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Submitted URL: https://email.emails.nasscom.in/c/eJwUzDtuxCAQANDTQGfE16wLiqRwu2cYxjgeBbAFWFZuH237ireFXcb5xVNQXkltrPWOH8G7xWlj_Sbn5J3aZnRqWeQizQ...
Effective URL: https://www.icicilombard.com/health-insurance/hap-befit-campaign/
Submission Tags: urlscan
Submission: On March 12 via api from US — Scanned from DE
Effective URL: https://www.icicilombard.com/health-insurance/hap-befit-campaign/
Submission Tags: urlscan
Submission: On March 12 via api from US — Scanned from DE
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<div class="sfContentBlock">
<script src="/docs/default-source/assets/js/uicommon/js-enc-min.js"></script><input type="hidden" id="hdnIPaddress1" value="2405:204:e187:d206"><input type="hidden" id="hdnDeviceId1" value="d1234"><input type="hidden"
id="hdnUserAgent1"><!-- header start here -->
<header class="il-header"><!-- HTML for ILTC Banner start here -->
<div class="iltc-wrapper">
<div class="closebtn-wrapper"><a href="javascript:void(0);" class="js_closeiltcWrap"><img alt="Close ILTakeCare Suggestion" src="/docs/default-source/assets/home-revamp/images/close-icon.png"></a>
</div>
<div class="il-home-container">
<div class="iltc-sec">
<div class="iltc-content">
<div alt="ILTakeCare Logo" class="logo-sec"><img src="/docs/default-source/assets/home-revamp/images/iltc-logo.png">
</div>
<div class="content-sec">
<h5>IL TakeCare app – For all your insurance & wellness needs</h5>
<p>Policy purchase, claims, renewal & more</p>
</div>
</div>
<div class="iltc-btn">
<div class="install-btn"><a href="https://icicighi.page.link/EchannelWebsite">Install</a>
</div>
</div>
</div>
</div>
</div><!-- HTML for ILTC Banner end here -->
<div class="top-menu-wrap bg-lightgray pad-Top">
<div class="il-home-container">
<div class="row">
<div class="top-links">
<ul class="call-wrap">
<li><a href="tel:1800 2666"><span class="call-us">1800 2666</span><small>(Available 24 x
7)</small></a>
</li>
<li class="whats-app"><a href="http://wa.link/0m7ter"><img alt="ICICI Lombard Whatsapp" class="img-responsive lazy" src="/docs/default-source/assets/home-revamp/images/whatsapp.png"></a>
</li>
<li><a class="js-call-back" href="javascript:void(0)"><span class="call-back"></span>Call
Back</a>
<div class="call-back-form js-callback"><a href="javascript:void(0)" class="callback-close js-callback-field"></a>
<div class="call-main-wrap">
<h2>Got questions? Let's talk! Share your contact details and we'll give you a call. </h2>
<div class="input-feild ripple-line"><label for="callbackName">Full Name<sup>*</sup></label>
<input id="callbackName" class="il-callback-name alphaTxt" type="text" name="name"><span class="il-error">Please enter the full name</span>
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<div class="input-feild ripple-line mar-0"><label for="callbackMobile">Mobile no.<sup>*</sup></label>
<input id="callbackMobile" class="il-callback-mobile tel" type="text" maxlength="10" name="name"><span class="il-error">Please enter valid mobile number</span>
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<div class="input-feild ripple-line focus clearfix"><label>Select products<sup>*</sup></label>
<select class="select-product" id="callback-select">
<option value="">Select Product</option>
<option value="Car Insurance">Car Insurance</option>
<option value="Two wheeler Insurance">Two wheeler Insurance</option>
<option value="Travel Insurance">Travel Insurance</option>
<option value="Health Insurance">Health Insurance</option>
<!--<option value="Home Insurance">Home Insurance</option>-->
<option value="Third Party Car Insurance">Third Party Car Insurance</option>
<option value="Third Party Two Wheeler Insurance">Third Party Two Wheeler Insurance</option>
</select>
<span class="il-error">Please select the product</span>
</div>
<div class="submit-btn-top"><span class="il-error">Please select the product</span>
<a class="btn-m js-callback-valid" href="javascript:void(0)">Submit</a>
</div>
</div>
<div class="callback-thank-you" id="callbackThankyou">
<h3>Thank You for your interest in our product.</h3>
<p>Thank You for your interest in our product. We'll get in touch with you shortly to answer your queries.</p>
</div>
</div>
</li>
<li><!-- <a class="liveChat" onclick="window.open('https://chat.icicilombard.com/Chat/ChatPanel.aspx','targetWindow','toolbar=no,location=no,status=no,menubar=no,scrollbars=no,resizable=no,width=670,height=680');">
<span class="dotsGreen blink"></span>Live Chat
</a> -->
<a class="liveChat" href="javascript:;">
<span class="dotsGreen blink"></span>Live Chat
</a>
</li>
</ul>
<ul class="right-top-menu js-rightmenu-dth"><!-- <li>
<a href="#">Become an advisor</a>
<div class="submenu-wrap-top">
<ul class="top-sub-list">
<li><a href="/insurance-agent-vs-posp">Know about Agent and PoSP</a></li>
<li><a href="https://sme.icicilombard.com/agent-landing">Become an Agent</a></li>
<li><a href="/become-posp-insurance-agent">Become a PoSP</a></li>
</ul>
</div>
</li> -->
<!-- <li>
<a href="#">Renewals</a>
<div class="submenu-wrap-top renewal-wrap">
<ul class="top-sub-list renewal-sub-list">
<li><a href="/renew-policy-online#/AllRenewal">All policy renewal</a></li>
<li><a href="/motor-insurance/car-insurance/renewal">Car Policy</a></li>
<li><a href="/motor-insurance/two-wheeler-insurance/renewal">Two Wheeler Policy</a></li>
<li><a href="/renew-policy-online-health#/Health">Health Policy</a></li>
<li><a href="/travel-insurance/renew-online">Travel Policy</a></li>
</ul>
<ul class="top-sub-list renewal-sub-list">
<li><a href="/renew-online/renew-sme-product-policy">Business Insurance</a></li>
<li><a href="/renew-online">Others</a></li>
<li><a href="/renew-online/renew-home-product-policy">Home Policy</a></li> <li><a href="/health-insurance-plans/arogya-sanjeevani-policy/arogya-renewal">Arogya Sanjeevani Policy</a></li>
</ul>
</div>
</li> -->
<li><a href="javascript:void(0)">Support</a>
<div class="submenu-wrap-top second-bg-wrap">
<ul class="top-sub-list">
<li><a href="/customer-support">Contact Us</a></li>
<!--<li><a href="/support/contact-us">Contact Us</a></li>-->
<li><a href="/grievance-redressal">Grievance Redressal</a></li>
<li><a href="/support/counter-offer-acceptance">Counter Offer Acceptance</a></li>
</ul>
</div>
</li>
<li><a href="javascript:void(0)">Info Centre</a>
<div class="submenu-wrap-top info-wrap">
<ul class="top-sub-list renewal-sub-list">
<li><a href="/info-center">Info Centre</a></li>
<li><a href="/experts-blogs">Expert Blogs</a></li>
<li><a href="/info-center/faqs">FAQs</a></li>
<li><a href="/info-center/health-insurance-tax-benefits">Tax Benefits</a></li>
<li><a href="/downloads">Downloads</a></li>
<li><a href="/corporate-india-risk-index">Corporate India Risk Index</a></li>
</ul>
<ul class="top-sub-list renewal-sub-list">
<li><a href="/customer-testimonials">Testimonials</a></li>
<li><a href="/knowledge-center">Knowledge Center</a></li>
<li><a href="/podcasts">IL Cafe Podcast</a></li>
<li><a href="/blogs">Blog</a></li>
<li><a href="/cashless-garages">Cashless Garages</a></li>
<li><a href="/cashless-hospitals">Cashless Hospitals</a></li>
</ul>
</div>
</li>
<li><a href="/investor-relations">Investor Relations</a></li>
<li><a href="javascript:void(0)" class="bgBlue">Become an advisor</a>
<div class="submenu-wrap-top advisor-wrap">
<ul class="top-sub-list">
<li><a href="/insurance-agent-vs-posp">Know about Agent and PoSP</a></li>
<li><a href="https://sme.icicilombard.com/agent-landing">Become an Agent</a></li>
<li><a href="/become-posp-insurance-agent">Become a PoSP</a></li>
</ul>
</div>
</li><!-- <li>
<div class="Il_Linguify">
<div class="lang_toggle active_lang" id="switch_eng"><a href="javascript:void(0)">English</a></div>
<div class="lang_toggle" id="switch_hin"><a href="javascript:void(0)">हिंदी</a></div>
</div>
</li> -->
</ul>
</div>
</div>
</div>
</div><!-- <div class="Bagi-menu-wrap bg-lightgray" id="get-quote">
<img class="lazy" src="/docs/default-source/assets/home-revamp/images/bagi_wave1.png"><p>Bharti AXA General Insurance is now part of ICICI Lombard General Insurance.</p>
<marquee width="80%" direction="left">
<p>Bharti AXA General Insurance is now part of ICICI Lombard General Insurance.</p>
</marquee>
<a class="read-mr" href="/info-center/bharti-axagi-merger-announcement-customer-faqs" target="_blank"><span>|</span>Know more</a>
<img class="lazy" src="/docs/default-source/assets/home-revamp/images/bagi_wave.png"></div> -->
<div class="bottom-menu-wrap bg-megamenu">
<div class="il-home-container">
<div class="row">
<div class="nav-wrap">
<div class="mob-humberger"><span></span><span></span><span></span></div>
<div class="il-logo"><a href="/"><img alt="ICICI Lombard Logo" class="lazy" src="/docs/default-source/assets/home-revamp/images/il-logo.png"></a>
</div>
<div class="chat-ico"><img class="lazy" src="/docs/default-source/assets/home-revamp/images/chat-ico.png" width="35" height="35">
</div>
<div class="chat-ico-open"><img class="lazy" src="/docs/default-source/assets/home-revamp/images/chat_open_mob.png" width="35" height="35"></div>
<div class="mob-wrapper"><a href="javascript:void(0)" class="menu-close"></a>
<div class="nav-section">
<div class="login-nav log-dth">
<ul class="login-menu">
<li><a href="javascript:void(0)" id="login-revamp-click" class="login-link"><span class="login-icon"></span>Login</a>
<a href="javascript:void(0)" class="js-user-ico user-menu" id="userClick">
<span class="user-icon"></span></a>
<div class="login-details-wrap">
<div class="user-details"><span class="guest-user"></span><span class="men-user"></span><span class="women-user"></span>
<div class="user-label" id="userName" style="display: none;"></div>
</div>
<div class="view-profile">
<a href="/manage-your-policy/dashboard-duplicate" class="js-view-profile view-pro" style="display: none;">View profile</a>
<div class="login-content-block">
<div class="login-para">
<p>Last login:</p>
<p id="logTimedate"></p>
</div><a href="#" class="js-logout logout-link" id="logoutBtn" style="display: none;">Logout</a>
</div>
</div>
</div>
</li>
</ul>
</div>
<div class="main-nav nav-dth">
<ul class="menu-list">
<li><a href="javascript:void(0)">Motor <br>Insurance
</a>
<div class="sub-menu-wrap car-warp">
<ul class="sub-menu-list">
<li class="car-insurance-icon"><a href="/motor-insurance">Motor
Insurance</a></li>
<li><a id="Car_Insurance" href="/motor-insurance/car-insurance?source=nav&opt=car">Car
Insurance</a></li>
<li><a id="Two_Wheeler_Insurance" href="/motor-insurance/two-wheeler-insurance?source=nav&opt=tw">Bike
Insurance</a>
</li>
<li><a href="/motor-insurance/single-owner-multiple-vehicle">Motor
Floater</a></li>
<!-- <li><a href="/motor-insurance/pay-per-km-insurance">Pay As You Use(PAYU)</a></li>
<li><a href="/motor-insurance/pay-how-you-drive">Pay How You Use</a></li>
<li><a href="/motor-insurance/single-owner-multiple-vehicle">Single Owner Multiple Vehicle</a></li> -->
</ul>
</div>
</li><!-- <li>
<a href="#">Bike Insurance</a>
<div class="sub-menu-wrap tw-wrap">
<ul class="sub-menu-list">
<li class="twowheeler-insurance-icon"><a href="/motor-vehicle-insurance-policy/two-wheeler-insurance?source=nav&opt=tw">Bike Insurance</a></li>
</ul>
</div>
</li> -->
<li><a href="javascript:void(0)">Health <br>Insurance
</a>
<div class="sub-menu-wrap sub-health-wrap">
<ul class="sub-menu-list">
<li class="health-insurance-icon"><a href="/health-insurance?source=prodcategory&opt=health" id="Health_Insurance">Health Insurance</a></li><!-- <li>
<a onclick="$('.loader_new').show();" id="Complete_Health_Insurance" href="/health-insurance/complete-health-insurance?opt=chi&source=nav">ICICI Lombard Complete Health Insurance</a>
</li> -->
<li><a id="Complete_Health_Insurance" href="/health-insurance/health-advantedge-insurance-for-family?opt=hap&source=nav">Health
AdvantEdge</a></li>
<li><a id="Max_Protect_Insurance" href="/health-insurance/max-protect?opt=max&source=nav">MaxProtect</a>
</li>
<li><a id="Health_Booster" href="/health-insurance/health-booster?opt=hb&source=nav">Health
Booster</a></li>
<li><a id="Personal_Protect" href="/health-insurance/personal-accident-insurance?opt=pp&source=nav">Personal
Protect</a></li>
<li class="wyn-link"><a href="https://www.hellowyn.com/health-landing?utm_source=ILWebsite&utm_medium=top_navigation&utm_campaign=visits" target="_blank">wyn Health</a><img
src="/docs/default-source/assets/home-revamp/images/wyn-ico.gif"></li>
<!--<li><a onclick="$('.loader_new').show();" href="/disease-management-program">Disease Management Program</a></li> -->
<li><a href="/health-insurance/arogya-sanjeevani-policy?opt=arog&source=nav">Arogya
Sanjeevani Policy, ICICI Lombard</a></li>
<li><a href="/health-insurance/corona-kavach-insurance-policy">Corona
Kavach Policy, ICICI Lombard</a></li>
<li><a href="/health-insurance/saral-suraksha-bima-icici-lombard">Saral
Suraksha Bima, ICICI Lombard</a></li>
<li><a href="/health-insurance/senior-citizen-health-insurance">Golden
Shield</a></li>
</ul>
</div>
</li>
<li><a href="javascript:void(0)">Travel <br>Insurance
</a>
<div class="sub-menu-wrap travel-wrap">
<ul class="sub-menu-list">
<li class="travel-insurance-icon"><a href="/travel-insurance?source=prodcategory&opt=travel#products">Travel
Insurance</a></li>
<li><a id="Single_Round_Trip" href="/travel-insurance/single-trip?source=nav&opt=single-trip">Single
Trip</a></li>
<li><a id="Gold_Multi_Trip" href="/travel-insurance/gold-multi-trip?source=nav&opt=multi-trip">Gold
Multi trip</a></li>
<li><a id="student_travel" href="/travel-insurance/student-travel-insurance?opt=student-travel&source=nav">Student
Travel</a></li>
</ul>
</div>
</li>
<li><a href="javascript:void(0)">Business <br>Insurance
</a>
<div class="sub-menu-wrap other-wrap">
<ul class="sub-menu-list">
<li class="business-insurance-icon"><a href="https://sme.icicilombard.com/?utm_source=Organic&utm_medium=Organic&utm_campaign=Echannel+Business+Tab&utm_id=Echannel+Business+Tab">Business
Insurance</a></li>
<li><a href="https://sme.icicilombard.com/marine-insurance-policy?utm_source=Marine+Transit+ICICILombard.com&utm_medium=refferal&utm_campaign=ICICILombard.com&utm_id=Marine++Transit+Bussiness+Insurance+tab">Marine
Transit
</a>
</li>
<li><a href="https://sme.icicilombard.com/wc-insurance-policy?utm_source=WC+ICICILombard.com&utm_medium=refferal&utm_campaign=WC+ICICILombard.com&utm_id=WC+Bussiness+Insurance+tab">Workmen’s
Compensation
</a>
</li>
<li><a href="https://sme.icicilombard.com/group-health-insurance-policy">Group
Health Insurance</a></li>
<li><a href="https://sme.icicilombard.com/bharat-sookshma-udyam-suraksha-policy">Fire
Insurance - Sookshma
</a>
</li>
<li><a href="https://sme.icicilombard.com/marine-open-insurance-policy">Marine
Open Insurance
</a>
</li>
<li><a href="https://sme.icicilombard.com/bharat-griha-raksha-policy">Fire
Insurance - Griha for Housing Societies
</a>
</li>
<li><a href="https://sme.icicilombard.com/professional-indemnity-insurance-for-doctors">Professional
Indemnity Policy for Medical Practitioners
</a>
</li>
</ul>
</div>
</li>
<li><a href="javascript:void(0)">Other <br>Insurance
</a>
<div class="sub-menu-wrap other-wrap">
<ul class="sub-menu-list">
<!-- <li class="other-insurance-icon"><a href="https://sme.icicilombard.com/">Business Insurance</a></li> -->
<li class="other-insurance-icon"><a href="/crop-insurance">Crop
Insurance</a></li>
<li><a href="/nri-insurance">NRI Insurance</a></li>
<li><a href="/cyber-insurance">Cyber Insurance</a></li>
<li><a href="/home-insurance/bharat-griha-raksha-policy">ICICI Bharat
Griha Raksha Policy</a></li>
<li><a href="/complete-home-protect-policy?source=nav&opt=chp">Complete
Home Protect </a></li>
</ul>
</div>
</li>
<li><a href="javascript:void(0)">Renewals</a>
<div class="sub-menu-wrap renewal-wrap">
<ul class="sub-menu-list">
