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COINDEPO Token Private Sale Ends In 22 DAYS : 04 HRS : 00 MIN : 01SEC Don't Miss a 75% Discount & Earn 65% APY Daily! Learn More * Individuals COMPOUND INTEREST ACCOUNTS Earn high-yield daily compound interest LOANS WITHOUT COLLATERAL ACCOUNT SOON Instant Credit Line in crypto & stablecoins COINDEPO CRYPTO CREDIT CARD NEW Get instant cashback up to 8% on every purchase * Institutions * Affiliate PARTNER PROGRAM Earn regular commissions from the active clients you attract REFER-A-FRIEND Earn up to 750 USDC per referral with no referral limit AMBASSADORS Get worthy rewards for promoting the CoinDepo brand * Security * Support HELP CENTER Learn more about CoinDepo products & services FAQ Find the answer to your question ACADEMY Education in the field of digital assets CONTACT US Get in touch with us 24/7 * Company ABOUT US CoinDepo - #1 in the Digital Assets Industry MISSION & TEAM Digital financial services without borders BLOG Read our latest news & learn about new products * Token English √ * English √ * Deutsch √ * Español √ * Español (Latinoamérica) √ * Français √ * Italiano √ * Polski √ * Português √ * Русский √ * Tiếng Việt √ * Türkçe √ * Українська √ * Log In * Sign Up DEPOSIT & EARN INTEREST UP TO 24% PER YEAR ON BTC, ETH, USDT, USDC AND OTHERS CRYPTO COINS * Compound Interest Daily Calculate Your Earnings * All Deposited Assets are Fully Insured Create Account * Operating safely since 2021 Protected by $91,375,197 Crypto assets under management 220+ Supported jurisdiction 32,659 Active users UP TO$750* Referral bonuses in stablecoins *Please note that this reward is paid out in USDC and only if certain conditions of the CoinDepo referral program are met. Learn more EARN INTEREST AT THE BEST RATE ON THE MARKET * 6 types of Compound Interest Accounts * Interest payout of your choice: daily, weekly, monthly, etc. * Up to 18% per annum on major cryptocurrencies * Up to 24% per annum on USD, EUR, and GBP as stablecoins * Deposit or withdraw crypto at any time * No minimum deposit requirement * Fully insured crypto assets Earn with CoinDepo XRP 12-18% p.a. View Rates TRX 12-18% p.a. View Rates POL 12-18% p.a. View Rates LTC 12-18% p.a. View Rates BCH 12-18% p.a. View Rates AVAX 12-18% p.a. View Rates ATOM 12-18% p.a. View Rates DAI 18-24% p.a. View Rates BTC 12-18% p.a. View Rates USDT ERC20 18-24% p.a. View Rates USDT TRC20 18-24% p.a. View Rates USDT BEP20 18-24% p.a. View Rates ETH 12-18% p.a. View Rates BNB 12-18% p.a. View Rates USDC 18-24% p.a. View Rates XRP 12-18% p.a. View Rates TRX 12-18% p.a. View Rates POL 12-18% p.a. View Rates LTC 12-18% p.a. View Rates BCH 12-18% p.a. View Rates AVAX 12-18% p.a. View Rates ATOM 12-18% p.a. View Rates DAI 18-24% p.a. View Rates BTC 12-18% p.a. View Rates USDT ERC20 18-24% p.a. View Rates USDT TRC20 18-24% p.a. View Rates USDT BEP20 18-24% p.a. View Rates ETH 12-18% p.a. View Rates BNB 12-18% p.a. View Rates USDC 18-24% p.a. View Rates XRP 12-18% p.a. View Rates ‹› BORROW INSTANTLY WITHOUT COLLATERAL ACCOUNT SOON * Instant Credit Line in crypto & stablecoins * No collateral account requirement * Interest earned on all your assets even when borrowing * Flexible repayment options & no fixed term of return * Negative Effective Annual Rates * No credit check & instant approval * No minimum crypto loan amount * No origination fees Borrow with CoinDepo Unique earn & borrow products Fully insured custodial assets Legal & regulated institution Best interest rates in the industry ‹› COINDEPO CRYPTO CREDIT CARD USE INSTANT CREDIT LINE WITHOUT SELLING YOUR DIGITAL ASSETS AND EARN CRYPTO CASHBACK. IT'S CREDIT, NOT DEBIT! * Unique Credit Card for crypto & stablecoins * Unlimited crypto cashback up to 8% on every purchase * Metal / plastic / virtual cards * Flexible repayment options * No origination / monthly / annual fees * Accepted worldwide by 90M+ merchants * Payments in any local currencies * Apple & Google Pay integration Get CoinDepo Credit Card ZERO FEES WE DON'T KNOW WHAT “FEES” ARE. NO FEES AT