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Skip to content 07 4688 3233 | 1300 308 105 reception@thlfinance.com.au Facebook Instagram Youtube Linkedin * Home * About Us * Mortgage Broker Services * Home Loans * Buying a Home/Becoming a First Home Buyer * Refinancing Your Home Loan * Investment Loans * Investing in Property * Construction Loans * Calculators * Debt Management * Insights * Insights * Interest Rate Rise- What does this mean to you? * Client Tools * Bank Statements * 5 Minute Financial Health Check * Job Vacancy * Contact Menu * Home * About Us * Mortgage Broker Services * Home Loans * Buying a Home/Becoming a First Home Buyer * Refinancing Your Home Loan * Investment Loans * Investing in Property * Construction Loans * Calculators * Debt Management * Insights * Insights * Interest Rate Rise- What does this mean to you? * Client Tools * Bank Statements * 5 Minute Financial Health Check * Job Vacancy * Contact OUR EXPERIENCE ..... YOUR VISION SPEAK TO OUR FINANCE CONSULTANTS Contact Us MORTGAGE BROKER NEAR ME WHY USE A MORTGAGE BROKER Whether you’re buying a home for the first time, refinancing, investing or after a commercial loan a THL Finance Partners broker can ensure you’re armed with the all the information you need to help you on your way. A THL Finance Partners broker will do the leg-work for you. They have access to hundreds of loans from a wide variety of lenders and will work with you to find the loan that suits your individual circumstances. Find out more BUYING A HOME REFINANCING YOUR HOME LOAN BECOMING A FIRST HOME BUYER INVESTING IN PROPERTY FINANCE BROKER TOOWOOMBA WE CAN HELP YOU WITH .... WE ARE HERE TO HELP YOU THROUGHOUT YOUR DIFFERENT STAGES OF LIFE. SO UNLIKE THE BANKS, YOU’LL BE SURE TO SEE A FAMILIAR FACE NEXT TIME YOUR IN. BUYING A HOME We know that buying a home is one of the most important decisions you'll make in your life. At Onelife, your broker will do the leg-work for you. Find out more .... FIRST HOME BUYER Buying your first home is an exciting, but big step to take. The first big question is how much you can borrow and what your likely repayments will be. Find out more .... REFINANCING The right refinanced loan could help you pay off your mortgage faster and for less, clear unhealthy debt or help you upgrade and add value your home. Find out more .... INVESTING IN PROPERTY It definitely pays to do your homework on the property market before you dive in, and we’re thrilled to be on board to help you when it comes to financing your decision Find out more .... CONSTRUCTION LOANS Building your own house can be a wonderful and fun experience – but it can also be a long and expensive process. Getting a mortgage can be tricky. Find out more .... DEBT MANAGEMENT Effective debt management is not just about the interest you pay, but also the type of assets you’re investing in and prioritising your debts. Find out more .... OUR PROCESS Step 1 Step 2 Step 3 Step 4 Step 5 DISCOVERY CALL Let’s have a quick chat so we can find out how we can work together to help you achieve your goals. GATHER DATA We gather data on your financial situation so we take a comprehensive look at your life and finances. FINANCIAL PLAN We create a personalised financial plan that will serve as a roadmap towards your goals. IMPLEMENTATION We now put your financial plan in action by implementing all your personalised strategies. SUPPORT There is no ‘set and forget it’. We stay in touch and review your plan based on major life changes or market factors. OUR FINANCIAL PLANNING PROCESS Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses. Step 1 DISCOVERY CALL Let's have a quick chat to see how we can work together to help you achieve your goals. Step 1 Step 2 GATHER DATA We gather data about all aspects of your financial situation so we take a comprehensive look at your life and finances. Step 2 Step 3 FINANCIAL PLAN We create a personalised financial plan that will serve as a roadmap towards your goals. Step 3 Step 4 IMPLEMENTATION We set your financial plan in action by implementing all your personalised strategies. Step 4 Step 5 SUPPORT There is no 'set and forget it' here. We stay in touch and review your plan based on major life changes or market factors. Step 5 FINANCE BROKERS OUR TEAM OF FINANCE PROFESSIONALS STEVE GRAVINA FINANCE CONSULTANT Contact Steve PETER MORRIS FINANCE CONSULTANT Contact Peter SEAN O'DONOGHUE FINANCE CONSULTANT Contact Sean FRANCES GEOGHEGAN FINANCE CONSULTANT Contact Frances PETER WALTERS FINANCIAL PLANNER Contact Peter JAMES BALLIN FINANCIAL PLANNER Contact James A SIT DOWN WITH PETER MORRIS DIRECTOR OF THL FINANCE PARTNERS INSIGHTS THE IMPORTANT ROLE OF MORTGAGE BROKERS IN EDUCATING HOME BUYERS 27th August 2024 Mortgage brokers play a vital role in helping home buyers navigate the home loan landscape. With so many lenders, home… RENTAL EXPENSES TO CLAIM 27th August 2024 Rental expense categories There are 3 rental expense categories, those