<li class="renewal-icon"><a href="/renew-policy-online" title="All policy renewal" id="allsearch_Policy">All policy
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<p _ngcontent-jwy-c108="" class="note_text"> *The time duration for each physiotherapy session shall be restricted to thirty minutes only. </p>
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<h2>What is ICICI Lombard Health AdvantEdge policy?</h2>
<p> No one plans to fall sick but most people will need medical care at some point in their life. Right from the first doctor’s visit, to the lab tests, and pharmacy bills, the mounting expenses pertaining to full treatment can be
burdensome. To help you in your illness and wellness journey, ICICI Lombard's Health AdvantEdge is a holistic policy designed to cater to your healthcare needs at all stages.</p>
<p> This policy is one of the few healthcare products that offers all-round wellness and preventive care benefits. Some of the value-added services under the Wellness program include reward points for inculcating healthy habits. Under
this cover, the policyholder can also avail services such as video/tele consultation, pharmacy and diagnostic services, online chat with doctors, second opinion, and more. </p>
<p> The policy also has benefits such as pre-existing disease cover flexibility, domestic and air ambulance and convalescence benefit. It provides an additional cover against 20 critical illnesses including cancer. These add-ons also
include maternity insurance for both mother and the newborn baby for SI above 5 Lakhs. </p>
</div>
</div>
</div>
</div>
</section>
</div>
<div class="sfContentBlock">
<section id="sc_healthinsurance" class="section-content top_reasion_top_buy">
<div class="leftImgWrap why_HAP">
<div class="container">
<div class="row centerImg">
<div class="col-xs-12 col-sm-12 col-md-8 col-lg-8">
<h2>Top reason to buy ICICI Lombard Health AdvantEdge policy </h2>
<table>
<tbody>
<tr>
<td>Restore benefit for sum insured</td>
<td> Guaranteed cumulative Bonus</td>
</tr>
<tr>
<td>24x7 video/telephone consultation</td>
<td>Convalescence benefit</td>
</tr>
<tr>
<td>Health rewards</td>
<td>Pre-existing disease cover<sup>O</sup></td>
</tr>
<tr>
<td>Domiciliary hospitalization</td>
<td>Domestic Air Ambulance</td>
</tr>
<tr>
<td>Personal accident</td>
<td>Maternity cover</td>
</tr>
<tr>
<td>New born baby and vaccine cover</td>
<td>Bariatric surgery cover</td>
</tr>
</tbody>
</table>
</div>
<div class="col-xs-12 col-sm-12 col-md-5 col-lg-5">
<img alt="" class="img-responsive" src="/docs/default-source/assets/images/hap/hapadvpolicy.svg">
</div>
</div>
</div>
</div>
</section>
</div>
<div class="sfContentBlock">
<section class="section-content" id="plansScroll">
<div class="container">
<div class="row">
<div class="col-xs-12 text-center">
<h2>ICICI Lombard Health AdvantEdge Insurance policy add-on benefits</h2>
<p>Customise your health insurance policy for your family with our ready-made set of add-ons*.</p>
</div>
</div>
<div class="row">
<div class="col-xs-12 col-sm-6 col-md-4 col-lg-4">
<div class="common-insurance-blocks border-bottom1">
<span class="svg_icon_chi top_prop2">
<img alt="Why should you buy health policy online" title="ICICI Lombard Car Insurance" class="img-responsive img_pdt lazy m-top80" src="/docs/default-source/assets/freshlook/images/maternity.png" data-ll-status="loading">
</span>
<h4 class="pad-top2">Maternity Benefit</h4>
<p class="pad-bottom1 more"> Covers the costs of maternity care expenses of expecting mothers and their new-born With this add-on, prepare yourself for the additional medical costs of pregnancy and child delivery: - Covers maternity
expenses of up to 10% of base SI subject to a maximum of 10L after an initial waiting period of 9 months. - This add-on applies to any female insured who has opted for 3 years policy term between the age of 18 to 45 yea₹. For policy
tenure of lesser than 3 years, you can purchase this policy at renewal. - New-born cover protection -Covers twice the maternity cover limit medical expenses for new-born (from day 1 to day 90 days) if they are diagnosed with some
life-threatening or congenital ailment. - If the maternity benefit is not claimed in 3 years, the next 3 years' maternity premium is waived. - Ectopic pregnancies are not covered </p>
</div>
</div>
<div class="col-xs-12 col-sm-6 col-md-4 col-lg-4">
<div class="common-insurance-blocks border-bottom1">
<span class="svg_icon_chi top_prop2">
<img alt="Sum Insured Protector " title="ICICI Lombard Car Insurance" class="img-responsive img_pdt lazy m-top80" src="/docs/default-source/assets/freshlook/images/sum-insured-protector.png" data-ll-status="loading">
</span>
<h4 class="pad-top2">Sum Insured Protector</h4>
<p class="pad-bottom1 more"> Covers the added health care expenses due to increasing costs of medical treatment Health insurance is becoming more expensive over the yea₹. Protect your health plan's Sum Insured against rising inflation
by linking the Sum Insured under the base plan to the Consumer Price index (CPI). <br> With this add-on, your plan's Sum Insured will be increased cumulatively at each renewal based on the inflation rate in the previous year. The
inflation rate is calculated as the average CPI of the entire calendar year published by the Central Statistical Organisation (CSO). The % increase will be applicable only on the Annual Sum Insured of the policy and not on the
Additional Sum Insured or any other benefit, leading to an increase in the Sum Insured. <br> In case, you opt out of Sum Insured Protector Cover at the time of renewal, all the accrued amount under the Sum Insured Protector Cover in
the policy till date will be reduced to zero. </p>
</div>
</div>
<div class="col-xs-12 col-sm-6 col-md-4 col-lg-4">
<div class="common-insurance-blocks">
<span class="svg_icon_chi top_prop1">
<img alt="Sum Insured Protector " title="ICICI Lombard Car Insurance" class="img-responsive img_pdt lazy m-top80" src="/docs/default-source/assets/freshlook/images/copayment-option-to-choose.png" data-ll-status="loading">
</span>
<h4 class="pad-top2">Co-payment Option to choose 10% or 20% co-pay</h4>
<p class="pad-bottom1 more"> Co-pay or co-payment is defined as a contribution made by the policyholder towards the cost of medical treatment, they claim under their health policy. Copayment is a good choice if you are young and less
prone to falling sick or contracting diseases. With this benefit, you can choose a 10% or 20% co-payment in your health insurance claim. <br> There are two copay in policy one is optional cover named as “Co-payment” and second is
Zonal copay if you are taking treatment in other zone than the policy purchase zone </p>
</div>
</div>
<div class="clearfix"> </div>
<div class="col-xs-12 col-sm-6 col-md-4 col-lg-4"></div>
<div class="col-xs-12 col-sm-6 col-md-4 col-lg-4">
<div class="common-insurance-blocks">
<span class="svg_icon_chi top_prop1">
<img alt="Sum Insured Protector " title="ICICI Lombard Car Insurance" class="img-responsive img_pdt lazy m-top80" src="/docs/default-source/assets/freshlook/images/teleconsultations.png" data-ll-status="loading">
</span>
<h4 class="pad-top2">Teleconsultations</h4>
<p class="pad-bottom1 more"> Unlimited teleconsultations, available 24x7 with health care professionals for routine & emergency health concerns<br> We will arrange consultations and recommendations for emergency or everyday health
issues by a qualified healthcare professional via phone, video call or other virtual means. </p>
</div>
<div class="col-xs-12 col-sm-6 col-md-4 col-lg-4"></div>
</div>
</div>
</div>
</section>
</div>
<div class="sfContentBlock"><input type="hidden" id="hdnKnMrCHI" value="/health-insurance/health-advantedge-insurance-for-family?opt=hap&source=nav">
<section id="what_bf_rider" class="section-content what-is-bf-ride">
<div class="leftImgWrap">
<div class="container">
<div class="row centerImg">
<div class="col-xs-12 col-sm-12 col-md-5 col-lg-5">
<img src="/docs/default-source/apps/befitlandingapp/assets/images/what-bf.png" class="img-responsive">
</div>
<div class="col-xs-12 col-sm-12 col-md-8 col-lg-8">
<h2>What is BeFit Cover?</h2>
<p> Health insurance doesn't have to just be there for the big concerns. It's often those tiny niggles that can cause worry. With our #UnbelievableButTrue BeFit cover, discuss whatever's on your mind with a general physician,
specialist or super-specialist doctor online (available 24x7) or at the clinic. BeFit covers all your everyday health needs that does not require hospitalisation. </p>
<p> You can avail cashless services even for the little health hiccups, including: </p>
<table>
<tbody>
<tr>
<td>
<img src="/docs/default-source/apps/befitlandingapp/assets/images/what-bf-include-sign.png"> Doctor consultations
</td>
<td>
<img src="/docs/default-source/apps/befitlandingapp/assets/images/what-bf-include-sign.png"> Pharmacy costs
</td>
</tr>
<tr>
<td>
<img src="/docs/default-source/apps/befitlandingapp/assets/images/what-bf-include-sign.png"> Lab tests
</td>
<!--<td>
<img src="/docs/default-source/apps/befitlandingapp/assets/images/what-bf-include-sign.png">
Routine diagnostics
</td>-->
<td>
<img src="/docs/default-source/apps/befitlandingapp/assets/images/what-bf-include-sign.png"> Physiotherapy sessions
</td>
</tr>
<tr>
<td>
<img src="/docs/default-source/apps/befitlandingapp/assets/images/what-bf-include-sign.png"> Diet & nutrition e-consultation
</td>
<td colspan="2">
<img src="/docs/default-source/apps/befitlandingapp/assets/images/what-bf-include-sign.png"> Minor procedures
</td>
</tr>
</tbody>
</table>
<p> BeFit is a new approach to wellbeing designed to help you be your best every day. Since it’s a rider, it can only be availed with a base stand-alone health insurance policy from ICICI Lombard by paying an additional premium. </p>
<p class="didyouknow"> Did you know? </p>
<p> In India, doctor consultations, pharmacy and lab tests expenses account for nearly 62% of healthcare costs. </p>
</div>
</div>
</div>
</div>
</section>
<section class="section-content bg-lightgray">
<div class="container">
<div class="containersection">
<div class="row">
<div class="col-xs-12">
<h2 class="befit_cover">What does ICICI Lombard BeFit cover? </h2>
<p class="befit_cover">Here’s how our wellbeing services can be there for you </p>
</div>
</div>
<div class="row">
<div class="col-xs-12">
<div class="tab-wrap js-tab-wrap pad-top2 pad-bottom2 inc-exc-tab">
<ul class="tab-head clearfix js-tab-head">
<li class="active">Inclusions</li>
<li class="">Exclusions</li>
<li class="bar" style="left: 0px;"></li>
</ul>
<div class="tab-content-body">
<div class="tab-content active ">
<div class="row pad-top2 include_div">
<div class="col-xs-12 col-sm-12 col-md-6 col-lg-6 ">
<ul class="clearfix ui-check-list exclusion-tabs green_tick read_show">
<li>
<p> 24x7 e-consultation <span class="sub_title">
</span>
</p>
<h5> BeFit gives access to Medical Practitioner via audio, video, online portal, chat or mobile application. </h5>
</li>
<li>
<p>Lab Test and Minor Procedure Cover </p>
<h5> Feel better fast with timely diagnosis and minor procedures that require no hospitalisation, as listed in the plan. We will cover the costs of the lab tests and minor procedures our network medical practitioner
recommends. </h5>
</li>
<li>
<p> Pharmacy Cover </p>
<h5> Give yourself one less thing to worry about with cashless coverage for medicines and medical consumables when you are unhealthy or injured. BeFit covers the cost of medications prescribed by our network medical
professional based on the plan opted. </h5>
</li>
<li>
<p>Physiotherapy <span>*</span></p>
<h5> It is easy to push joint and muscle pain to the bottom of the list, but neglecting an ache can stock problems for later. With BeFit cover, receive coverage for assessment, diagnosis and treatment of your bone and
joint conditions from our network of physiotherapists. </h5>
</li>
<li>
<p>e-Counselling <span>*</span></p>
<h5> Bring out your best self with mental health virtual support sessions via our IL Take Care app. Get help in dealing with issues ranging from personal and lifestyle imbalance, stress, anxiety, pre-marital counselling,
parenting and child care, speech impairment, psychological/mental illness problems and more. </h5>
</li>
<li>
<p>Wellbeing Program </p>
<h5> Get access to healthcare that rewards and promotes your physical and mental wellbeing via a digital platform. Our wellbeing rewards programme helps you achieve your desired health goals with guidance from a
personalised health coach service on the IL Take Care app. </h5>
</li>
</ul>
</div>
<div class="col-xs-12 col-sm-12 col-md-6 col-lg-6 ">
<ul class="clearfix ui-check-list exclusion-tabs green_tick read_show">
<li>
<p>Health Management Program </p>
<h5>The Health Management Program is designed to ensure regular monitoring of your health and timely intervention with a concrete plan for corrective measures in case of any decline in your health status. </h5>
</li>
<li>
<p> Diet and Nutrition e-consultation <span class="sub_title"> (avail up to unlimited e-consultation for each year)* </span>
</p>
<h5>Access one-to-one diet and nutrition consultations with a registered network dietitian who can help you improve your health and wellbeing, including working with special dietary needs due to health conditions such as
gluten or lactose intolerance. </h5>
</li>
<li>
<p>Preventive Care</p>
<h5>Adults aged 21 years and above covered under the BeFit cover can avail of a routine and preventive health check-up once a year at our network providers anytime during the policy period on a cashless basis. </h5>
</li>
<li>
<p>Health Assistance (HAT)</p>
<h5>We will help you get quick information to better understand your health condition by answering any queries related to health and service providers on our dedicated helpline number. </h5>
</li>
<li>
<p>Ambulance Assistance </p>
<h5>If urgent medical attention is required, we will assist you in facilitating transportation to the nearest hospital or any clinic or nursing home for medically necessary treatment. </h5>
<h5>* Disclaimer: Limits on consultations as per plan opted to apply. </h5>
</li>
</ul>
</div>
</div>
</div>
<div class="tab-content">
<div class="bf_contentSec">
<ul>
<li>
<h5><span class="list">1.</span>
<p class="list2 width60">All exclusions mentioned in the Base Product will apply to the BeFit Cover unless otherwise stated and covered in the BeFit Cover policy wordings. </p>
</h5>
</li>
</ul>
</div>
<div class="bf_contentSec">
<ul>
<li>
<h5><span class="list">2.</span>
<p class="list2"> ICICI Lombard will not make any payment for claims caused by, arising from or in any way attributable to any of the following unless expressly stated to the contrary in this BeFit cover policy wordings:
</p>
</h5>
</li>
</ul>
<div class="row pad-top2 exclusive_div">
<div class="col-xs-12 col-sm-12 col-md-6 col-lg-6">
<ul class="clearfix ui-check-list exclusion-tabs green_tick read_show">
<li>
<p> Medical Exclusion </p>
<h5>
<div class="exc">
<table>
<tbody>
<tr>
<td class="pts">a.</td>
<td> Inpatient treatment and daycare treatments are not covered under this product. </td>
</tr>
<tr>
<td class="pts">b.</td>
<td> Rest Cure, rehabilitation and respite care: Expenses related to any admission primarily for enforced bed rest and not for receiving treatment. This also includes: </td>
</tr>
</tbody>
</table>
</div>
</h5>
<h5>
<div class="exc1">
<table>
<tbody>
<tr>
<td class="pts">
<img src="/docs/default-source/apps/befitlandingapp/assets/images/black-arrow.png">
</td>
<td> Custodial care either at home or in a nursing facility for personal care such as help with activities of daily living such as bathing, dressing, moving around either by skilled nurses or assistants or
