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Coverage
Business Insurance
General Liability Insurance
Workers’ Compensation Insurance
Professional Liability Insurance
Errors and Omissions (E&O) Insurance
Commercial Auto Insurance
Commercial Property Insurance
Business Owner’s Policy (BOP)
Commercial Umbrella Insurance
Cyber Insurance
Tools & Equipment Insurance
Liquor Liability Insurance
Product Liability Insurance
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WE’RE 100% DEDICATED TO SMALL BUSINESS.


TAILORED BUSINESS INSURANCE. ZERO HASSLE. BIG SAVINGS.

Choose your primary coverage to get started:

General Liability


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Workers’ Compensation


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Business Owner’s Policy


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Professional Liability


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Other Coverages


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Rated 4.7/5

(5056 reviews)


TAILORED INSURANCE BY PROFESSION

Food & Beverage




Contractors




Retail




Cleaning




Fitness




Amazon Sellers




Engineers & Architects




Entertainment


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Plow Restaurant
Le Beau Market
Mercy Vintage
Plow Restaurant
Le Beau Market
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Get NEXT. Get Going.

Our business insurance gives you the confidence to take smart risks with your
business; the kind that’ll take you to the next level. So whether you’re just
starting out or looking to bring on a team of 20, NEXT will help get you there.

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We know you’re busy, so we’ll be quick.

1

Tell us what you do.


2

Select your type of coverage.


3

Get your certificate of insurance.

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Let’s find the coverage you need for your business.
Business insurance is divided into different policies. We offer 7 types so it's
easy to design the coverage that fits your business.
General Liability
Accidentally damaged customer property? General liability insurance makes those
uh-oh moments okay by covering a wide range of incidents and basic risks.
Contractors and cleaners can add tools and equipment coverage to protect their
gear, as well.
Learn More
Workers’ Compensation
If you have employees, workers’ comp is mandatory in almost every state to help
cover medical bills and lost wages if a workplace accident occurs. And don’t
forget about the boss — add business owner’s coverage to protect yourself as
well.
Learn More
Professional Liability/E&O
If you’re accused of making an error at work, we’ve got your back. Get
professional liability insurance (also known as errors & omissions insurance)
and you’ll be protected from certain types of lawsuits and claims.
Learn More
Commercial Auto
Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom
line. With commercial auto, you’re covered for dents, tows and damage to someone
else’s car or truck. Add HNOA coverage for extra protection on rentals and
employee vehicles.
Learn More
Tools & Equipment
Add a tools and equipment upgrade to your general liability insurance. If your
gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a
flash.
Learn More
Commercial Property
Commercial property insurance isn’t just for buildings — it can protect almost
all the gear, inventory and equipment you need to do business.
Learn More
Business Owner’s Policy
A business owner’s policy (BOP) combines general liability and commercial
property into one handy package. It’s a great option for protecting your
business if you have a physical location, equipment or inventory and if you deal
with customers or the public.
Learn More


BUNDLE TWO OR MORE OF OUR POLICIES AND SAVE UP TO 10%.

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WE’VE GOT TAILORED POLICIES FOR THOUSANDS OF PROFESSIONS.

Accountant, Carpenter, Catering, Daycare, Dance Instructor, DJ, E-commerce,
Electrician, Engineer, General Contractor, Handyman, House Cleaning and Maid
Service, Agents Insurance, Landscaping, Personal Trainer, Pressure Washing, Real
Estate Agent, Restaurant, Retail Store, Roofing
More Professions
Coverage on-the-go for policyholders
Manage your policies, send and create certificates of insurance, or file a claim
with our app.



“EXCELLENT SERVICE AND SOME OF THE MOST POLITE AND PROFESSIONAL STAFF I'VE EVER
DEALT WITH. RATES CANNOT BE BEAT AND THEIR HONESTY IS GREAT.”

Stacy McGrath
Hub International Protection Division, LLC



“WE HAD BEEN STRUGGLING FOR MONTHS TRYING TO FIND INSURANCE FOR OUR SMALL
CONCIERGE BUSINESS. IT WAS NEARLY IMPOSSIBLE...NEXT IS A LIFESAVER”

Miranda Belansky
Sea La Vie Galveston, LLC



“I CAN'T THINK OF MUCH NEXT INSURANCE CAN DO TO BETTER SERVE ME AND MY BUSINESS.
THEY MAKE ME FEEL PREPARED FOR THE WORST-CASE SCENARIO.”

Bryan Pearse
Bryan Pearse, LLC



“EXCELLENT SERVICE AND SOME OF THE MOST POLITE AND PROFESSIONAL STAFF I'VE EVER
DEALT WITH. RATES CANNOT BE BEAT AND THEIR HONESTY IS GREAT.”

Stacy McGrath
Hub International Protection Division, LLC



“WE HAD BEEN STRUGGLING FOR MONTHS TRYING TO FIND INSURANCE FOR OUR SMALL
CONCIERGE BUSINESS. IT WAS NEARLY IMPOSSIBLE...NEXT IS A LIFESAVER”

Miranda Belansky
Sea La Vie Galveston, LLC

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NEXT is rated “A- Excellent” by AM Best, the industry standard for rating
insurance companies.

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* To the extent permitted by law, applicants are individually underwritten, not
all applicants may qualify. Individual rates and savings vary and are subject to
change. Discounts and savings are available where state laws and regulations
allow, and may vary by state. Certain discounts apply to specific coverages
only.
What we cover
Business Insurance
General Liability
Workers’ Compensation
Commercial Property
Business Personal Property
Commercial Auto
Professional Liability
Errors and Omissions
Tools & Equipment
Business Owner's Policy
Product Liability
Employment Practices Liability
LLC Business Insurance
Liquor Liability
Certificate of Insurance
Who we insure
Architects & Engineers
Auto Services
Beauty
Cleaning
Construction
Consulting
Contractors
Education
Entertainment
Fitness
Financial Services
Food Services
Real Estate
Retail
Therapy
Top professions
Carpenter Insurance
Daycare Insurance
Debris Removal Insurance
General Contractor Insurance
Handyman Insurance
HVAC Insurance
Landscaping Insurance
Painters Insurance
Personal Trainer Insurance
Roofing Insurance
Auto Repair Shop
Yoga Teacher Insurance
Retail Store Insurance
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Accountant Insurance
Amazon Sellers
Architect Insurance
Catering Insurance
Ecommerce Insurance
Engineer Insurance
Massage Insurance
Photographer Insurance
Real Estate Agent Insurance
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Texas General Liability
Florida General Liability
California General Liability
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© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United
States
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Issuance of coverage is subject to underwriting. Not available in all states.
Please see the policy for full terms, conditions and exclusions. Coverage
examples are for illustrative purposes only. Your policy documents govern, terms
and exclusions apply. Coverage is dependent on actual facts and circumstances
giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an
insurance agency licensed to sell certain insurance products and may receive
compensation from insurance companies for such sales. Policy obligations are the
sole responsibility of the issuing insurance company. Refer to Legal Notices
section for additional information.

† Any starting prices or premiums represented before an actual customer quote
are not guaranteed and are representations of existing premiums of active
policies as of December 6, 2023. To the extent permitted by law, applicants are
individually underwritten, not all applicants may qualify. Individual rates and
savings vary and are subject to change. Discounts and savings are available
where state laws and regulations allow, and may vary by state. Certain discounts
apply to specific coverages only.