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The Long and Short of It with Chris Johnson

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PRIVACY POLICY

Last Updated: November 11, 2020

Money Map Press, LLC  provides this privacy policy to describe how we collect,
use, and share the information of individuals who visit our website at
thepennyhawk.com For more information about Money Map Press, LLC please visit
www.moneymappress.com

We know that your personal information is important to you and here at Money Map
Press, LLC we are committed to ensuring it is kept secure and used carefully. 

Below you will find a short summary of how and why we collect and use your data,
who we share it with, and what we are doing to make sure your data is safe and
secure.

What does Money Map Press, LLC do?

Penny Hawk is a Money Map Press, LLC publication.

Money Map Press, LLC is a privately owned publishing company based in Baltimore,
Maryland.  We publish newsletters which provide insight and advice on investing.

What information do we collect and how is it used?

The information that we may collect about you broadly falls into two categories:

 * Information that you provide

We may ask you to provide personal information when you visit our Website, order
forms and third-party websites where our advertisements are displayed, in order
to provide our services to you. This includes your contact details such as your
name and email address. We may also collect personal information, such as your
mobile number, when you opt-in to receive calls or SMS messages from us.

We use that information to deliver your subscriptions and so you can register an
account with us, giving you access to the subscriber-only areas of our Website.
We also use this information to personalize and improve your experience of our
services, Website, and communications with you, and for advertising and
marketing purposes, including sending you offers from selected partners.
However, we do not share your mobile number or any personal information provided
by you through SMS messaging, for advertising and marketing purposes.

You may also provide payment information to pay for subscriptions or use a
one-click order process.

 * Information that we collect automatically

When you visit our Website and order forms, we may collect certain information
automatically from your device.

The data we collect may include information like your IP address, device type,
unique device identification numbers, browser-type, and other technical
information.  We may also collect information about how your device has
interacted with our Website or order form, including the pages accessed and
links clicked. This data is collected using cookies and similar technology.

We collect this information so we can better understand the visitors who come to
our Website and look at our order forms and what content may be of interest to
them.  Using the information allows us to improve the quality and relevance of
our Website and services.

Who does Money Map Press, LLC share your information with?

We may disclose your personal information to the following categories of
recipients:

 * to our group companies who provide services to us, for example, enhancing the
   security of our Website, or processing personal information for the purposes
   described in this privacy policy or as described to you when we collect your
   personal information;
 * to  third-party service providers who provide additional data processing
   services, for example, analyzing data, providing marketing assistance,
   assisting with the processing of credit card payments, delivering your
   subscriptions, or personalizing and improving your experience with us;
 * to our group companies and to third parties (including, data resellers), so
   that they can market products and services we think may be of interest to you
 * as part of a corporate sale, merger, or acquisition, or other transfer of all
   or part of our assets, including as part of a bankruptcy proceeding;
 * to any competent law enforcement body, regulatory, government agency, or
   similar other third party where we believe disclosure is necessary as a
   matter of applicable law or regulation, or to exercise, establish or defend
   our legal rights or the rights of third parties; or
 * with your consent or as otherwise disclosed at the time of data collection or
   sharing.

Digital advertising & analytics

We may partner with ad networks and other ad serving providers (“Advertising
Providers”) that serve ads on behalf of us and others on non-affiliated
platforms.  Some of those ads may be personalized, meaning that they are
intended to be relevant to you based on information Advertising Providers
collect about your use of the Website and other sites or apps over time,
including information about relationships among different browsers and devices.

We may also work with third parties that collect data about your use of the
Website and other sites or apps over time for non-advertising purposes.  Money
Map Press, LLC uses Google Analytics and other third-party services to improve
the performance of the website and for analytics and marketing purposes.  For
more information about how Google Analytics collects and uses data when you use
our Website, visit www.google.com/policies/privacy/partners, and to opt out of
Google Analytics, visit tools.google.com/dlpage/gaoptout.

Cookies

Cookies are small files placed on your hard drive by an internet server when you
visit a website.  Some cookies can be used to identify your computer each time
you visit a site.