non-skilled persons. </td>
</tr>
<tr>
<td class="pts">
<img src="/docs/default-source/apps/befitlandingapp/assets/images/black-arrow.png">
</td>
<td> Any services for terminally ill people to address physical, social, emotional, and spiritual needs. </td>
</tr>
</tbody>
</table>
</div>
</h5>
</li>
</ul>
</div>
<div class="col-xs-12 col-sm-12 col-md-12 col-lg-6">
<ul class="clearfix ui-check-list exclusion-tabs green_tick read_show">
<li>
<p>Non-medical Exclusion: </p>
<h5> Any items or treatment specified in the excluded expenses (non-medical) listed in the policy wordings, unless specifically covered under the BeFit cover. </h5>
</li>
</ul>
</div>
</div>
</div>
<div class="row pad-top2 exclusive_div hide">
<div class="col-xs-12 col-sm-12 col-md-6 col-lg-6 ">
<ul class="clearfix ui-check-list exclusion-tabs green_tick read_show">
<li>
<p> Medical Exclusion </p>
<h5>
<div class="exc">
<table>
<tbody>
<tr>
<td class="pts">a.</td>
<td> Inpatient treatment and daycare treatments are not covered under this product. </td>
</tr>
<tr>
<td class="pts">b.</td>
<td> Rest Cure, rehabilitation and respite care: Expenses related to any admission primarily for enforced bed rest and not for receiving treatment. This also includes: </td>
</tr>
</tbody>
</table>
</div>
</h5>
<h5>
<div class="exc1">
<table>
<tbody>
<tr>
<td class="pts">
<img src="/docs/default-source/apps/befitlandingapp/assets/images/black-arrow.png">
</td>
<td> Custodial care either at home or in a nursing facility for personal care such as help with activities of daily living such as bathing, dressing, moving around either by skilled nurses or assistants or
non-skilled persons. </td>
</tr>
<tr>
<td class="pts">
<img src="/docs/default-source/apps/befitlandingapp/assets/images/black-arrow.png">
</td>
<td> Any services for terminally ill people to address physical, social, emotional, and spiritual needs. </td>
</tr>
</tbody>
</table>
</div>
</h5>
</li>
</ul>
</div>
<div class="col-xs-12 col-sm-12 col-md-6 col-lg-6 ">
<ul class="clearfix ui-check-list exclusion-tabs green_tick read_show">
<li>
<p>Non-medical Exclusion: </p>
<h5> Any items or treatment specified in the excluded expenses (non-medical) listed in the policy wordings, unless specifically covered under the BeFit cover. </h5>
</li>
</ul>
</div>
</div>
<div class="bf_exclude_note">
<table>
<tbody>
<tr>
<td class="title">Note:</td>
<td> All exclusions mentioned in the Base Product will apply to the BeFit cover unless otherwise stated and covered in the BeFit Cover policy wordings. ICICI Lombard will not make any payment for claims caused by,
arising from or in any way attributable to any of the following unless expressly stated to the contrary in this BeFit cover policy wordings: </td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="ui-policy-documents">
<p> Policy documents: <a class="policy_doc mb-20 " href="/docs/default-source/apps/befitlandingapp/assets/pdf/befit-rider.pdf?sfvrsn=39fd6826_2" target="_blank">
Befit Cover Policy Wording
</a>
</p>
</div>
</div>
</section>
<!-- Why should you buy BeFit cover? start -->
<section class="befit-marketing">
<div class="container pad-bot50">
<div class="row">
<div class="col-md-12 col-sm-12 pad-left-mob befit-marketing-q">
<div class="container padding-bottom-50">
<div class="befit-marketing-h">
<h2>Why should you buy BeFit Cover? </h2>
<p>Unbelievable but true! BeFit is first of its kind health insurance cover that provides:</p>
</div>
</div>
<div class="bor-box">
<div class="sums">
<div class="befit-sums-ico">
<span>
<img src="/docs/default-source/apps/befitlandingapp/assets/images/out-of-hospital.png" title="Out-patient services">
</span>
</div>
<div class="text-rights">
<h3><strong>Out-patient services </strong></h3>
<p>Avail comprehensive cashless health services that do not require hospitalisation via the IL Take Care app. </p>
<ul>
<li>24x7 teleconsultation </li>
<li>Physical doctor consultation</li>
<li>Pharmacy</li>
<li>Routine diagnostics & minor procedures</li>
<li>Physiotherapy sessions</li>
</ul>
</div>
</div>
<div class="sums bg">
<div class="befit-sums-ico">
<span>
<img src="/docs/default-source/apps/befitlandingapp/assets/images/preventive-healthcare.png" title="Preventive Healthcare">
</span>
</div>
<div class="text-rights">
<h3><strong>Preventive Healthcare </strong></h3>
<p>Get a healthcare plan that's created to keep you in the pink of your health. </p>
<ul>
<li>Health risk assessment </li>
<li>Preventive Care </li>
<li>Medical Vault </li>
<li>Chat with health experts </li>
<li>E-counselling </li>
<li>Diet & nutrition e-consultation </li>
</ul>
</div>
</div>
<div class="sums bg mobile-bg-none">
<div class="befit-sums-ico">
<span>
<img src="/docs/default-source/apps/befitlandingapp/assets/images/asset-13.png" title="Wellbeing">
</span>
</div>
<div class="text-rights">
<h3><strong>Wellbeing </strong></h3>
<p>Earn wellbeing points and redeem discounts in the premium or against other health-related offers.</p>
<ul>
<li>Wellbeing activities</li>
<li>Wellbeing tasks </li>
<li>Fitness challenge & events</li>
<li>Personal Health coach </li>
</ul>
</div>
</div>
<div class="sums mobile-bg-gray">
<div class="befit-sums-ico">
<span>
<img src="/docs/default-source/apps/befitlandingapp/assets/images/value-added-service.png" title="Value Added Service">
</span>
</div>
<div class="text-rights">
<h3><strong>Value Added Services</strong></h3>
<p>Build healthy habits and get rewarded for living healthy while saving on healthcare expenses.</p>
<ul>
<li>Deals & discount</li>
<li>Health Assistance services</li>
<li>Emergency ambulance assistance</li>
</ul>
</div>
</div>
</div>
</div>
</div>
</div>
</section>
<!-- Why should you buy BeFit cover? end -->
<!-- How to avail of cashless claim services for BeFit Cover? start -->
<section class="section-content">
<div class="container">
<div class="row">
<div class="col-xs-12 col-sm-5 col-md-5">
<h2 class="text-left">
<strong>How to avail of cashless claim services for BeFit Cover? </strong><br>
</h2>
</div>
<div class="col-xs-12 col-sm-7 col-md-7 befit_cashless">
<h5><strong>To avail of cashless service, you will need to</strong></h5>
<ul class="avail-befit">
<li>
<span class="avail-befit-ico">
<img src="/docs/default-source/apps/befitlandingapp/assets/images/download.png" title="Download">
</span>
<h3>Download</h3>
<div class="bord-text-bot">Download the IL Take Care app from the App store/Playstore. </div>
</li>
<li>
<span class="avail-befit-ico">
<img src="/docs/default-source/apps/befitlandingapp/assets/images/registered.png" title="Registered">
</span>
<h3>Register</h3>
<div class="bord-text-bot">Once downloaded, the policyholder is required to complete the registration and login to the home page. </div>
</li>
<li>
<span class="avail-befit-ico">
<img src="/docs/default-source/apps/befitlandingapp/assets/images/claim.png" title="Claim">
</span>
<h3>Claim</h3>
<div class="bord-text">On the home page, click on the respective service icon to avail cashless benefits of the BeFit policy. </div>
<div class="bord-bot"></div>
</li>
</ul>
</div>
</div>
</div>
</section>
<!-- How to avail of cashless claim services for BeFit Cover? end -->
<div id="plansScroll">
<section class="section-content">
<div class="container">
<div class="row">
<div class="col-xs-12 plans-head" data-aos="">
<h2>How to buy the BeFit Cover? </h2>
<p> Since it’s a rider, it can only be availed with the following base health insurance policy from ICICI Lombard </p>
</div>
</div>
<div class="row" data-aos="">
<div class="col-xs-12 col-sm-6 col-md-4 col-lg-4">
<div class="common-insurance-blocks">
<h3> Health AdvantEdge <span class="hilitedText green">Avail BeFit Cover</span></h3>
<p> ICICI Lombard’s Health AdvantEdge policy provides you with extensive coverage during a medical emergency. The medical policy gives you access to a wide range of cashless hospitals nationwide. </p>
<p class="pad-top2"><a href="/health-insurance/health-advantedge">Know more</a></p>
</div>
</div>
<div class="col-xs-12 col-sm-6 col-md-4 col-lg-4">
<div class="common-insurance-blocks">
<h3>ICICI Lombard Health Booster <span class="hilitedText green">Avail BeFit Cover</span></h3>
<p> Health Booster policy makes your health insurance more potent. It is a super top-up plan that acts as a backup in case your base plan gets exhausted. You can also purchase a Health booster plan with ICICI Lombard without having
a base plan. </p>
<p class="pad-top2"><a href="/health-insurance/health-booster?opt=hb&source=nav">Know more</a></p>
</div>
</div>
<div class="col-xs-12 col-sm-6 col-md-4 col-lg-4">
<div class="common-insurance-blocks">
<h3>Arogya Sanjeevani Policy <span class="hilitedText orange"> BeFit Cover - Coming soon</span></h3>
<p> Arogya Sanjeevani Policy, ICICI Lombard is a health plan that takes care of your basic healthcare needs. It comes at an affordable premium with flexible sum insured options starting from ₹1 lakh. </p>
<p class="pad-top2"><a href="/health-insurance/arogya-sanjeevani-policy?opt=arog&source=nav">Know more</a></p>
</div>
</div>
</div>
</div>
</section>
</div>
<section class="bf_customer_love_us section-content">
<div class="il-container">
<div class="row">
<div class="col-xs-12 text-center" data-aos="">
<h2>Why do our customers love us? </h2>
<p>And we think you will too</p>
</div>
<div class="col-xs-12 text-center" data-aos="">
<div class="ui-card-wrap">
<div class="card-block">
<h3> 6500+ network hospital* partners</h3>
<p>for hassle-free consultations</p>
</div>
<div class="card-block">
<h3>Completely cashless policy </h3>
<p>Access cashless healthcare from your smartphone</p>
</div>
<div class="card-block">
<h3>24x7 customer support</h3>
<p>Call or Chat 27x4 with experienced call centre representatives for any queries</p>
</div>
</div>
</div>
</div>
</div>
</section>
<!-- Get your questions regarding BeFit Cover answered start -->
<section class="section-content bg-lightgray" id="Faq">
<div class="container">
<div class="row">
<div class="col-xs-12 befit_faq">
<h2>Get your questions regarding BeFit Cover answered</h2>
</div>
</div>
<div class="row">
<div class="col-xs-12 text-center">
<div class="faq-wrap js-tab-wrap ui-tabs-modify">
<ul class="tab-head clearfix js-tab-head">
<li class="active">General</li>
<li>Cover</li>
<li>Policy</li>
<li>Premiums</li>
<li>Claims</li>
<li class="bar"></li>
</ul>
<div class="tab-content-body">
<!-- General start -->
<div class="tab-content active">
<div class="accordion-card">
<div class="accordion-title">
<h3>What is BeFit Cover?</h3>
</div>
<div class="accordion-panel">
<span> ICICI Lombard BeFit Cover provides coverage for OPD requirements on a cashless basis. BeFit covers expenses across physical and virtual consultation by general, specialist and super-specialist doctors as well as
physiotherapy sessions. This cover also caters to other out of pocket expenses such as pharmacy, minor procedures, routine diagnostics and wellness programs. Since this is a Cover, BeFit can only be availed along with a base
policy from ICICI Lombard. </span>
</div>
</div>
<div class="accordion-card">
<div class="accordion-title">
<h3>What are the base policies with which BeFit Cover can be availed? </h3>
</div>
<div class="accordion-panel">
<span>
<div class="accordian-lists">
<ul>
<li> Health AdvantEdge </li>
<li> Arogya Sanjeevani Policy </li>
<li> ICICI Lombard Health Booster </li>
</ul>
</div>
</span>
</div>
</div>
<div class="accordion-card">
<div class="accordion-title">
<h3>What are the benefits of BeFit Cover?</h3>
</div>
<div class="accordion-panel">
<span>
<div class="accordian-lists">
<ul>
<li><strong>Outpatient consultation</strong> </li>
<p> Covers expenses of physical consultations with a general medical practitioner, specialist or super-specialist doctor in a policy year. </p>
<li><strong>Physiotherapy </strong> </li>
<p> Covers expenses of physiotherapy sessions with a medical practitioner during the Policy Period </p>
<li><strong>Pharmacy cover</strong> </li>
<p>Covers expenses of medicines, drugs, and medical consumables, prescribed by a medical practitioner under our cashless network up to a pre-defined sum. </p>
<li><strong>E-counselling </strong> </li>
<p>Covers expense of e-counselling availed for mental health virtual support sessions via our IL Take Care app. </p>
<li><strong>Diet and Nutrition e-consultation</strong> </li>
<p> Covers expense of diet and nutrition e-consultation via the IL Take Care app</p>
<li><strong>Teleconsultation</strong> </li>
<p>Covers the expense of teleconsultations with a doctor via calls, video or chat option on the IL Take Care app. </p>
<li><strong>Preventive Healthcare</strong> </li>
<p>Fee medical check-up once a year for adults aged 21 years and above included in the policy </p>
<li><strong>Ambulance Assistance </strong> </li>
<p>Covers facilitating ambulance assistance service in case of urgent medical attention </p>
</ul>
</div>
</span>
</div>
</div>
</div>
<!-- General end -->
<!-- Cover start -->
<div class="tab-content">
<div class="accordion-card">
<div class="accordion-title">
<h3>What are the relationships that can be covered in a single BeFit Cover policy? </h3>
</div>
<div class="accordion-panel">
<span> Self, Spouse, Dependent children, Dependent Grandchildren, Dependent parents, Dependent Parents in law, Siblings and grandchildren. </span>
</div>
</div>
<div class="accordion-card">
<div class="accordion-title">
<h3>What covers does the BeFit Cover offer? </h3>
</div>
<div class="accordion-panel">
<span>
<div class="accordian-lists">
<ul>
<li>Outpatient consultation</li>
<li>Routine Diagnostic and Minor Procedure Cover</li>
<li>Physiotherapy</li>
<li>Pharmacy cover</li>
<li>E-counselling</li>
<li>Diet and Nutrition e-consultation</li>
<li>Teleconsultation</li>
<li>Preventive Healthcare</li>
<li>Ambulance Assistance</li>
</ul>
</div>
</span>
</div>
</div>
</div>
<!-- Cover start -->
<!-- Policy start -->
<div class="tab-content">
<div class="accordion-card">
<div class="accordion-title">
<h3>What are the minimum and maximum entry ages to avail of the BeFit Cover?</h3>
</div>
<div class="accordion-panel">
<span> The minimum entry age for an individual is 6 years. Children between the ages of 3 months to 5 years can be insured under a floater plan only. The maximum entry age shall be restricted to 65 years. The max age for
dependent children under a floater policy is 20years. </span>
</div>
</div>
<div class="accordion-card">
<div class="accordion-title">
<h3>What is the maximum age limit for renewal of the policy? </h3>
</div>
<div class="accordion-panel">
<span> There is no maximum age limit for renewal. Policy buyers can renew at any age once availed. </span>
</div>
</div>
<div class="accordion-card">
<div class="accordion-title">
<h3>What is the maximum number of members that can be added to a single policy?</h3>
</div>
<div class="accordion-panel">
<span> A maximum of 5 members can be added in a single policy, on a family floater basis - 2 adults and a maximum of 3 dependent children can be included. </span>
</div>
</div>
</div>
<!-- Policy end -->
<!-- Premiums start -->
<div class="tab-content">
<div class="accordion-card">
<div class="accordion-title">
<h3>What are your Premium rates? </h3>
</div>
<div class="accordion-panel">
<span> The premium rates are based on the sum insured and the base coverage selected along with the policy's tenure. You can calculate the premium using our calculators. </span>
</div>
</div>
</div>
<!-- Premiums end -->
<!-- Claims start-->
<div class="tab-content">
<div class="accordion-card">
<div class="accordion-title">
<h3>How to claim under the BeFit Cover policy? </h3>
</div>
<div class="accordion-panel">
<span> To avail of cashless service, you will need to <div class="accordian-lists">
<ul>