ALL. CoinDepo does not charge liquidation origination withdrawal exchange holding transfer monthly annual liquidation origination withdrawal exchange holding transfer monthly annual liquidation origination withdrawal exchange holding transfer monthly annual liquidation origination ‹› fees TOP-LEVEL SECURITY FOR YOUR DIGITAL ASSETS The crypto savings stored by our customers are secured from cyberattacks, internal collusion, and human error with a multi-layer technology that combines the latest breakthroughs in MPC cryptography with hardware isolation. * Security & Log In Alerts * Email Verification Code & 2FA * Withdrawal Confirmation & Security Hold * All crypto assets insured in storage, transfer, and E&O * MPC-CMP private key protection + Multi-сloud * Keys stored in SGX and encrypted * Policy Engine for crypto transactions * CCSS Level 3 & SSL Data Protection Learn more SOC 2 TYPE II Certified ISO/IEC 27001 Certified ISO/IEC 27017 Certified ISO/IEC 27018 Certified ‹› MESSAGE FROM CEO "The time has come... Join CoinDepo today and earn stable, high-yield passive income on your digital assets!" Choy Kwok Chief Executive Officer, CoinDepo About CoinDepo To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video About CoinDepo IN THE PRESS * * * * * * * * * * * * * * * “ In a crowded field of crypto staking platforms, CoinDepo distinguishes itself with high interest rates, flexible terms, and innovative features. While Nexo remains a reputable platform, CoinDepo’s superior returns and unique offerings make it a standout choice for investors looking to maximize their passive income. ” MUSHUMIR BUTT "BlockchainReporter" “ CoinDepo seems to be a reliable platform for earning passive income from your crypto savings. It offers competitive interest rates of up to 24% annually and robust security measures, which includes full asset insurance. We value security a lot, so we definitely appreciate the fact that CoinDepo takes it very seriously. ” VUK MARTIN "CoinCodex" “ High-risk crypto trading might dominate headlines, but savvy investors understand that cryptocurrency staking is key to earning smart, passive, and stable income. CoinDepo is a leading crypto staking service offering secure, high-yield daily compound interest that maximizes passive returns. ” JOSE RAFAEL AQUINO "Techopedia" “ Remember that deposits at CoinDepo are insured and provided with additional liquidity of guarantors (CoinDepo Overcollateralization Mechanism), so I can safely stake a substantial portion of my stablecoins there. ” JOSH CRYPTO BARD "Medium" ‹› BLOG STAY UP TO DATE WITH THE LATEST NEWS AND PRODUCT UPDATES FROM COINDEPO {blog_description} {blog_title} {blog_date} {blog_reading_time} min read Promo 🎄 Celebrate Christmas with CoinDepo & Rolex! 🎁 3 days ago 5 min read News My Visit to Africa: A Journey of Hope with CoinDepo and Damark Charity Foundation 37 days ago 4 min read News Reflections on Blockchain Life 2024: A Thank You to Our Partners and Community 52 days ago 5 min read ‹› Read All FAQ Sign Up Deposit & Withdrawal Earn Borrow Security General HOW DO I CREATE/REGISTER FOR A COINDEPO ACCOUNT? To register for a new CoinDepo account, you only need to create a password and verify your email address. To create a CoinDepo account, press here. HOW LONG DOES VERIFICATION TAKE? The verification process takes only a few minutes. WHAT IS THE DIFFERENCE BETWEEN EMAIL VERIFICATION & IDENTITY VERIFICATION? Email Verification is the process of checking and authenticating your email address to make sure it is authentic and associated with a real person. Identity Verification provides us with information about who is the real owner of the account. This prevents anyone else from managing your CoinDepo account on your behalf and prevents your account from being scammed. WHAT INFORMATION DO YOU NEED TO COMPLETE MY IDENTITY VERIFICATION? To complete the Identity Verification, we will require your full name, date of birth, address, mobile phone number, and a photo of your personal document. You will need to upload a photo of your