for which you: can claim a deduction now (in the income year… GETTING ON TOP OF DEBT 20th August 2024 While the Federal Government’s recent announcement about providing some relief for those with student debt is anticipated to help those… DIVERSITY IN VALUES AS MOMENTUM LEAVES THE CYCLE 20th August 2024 While national home values rose 1.7 per cent over the quarter, representing a slight decrease on the previous quarter’s growth… LOOKING AFTER YOUR MOST VALUABLE BUSINESS ASSET – YOU! 13th August 2024 While running a small business can be incredibly rewarding, it also has its challenges. It’s common to feel that it’s… WHAT DOCUMENTS YOU NEED TO APPLY FOR A LOAN 13th August 2024 Applying for a loan is a very big step, and it’s not always straightforward. To help make it simple, here… THE IMPORTANT ROLE OF MORTGAGE BROKERS IN EDUCATING HOME BUYERS 27th August 2024 Mortgage brokers play a vital role in helping home buyers navigate the home loan landscape. With so many lenders, home… RENTAL EXPENSES TO CLAIM 27th August 2024 Rental expense categories There are 3 rental expense categories, those for which you: can claim a deduction now (in the income year… GETTING ON TOP OF DEBT 20th August 2024 While the Federal Government’s recent announcement about providing some relief for those with student debt is anticipated to help those… DIVERSITY IN VALUES AS MOMENTUM LEAVES THE CYCLE 20th August 2024 While national home values rose 1.7 per cent over the quarter, representing a slight decrease on the previous quarter’s growth… LOOKING AFTER YOUR MOST VALUABLE BUSINESS ASSET – YOU! 13th August 2024 While running a small business can be incredibly rewarding, it also has its challenges. It’s common to feel that it’s… WHAT DOCUMENTS YOU NEED TO APPLY FOR A LOAN 13th August 2024 Applying for a loan is a very big step, and it’s not always straightforward. To help make it simple, here… * 1 * 2 * 3 * 4 * 5 * 6 Read more WHAT OUR CLIENTS ARE SAYING ON GOOGLE If I could give Steve Gravina 10 stars I would! His service and knowledge was incredible! Steve was readily available at all requests. As first home buyers, Steve made what could have been an incredibly stressful and scary time in our life an extremely positive experience and he made our dreams of owning a home come true. Thank you Steve! read moreread less Erin Foley 15/08/2024 × Erin Foley 15/08/2024 If I could give Steve Gravina 10 stars I would! His service and knowledge was incredible! Steve was readily available at all requests. As first home buyers, Steve made what could have been an incredibly stressful and scary time in our life an extremely positive experience and he made our dreams of owning a home come true. Thank you Steve! Sean from THL has a breadth of knowledge and is always incredibly helpful. From buying our first home to managing our mortgage — he’s always very insightful when we have questions and is very patient and thorough with his answers. We highly recommend him and his team. read moreread less Helen Mai 15/08/2024 × Helen Mai 15/08/2024 Sean from THL has a breadth of knowledge and is always incredibly helpful. From buying our first home to managing our mortgage — he’s always very insightful when we have questions and is very patient and thorough with his answers. We highly recommend him and his team. Thankyou Frances and Angela from THL finance team. 💯 professional, fast response and all questions answered quickly. I cannot recommend them enough. Thanks for all you’ve done for me with my application. 5 star service read moreread less Shane Von Pein 15/08/2024 × Shane Von Pein 15/08/2024 Thankyou Frances and Angela from THL finance team. 💯 professional, fast response and all questions answered quickly. I cannot recommend them enough. Thanks for all you’ve done for me with my application. 5 star service Thanks again Steve and Janine for all your tremendous support through the process of defining our budget, preparing for auction and purchasing our home. The spot-on and timely information, multiple options and sage advice given to us made our decision so much easier and more assured which we both greatly appreciated. We would absolutely recommend THL to anyone looking for a fantastic and helpful brokerage service. read moreread less Dominique Viljoen 15/08/2024 × Dominique Viljoen 15/08/2024 Thanks again Steve and Janine for all your tremendous support through the process of defining our budget, preparing for auction and purchasing our home. The spot-on and timely information, multiple options and sage advice given to us made our decision so much easier and more assured which we both greatly appreciated. We would absolutely recommend THL to anyone looking for a fantastic and helpful brokerage service. My husband and I met with Peter at THL from a recommendation of one of my good friends when we were thinking about buying a house. Peter and Tempany at THL were so, so helpful. We went in with no idea on mortgages or loans and