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 * Individual & Family
   
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 1. Broker
 2. Small Business
 3. Small Business Vision plans

    
    
 1. Small Business
    


SMALL BUSINESS VISION PLANS




VISION PLAN UPDATES FOR 2025

Insight Discount with EyeMed[1] Doctors for 2025

Use your discount with these 3 easy steps:

1. Locate an eye doctor – Select from a broad network of independent eye
doctors. Visit Blueshieldca.com to find a provider near you.

2. Schedule an appointment – Call ahead or stop by one of the many eye doctors
that offer walk-in appointments.

3. Use your discount – When you arrive, let the eye doctor know you have a
discount plan through Blue Shield of CA.

Please note your discount cannot be combined with any other discounts, coupons
or promotional offers. Learn more about our vision discount here .

For exact terms and conditions of coverage for all 2025 plan offerings, refer to
the Certificate of Insurance for the plan, or contact your Blue Shield sales
representative.

 

 

 

[1] EyeMed is independent of Blue Shield of California and is contracted by Blue
Shield to provide vision services.

 * Broker resources
 * 2025 Summary of Benefits
 * Rates
 * Evidence of Coverage
 * Q1 2025 Specialty sales guide
 * Pediatric dental and vision FAQs
 * Product cycle updates
 * Sales resources and collateral


WHY ADD A BLUE SHIELD VISION PLAN?



BUNDLING DISCOUNT – GROUPS SAVE 10% OF DENTAL AND VISION PREMIUMS

Give your small business clients a 10% specialty discount! Anytime you add
dental and/or vision to a new or existing small business client's medical
coverage, a 10% discount will be applied to the dental and/or vision premiums.
Learn more. 
 


NETWORK

Our vision plan members have access to the largest network* of ophthalmologists,
optometrists, and opticians with 11,000+ access points in California and
134,000+ access points nationwide. Many providers are conveniently located at
retail locations such as LensCrafters and Target; and wholesale or warehouse
locations such as Walmart, Sam’s Club, and Costco. These locations are often
open evenings and weekends, making it easier and more convenient for members
to purchase frames, lenses, and contacts.
 


MORE CHOICE 

Groups may offer more than one vision plan. This flexibility helps employers
provide choices to meet the needs of their employees.
 


TWO-YEAR INITIAL RATE GUARANTEE

A two-year initial rate guarantee applies to both new and existing medical
groups adding a dental or vision plan, and/or life insurance. 
 


RETINAL IMAGING

A retinal imaging exam benefit is now available as an option to the
comprehensive eye exam. This procedure takes a digital image of the back of the
eye to help an optometrist or ophthalmologist find certain diseases and
check the health of the eyes without dilation.

 * Available with in-network providers only.
 * Applies to all vision plans with an eye exam benefit.
 * Member will pay an additional $39.00 copayment for this benefit.
    


LOW EYE EXAM COPAYMENT ON ALL VISION PLANS

We don’t want anything to stand in the way of getting regular eye exams because
annual eye exams play an important role in the early detection of serious health
problems including glaucoma, diabetes, and hypertension. That’s why all
our vision plans have a $0 or $10 annual eye exam copayment.

Frame allowances are available from $120 and $150

 * Includes coverage for progressive lenses, photochromic lenses, and
   anti-reflective coating.
 * Contact Lens Plus plans that cover both eyeglass lenses/frames and contact
   lenses, including evaluation, fittings, and materials up to $120 during the
   benefit period.
 * All plans cover polycarbonate lenses for dependent children.
 * Lenses every 12 or 24 months.
 * Compare all our plans side-by-side on the Plan Comparison tool.
    


STREAMLINED ADMINISTRATION

All of our group plans offer streamlined administration: this means one bill,
one renewal, and one point of administration for all of your clients' Blue
Shield business. And, your clients can access and manage all of their coverage
information through Employer Connection.
 


CONTRIBUTION REQUIREMENTS

A 25% contribution is required for all vision plans except Voluntary Vision
plans; no employer contribution required. 
 


WELLNESS OFFERS AND DISCOUNTS

Blue Shield offers a wide range of programs that can help members save money and
get healthier. In addition to our Discount Vision Program Network, which offers
a 20% savings on many vision materials and services, members can get discounts
on:

 * Hearing aids – discounts of up to 60% through EPIC, one of the nation's
   largest networks of hearing care professionals.




*  UNDERWRITTEN BY BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE
COMPANY. AVAILABLE THROUGH A CONTRACTED VISION PLAN ADMINISTRATOR.


†  The network of practitioners and facilities in the discount programs are
managed by the external program administrators identified below, including any
screening and credentialing of providers. Blue Shield does not review the
services provided by discount program providers for medical necessity or
efficacy. Nor does Blue Shield make any recommendations, representations,
claims, or guarantees regarding the practitioners, their availability, fees,
services, or products. Some services offered through the discount program may
already be included as part of the Blue Shield health plan covered benefits.
Members must access covered services prior to using the discount program. Blue
Shield reserves the right to terminate this program at any time without notice.
Discount programs administered by or arranged through independent companies:
Discount Vision Program – LASIK and PRK – Laser Eye Centers, LLC.




CONTACT US – PHONE

 * Producer Services (800) 559-5905
 * Employer Services (800) 325-5166


CONTACT US – MAIL           

 * Blue Shield of California
 * PO Box 272540
 * Chico, CA 95927-2540


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rights reserved. California Physicians’ Service DBA Blue Shield of California is
an independent member of the Blue Shield Association. Health insurance products
are offered by Blue Shield of California Life & Health Insurance Company. Health
plans are offered by Blue Shield of California.

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