passport or national ID. WHAT IS KYC & AML? WHY DO I HAVE TO SUBMIT AN IDENTIFICATION DOCUMENT FOR IDENTITY VERIFICATION? Know Your Customer (KYC), and Anti-Money Laundering (AML) regulations exist to limit or mitigate the impact of money laundering, terrorism funding, corruption, and other forms of financial crime. KYC and AML are mandatory for regulated entities deemed at high risk of facilitating financial crime. The CoinDepo Identity Verification process, which includes the submitting of a document confirming your identity, is required to comply with KYC/AML rules and to protect your account from unauthorized access. HOW CAN I WITHDRAW FUNDS FROM MY COINDEPO ACCOUNT? You can withdraw funds from your CoinDepo account to any external wallet at any time unless they are part of the collateral for a loan taken under a CoinDepo Credit Line. ARE THERE LIMITS ON WITHDRAWALS FROM MY ACCOUNT? After passing the Email Verification, there is a maximum daily withdrawal limit of $500 equivalent. Once the Identity Verification is completed, there is no maximum withdrawal limit. There is a list of a minimum withdrawal limits: * Tether USD ERC20 - Minimun 30 * Tether USD TRC20 - Minimun 30 * Tether USD BEP20 - Minimun 30 * USD Coin - Minimun 30 * DAI - Minimum 30 * Bitcoin - Minimum 0.001 * Ethereum - Minimum 0.01 * BNB - Minimum 0.01 * XRP Ripple - Minimum 25 * Polygon - Minimun 25 * Litecoin - Minimum 0.01 * Bitcoin Cash - Minimum 0.01 * Avalanche - Minimum 1 * Cosmos - Minimum 3 * Tron - Minimum 10 Minimum withdrawal limits are subject to change. IS THERE A FEE FOR WITHDRAWING FUNDS FROM MY ACCOUNT? CoinDepo does not charge any withdrawal fees. HOW CAN I DEPOSIT FUNDS INTO MY COINDEPO ACCOUNT? You can deposit supported cryptocurrencies and stablecoins by transferring them from any external wallet to your CoinDepo Current Compound Interest Account wallet address of the respective asset. Once your deposit funds to your Current Compound Interest Account, you can instantly transfer them to any type of CoinDepo Interest Account with a higher interest rate using the “Transfer Between Accounts” feature. WHAT IS THE MINIMUM AMOUNT I CAN DEPOSIT INTO MY ACCOUNT? CoinDepo has no minimum deposit requirements. IS THERE A FEE FOR DEPOSITING FUNDS INTO MY ACCOUNT? CoinDepo does not charge any fees for depositing funds. HOW DO I EARN UP TO 18% APR ON CRYPTO & UP TO 24% APR ON STABLECOINS? All you need to do is transfer CoinDepo-supported cryptocurrencies or stablecoins from any external wallet to your CoinDepo account. You can choose from six types of CoinDepo Compound Interest Accounts to deposit your assets, with annual interest rates from 12% to 18% for cryptocurrencies and from 18% to 24% for stablecoins. To earn 18% per annum on cryptocurrencies and 24% per annum on stablecoins, choose the CoinDepo Annual Compound Interest Account. By keeping (reinvesting) regularly paid compounding interest in the account of your choice, your effective annual interest rate (APY) will always be higher than the specified APR. HOW DO I EARN UP TO 24% APR ON USD, EUR, AND GBP AS STABLECOINS? All you have to do is purchase any CoinDepo-supported stablecoins with USD, EUR, or GBP from any licensed crypto exchange and transfer them into your CoinDepo account. You can choose from six types of CoinDepo Compound Interest Accounts with annual interest rates from 18% to 24% to deposit your stablecoins. To earn 24% per annum on stablecoins, choose the CoinDepo Annual Compound Interest Account. By keeping (reinvesting) regularly paid compounding interest in the account of your choice, your effective annual interest rate (APY) will always be higher than the specified APR. WHAT IS COMPOUND INTEREST? HOW IS COINDEPO COMPOUND INTEREST CALCULATED AND ACCRUED? Compound interest is the interest on the assets you deposit, accrued based on both the initial principal and the accumulated interest from previous periods. Compound interest is calculated by multiplying the initial principal amount by one plus the annual interest rate raised to the number