<li>Download the IL Take Care app from the App store/Playstore.</li>
<li>Once downloaded, the policyholder is required to complete the registration and log in to the home page.</li>
<li>On the home page, click on the respective service icon to avail cashless benefits of the BeFit policy. </li>
</ul>
</div>
</span>
</div>
</div>
<div class="accordion-card">
<div class="accordion-title">
<h3>How are the claims paid? </h3>
</div>
<div class="accordion-panel">
<span> All benefits under this Cover can be availed on a cashless basis only. </span>
</div>
</div>
</div>
<!-- General end -->
</div>
</div>
</div>
</div>
</div>
</section>
<!-- Get your questions regarding BeFit Cover answered start -->
<!-- review rating block -->
<section class="section-content">
<div class="container-small">
<div class="row">
<div class="col-xs-12 text-center">
<h2>Reviews and ratings</h2>
<ul class="rating_count" style="">
<li>
<h2>4.6 <img class="lazy" src="/docs/default-source/assets/freshlook/images/star-rating.png"></h2>
</li>
<li>
<p>Our customers have rated us</p>
<span>Based on 1,802 reviews</span>
</li>
</ul>
</div>
<div class="col-xs-12 text-center">
<div class="owl-carousel owl-theme ui-reviews-slider pad-top5 owl-loaded owl-drag">
<div class="owl-stage-outer">
<div class="owl-stage" style="transform: translate3d(0px, 0px, 0px); transition: all 0s ease 0s; width: 27600px;">
<div class="owl-item active" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Tapas Varshney</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Good experience. The salesperson offered her support till the end of the transaction and provided me with all the possible solutions to my issues. It took me 2-4 days to finalise the mediclaim policy, but I got a great
response from her. Thank you. </p>
</div>
</div>
</div>
<div class="owl-item active" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Rajiv Singh</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Your agent had great convincing power along with an in-depth knowledge of the product as well as the market. Her command over the language, combined with her selling skills, made this interaction a productive one. I
thank her from the bottom of my heart for her support. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Sujith E. Job</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> My experience of purchasing a health insurance policy from ICICI Lombard was smooth and really easy, thanks to the competence of the executive. He made sure I understood the key features and benefits of the plan, such as
cashless hospitalisation and coverage for day-care expenses. He was patient with me throughout the interaction. Thanks, appreciate it.</p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
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<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Rahulkumar Kalubhai Mer</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Excellent service. I had the good fortune of connecting with one of your top executives and talk about the features and benefits of the mediclaim policy. She listened to me patiently, understood my requirements, and then
advised me accordingly. Her knowledge and communication skills made me trust her judgement and follow her advice. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
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<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Bhawani Shankar Panda</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> It was a nice experience to talk to the agent from ICICI Lombard. She has good knowledge of the available products and their features and benefits. She helped me in choosing the best mediclaim policy for my mother. Well
done! </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Ambalal Chawda</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Way to go! I was very happy with the way the agent handled my transaction. She used her incredible knowledge and communication skills to convince me to buy the health insurance plan and gave me excellent suggestions. I
appreciate it. </p>
</div>
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<div class="owl-item" style="width: 600px;">
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<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Mandeep Singh Makkar</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Your representative has been very helpful and responsive during my wellness claim and renewal process of the health insurance policy. She even reacquainted me with features and benefits like emergency ambulance cover and
life long renewability. I would like to thank her and rate her service 10 out of 10. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
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<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Trevor</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> The executive was clear in his conversation with me. He was knowledgeable, patient, and a good resource for all the information I needed about the health insurance policy. In the end, I was able to make an educated
choice. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Jayanti Vaidyanath</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Your representative was very professional, helpful, and supportive. He solved all my problems and gave me expert advice on the matter of buying health insurance. Congrats on a job well done! </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Dipak Kolambe</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Great experience. All the information I needed was provided by the agent and the customer interaction was very good. ICICI Lombard trains their employees well and it shows in the way they interact. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
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<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Vishal Parikh</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Good response. I would like to express my gratitude to the customer care employee who helped me get the health insurance. He was wonderful to talk to and extended me every courtesy in the book. I am sure he is an asset
to the organisation and deserves all the appreciation. Thanks a lot. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Deepika</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> The executive seemed very helpful on the call. She answered all my queries in a satisfactory manner and guided me through the process of purchasing health insurance on the website. I would like to rate her service 5
stars. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Kumar Saket</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Thanks to the proactive nature of the agent, I was able to get my health insurance renewed on time. My conversation with him was polite and informative. The organisation is lucky to have people like him who understand
and care about customers. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Kumarasamy Manickavasagam</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> My interaction with the representative was good. He was patient throughout the call and answered all my queries in great detail without batting an eyelid. He was competent, smart, and a professional through and through.
Really appreciate it. </p>
</div>
</div>
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<div class="owl-item" style="width: 600px;">
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<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Gargie Rajmohan</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> The representative I interacted with is testament to the fact that having a good product is not enough unless the salesperson knows what to do. He knew exactly what to do and how to approach me, which is why I am now the
proud owner of a health insurance policy that fits my needs. Thanks for all the help. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Ravindar Asani</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Your website was easy to browse and quick in usability. I was even able to contact one of your agents and get some help on the purchase of the health insurance policy. Congratulations on a job well done! </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Himanshi P. Chaurasia</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> The service I received from your customer support employee was good. She clarified all my doubts and acquainted me with important features and benefits of the health insurance policy such as cashless hospitalisation and
emergency ambulance cover. Wonderful assistance, thank you. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Vishwanath P.</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Your representative was very good at providing information related to the health insurance policy and telling me about its benefits. She was polite, clear, and overall an excellent salesperson. I truly enjoyed talking to
her. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Jagnarayan R. Chowdhary</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> I am quite satisfied by the information shared by your executive. He told me explicitly about the importance of inclusions such as cashless hospitalisation, reset benefit, and free look period. Grateful to him and the
organisation for simplifying a complex procedure. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Ajju Antony</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Initially, the agent helped me clear my queries about the health insurance policy and its add-on covers. Once I opted for them, they were not reflecting in the plan. I went to her with the problem and she explained the
way around it immediately. Thanks for the swift response. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Vishal Palla</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Your representative was extremely helpful in buying insurance for my parents. The way he communicated inspired confidence in the company and made me feel at ease. He was a major part of my decision to go ahead with ICICI
Lombard. The best part was he followed up even after the sale to help with other formalities. Overall, a great experience. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Sourabh Banerjee</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> The agent at ICICI Lombard was extremely knowledgeable and had a good attitude towards me as well as his job. It was a pleasure to interact with him and learn about the various terms and inclusions of the policy.
</p>
</div>
</div>
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<div class="owl-item" style="width: 600px;">
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<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Kumar Ganesh</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> I was living with the misconception that I didn't need a health insurance policy because I was fit and fine. However, after talking to you agent, I am glad to have a cover. She gave me a fabulous explanation of
the product, because of which I made the purchase. Superb work, deserves a pat on the back. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Palash Patra</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> I think ICICI Lombard's iHealth policy is the best product in the market. I would like to request a few upgrades, such as organ donor, air ambulance, good health returns, and regular health check-ups. Thank you
for guiding me to this plan. Keep it up. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Shekhar</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> The agent showcased her excellent communication skills during hour interaction about the health insurance policy. She was articulate while telling me about features and benefits like free look period, life long
renewability, and cashless hospitalisation. Thanks for getting me in touch with her. </p>
</div>
</div>
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<div class="owl-item" style="width: 600px;">
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<div class="rating-topbar">
<h3>Adibabu Vemavarapu</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Very happy with your team member who convinced me to buy the health insurance policy. He had good knowledge on the products and provided me with all the information I needed. Thank you so much for the support and
guidance. </p>
</div>
</div>
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<h3>Abhishek Parihar</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> My experience with the agent who sold me the health insurance policy was very satisfying. He explained several plans in great detail and knew everything there was to know about each product. He really impressed me with
his brilliance and made the purchase process easier. </p>
</div>
</div>
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<div class="owl-item" style="width: 600px;">
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<h3>Raju</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> The executive was a nice guy. We had a fantastic interaction, during which he shared his knowledge about the inclusions and exclusions of the policy. He was transparent, polite, and an utter professional with a friendly
attitude. Looking forward to more discussions like this. </p>
</div>
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<div class="owl-item" style="width: 600px;">
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<div class="rating-topbar">
<h3>Ravi Ranjan</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> I am satisfied with the service provided by your agent. She made sure I wasn’t confused about any of the policy features and benefits and clarified all my doubts in an instant. I couldn’t have asked her for more. Great
job! </p>
</div>
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<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Srinivas Nagaraja</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> I had a good interaction with your representative regarding the health insurance policy. He was able to explain the product details clearly, which helped me decide to buy it. He also called me back whenever I had a query
prior to issuing the plan. I will not hesitate in recommending ICICI Lombard for insurance. </p>
</div>
</div>
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<div class="owl-item" style="width: 600px;">
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<h3>Tanveer</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> I had a very informative discussion with your salespersons regarding the mediclaim policy for family. They were willing to explain each and every inclusion at length and spend as much time as it took to satisfy my
queries. I am impressed by their diligence and confident in their ability. </p>
</div>
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<div class="rating-topbar">
<h3>Kumar Avishek</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> The agent helped me buy the health insurance policy in a hassle-free way. I genuinely never expected to buy a comprehensive plan with such ease, but thanks to him, I was able to get my whole family insured in practically
no time. Thank you for convincing me and supporting me through the process. </p>
</div>
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<h3>Jogesh Niwalkar</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Generally, I don't write reviews. But people like the executive at ICICI Lombard deserve words of appreciation. She was very polite and patient. I believe she is an asset to your organisation. Thanks for all the support.