Peter helped to find us the best loan possible and guidance on how to handle our finances going forward. We were approved in no time at all, and we have just bought our first house and had it settle in July. I couldn’t recommend Peter more, he is a great guy – so easy to talk to and he explained everything in such great detail! Thank you so much to THL Finance, Tom and I are so thankful for your help. We couldn’t have done it without you! read moreread less Sara Williams 15/08/2024 × Sara Williams 15/08/2024 My husband and I met with Peter at THL from a recommendation of one of my good friends when we were thinking about buying a house. Peter and Tempany at THL were so, so helpful. We went in with no idea on mortgages or loans and Peter helped to find us the best loan possible and guidance on how to handle our finances going forward. We were approved in no time at all, and we have just bought our first house and had it settle in July. I couldn’t recommend Peter more, he is a great guy – so easy to talk to and he explained everything in such great detail! Thank you so much to THL Finance, Tom and I are so thankful for your help. We couldn’t have done it without you! Everything went smoothly and followed up every step of the now complex process. Well done! read moreread less Kezza M 08/08/2024 × Kezza M 08/08/2024 Everything went smoothly and followed up every step of the now complex process. Well done! I have referred many clients to Frances over the past several years and didn’t hesitate to engage her services for my recent purchases based on feedback and my interactions with her. Frances has a wealth of knowledge, presents a personalised service, considers your requirements, is professional and provides an informative and stress free service whilst keeping you updated from start to finish (& follows up post service to ensure you’re happy)! Frances, thank you! Your service was and will continue to be greatly appreciated. read moreread less Rachel Richards 08/08/2024 × Rachel Richards 08/08/2024 I have referred many clients to Frances over the past several years and didn’t hesitate to engage her services for my recent purchases based on feedback and my interactions with her. Frances has a wealth of knowledge, presents a personalised service, considers your requirements, is professional and provides an informative and stress free service whilst keeping you updated from start to finish (& follows up post service to ensure you’re happy)! Frances, thank you! Your service was and will continue to be greatly appreciated. Thank you Pete and team you are fabulous! I have just bought my first property and navigating this can be stressful, confusing and timely. The whole process has lasted 2 years and from the very first connection with Pete Morris, I have been supported through every step of the way. Even with my “interesting” questions Pete, Janine and Chloe have taken the time to step me through the process. Always available and when they say they will do something they deliver. Nothing was too much trouble and in this current market they moved with me to make it happen including a very tight finance piece. Thoroughly recommend THL for anyone new to the industry and will definitely be back for the next purchase. Thanks Pete and team. read moreread less Anna Hogarth 06/08/2024 × Anna Hogarth 06/08/2024 Thank you Pete and team you are fabulous! I have just bought my first property and navigating this can be stressful, confusing and timely. The whole process has lasted 2 years and from the very first connection with Pete Morris, I have been supported through every step of the way. Even with my “interesting” questions Pete, Janine and Chloe have taken the time to step me through the process. Always available and when they say they will do something they deliver. Nothing was too much trouble and in this current market they moved with me to make it happen including a very tight finance piece. Thoroughly recommend THL for anyone new to the industry and will definitely be back for the next purchase. Thanks Pete and team. I had an outstanding experience with at THL From start to finish, they were incredibly knowledgeable, professional, and dedicated to finding the best mortgage solution for my needs. They took the time to explain every detail of the process, answered all my questions promptly, Their commitment to client satisfaction and their extensive knowledge make them a standout in the industry. read moreread less hardeep johal 02/08/2024 × hardeep johal 02/08/2024 I had an outstanding experience with at THL From start to finish, they were incredibly knowledgeable, professional, and dedicated to finding the best mortgage solution for my needs. They took the time to explain every detail of the process, answered all my questions promptly, Their commitment to client satisfaction and their extensive knowledge make them a standout in the industry. Our experience with THL finance has been wholly positive