Make lunch plans with people you admire or miss from a prior job;
 * Join a professional or bar association committee.

Frankly, I just focus on being friendly, being an honest broker, keeping up with
contacts, and following up on things. Without realizing it you will suddenly
find that you have a network. That network will help when you are looking for a
job, searching for great people to hire, or you need advice about something in
your life and career.





HOW DID YOU PREPARE FOR YOUR FIRST 90 DAYS AS GC?

There are many articles out there about what you need to know as a new GC. There
are lots of foundational documents you would want to look at, and you quickly
want to learn about any litigation, investigations, or high-risk matters.  

Beyond that, however, my strategy is one I learned at Capital One. Listen,
learn, and meet people. Unless the organization you join is in the midst of a
crisis, most likely the people who are there are doing their best to do what
they think is right. You will rub people the wrong way if you try to immediately
change things; instead, approach the issues you see with an air of curiosity
that recognizes the value of the work already being done.  

In three GC roles, I started with a listening tour. I shared my background and
then asked my team and key partners: “What do you need from me?”

Many of the answers did not make a lot of sense at first, but I went back to
those notes as I learned more about the company and was able to better
understand what people wanted me to help with. From those conversations, I
looked for easy wins or things I could immediately unblock, but I did not try to
do anything transformative in the first 90 days. Finally, I used those meetings
to learn about people and establish relationships. Today, more than ever, when
we are not physically in the same locations, those relationships are an
important foundation for handling future shared challenges.




WHAT DOES A TYPICAL DAY LOOK LIKE FOR YOU? WHAT DO YOU WISH YOU HAD MORE TIME IN
THE DAY FOR?

I go from meeting to meeting and topic to topic each day. One of the things I
really value is team members who think ahead about prep for me and provide me
succinct materials that I can digest. The constant pivoting can be exhausting,
and anything that makes it easier is wonderful. I occasionally will block out a
day just to catch up. It is on these non-meeting days (sometimes nights or
weekends) that I can do deeper thinking or long-term projects.

Another thing I feel strongly about is not to let my email inbox or other
people’s scheduling of meetings dictate my priorities. I try to always have
long-term projects continuing alongside immediate deadlines, and I try to look
ahead several weeks to see whether there are meetings I can decline or
reschedule to make them more effective. As a practical example, at Plaid, I knew
I wanted to enhance our systems and processes, but I also had more immediate
legal issues to address. I made sure that the work on systems and processes got
some of my time each month so that a year later I can look back and see that we
have made progress on how we work in addition to addressing immediate issues.

Having a great EA is extremely helpful. I think of my EA as responsible in large
part for my ability to be effective. It is an essential relationship also for
keeping everything moving forward in the midst of whatever crisis or priority
will take up my time. I feel really fortunate to have a great EA now at Plaid
and to have had others in the past who showed me how valuable a partnership it
could be. 


WHAT DO YOU LOVE THE MOST ABOUT YOUR ROLE?

I love figuring out how to make things work better or enable great things to
happen. My CEO once said that he appreciates it when he comes to me with a
problem and my first reaction is, “Let me think about how we can accomplish
that.”

It really is fun to find a solution to something. I try hard to put aside my
pre-established views and solve problems from the ground up. It is also one of
the reasons I really value diversity of opinion and people willing to challenge
conventional thinking. Sometimes the solution to a problem comes out of the
legal analysis, sometimes it comes from better communication, and oftentimes it
is an open mind that allows me to see possible solutions. I guess this is also
the essence of product development at a Fintech company like Plaid, where we
have to be open to new ideas and methods of delivering financial service. 

For the last 10 years, I have been in roles that directly impact consumers: as a
regulator, a bank lawyer, and now a technology lawyer. I have felt good about
being able to empower consumers to have control over their financial lives in
every one of these roles. So much of our financial system is out of balance, and
I love being part of efforts to make it possible for consumers to retake some of
that power.






CAN YOU SHARE SOME OF THE CHALLENGES THAT ARE TOP OF MIND FOR YOU?

Cybersecurity is a consistent priority and should be for all GCs, especially
those at technology or financial companies. I am a firm advocate of preparation
and scenario testing to stay ahead of cyberattacks.  

As we grow in size and complexity, another priority as a leader is ensuring our
corporate infrastructure continues to support a great culture and be a model of
inclusion and equity. I spend a lot of time these days talking to people about
how to create connections with the company in an environment where we are not
able to be as close to colleagues as in the past. I’d love to learn from others
how they are approaching that challenge.  

Finally, I also am always looking for ways to make the legal work satisfying for
my team.  Using technology and good processes to reduce mundane tasks is a big
goal. In addition, I am always keen to evaluate our outside counsel to
understand the quality of representation we get.





HOW DO YOU KEEP YOURSELF UP TO DATE SO YOU CAN ISSUE-SPOT EFFECTIVELY?

At times, I have been overwhelmed by the amount of information that I receive. 

I now send almost all the newsletters, etc, to a separate email folder, so they
do not distract me. I do pay attention to and attend law firm events that
highlight new trends. For example, a couple of years ago I saw programs about
ESG spring up and started to pay attention to it as a focus for corporate
governance. I have learned, however, that I cannot be an expert in everything.
So, I rely on hiring great people and asking them to keep our team apprised of
important developments that could affect Plaid. Our space is full of regulatory
shifts at the moment, so we pay particular attention to what financial and
consumer regulators say about future policies. 


IN YOUR ROLE, WORKING WITH PRODUCT, SALES, AND THE FINANCE TEAMS ARE KEY AREAS
OF RESPONSIBILITY. HOW DO YOU MANAGE PRIORITIES AND SET EXPECTATIONS?

Transparency and joint prioritization is the key. As much as possible, it is
valuable to have a visible queue that the business can rearrange as their
priorities change. It is also important for the business to forecast what is
coming down the pike so we can adjust our support as needed.

Something I have struggled with, however, is how to forecast legal work on
complex agreements. There are often externalities that we worry about, such as
how aggressive the counterparty will be, how long they will take, and whether we
can resolve issues internally or not.  

Finally, we sometimes rely on quick escalation to avoid issues getting stuck for
too long. I don’t love this, as it could feel disempowering to the folks
assigned to the task. However, it provides an opportunity for a junior person to
learn how more senior people balance risk and reward.  





IF YOU WEREN’T IN LEGAL, WHAT WOULD YOU DO FOR A CAREER?

Something in design. I almost went to art school, but I was too scared that I
would not find a job when I finished college.





WHAT IS SOMETHING PEOPLE DON’T KNOW ABOUT YOU? FUN FACTS OR SECRET TALENTS?

I love to hike! I have a list of treks that I want to do, and I think it is time
to start planning for them!




DO YOU HAVE A MENTOR OR MENTOR SOMEONE? WHAT ADVICE DO YOU HAVE TO FIND ONE?

Mentor relationships are best when they are organic. Be authentic with people
you think you can learn from and don’t be afraid to make offers to them, in
addition to asking them for advice.




IS THERE A QUOTE THAT MOTIVATES YOU?

Every day is the first day of the rest of your life.


 * People


HOW I GOT HERE: CHRIS YOUNG, GENERAL COUNSEL AT IRONCLAD


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