</p>
</div>
</div>
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<div class="owl-item" style="width: 600px;">
<div class="item">
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<div class="rating-topbar">
<h3>Virender Goel</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Had a very good interaction with your representative. She explained all the details very well. I had a few queries about the process, but it didn't take her very long to resolve them. I appreciate her service. </p>
</div>
</div>
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<div class="owl-item" style="width: 600px;">
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<div class="rating-topbar">
<h3>B. Prabhakar</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Excellent interaction. She was confident in her knowledge and provided all the answers I was looking for. Her communication skills and intelligence helped me believe that this was the right plan for me. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
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<div class="rating-topbar">
<h3>Arnold Donovan</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Very helpful interaction. I learned everything I needed to know about the health insurance policy before making a decision. The agent was polite, friendly, and incredibly supportive. Happy to have ICICI Lombard as my
insurance provider. </p>
</div>
</div>
</div>
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<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Solomon</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Good experience at ICICI Lombard. The agent listened to me and understood my needs before making any suggestions about the mediclaim policy. I am glad that it was a wonderful interaction. Thanks a lot. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Marimuthu G. Velalar</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> I received flawless support from your salesperson when I approached ICICI Lombard to buy a health insurance policy. He was completely supportive of my needs and helped me fufil them by advising me on the right plan. My
overall experience with him as well as the organisation was worthy of five stars. </p>
</div>
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<div class="owl-item" style="width: 600px;">
<div class="item">
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<h3>Vaishnavi Sawant</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Had one of the best experiences ever with the customer care department of an organisation. The agent was very precise while giving out information about the mediclaim policy and made sure the one he persuaded me to buy
aligned with my requirements. Please continue serving people with the same enthusiasm and care. </p>
</div>
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<h3>Pralay Krishna Mazumder</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Very good way of explaining the details of the health insurance policy. The advisor gave me all the information I needed to make a decision. I am happy to have chosen ICICI Lombard as my insurance provider. Thanks for
all the help. </p>
</div>
</div>
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<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Nishant Donde</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> Excellent service provided by the representative. Our interaction went really well and cleared all my doubts about the health insurance cover. By the end, I was convinced to buy it based on merits like cashless
hospitalisation and life long renewability. </p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
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<h3>Josh K.J.</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> It was nice talking to your customer care executive. He was encouraging and understanding. I got all my doubts cleared and am happy about the product I purchased. Thanks for the support from your team, ICICI Lombard.
</p>
</div>
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<div class="item">
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<h3>Geetanjali Rao Sambangi</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Your agent helped me out with the process of buying a new health insurance policy. He also clarified my doubts and explained all the features and benefits. I specifically bought the plan because it offers in patient
AYUSH treatment and emergency ambulance cover.</p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Manoj Kumar V. Bhatt</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> I am highly impressed with the service rendered to me by your sales agent. He behaved in a professional manner throughout our interaction and listed enough upsides of the policy to convince me to make the purchase. He
also had excellent communication skills, which made my decision easier.</p>
</div>
</div>
</div>
<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Alok Gupta</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span></div>
</div>
<p> Excellent discussion with the agent from ICICI Lombard. It led to me buying the health insurance policy because I was confident in her judgement and understanding of my needs. I would like to rate her 10 out of 10 for
the wonderful support.</p>
</div>
</div>
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<div class="owl-item" style="width: 600px;">
<div class="item">
<div class="reviews-rating-content">
<div class="rating-topbar">
<h3>Rakesh Kumar Tiwari</h3>
<div class="rating-fl"><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-fill"></span><span class="star-gray"></span></div>
</div>
<p> The executive was clear in her communication. She knew the product well and convinced me to enhance my sum insured with her logic. This is the first time someone from the organisation spoke to me with clarity about the
product. I'm sure whatever is explained to me will appear in the policy document, which I am yet to check.</p>
</div>
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-webkit-transform: translate3d(-10px, 0, 0);
transform: translate3d(-10px, 0, 0)
}
20%,
40%,
60%,
80% {
-webkit-transform: translate3d(10px, 0, 0);
transform: translate3d(10px, 0, 0)
}
}
@keyframes shakeX {
0%,
to {
-webkit-transform: translateZ(0);
transform: translateZ(0)
}
10%,
30%,
50%,
70%,
90% {
-webkit-transform: translate3d(-10px, 0, 0);
transform: translate3d(-10px, 0, 0)
}
20%,
40%,
60%,
80% {
-webkit-transform: translate3d(10px, 0, 0);
transform: translate3d(10px, 0, 0)
}
}
.animate__shakeX {
-webkit-animation-name: shakeX;
animation-name: shakeX
}
@-webkit-keyframes shakeX {
0%,
to {
-webkit-transform: translateZ(0);
transform: translateZ(0)
}
10%,
30%,
50%,
70%,
90% {
-webkit-transform: translate3d(-10px, 0, 0);
transform: translate3d(-10px, 0, 0)
}
20%,
40%,
60%,
80% {
-webkit-transform: translate3d(10px, 0, 0);
transform: translate3d(10px, 0, 0)
}
}
@keyframes shakeX {
0%,
to {
-webkit-transform: translateZ(0);
transform: translateZ(0)
}
10%,
30%,
50%,
70%,
90% {
-webkit-transform: translate3d(-10px, 0, 0);
transform: translate3d(-10px, 0, 0)
}
20%,
40%,
60%,
80% {
-webkit-transform: translate3d(10px, 0, 0);
transform: translate3d(10px, 0, 0)
}
}
.animate__shakeX {
-webkit-animation-name: shakeX;
animation-name: shakeX
}
.toggle-panel-wrapper {
width: 272px;
position: fixed;
bottom: 0;
left: 30px;
z-index: 9999;
}
a.redirectUrl {
cursor: pointer;
}
.toggle-panel-wrapper .orange-strip {
width: 100%;
height: 64px;
padding: 18px;
-webkit-border-top-left-radius: 10px;
-webkit-border-top-right-radius: 10px;
-moz-border-radius-topleft: 10px;
-moz-border-radius-topright: 10px;
border-top-left-radius: 10px;
border-top-right-radius: 10px;
box-shadow: 0 12px 26px -1px rgba(0, 0, 0, 0.14);
background: #ec6608;
background: -moz-linear-gradient(top, #ec6608 0%, #b02a30 100%);
background: -webkit-linear-gradient(top, #ec6608 0%, #b02a30 100%);
background: linear-gradient(to bottom, #ec6608 0%, #b02a30 100%);
filter: progid:DXImageTransform.Microsoft.gradient(startColorstr='#ec6608', endColorstr='#b02a30', GradientType=0);
}
.toggle-panel-wrapper .orange-strip p {
font-size: 12px;
color: #ffffff;
margin: 0;
line-height: normal;
}
.toggle-panel-wrapper .orange-strip p.first-quote {
font-size: 11px;
font-weight: bold;
margin-bottom: 0.5rem;
}
.toggle-panel-wrapper .orange-strip p.first-quote span {
width: 238px !important;
display: block;
overflow: hidden;
white-space: nowrap;
text-overflow: ellipsis;
}
.toggle-panel-wrapper .orange-strip p a {
color: #fff;
text-decoration: none;
font-size: 13px;
cursor: pointer;
}
.toggle-panel-wrapper .orange-strip p a.redirectUrl span,
.more-quotes-wrapper span.quote-plan-name {
display: inline-block;
}
.toggle-panel-wrapper .orange-strip p a.redirectUrl span:first-letter,
.more-quotes-wrapper span.quote-plan-name:first-letter {
text-transform: uppercase;
}
.toggle-panel-wrapper .panel-close {
position: absolute;
right: 7px;
top: 6px;
cursor: pointer;
opacity: 1;
}
.toggle-panel-wrapper .continue-journey {
position: absolute;
left: 18px;
top: -10px;
width: 130px;
height: 20px;
margin: 0;
border-radius: 4px;
background-color: #ffd6ba;
font-size: 13px;
padding: 1px 10px;
text-align: center;
}
.toggle-panel-wrapper .blue-strip {
width: 100%;
height: 21px;
margin: 0;
padding: 2px 18px;
box-shadow: 0 12px 26px -1px rgba(0, 0, 0, 0.14);
background: #004a80;
background: -moz-linear-gradient(top, #004a80 0%, #00305b 100%);
background: -webkit-linear-gradient(top, #004a80 0%, #00305b 100%);
background: linear-gradient(to bottom, #004a80 0%, #00305b 100%);
filter: progid:DXImageTransform.Microsoft.gradient(startColorstr='#004a80', endColorstr='#00305b', GradientType=0);
font-size: 12px;
color: #fff;
cursor: pointer;
}
.more-quotes-wrapper {
border-radius: 10px;
box-shadow: 0 5px 8px 1px rgb(0 0 0 / 15%);
border: solid 1px #cbcdce;
background-color: #ffffff;
width: 86%;
position: absolute;
bottom: 21px;
margin: auto;
left: 0;
right: 0;
color: #282828;
z-index: 2;
}
.more-quotes-wrapper span.quote-title {
font-size: 11px;
font-weight: bold;
letter-spacing: 0.8px;
white-space: nowrap;
overflow: hidden;
text-overflow: ellipsis;
width: 99%;
display: inline-block;
margin-bottom: 0;
text-transform: uppercase;
color: #282828;
}
.more-quotes-wrapper span.quote-plan-name {
font-size: 13px;
color: #6c6c6c;
margin-top: .5rem;
display: inline-block;
}
.more-quotes-wrapper ul {
margin: 0;
padding: 0;
list-style: none;
}
.more-quotes-wrapper ul li {
border-bottom: solid 1px #cbcdce;
padding: 8px 10px;
position: relative;
}
.more-quotes-wrapper ul li p {
line-height: normal;
font-size: 11px;
color: #282828;
margin: 0;
}
.more-quotes-wrapper ul li p a.redirectUrl {
cursor: pointer;
}
.more-quotes-wrapper ul li p a.redirectUrl img.right-arrow {
margin-left: 10px;
vertical-align: bottom;
}
.more-quotes-wrapper ul li:nth-last-child(2) {
border-bottom: 0;
}
.more-quotes-button.arrowToggle img.down-arrow {
transform: rotate(180deg);
}
.web-version,
#quotecnt {
display: inline-block;
color: #ffff;
font-size: 12px;
}
.mobile-version,
.dont-show-me {
display: none;
}
.toggle-panel-wrapper .blue-strip .more-quotes-wrapper .continue-journey-m {
display: none;
}
#mobile_quotecnt {
display: none;
}
#quotecnt {
display: inline-block;
}
#liQuote_1 {
display: none;
}
@media (min-width: 992px) {
.more-quotes-wrapper .close {
display: none;
}
}
@media (max-width: 991px) {
#liQuote_1 {
display: block;
}
.ui_get_sticky.fixedBtns {
z-index: 999;
}
.toggle-panel-wrapper .blue-strip .more-quotes-wrapper ul li {
border-top: 0 !important;
border-bottom: solid 1px #cbcdce !important;
padding: 20px 30px !important;
}
.more-quotes-wrapper span.quote-title {
font-size: 15px !important;
width: 100%;
}
.toggle-panel-wrapper .blue-strip .more-quotes-wrapper ul li.dont-show-me {
font-size: 15px !important;
}
.more-quotes-wrapper span.quote-plan-name {
font-size: 15px !important;
}
.blue-strip .more-quotes-wrapper ul li a.redirectUrl img.right-arrow {
right: 32px;
width: 9px;
position: absolute;
}
#mobile_quoteavail {
font-size: 18px !important;
vertical-align: middle;
line-height: 22px;
color: #fff;
}
#liQuote_1 {
display: block !important;
}
#quotecnt {
display: none;
}
#mobile_quotecnt {
display: inline-block;
}
.toggle-panel-wrapper .blue-strip {
display: block !important;
}
.toggle-panel-wrapper {
position: relative;
top: 0;
width: 100%;
left: 0;
right: 0;
margin-bottom: 25px;
}
.toggle-panel-wrapper .blue-strip .more-quotes-wrapper {
position: fixed;
bottom: 0;
top: auto;
border-radius: 0;
-webkit-border-top-left-radius: 10px;
-webkit-border-top-right-radius: 10px;
-moz-border-radius-topleft: 10px;
-moz-border-radius-topright: 10px;
border-top-left-radius: 10px;
border-top-right-radius: 10px;
width: 100%;
}
.toggle-panel-wrapper .blue-strip .more-quotes-wrapper .continue-journey-m {
display: block;
padding: 20px 30px 6px;
color: #004a80;
font-size: 22px;
}
.toggle-panel-wrapper .blue-strip .more-quotes-wrapper ul li.dont-show-me {
font-size: 13px;
}
.toggle-panel-wrapper .blue-strip .more-quotes-wrapper .continue-journey-m .panel-close {
display: block;
top: 12px;
right: 18px;
opacity: 1;
}
.toggle-panel-wrapper .blue-strip .more-quotes-wrapper ul li {
padding: 8px 30px;
}
.backdrop {
position: fixed;
background: #000000a1;
width: 100%;
height: 100%;
left: 0;
right: 0;
top: 0;
bottom: 0;
z-index: 1;
}
.orange-strip {
display: none;
}
.toggle-panel-wrapper .blue-strip {
width: 100%;
height: 65px;
padding: 18px 10px;
-webkit-border-radius: 10px;
-moz-border-radius: 10px;
border-radius: 10px;
box-shadow: 0 12px 26px -1px rgba(0, 0, 0, 0.14);
background: #ec6608;
background: -moz-linear-gradient(top, #ec6608 0%, #b02a30 100%);
background: -webkit-linear-gradient(top, #ec6608 0%, #b02a30 100%);
background: linear-gradient(to bottom, #ec6608 0%, #b02a30 100%);