Our Website uses cookies to allow authentication for access to the Subscriber
Only areas of our sites.  This allows you to leave the site and come back
without having to re-enter your email or user name and password every time.  We
may also use cookies to track site usage, traffic patterns and to deliver ads
for services we think will be of interest to you.

Your browser may offer tools to limit the use of cookies or to delete cookies;
however, if you use these tools, our Website may not function as well as
intended.

Third-party links and tools

Our Website may include hyperlinks to other websites that are not operated or
controlled by us. This privacy policy only applies to our Website and we are not
responsible for the content or the privacy practices of third-party websites. 
You should review the privacy notices of other websites that you use to learn
about their data practices.

The Website may also include integrated social media tools or “plug-ins,” such
as social networking tools offered by third parties.  If you use these tools to
share personal information or you otherwise interact with these features on the
Website, these companies may collect information about you and may use and share
such information in accordance with your account settings, including by sharing
such information with the general public.  Your interactions with third-party
companies and your use of their features are governed by the privacy notices of
the companies that provide those features.  We encourage you to carefully read
the privacy notices of any accounts you create and use.

Policy against advertising our Website using unsolicited email messages

We require that all third party e-mails promoting thepennyhawk.com or our
products are sent only to those who have agreed to receive such messages. We
prohibit any advertising of us and our websites using unsolicited email
messages.  We will terminate our relationship with any third parties who do not
comply with this policy.

If you feel you’ve been sent unsolicited emails promoting us or our websites and
would like to register a complaint, please email us at Penny Hawk
inquiries@moneymorninglive.com. We will immediately investigate your complaint.

Your choices

If at any time you wish to be removed from the Money Map Press, LLC mailing
list, please click here to contact our customer service department.

We fund our free daily editorial email, Penny Hawk  by advertising our services
and those of other group companies (occasionally we may carry advertising for a
third-party service) within our editorial email, and by sending separate
promotional emails.  There is an unsubscribe link in each of these emails and
you can unsubscribe at any time.

Updates to this privacy policy

We may update this privacy policy from time to time in response to changing
legal, technical or business developments. When we update our privacy policy, we
will take appropriate measures to inform you, consistent with the significance
of the changes we make.  We will obtain your consent to any material privacy
policy changes if and where this is required by applicable data protection laws.
You can see when this privacy policy was last updated by checking the “last
updated” date displayed at the top of this privacy policy.

How to contact us

If you have any questions or concerns about our use of your personal
information, please contact us our Customer Service team.

Address:
Money Map Press, LLC
1125 N Charles Street
Baltimore, MD, 21201

Toll-free 1.888.384.8339
International +1.443.353.4519
Fax 1.410.622.3050

Nevada Privacy Rights

Under Nevada law, Nevada residents may submit a request directing us not to make
certain disclosures of personal information we maintain about them.

To exercise this right, please contact us:

 * Online or by phone 1.888.384.8339

California Privacy Rights

This section contains disclosures required by the California Consumer Privacy
Act (“CCPA”) and applies only to “personal information” that is subject to the
CCPA.  Consumers with disabilities may access this notice by This section
contains disclosures required by the California Consumer Privacy Act (“CCPA”)
and applies only to “personal information” that is subject to the CCPA. 
Consumers with disabilities may access this notice by calling our customer
service team at 1.888.384.8339

Personal information we collect, disclose for a business purpose, and sell  

We collect the categories of personal information about California consumers
identified in the chart below.   In the past 12 months we have disclosed and
sold California consumers’ personal information to third parties for business or
commercial purposes – details are set out in the chart below.