of compounding periods minus one. At CoinDepo, compound interest can be calculated and accrued daily, weekly, monthly, quarterly, semi-annually, or annually, depending on the compounding period (type of Compound Interest Account) you choose. HOW DO I GET COINDEPO’S HIGHEST INTEREST RATE? WHAT IS APR & APY? To get the highest interest rate (18% APR for crypto/24% APR for stablecoins), choose a CoinDepo Annual Compound Interest Account to deposit your assets. The Annual Percentage Rate (APR) is the fixed annual rate of return on your CoinDepo Interest Account, excluding the effect of compound interest. APR is calculated as follows: APR = Periodic Rate x Number of Periods in a Year The Annual Percentage Yield (APY) is the real annual rate of return on your CoinDepo Interest Account, taking into account the effect of compound interest. By keeping (reinvesting) the regularly paid-out compounding interest in the account, your effective rate of return (APY) is always higher than the APR. APY is calculated as follows: APY = (1 + Periodic Rate)n – 1 Where: n = Number of Compounding Periods per Year WHEN IS THE EARNED INTEREST PAID OUT TO MY ACCOUNT? Interest earned is paid out into your account the day after the compounding period ends at 14:00 UTC (Coordinated Universal Time). The first day of the compounding period is the date the funds are deposited into the interest account. For example, if you choose a Current Compound Interest Account, the compounding period is equal to one day; that is, the first payout of earned interest to the account is made on the next day at 14:00 UTC after the funds are deposited. At CoinDepo, the compounding period can be one day, week, month, quarter, half-year, or year, depending on the type of Compound Interest Account you choose. WHEN CAN I WITHDRAW MY FUNDS AND EARNED INTEREST? You can withdraw your funds and earned interest from any of the CoinDepo Compound Interest Accounts at any time. Please note that if you make a partial withdraw during the compounding period or make a full withdrawal before 14:00 UTC on the interest payout date following the last day of the compounding period, you will not be paid interest on the withdrawal amount for that compounding period. WHAT IS THE MINIMUM AMOUNT I NEED TO DEPOSIT TO START EARNING? CoinDepo has no minimum amount limit for depositing into a Compound Interest Account. HOW DO I BORROW CRYPTO OR STABLECOINS? Go to the "Borrow" page in your CoinDepo Account, select the asset to borrow, the LTV level, and the loan amount within your available Instant Credit Line limit. No paperwork or credit checks are required. The loan is immediately credited to your CoinDepo Current Compound Interest Account, and you can use it indefinitely. You can withdraw your loan to any external wallet or spend it with a CoinDepo Сredit Сard, earning unlimited crypto cashback up to 8% on every purchase. WHAT DOES BORROWING WITHOUT А COLLATERAL ACCOUNT MEAN? CoinDepo does not require you to freeze your assets in a collateral account when borrowing. As a result, all your funds remain in CoinDepo Compound Interest Accounts, and you keep earning interest on all of your assets even when you borrow. HOW MUCH CAN I BORROW? WHAT IS LOAN-TO-VALUE (LTV)? You can borrow up to 50% LTV of your portfolio balance in CoinDepo. Loan-to-Value (LTV) is the ratio of the loan amount to the value of the borrower's portfolio held in CoinDepo Compound Interest Accounts, which is the collateral for the loan. WHAT IS THE EFFECTIVE ANNUAL RATE (EAR) ON LOANS? WHY IS IT NEGATIVE WHEN I BORROW FROM COINDEPO? The Effective Annual Rate (EAR) is the actual cost of a secured loan to a borrower in a year. In CoinDepo, this is the difference between the amount of interest paid on a loan and the amount of compound interest accrued per year on the collateral held in the CoinDepo Compound Interest Accounts. Since you cannot borrow more than 50% of the value of your portfolio in CoinDepo, your effective annual interest rate on the loan will always be negative. This means you earn during