filter: progid:DXImageTransform.Microsoft.gradient(startColorstr='#ec6608', endColorstr='#b02a30', GradientType=0);
font-size: 18px;
}
.toggle-panel-wrapper .blue-strip span.number {
width: 30px;
height: 30px;
border-radius: 30px;
background: #fff;
color: #282828;
display: inline-block;
text-align: center;
line-height: 30px;
font-weight: bold;
font-size: 18px;
}
.toggle-panel-wrapper .blue-strip .down-arrow {
position: absolute;
right: 10px;
top: 30px;
width: 18px;
transform: rotate(270deg);
}
.more-quotes-button.arrowToggle img.down-arrow {
transform: rotate(270deg);
}
.continue-journey {
display: none;
}
.toggle-panel-wrapper .panel-close {
display: none;
}
.web-version {
display: none;
}
.mobile-version,
.dont-show-me {
display: inline-block;
}
.dont-show-me {
color: #ec6608;
padding: 10px;
}
}
.toggle-panel-wrapper .orange-strip p span {
font-size: 12px;
color: #fff;
margin: 0;
line-height: normal;
font-weight: 400;
}
#spnRetrieveQuote {
cursor: pointer;
}
.bounceEffect {
animation: bounce 1s;
-webkit-animation: bounce 1s;
-moz-animation: bounce 1s;
-o-animation: bounce 1s;
}
@-webkit-keyframes bounce {
0%,
20%,
50%,
80%,
100% {
-webkit-transform: translateY(0);
}
40% {
-webkit-transform: translateY(-30px);
}
60% {
-webkit-transform: translateY(-15px);
}
}
@-moz-keyframes bounce {
0%,
20%,
50%,
80%,
100% {
-moz-transform: translateY(0);
}
40% {
-moz-transform: translateY(-30px);
}
60% {
-moz-transform: translateY(-15px);
}
}
@-o-keyframes bounce {
0%,
20%,
50%,
80%,
100% {
-o-transform: translateY(0);
}
40% {
-o-transform: translateY(-30px);
}
60% {
-o-transform: translateY(-15px);
}
}
@keyframes bounce {
0%,
20%,
50%,
80%,
100% {
transform: translateY(0);
}
40% {
transform: translateY(-30px);
}
60% {
transform: translateY(-15px);
}
}
@media (max-width: 768px) {
.more-quotes-wrapper .close {
position: absolute;
right: 30px;
top: 35px;
display: block;
opacity: 1 !important;
}
}
@media (max-width: 480px) {
.more-quotes-wrapper .close {
right: 20px;
top: 20px;
}
}
</style>
<script>
$("#moreQuote").click(function() {
if ($(window).width() < 767) {
$(".more-quotes-wrapper").addClass("animate__animated animate__shakeX")
}
setTimeout(function() {
$(".more-quotes-wrapper").removeClass("animate__animated animate__shakeX")
}, 2500);
});
$(document).ready(function() {
resizeDiv();
$(window).resize(function(event) {
resizeDiv();
});
function resizeDiv() {
if (parseInt($(document).width()) > 768) {
$("#spnRetrieveQuote").addClass('big-device').removeClass('small-device');
$(".more-quotes-button").click(function() {
$('.more-quotes-wrapper').addClass('bounceInUp');
});
} else {
$("#spnRetrieveQuote").addClass('small-device').removeClass('big-device');
$(".more-quotes-button").click(function() {
$('.more-quotes-wrapper').removeClass('bounceInUp');
});
}
}
$(".more-quotes-wrapper").hide();
$(".panel-close").click(function() {
$(".toggle-panel-wrapper").hide();
});
$("body").on("click", ".continue-journey-m .panel-close", function() {
$(".more-quotes-button").toggleClass('arrowToggle');
$(".more-quotes-wrapper").toggle();
if ($(".backdrop").length) {
$(".backdrop").remove();
} else {
$(".toggle-panel-wrapper").prepend("<div class='backdrop'></div>");
}
});
$(".blue-strip").click(function(e) {
$(".more-quotes-button").toggleClass('arrowToggle');
$(".more-quotes-wrapper").toggle();
if ($(".backdrop").length) {
$(".backdrop").remove();
} else {
$(".toggle-panel-wrapper").prepend("<div class='backdrop'></div>");
}
e.stopPropagation();
});
$(".more-quotes-wrapper").click(function(e) {
e.stopPropagation();
});
$(document).click(function() {
$(".more-quotes-wrapper").hide();
if ($(".backdrop").length) {
$(".backdrop").remove();
$(".more-quotes-button").toggleClass('arrowToggle');
}
});
$(".continue-journey-m .close").click(function(e) {
$(".more-quotes-wrapper").hide();
if ($(".backdrop").length) {
$(".backdrop").remove();
} else {
$(".toggle-panel-wrapper").prepend("<div class='backdrop'></div>");
}
});
$(".big-device").click(function() {
$(".toggle-panel-wrapper").toggleClass('bounceEffect');
setTimeout(function() {
$(".toggle-panel-wrapper").removeClass('bounceEffect', {}, 500)
}, 1000);
});
});
</script>
<script src="/docs/default-source/productionassets/jscripts/common/autoretrievequotelanding.js?ver=14092021"></script>
</div>
<div class="sfContentBlock"><!-- footer start here -->
<footer class="il-footer bg-darkgray byfFooter" id="footerLinks">
<div class="footer-bottom-block1">
<div class="il-home-container paddingZero">
<div class="row">
<div class="col-xs-12 paddingZero">
<div class="footer-left-block">
<div class="footer-logo"><img alt="icicilombard footer logo" class="lazy" src="/docs/default-source/assets/home-revamp/images/icicilombard-footer-logo.png"></div>
<h5>ICICI Lombard General Insurance Company Limited,</h5>
<p>ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025.</p>
<p>Reg. No.115</p>
<p class="email-para"> Email: <img alt="customersupport@icicilombard.com" title="customersupport@icicilombard.com" style="display: inline; margin: 0;"
src="/docs/default-source/assets/images/footermailimg/mailfooter1.jpg?sfvrsn=39fd68e7_2">
</p>
<p>Fax no - 022 61961323</p>
<p>Contact - 1800 2666</p>
<ul class="social-links">
<li><a class="fb-ico" href="https://www.facebook.com/ICICILombard" target="_blank"></a></li>
<li><a class="link-ico" href="https://www.linkedin.com/company/icici-lombard?trk=tyah" target="_blank"></a></li>
<li><a class="twt-ico" href="https://twitter.com/ICICILombard" target="_blank"></a></li>
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<li><a class="inst-ico" href="https://www.instagram.com/icicilombardofficial" target="_blank"></a></li>
</ul>
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<div class="gcLogosec">
<span><img alt="entrust logo" class="lazy" src="/docs/default-source/assets/images/entrust.png"></span>
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</div>
</div>
<div class="footer-right-block">
<p> ICICI Lombard General Insurance Company Ltd. is one of the leading private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased
and renewed online as well. Immediate issuance of policy copy online. </p>
<p> ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. Insurance is the subject matter of the solicitation. The advertisement
contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. CIN: L67200MH2000PLC129408 </p>
<!-- <div class="gc-InMax">
<div class="gc-Button">Group Companies</div>
<ul class="gc-List">
<li><a href="http://www.icicigroupcompanies.com" target="_blank">ICICI Group</a></li>
<li><a href="http://www.icicibank.com/" target="_blank">ICICI Bank</a></li>
<li><a href="http://www.iciciprulife.com/" target="_blank">ICICI Prudential Life Insurance</a></li>
<li><a href="http://www.icicipruamc.com" target="_blank">ICICI Prudential Mutual Fund</a></li>
<li><a href="http://www.icicidirect.com" target="_blank">ICICI Direct</a></li>
<li><a href="http://www.icicihfc.com" target="_blank">ICICI Home Finance</a></li>
<li><a href="https://www.icicihomesearch.com" target="_blank">ICICI Home Search</a></li>
</ul>
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<div class="gcInnerwrap clearfix">
<div class="gcLogosec">
<span><img alt="entrust logo" class="lazy" src="/docs/default-source/assets/images/entrust.png"></span>
<span><img alt="digicert logo" class="lazy" src="/docs/default-source/assets/images/digicert.png"></span>
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<div class="gc-InMax">
<div class="gc-Button">Group Companies</div>
<ul class="gc-List">
<li><a href="http://www.icicigroupcompanies.com" target="_blank">ICICI Group</a></li>
<li><a href="http://www.icicibank.com/" target="_blank">ICICI Bank</a></li>
<li><a href="http://www.iciciprulife.com/" target="_blank">ICICI Prudential Life Insurance</a></li>
<li><a href="http://www.icicipruamc.com" target="_blank">ICICI Prudential Mutual Fund</a></li>
<li><a href="http://www.icicidirect.com" target="_blank">ICICI Direct</a></li>
<li><a href="https://www.icicihfc.com" target="_blank">ICICI Home Finance</a></li>
<li><a href="https://www.icicihfc.com/home-search" target="_blank">ICICI Home Search</a></li>
</ul>
</div>
</div>
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</div>
</div>
</footer>
<link rel="stylesheet" href="/docs/default-source/assets/css/otp-authentication-stage.css">
<div class="ilOverlay"></div>
<!-- footer ends here -->
<!--OTP verification Popup Start-->
<div class="Footer_OTP_popup_overlay" style="display: none" id="proposalOTPpopup">
<div class="OTP-header">
<a href="/" class="logo-otp"></a>
</div>
<div class="OTP_popup">
<div class="OTP_popup_header text-right">
<span class="otp-back closeOtpPopup" tabindex="2" style="cursor:pointer"><span class="otp-back-arrow"></span> Back</span>
<span class="OTP-close-popup closeOtpPopup" tabindex="1" style="cursor:pointer"></span>
</div>
<div class="OTP_popup_content">
<div class="otp-vmn-section">
<h6>OTP verification</h6>
<p>Enter OTP sent on your mobile number <span id="proposalOTPMobileNo" class="reg-phoneno"></span> </p>
</div>
<div class="enter-otp-field">
<!-- Use this class "otp-field-error" to below div for error styles to input-->
<div class="input-otp-field" id="otpBoxesDiv">
<input type="text" maxlength="1" value="" tabindex="3" name="otp1" id="otp1" oninput="javascript: if (this.value.length > this.maxLength) this.value = this.value.slice(0, this.maxLength);" class="Numeric">
<input type="text" maxlength="1" value="" tabindex="4" name="otp2" id="otp2" oninput="javascript: if (this.value.length > this.maxLength) this.value = this.value.slice(0, this.maxLength);" class="Numeric">
<input type="text" maxlength="1" value="" tabindex="5" name="otp3" id="otp3" oninput="javascript: if (this.value.length > this.maxLength) this.value = this.value.slice(0, this.maxLength);" class="Numeric">
<input type="text" maxlength="1" value="" tabindex="6" name="otp4" id="otp4" oninput="javascript: if (this.value.length > this.maxLength) this.value = this.value.slice(0, this.maxLength);" class="Numeric">
<input type="text" maxlength="1" value="" tabindex="7" name="otp5" id="otp5" oninput="javascript: if (this.value.length > this.maxLength) this.value = this.value.slice(0, this.maxLength);" class="Numeric">
<input type="text" maxlength="1" value="" tabindex="8" name="otp6" id="otp6" oninput="javascript: if (this.value.length > this.maxLength) this.value = this.value.slice(0, this.maxLength);" class="Numeric">
</div>
<!--Error: Wrong OTP enter-->
<span class="input-otp-error display-hidden" id="inputOTPError">You have entered the wrong OTP. 2 attempts left</span>
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<span class="input-otp-error display-hidden" id="inputOTPError1">You have crossed OTP limit. Please visit again after 30 minutes.</span>
<!--Use this "section-disabled" class for below div for disable the below button-->
<div class="not-receive-otp">
<div class="not-receive-otp-text">
<span>Didn't receive the OTP?</span>
</div>
<div class="not-receive-otp-button">
<button type="button" class="btn-resend-otp" tabindex="9" id="resendPaymentOTP">Re-send OTP</button>
</div>
</div>
</div>
<div class="otp-verify-button">
<button type="button" class="btn-otp-primary" tabindex="10" id="VerfiyOTP">Verify</button>
</div>
</div>
</div>
</div>
<!--OTP verification Popup End-->
<style>
.sub-menu-wrap.tw-wrap ul>li:first-child {
width: auto !important;
}
</style>
<script type="text/javascript">
$(document).ready(function() {
if ($(window).width() <= 767) {
$('input.il-callback-mobile ').prop('type', 'tel');
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<style type="text/css">
.gcLogosec {
max-width: 100%;
float: left;
/* display: block; */
width: 256px;
}
.gc-InMax {
max-width: 256px;
position: relative;
float: right;
}
.gc-Button {
position: relative;
border-bottom: 1px solid #c7c1bf;
padding: 0 10rem 1.5rem 0 !important;
cursor: pointer;
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</form>Text Content
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* 24x7 tele-consultation
* Physiotherapy session*
#UnbelievableButTrue
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*The time duration for each physiotherapy session shall be restricted to thirty
minutes only.
WHAT IS ICICI LOMBARD HEALTH ADVANTEDGE POLICY?
No one plans to fall sick but most people will need medical care at some point
in their life. Right from the first doctor’s visit, to the lab tests, and
pharmacy bills, the mounting expenses pertaining to full treatment can be
burdensome. To help you in your illness and wellness journey, ICICI Lombard's
Health AdvantEdge is a holistic policy designed to cater to your healthcare
needs at all stages.
This policy is one of the few healthcare products that offers all-round wellness
and preventive care benefits. Some of the value-added services under the
Wellness program include reward points for inculcating healthy habits. Under
this cover, the policyholder can also avail services such as video/tele
consultation, pharmacy and diagnostic services, online chat with doctors, second
opinion, and more.
The policy also has benefits such as pre-existing disease cover flexibility,
domestic and air ambulance and convalescence benefit. It provides an additional
cover against 20 critical illnesses including cancer. These add-ons also include
maternity insurance for both mother and the newborn baby for SI above 5 Lakhs.
TOP REASON TO BUY ICICI LOMBARD HEALTH ADVANTEDGE POLICY
Restore benefit for sum insured Guaranteed cumulative Bonus 24x7 video/telephone
consultation Convalescence benefit Health rewards Pre-existing disease coverO
Domiciliary hospitalization Domestic Air Ambulance Personal accident Maternity
cover New born baby and vaccine cover Bariatric surgery cover
ICICI LOMBARD HEALTH ADVANTEDGE INSURANCE POLICY ADD-ON BENEFITS
Customise your health insurance policy for your family with our ready-made set
of add-ons*.