Categories of Personal Information Collected in the last 12 months: Categories
of sources from which information is collected: Business or commercial purposes
for collection, use, and sharing: Disclosed for business purposes to the
following categories of third parties: Sold to the following categories of third
parties: Personal and online identifiers (such as first and last name, email
address, or unique online identifiers) Yes All categories listed below. All
purposes listed below. All categories listed below. All categories listed below.
Categories of information described in Section 1798.80(e) of the California
Civil Code (such as bank account number, credit card number, debit card number,
or any other financial information Yes All categories listed below. All purposes
listed below. All categories listed below. All categories listed below.
Commercial or transactions information (such as records of personal property or
products or services purchased, obtained or considered) Yes All categories
listed below. All purposes listed below. All categories listed below. All
categories listed below. Internet or other electronic network activity
information (such as browsing history, search history, interactions with a
website, email, application, or advertisement) Yes All categories listed below.
All purposes listed below. All categories listed below. All categories listed
below. Professional or employment-related information Yes All categories listed
below. All purposes listed below. All categories listed below. All categories
listed below. Education information Yes All categories listed below. All
purposes listed below. All categories listed below. All categories listed below.
Inferences drawn from the above information about your predicted characteristics
and preferences Yes All categories listed below. All purposes listed below. All
categories listed below. All categories listed below.

 

Categories of sources

We collect this personal information from the following categories of sources:

 * Consumers
 * Service providers
 * Affiliates in our group companies
 * Consumer data resellers

Why we collect, use, and share California information

We use and disclose the personal information we collect for our commercial and
business purposes as set out in this privacy policy.  These commercial and
business purposes include, without limitation:

 * Our commercial purposes, including marketing, advertising, and enabling
   commercial transactions.
 * Our business purposes as identified in the CCPA, which include:
   * Auditing related to our interactions with you
   * Legal compliance
   * Detecting and protecting against security incidents, fraud, and illegal
     activity
   * Debugging
   * Performing services (for us or our service provider) such as account
     servicing, processing orders and payments, and analytics
   * Internal research for technological improvement
   * Internal operations
   * Activities to maintain and improve our services
   * Other one-time uses

Recipients of California Personal Information

We sell the categories of personal information listed above to the categories of
third parties listed below:

 * Service providers
 * Affiliates in our group companies
 * Consumer data resellers

We disclose the categories of personal information listed above to the
categories of third parties listed below for business purposes:

 * Service providers
 * Affiliates in our group companies
 * Advertising networks and consumer data resellers
 * Internet service providers
 * Data analytics providers
 * Operating systems and platforms
 * Social networks
 * Government entities, if required to do so

Your Rights Regarding Personal Information

California residents have certain rights with respect to the personal
information collected by businesses.  If you are a California resident, you may
exercise the following rights regarding your personal information, subject to
certain exceptions and limitations:

 * The right to know the categories and specific pieces of personal information
   we collect, use, disclose, and sell about you; the categories of sources from
   which we collected your personal information; our purposes for collecting or
   selling your personal information; the categories of your personal
   information that we have either sold or disclosed for a business purpose; and
   the categories of third parties with which we have shared personal
   information.
 * The right to request that we delete the personal information we have
   collected from you or maintain about you.
 * The right to opt out of our sale(s) of your personal information. Please note
   that if you opt out of certain types of sales, we will be unable to provide
   you with the services that rely on such sales.
 * The right not to receive discriminatory treatment for the exercise of the
   privacy rights conferred by the CCPA.

To exercise any of the above rights, please contact us as follows:

 * By phone at 1.888.384.8339
 * On our website by clicking on the “Do Not Sell My Info” link or by clicking
   here

Verification Process and Authorized Agents

We may need to request additional information from you to verify your identity
or understand the scope of your request, although you will not be required to
create an account with us to submit a request or have it fulfilled.  At a
minimum you will need to provide your name and email address.

You may designate an authorized agent to make a CCPA request on your behalf by
informing our customer service team at 1.888.384.8339. You will need to provide
your name and address, your agent’s name and address, and a copy of the document
by which you appointed the agent.

Minors’ Right to Opt In

We do not knowingly sell the personal information of minors under 16 years of
age.

Contact for More Information

If you have any questions or concerns about our use of your personal
information, please contact us our Customer Service team –
inquiries@moneymorninglive.com.

Address:
Money Map Press, LLC
1125 N Charles Street
Baltimore, MD, 21201

Toll-free 1.888.384.8339
International +1.443.353.4519
Fax 1.410.622.3050


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