this time more than you pay for using the loan. Learn more ARE THERE ANY FEES WHEN I BORROW? CoinDepo does not charge any fees for issuing a loan, or for full or partial repayment of a loan. FOR HOW LONG CAN I TAKE OUT A LOAN WITH COINDEPO INSTANT CREDIT LINE? You can use the loans taken under the CoinDepo Instant Credit Line for an unlimited time. The only thing that is required of you is to pay, on the 5th day of each month, the interest for using the credit line, accrued based on the balance of your loan for the previous month. You can repay loans taken under the credit line in parts or in full, as well as take new loans at any time. CAN I BORROW MORE THAN ONE TIME? You can borrow an unlimited number of times within your credit line limit (50% LTV of your portfolio balance in CoinDepo). WHAT ARE THE BEST WAYS TO PROTECT MY COINDEPO ACCOUNT? Below you can find our top security recommendations to help you protect your account from unauthorized access: 1. Use a strong password for your CoinDepo account and change it regularly. 2. Never give your password to anyone. 3. Enable 2FA (Two-Factor Authentication), preferably Google Authenticator. 4. Bookmark www.coindepo.com to be sure the CoinDepo domain you are visiting is genuine. 5. If possible, complete Identity Verification for your CoinDepo account. 6. Use a secure password manager. 7. Make sure that your Internet connection is secure. 8. Install antivirus software and trust only secure apps/programs. 9. Put a lock on your phone. 10. Use a unique email for your CoinDepo account. 11. Regularly check official messages from CoinDepo for security updates. 12. Never call any phone number from someone claiming to be CoinDepo Customer Support. 13. Never send any funds to anyone claiming to be a member of the CoinDepo team. 14. Constantly check your network of contacts for potential security threats to avoid social engineering attacks. 15. Identify and avoid phishing and malware campaigns. WHAT IS 2FA (TWO-FACTOR AUTHENTICATION)? HOW DO I ENABLE 2FA? Two-Factor Authentication (2FA) is the industry standard for securing online accounts. 2FA adds a second layer of protection to your CoinDepo Account. When logging in, you will be required to enter not only your password but also a verification code generated by your authentication app. You can set up 2FA on your CoinDepo Account using the Google Authenticator app or the Authy app. Google Authenticator is available on Android and iOS mobile devices. After enabling it, you will only be able to log into your CoinDepo Account with the code generated by the app. This code is updated every 30 seconds. We strongly advise all of our users to enable 2FA on their accounts. Despite using the highest security standards, CoinDepo cannot be held responsible for unauthorized users who may access your account if you are not using 2FA. After logging into your CoinDepo Account, you can enable 2FA by clicking the button "Enable 2FA" on the https://app.coindepo.com/profile/security/settings page and following the instructions. ARE MY FUNDS IN MY COINDEPO ACCOUNT INSURED? Yes, all your funds in your CoinDepo Account are fully insured in storage, transfer, and E&O (errors and omissions). Errors and omissions insurance (E&O) is a type of professional liability insurance that protects against claims of inadequate work or negligent actions. HOW DOES COINDEPO PROTECT MY ACCOUNT FROM UNAUTHORIZED WITHDRAWALS? To protect against unauthorized withdrawals of your funds by third parties, CoinDepo uses a multi-layered security system to verify the user initiating the withdrawal, which includes: * Security Verification (via Email Verification Code) * Two-Factor Authentication (2FA) * Withdrawal Request Notification * Withdrawal Security Hold WHAT IS THE WITHDRAWAL SECURITY HOLD? You can request a full or partial withdrawal of your assets from any CoinDepo Compound Interest Account at any time. CoinDepo may initiate the withdrawal process immediately if possible, but as a rule, all crypto withdrawals are subject to the Withdrawal