MATERNITY BENEFIT
Covers the costs of maternity care expenses of expecting mothers and their
new-born With this add-on, prepare yourself for the additional medical costs of
pregnancy and child delivery: - Covers maternity expenses of up to 10% of base
SI subject to a maximum of 10L after an initial waiting period of 9 months. -
This add-on applies to any female insured who has opted for 3 years policy term
between the age of 18 to 45 yea₹. For policy tenure of lesser than 3 years, you
can purchase this policy at renewal. - New-born cover protection -Covers twice
the maternity cover limit medical expenses for new-born (from day 1 to day 90
days) if they are diagnosed with some life-threatening or congenital ailment. -
If the maternity benefit is not claimed in 3 years, the next 3 years' maternity
premium is waived. - Ectopic pregnancies are not covered
SUM INSURED PROTECTOR
Covers the added health care expenses due to increasing costs of medical
treatment Health insurance is becoming more expensive over the yea₹. Protect
your health plan's Sum Insured against rising inflation by linking the Sum
Insured under the base plan to the Consumer Price index (CPI).
With this add-on, your plan's Sum Insured will be increased cumulatively at each
renewal based on the inflation rate in the previous year. The inflation rate is
calculated as the average CPI of the entire calendar year published by the
Central Statistical Organisation (CSO). The % increase will be applicable only
on the Annual Sum Insured of the policy and not on the Additional Sum Insured or
any other benefit, leading to an increase in the Sum Insured.
In case, you opt out of Sum Insured Protector Cover at the time of renewal, all
the accrued amount under the Sum Insured Protector Cover in the policy till date
will be reduced to zero.
CO-PAYMENT OPTION TO CHOOSE 10% OR 20% CO-PAY
Co-pay or co-payment is defined as a contribution made by the policyholder
towards the cost of medical treatment, they claim under their health policy.
Copayment is a good choice if you are young and less prone to falling sick or
contracting diseases. With this benefit, you can choose a 10% or 20% co-payment
in your health insurance claim.
There are two copay in policy one is optional cover named as “Co-payment” and
second is Zonal copay if you are taking treatment in other zone than the policy
purchase zone
TELECONSULTATIONS
Unlimited teleconsultations, available 24x7 with health care professionals for
routine & emergency health concerns
We will arrange consultations and recommendations for emergency or everyday
health issues by a qualified healthcare professional via phone, video call or
other virtual means.
WHAT IS BEFIT COVER?
Health insurance doesn't have to just be there for the big concerns. It's often
those tiny niggles that can cause worry. With our #UnbelievableButTrue BeFit
cover, discuss whatever's on your mind with a general physician, specialist or
super-specialist doctor online (available 24x7) or at the clinic. BeFit covers
all your everyday health needs that does not require hospitalisation.
You can avail cashless services even for the little health hiccups, including:
Doctor consultations Pharmacy costs Lab tests Physiotherapy sessions Diet &
nutrition e-consultation Minor procedures
BeFit is a new approach to wellbeing designed to help you be your best every
day. Since it’s a rider, it can only be availed with a base stand-alone health
insurance policy from ICICI Lombard by paying an additional premium.
Did you know?
In India, doctor consultations, pharmacy and lab tests expenses account for
nearly 62% of healthcare costs.
WHAT DOES ICICI LOMBARD BEFIT COVER?
Here’s how our wellbeing services can be there for you
* Inclusions
* Exclusions
*
* 24x7 e-consultation
BEFIT GIVES ACCESS TO MEDICAL PRACTITIONER VIA AUDIO, VIDEO, ONLINE PORTAL,
CHAT OR MOBILE APPLICATION.
* Lab Test and Minor Procedure Cover
FEEL BETTER FAST WITH TIMELY DIAGNOSIS AND MINOR PROCEDURES THAT REQUIRE NO
HOSPITALISATION, AS LISTED IN THE PLAN. WE WILL COVER THE COSTS OF THE LAB
TESTS AND MINOR PROCEDURES OUR NETWORK MEDICAL PRACTITIONER RECOMMENDS.
* Pharmacy Cover
GIVE YOURSELF ONE LESS THING TO WORRY ABOUT WITH CASHLESS COVERAGE FOR
MEDICINES AND MEDICAL CONSUMABLES WHEN YOU ARE UNHEALTHY OR INJURED. BEFIT
COVERS THE COST OF MEDICATIONS PRESCRIBED BY OUR NETWORK MEDICAL PROFESSIONAL
BASED ON THE PLAN OPTED.
* Physiotherapy *
IT IS EASY TO PUSH JOINT AND MUSCLE PAIN TO THE BOTTOM OF THE LIST, BUT
NEGLECTING AN ACHE CAN STOCK PROBLEMS FOR LATER. WITH BEFIT COVER, RECEIVE
COVERAGE FOR ASSESSMENT, DIAGNOSIS AND TREATMENT OF YOUR BONE AND JOINT
CONDITIONS FROM OUR NETWORK OF PHYSIOTHERAPISTS.
* e-Counselling *
BRING OUT YOUR BEST SELF WITH MENTAL HEALTH VIRTUAL SUPPORT SESSIONS VIA OUR
IL TAKE CARE APP. GET HELP IN DEALING WITH ISSUES RANGING FROM PERSONAL AND
LIFESTYLE IMBALANCE, STRESS, ANXIETY, PRE-MARITAL COUNSELLING, PARENTING AND
CHILD CARE, SPEECH IMPAIRMENT, PSYCHOLOGICAL/MENTAL ILLNESS PROBLEMS AND
MORE.
* Wellbeing Program
GET ACCESS TO HEALTHCARE THAT REWARDS AND PROMOTES YOUR PHYSICAL AND MENTAL
WELLBEING VIA A DIGITAL PLATFORM. OUR WELLBEING REWARDS PROGRAMME HELPS YOU
ACHIEVE YOUR DESIRED HEALTH GOALS WITH GUIDANCE FROM A PERSONALISED HEALTH
COACH SERVICE ON THE IL TAKE CARE APP.
* Health Management Program
THE HEALTH MANAGEMENT PROGRAM IS DESIGNED TO ENSURE REGULAR MONITORING OF
YOUR HEALTH AND TIMELY INTERVENTION WITH A CONCRETE PLAN FOR CORRECTIVE
MEASURES IN CASE OF ANY DECLINE IN YOUR HEALTH STATUS.
* Diet and Nutrition e-consultation (avail up to unlimited e-consultation for
each year)*
ACCESS ONE-TO-ONE DIET AND NUTRITION CONSULTATIONS WITH A REGISTERED NETWORK
DIETITIAN WHO CAN HELP YOU IMPROVE YOUR HEALTH AND WELLBEING, INCLUDING
WORKING WITH SPECIAL DIETARY NEEDS DUE TO HEALTH CONDITIONS SUCH AS GLUTEN OR
LACTOSE INTOLERANCE.
* Preventive Care
ADULTS AGED 21 YEARS AND ABOVE COVERED UNDER THE BEFIT COVER CAN AVAIL OF A
ROUTINE AND PREVENTIVE HEALTH CHECK-UP ONCE A YEAR AT OUR NETWORK PROVIDERS
ANYTIME DURING THE POLICY PERIOD ON A CASHLESS BASIS.
* Health Assistance (HAT)
WE WILL HELP YOU GET QUICK INFORMATION TO BETTER UNDERSTAND YOUR HEALTH
CONDITION BY ANSWERING ANY QUERIES RELATED TO HEALTH AND SERVICE PROVIDERS ON
OUR DEDICATED HELPLINE NUMBER.
* Ambulance Assistance
IF URGENT MEDICAL ATTENTION IS REQUIRED, WE WILL ASSIST YOU IN FACILITATING
TRANSPORTATION TO THE NEAREST HOSPITAL OR ANY CLINIC OR NURSING HOME FOR
MEDICALLY NECESSARY TREATMENT.
* DISCLAIMER: LIMITS ON CONSULTATIONS AS PER PLAN OPTED TO APPLY.
* 1.
ALL EXCLUSIONS MENTIONED IN THE BASE PRODUCT WILL APPLY TO THE BEFIT COVER
UNLESS OTHERWISE STATED AND COVERED IN THE BEFIT COVER POLICY WORDINGS.
* 2.
ICICI LOMBARD WILL NOT MAKE ANY PAYMENT FOR CLAIMS CAUSED BY, ARISING FROM OR
IN ANY WAY ATTRIBUTABLE TO ANY OF THE FOLLOWING UNLESS EXPRESSLY STATED TO
THE CONTRARY IN THIS BEFIT COVER POLICY WORDINGS:
* Medical Exclusion
A. INPATIENT TREATMENT AND DAYCARE TREATMENTS ARE NOT COVERED UNDER THIS
PRODUCT. B. REST CURE, REHABILITATION AND RESPITE CARE: EXPENSES RELATED TO
ANY ADMISSION PRIMARILY FOR ENFORCED BED REST AND NOT FOR RECEIVING
TREATMENT. THIS ALSO INCLUDES:
CUSTODIAL CARE EITHER AT HOME OR IN A NURSING FACILITY FOR PERSONAL CARE SUCH
AS HELP WITH ACTIVITIES OF DAILY LIVING SUCH AS BATHING, DRESSING, MOVING
AROUND EITHER BY SKILLED NURSES OR ASSISTANTS OR NON-SKILLED PERSONS. ANY
SERVICES FOR TERMINALLY ILL PEOPLE TO ADDRESS PHYSICAL, SOCIAL, EMOTIONAL,
AND SPIRITUAL NEEDS.
* Non-medical Exclusion:
ANY ITEMS OR TREATMENT SPECIFIED IN THE EXCLUDED EXPENSES (NON-MEDICAL)
LISTED IN THE POLICY WORDINGS, UNLESS SPECIFICALLY COVERED UNDER THE BEFIT
COVER.
* Medical Exclusion
A. INPATIENT TREATMENT AND DAYCARE TREATMENTS ARE NOT COVERED UNDER THIS
PRODUCT. B. REST CURE, REHABILITATION AND RESPITE CARE: EXPENSES RELATED TO
ANY ADMISSION PRIMARILY FOR ENFORCED BED REST AND NOT FOR RECEIVING
TREATMENT. THIS ALSO INCLUDES:
CUSTODIAL CARE EITHER AT HOME OR IN A NURSING FACILITY FOR PERSONAL CARE SUCH
AS HELP WITH ACTIVITIES OF DAILY LIVING SUCH AS BATHING, DRESSING, MOVING
AROUND EITHER BY SKILLED NURSES OR ASSISTANTS OR NON-SKILLED PERSONS. ANY
SERVICES FOR TERMINALLY ILL PEOPLE TO ADDRESS PHYSICAL, SOCIAL, EMOTIONAL,
AND SPIRITUAL NEEDS.
* Non-medical Exclusion:
ANY ITEMS OR TREATMENT SPECIFIED IN THE EXCLUDED EXPENSES (NON-MEDICAL)
LISTED IN THE POLICY WORDINGS, UNLESS SPECIFICALLY COVERED UNDER THE BEFIT
COVER.
Note: All exclusions mentioned in the Base Product will apply to the BeFit cover
unless otherwise stated and covered in the BeFit Cover policy wordings. ICICI
Lombard will not make any payment for claims caused by, arising from or in any
way attributable to any of the following unless expressly stated to the contrary
in this BeFit cover policy wordings:
Policy documents: Befit Cover Policy Wording
WHY SHOULD YOU BUY BEFIT COVER?
Unbelievable but true! BeFit is first of its kind health insurance cover that
provides:
OUT-PATIENT SERVICES
Avail comprehensive cashless health services that do not require hospitalisation
via the IL Take Care app.
* 24x7 teleconsultation
* Physical doctor consultation
* Pharmacy
* Routine diagnostics & minor procedures
* Physiotherapy sessions
PREVENTIVE HEALTHCARE
Get a healthcare plan that's created to keep you in the pink of your health.
* Health risk assessment
* Preventive Care
* Medical Vault
* Chat with health experts
* E-counselling
* Diet & nutrition e-consultation
WELLBEING
Earn wellbeing points and redeem discounts in the premium or against other
health-related offers.
* Wellbeing activities
* Wellbeing tasks
* Fitness challenge & events
* Personal Health coach
VALUE ADDED SERVICES
Build healthy habits and get rewarded for living healthy while saving on
healthcare expenses.
* Deals & discount
* Health Assistance services
* Emergency ambulance assistance
HOW TO AVAIL OF CASHLESS CLAIM SERVICES FOR BEFIT COVER?
TO AVAIL OF CASHLESS SERVICE, YOU WILL NEED TO
* DOWNLOAD
Download the IL Take Care app from the App store/Playstore.
* REGISTER
Once downloaded, the policyholder is required to complete the registration
and login to the home page.
* CLAIM
On the home page, click on the respective service icon to avail cashless
benefits of the BeFit policy.
HOW TO BUY THE BEFIT COVER?
Since it’s a rider, it can only be availed with the following base health
insurance policy from ICICI Lombard
HEALTH ADVANTEDGE AVAIL BEFIT COVER
ICICI Lombard’s Health AdvantEdge policy provides you with extensive coverage
during a medical emergency. The medical policy gives you access to a wide range
of cashless hospitals nationwide.
Know more
ICICI LOMBARD HEALTH BOOSTER AVAIL BEFIT COVER
Health Booster policy makes your health insurance more potent. It is a super
top-up plan that acts as a backup in case your base plan gets exhausted. You can
also purchase a Health booster plan with ICICI Lombard without having a base
plan.
Know more
AROGYA SANJEEVANI POLICY BEFIT COVER - COMING SOON
Arogya Sanjeevani Policy, ICICI Lombard is a health plan that takes care of your
basic healthcare needs. It comes at an affordable premium with flexible sum
insured options starting from ₹1 lakh.
Know more
WHY DO OUR CUSTOMERS LOVE US?
And we think you will too
6500+ NETWORK HOSPITAL* PARTNERS
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GET YOUR QUESTIONS REGARDING BEFIT COVER ANSWERED
* General
* Cover
* Policy
* Premiums
* Claims
*
WHAT IS BEFIT COVER?
ICICI Lombard BeFit Cover provides coverage for OPD requirements on a cashless
basis. BeFit covers expenses across physical and virtual consultation by
general, specialist and super-specialist doctors as well as physiotherapy
sessions. This cover also caters to other out of pocket expenses such as
pharmacy, minor procedures, routine diagnostics and wellness programs. Since
this is a Cover, BeFit can only be availed along with a base policy from ICICI
Lombard.
WHAT ARE THE BASE POLICIES WITH WHICH BEFIT COVER CAN BE AVAILED?
* Health AdvantEdge
* Arogya Sanjeevani Policy
* ICICI Lombard Health Booster
WHAT ARE THE BENEFITS OF BEFIT COVER?
* Outpatient consultation
Covers expenses of physical consultations with a general medical
practitioner, specialist or super-specialist doctor in a policy year.
* Physiotherapy
Covers expenses of physiotherapy sessions with a medical practitioner during
the Policy Period
* Pharmacy cover
Covers expenses of medicines, drugs, and medical consumables, prescribed by a
medical practitioner under our cashless network up to a pre-defined sum.
* E-counselling
Covers expense of e-counselling availed for mental health virtual support
sessions via our IL Take Care app.
* Diet and Nutrition e-consultation
Covers expense of diet and nutrition e-consultation via the IL Take Care app
* Teleconsultation
Covers the expense of teleconsultations with a doctor via calls, video or
chat option on the IL Take Care app.
* Preventive Healthcare
Fee medical check-up once a year for adults aged 21 years and above included
in the policy
* Ambulance Assistance
Covers facilitating ambulance assistance service in case of urgent medical
attention
WHAT ARE THE RELATIONSHIPS THAT CAN BE COVERED IN A SINGLE BEFIT COVER POLICY?
Self, Spouse, Dependent children, Dependent Grandchildren, Dependent parents,
Dependent Parents in law, Siblings and grandchildren.
WHAT COVERS DOES THE BEFIT COVER OFFER?
* Outpatient consultation
* Routine Diagnostic and Minor Procedure Cover
* Physiotherapy
* Pharmacy cover
* E-counselling
* Diet and Nutrition e-consultation
* Teleconsultation
* Preventive Healthcare
* Ambulance Assistance
WHAT ARE THE MINIMUM AND MAXIMUM ENTRY AGES TO AVAIL OF THE BEFIT COVER?
The minimum entry age for an individual is 6 years. Children between the ages of
3 months to 5 years can be insured under a floater plan only. The maximum entry
age shall be restricted to 65 years. The max age for dependent children under a
floater policy is 20years.
WHAT IS THE MAXIMUM AGE LIMIT FOR RENEWAL OF THE POLICY?
There is no maximum age limit for renewal. Policy buyers can renew at any age
once availed.
WHAT IS THE MAXIMUM NUMBER OF MEMBERS THAT CAN BE ADDED TO A SINGLE POLICY?
A maximum of 5 members can be added in a single policy, on a family floater
basis - 2 adults and a maximum of 3 dependent children can be included.
WHAT ARE YOUR PREMIUM RATES?
The premium rates are based on the sum insured and the base coverage selected
along with the policy's tenure. You can calculate the premium using our
calculators.
HOW TO CLAIM UNDER THE BEFIT COVER POLICY?
To avail of cashless service, you will need to
* Download the IL Take Care app from the App store/Playstore.
* Once downloaded, the policyholder is required to complete the registration
and log in to the home page.
* On the home page, click on the respective service icon to avail cashless
benefits of the BeFit policy.
HOW ARE THE CLAIMS PAID?
All benefits under this Cover can be availed on a cashless basis only.
REVIEWS AND RATINGS
* 4.6
* Our customers have rated us
Based on 1,802 reviews
TAPAS VARSHNEY
Good experience. The salesperson offered her support till the end of the
transaction and provided me with all the possible solutions to my issues. It
took me 2-4 days to finalise the mediclaim policy, but I got a great response
from her. Thank you.
RAJIV SINGH
Your agent had great convincing power along with an in-depth knowledge of the
product as well as the market. Her command over the language, combined with her
selling skills, made this interaction a productive one. I thank her from the
bottom of my heart for her support.
SUJITH E. JOB
My experience of purchasing a health insurance policy from ICICI Lombard was
smooth and really easy, thanks to the competence of the executive. He made sure
I understood the key features and benefits of the plan, such as cashless
hospitalisation and coverage for day-care expenses. He was patient with me
throughout the interaction. Thanks, appreciate it.
RAHULKUMAR KALUBHAI MER
Excellent service. I had the good fortune of connecting with one of your top
executives and talk about the features and benefits of the mediclaim policy. She
listened to me patiently, understood my requirements, and then advised me
accordingly. Her knowledge and communication skills made me trust her judgement
and follow her advice.
BHAWANI SHANKAR PANDA
It was a nice experience to talk to the agent from ICICI Lombard. She has good
knowledge of the available products and their features and benefits. She helped
me in choosing the best mediclaim policy for my mother. Well done!
AMBALAL CHAWDA
Way to go! I was very happy with the way the agent handled my transaction. She
used her incredible knowledge and communication skills to convince me to buy the
health insurance plan and gave me excellent suggestions. I appreciate it.
MANDEEP SINGH MAKKAR
Your representative has been very helpful and responsive during my wellness
claim and renewal process of the health insurance policy. She even reacquainted
me with features and benefits like emergency ambulance cover and life long
renewability. I would like to thank her and rate her service 10 out of 10.
TREVOR
The executive was clear in his conversation with me. He was knowledgeable,
patient, and a good resource for all the information I needed about the health
insurance policy. In the end, I was able to make an educated choice.
JAYANTI VAIDYANATH
Your representative was very professional, helpful, and supportive. He solved
all my problems and gave me expert advice on the matter of buying health
insurance. Congrats on a job well done!
DIPAK KOLAMBE
Great experience. All the information I needed was provided by the agent and the
customer interaction was very good. ICICI Lombard trains their employees well
and it shows in the way they interact.
VISHAL PARIKH
Good response. I would like to express my gratitude to the customer care
employee who helped me get the health insurance. He was wonderful to talk to and
extended me every courtesy in the book. I am sure he is an asset to the
organisation and deserves all the appreciation. Thanks a lot.
DEEPIKA
The executive seemed very helpful on the call. She answered all my queries in a
satisfactory manner and guided me through the process of purchasing health
insurance on the website. I would like to rate her service 5 stars.
KUMAR SAKET
Thanks to the proactive nature of the agent, I was able to get my health
insurance renewed on time. My conversation with him was polite and informative.
The organisation is lucky to have people like him who understand and care about
customers.
KUMARASAMY MANICKAVASAGAM
My interaction with the representative was good. He was patient throughout the
call and answered all my queries in great detail without batting an eyelid. He
was competent, smart, and a professional through and through. Really appreciate
it.
GARGIE RAJMOHAN
The representative I interacted with is testament to the fact that having a good
product is not enough unless the salesperson knows what to do. He knew exactly
what to do and how to approach me, which is why I am now the proud owner of a
health insurance policy that fits my needs. Thanks for all the help.
RAVINDAR ASANI
Your website was easy to browse and quick in usability. I was even able to
contact one of your agents and get some help on the purchase of the health
insurance policy. Congratulations on a job well done!
HIMANSHI P. CHAURASIA
The service I received from your customer support employee was good. She
clarified all my doubts and acquainted me with important features and benefits
of the health insurance policy such as cashless hospitalisation and emergency
ambulance cover. Wonderful assistance, thank you.
VISHWANATH P.
Your representative was very good at providing information related to the health
insurance policy and telling me about its benefits. She was polite, clear, and
overall an excellent salesperson. I truly enjoyed talking to her.
JAGNARAYAN R. CHOWDHARY
I am quite satisfied by the information shared by your executive. He told me
explicitly about the importance of inclusions such as cashless hospitalisation,
reset benefit, and free look period. Grateful to him and the organisation for
simplifying a complex procedure.
AJJU ANTONY
Initially, the agent helped me clear my queries about the health insurance
policy and its add-on covers. Once I opted for them, they were not reflecting in
the plan. I went to her with the problem and she explained the way around it
immediately. Thanks for the swift response.
VISHAL PALLA
Your representative was extremely helpful in buying insurance for my parents.
The way he communicated inspired confidence in the company and made me feel at
ease. He was a major part of my decision to go ahead with ICICI Lombard. The
best part was he followed up even after the sale to help with other formalities.
Overall, a great experience.
SOURABH BANERJEE
The agent at ICICI Lombard was extremely knowledgeable and had a good attitude
towards me as well as his job. It was a pleasure to interact with him and learn
about the various terms and inclusions of the policy.
KUMAR GANESH
I was living with the misconception that I didn't need a health insurance policy
because I was fit and fine. However, after talking to you agent, I am glad to
have a cover. She gave me a fabulous explanation of the product, because of
which I made the purchase. Superb work, deserves a pat on the back.
PALASH PATRA
I think ICICI Lombard's iHealth policy is the best product in the market. I
would like to request a few upgrades, such as organ donor, air ambulance, good
health returns, and regular health check-ups. Thank you for guiding me to this
plan. Keep it up.
SHEKHAR
The agent showcased her excellent communication skills during hour interaction
about the health insurance policy. She was articulate while telling me about
features and benefits like free look period, life long renewability, and
cashless hospitalisation. Thanks for getting me in touch with her.
ADIBABU VEMAVARAPU
Very happy with your team member who convinced me to buy the health insurance
policy. He had good knowledge on the products and provided me with all the
information I needed. Thank you so much for the support and guidance.
ABHISHEK PARIHAR
My experience with the agent who sold me the health insurance policy was very
satisfying. He explained several plans in great detail and knew everything there
was to know about each product. He really impressed me with his brilliance and
made the purchase process easier.
RAJU
The executive was a nice guy. We had a fantastic interaction, during which he
shared his knowledge about the inclusions and exclusions of the policy. He was
transparent, polite, and an utter professional with a friendly attitude. Looking
forward to more discussions like this.
RAVI RANJAN
I am satisfied with the service provided by your agent. She made sure I wasn’t
confused about any of the policy features and benefits and clarified all my
doubts in an instant. I couldn’t have asked her for more. Great job!
SRINIVAS NAGARAJA
I had a good interaction with your representative regarding the health insurance
policy. He was able to explain the product details clearly, which helped me
decide to buy it. He also called me back whenever I had a query prior to issuing
the plan. I will not hesitate in recommending ICICI Lombard for insurance.
TANVEER
I had a very informative discussion with your salespersons regarding the
mediclaim policy for family. They were willing to explain each and every
inclusion at length and spend as much time as it took to satisfy my queries. I
am impressed by their diligence and confident in their ability.
KUMAR AVISHEK
The agent helped me buy the health insurance policy in a hassle-free way. I
genuinely never expected to buy a comprehensive plan with such ease, but thanks
to him, I was able to get my whole family insured in practically no time. Thank
you for convincing me and supporting me through the process.
JOGESH NIWALKAR
Generally, I don't write reviews. But people like the executive at ICICI Lombard
deserve words of appreciation. She was very polite and patient. I believe she is
an asset to your organisation. Thanks for all the support.
VIRENDER GOEL
Had a very good interaction with your representative. She explained all the
details very well. I had a few queries about the process, but it didn't take her
very long to resolve them. I appreciate her service.
B. PRABHAKAR
Excellent interaction. She was confident in her knowledge and provided all the
answers I was looking for. Her communication skills and intelligence helped me
believe that this was the right plan for me.
ARNOLD DONOVAN
Very helpful interaction. I learned everything I needed to know about the health
insurance policy before making a decision. The agent was polite, friendly, and
incredibly supportive. Happy to have ICICI Lombard as my insurance provider.
SOLOMON
Good experience at ICICI Lombard. The agent listened to me and understood my
needs before making any suggestions about the mediclaim policy. I am glad that
it was a wonderful interaction. Thanks a lot.
MARIMUTHU G. VELALAR
I received flawless support from your salesperson when I approached ICICI
Lombard to buy a health insurance policy. He was completely supportive of my
needs and helped me fufil them by advising me on the right plan. My overall
experience with him as well as the organisation was worthy of five stars.
VAISHNAVI SAWANT
Had one of the best experiences ever with the customer care department of an
organisation. The agent was very precise while giving out information about the
mediclaim policy and made sure the one he persuaded me to buy aligned with my
requirements. Please continue serving people with the same enthusiasm and care.
PRALAY KRISHNA MAZUMDER
Very good way of explaining the details of the health insurance policy. The
advisor gave me all the information I needed to make a decision. I am happy to
have chosen ICICI Lombard as my insurance provider. Thanks for all the help.
NISHANT DONDE
Excellent service provided by the representative. Our interaction went really
well and cleared all my doubts about the health insurance cover. By the end, I
was convinced to buy it based on merits like cashless hospitalisation and life
long renewability.
JOSH K.J.
It was nice talking to your customer care executive. He was encouraging and
understanding. I got all my doubts cleared and am happy about the product I
purchased. Thanks for the support from your team, ICICI Lombard.
GEETANJALI RAO SAMBANGI
Your agent helped me out with the process of buying a new health insurance
policy. He also clarified my doubts and explained all the features and benefits.
I specifically bought the plan because it offers in patient AYUSH treatment and
emergency ambulance cover.
MANOJ KUMAR V. BHATT
I am highly impressed with the service rendered to me by your sales agent. He
behaved in a professional manner throughout our interaction and listed enough
upsides of the policy to convince me to make the purchase. He also had excellent
communication skills, which made my decision easier.
ALOK GUPTA
Excellent discussion with the agent from ICICI Lombard. It led to me buying the
health insurance policy because I was confident in her judgement and
understanding of my needs. I would like to rate her 10 out of 10 for the
wonderful support.
RAKESH KUMAR TIWARI
The executive was clear in her communication. She knew the product well and
convinced me to enhance my sum insured with her logic. This is the first time
someone from the organisation spoke to me with clarity about the product. I'm
sure whatever is explained to me will appear in the policy document, which I am
yet to check.
‹›
Product Product Code UIN no. Health AdvantEdge 4193 ICIHLIP23075V032223 BeFit
Rider 4180 ICIHLIP21569V012021
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Available 24 x 7
ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED,
ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple,
Prabhadevi, Mumbai - 400025.
Reg. No.115
Email:
Fax no - 022 61961323
Contact - 1800 2666
*
*
*
*
*
ICICI Lombard General Insurance Company Ltd. is one of the leading private
sector general insurance company in India offering insurance coverage for motor,
health, travel, home, student travel and more. Policies can be purchased and
renewed online as well. Immediate issuance of policy copy online.
ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI
Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC
Ltd. Insurance is the subject matter of the solicitation. The advertisement
contains only an indication of cover offered. For more details on risk factors,
terms, conditions and exclusions, please read the sales brochure carefully
before concluding a sale. CIN: L67200MH2000PLC129408
Group Companies
* ICICI Group
* ICICI Bank
* ICICI Prudential Life Insurance
* ICICI Prudential Mutual Fund
* ICICI Direct
* ICICI Home Finance
* ICICI Home Search
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If you are an existing customer of erstwhile Bharti AXA General Insurance,
please call our customer support helpline on 1800-103-2292 or write to us on
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Hello! 👋 I am RIA, ICICI Lombard’s Responsive and Intelligent Assistant.
Did you know? Your Customer Information Sheet (CIS) offers a comprehensive
breakdown of your specific policy coverages. Do refer to your CIS, included in
your policy kit and on our website for a detailed understanding of your
benefits! Applicable for Health and Travel Policies issued on/after 1st January
2024.