Security Hold and are processed the next business day, no later than 19:00 UTC. For example, if your withdrawal request is placed on Monday before 23:59 UTC inclusive, it will be processed no later than 19:00 UTC on Tuesday. During the Withdrawal Security Hold period, the withdrawal status is displayed as “Pending” on the “Transactions” page in your CoinDepo account, and you can track the progress there. Withdrawals may be subject to manual verification to reduce the risk of fraud. If additional confirmation is required from you, you will receive an email notification. Funds will not be debited from your account balance until the withdrawal is fully processed. Withdrawal Security Hold is designed to protect users from fraudulent requests and human error, such as if the destination wallet address is entered incorrectly, by allowing users to cancel their request while it is in the “Pending” status. In addition, it gives CoinDepo time to verify and ensure that the assets are returned to the correct person without any fraudulent or suspicious activity. For users who have been in the crypto space for a while, these measures may seem over the top. However, these security layers allow CoinDepo to prevent your accounts from being compromised and any fraudulent withdrawal attempts. The security of your assets has been, and always will be, our top priority. For more information on withdrawals, please contact our Customer Support. WHAT OTHER METHODS DOES COINDEPO USE TO SECURE MY ACCOUNT? In addition to CoinDepo customer security tools such as: - Security & Log In Alerts - Email Verification Code & 2FA - Withdrawal Confirmation & Security Hold - Customer Identity Verification CoinDepo uses an enterprise-grade multi-level security system, which includes: - MPC-CMP + Multi-cloud - SGX - Policy Engine - Secure Platform Infrastructure - Regular Vulnerability Scanning - Account Takeover Protection - Fast Customer Support - Full Asset Insurance - SSL Data Protection - CCSS Level 3 WHAT IS COINDEPO? The CoinDepo platform is a next-generation, digital asset financial services provider that allows you to earn high-yield compound interest on major cryptocurrencies and stablecoins, as well as borrow without a collateral account. WHAT IS THE DIFFERENCE BETWEEN COINDEPO AND ITS COMPETITORS? CoinDepo is the first in the world to develop unique Earn & Borrow Products for digital assets that are unparalleled in the industry. High-Yield Earning: * Six types of Compound Interest Accounts * Customized High-Yield Solutions for Institutional & VIP Clients Borrowing without Collateral Account: * Instant Credit Line * Microcredit without collateral * Credit Card with crypto cashback up to 8% WHAT IS THE CORE BUSINESS OF COINDEPO? The main activity of CoinDepo, as a financial services provider in the digital asset market, is to provide its partners and clients with additional liquidity in the form of secured loans and microcredit. HOW DOES COINDEPO GENERATE PROFIT FOR ITSELF AND ITS CUSTOMERS? Through the use of highly profitable loan products, CoinDepo successfully implements its earning programs with attractive, competitive interest rates for its customers. By providing its microlending partners with the additional liquidity they need to expand their operations, CoinDepo also generates stable high returns on its assets. Didn't find an answer to your question? CoinDepo Help Center SIMPLE Simple Verification& Ease of Use SMART Smart Profit & Borrowing SEAMLESS Seamless & Instant Accounts Management SECURE Secure Storage for Your Assets ‹› COINDEPO | SMART PROFIT EASY START IN A FEW MINUTES 1 Verify your account with an email address only 2 Buy or transfer any supported asset to your account 3 Earn daily compound interest immediately after depositing funds 4 Get an Instant Loan without Collateral Account if you need more liquidity Create Account Get Details SUBSCRIBE FOR UPDATES Please choose a username. THANK YOU FOR YOUR INTEREST! Your request has been successfully submitted. 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