from the very first meeting. Our broker, Sean, very clearly explained borrowing processes and terms and advised of what was achievable in terms of our house buying objectives. At all times Sean offered sage advise, expertise and wisdom to guide us through the process. Sean was able to navigate and pursue a positive outcome in the face of challenging lender criteria. My family is so thankful for Sean and his diligence in helping us achieve our home buying dreams. We will be using THL for all of our financial services needs in the future. Thank you Sean and Janine. read moreread less sarah cavanough 31/07/2024 × sarah cavanough 31/07/2024 Our experience with THL finance has been wholly positive from the very first meeting. Our broker, Sean, very clearly explained borrowing processes and terms and advised of what was achievable in terms of our house buying objectives. At all times Sean offered sage advise, expertise and wisdom to guide us through the process. Sean was able to navigate and pursue a positive outcome in the face of challenging lender criteria. My family is so thankful for Sean and his diligence in helping us achieve our home buying dreams. We will be using THL for all of our financial services needs in the future. Thank you Sean and Janine. Steve was a HUGE help and was with us every step of the way when getting pre-approved and getting accepted for our first home loan. He was incredibly thorough and made surely everything was in order so our application could be approved without an issue. The whole team at THL Finance Partners were so easy to be in contact with and happy to be help no matter the question or query. read moreread less Helena Richter 31/07/2024 × Helena Richter 31/07/2024 Steve was a HUGE help and was with us every step of the way when getting pre-approved and getting accepted for our first home loan. He was incredibly thorough and made surely everything was in order so our application could be approved without an issue. The whole team at THL Finance Partners were so easy to be in contact with and happy to be help no matter the question or query. Sean and the team went above and beyond, helping us navigate numerous property issues and restarting the process multiple times. Their dedication and support was amazing. read moreread less Emma Hitchener 22/07/2024 × Emma Hitchener 22/07/2024 Sean and the team went above and beyond, helping us navigate numerous property issues and restarting the process multiple times. Their dedication and support was amazing. I highly recommend THL fiance partners, especially Sean. They have made one of the most stressful periods of my life, to one of the easiest. Thank you read moreread less Chris Greenaway 20/07/2024 × Chris Greenaway 20/07/2024 I highly recommend THL fiance partners, especially Sean. They have made one of the most stressful periods of my life, to one of the easiest. Thank you We have dealt with THL for many years now (even though we don’t live in Toowoomba) and have always found the team there to be amazing! They are super responsive to any requests or queries we’ve had around the home loan process and go the extra mile with everything! Could not recommend Sean and the rest of the team at THL enough! read moreread less James & Kristin Doherty 18/07/2024 × James & Kristin Doherty 18/07/2024 We have dealt with THL for many years now (even though we don’t live in Toowoomba) and have always found the team there to be amazing! They are super responsive to any requests or queries we’ve had around the home loan process and go the extra mile with everything! Could not recommend Sean and the rest of the team at THL enough! This was our second time using THL, and again they made everything run smoothly. We spent months discussing our plans, and our broker worked with us to find a way to make it happen. read moreread less Nathan Morris 16/07/2024 × Nathan Morris 16/07/2024 This was our second time using THL, and again they made everything run smoothly. We spent months discussing our plans, and our broker worked with us to find a way to make it happen. Sean is excellent to work with. We really appreciated his knowledge and expertise. Sean made the process of applying for a home loan very smooth. read moreread less Emily Twidale 03/07/2024 × Emily Twidale 03/07/2024 Sean is excellent to work with. We really appreciated his knowledge and expertise. Sean made the process of applying for a home loan very smooth. Sean and team at THL were so incredibly helpful with the purchase of our first block of land. He took the time to answer every silly question we had and walked us through every step of the way with securing our finance. It made the process of buying our block so much easier and less stressful. We cannot recommend them enough! read moreread less Mitch Henson 02/07/2024 × Mitch Henson 02/07/2024 Sean and team at THL were so incredibly helpful with the purchase of our first block of land. He took the time to answer every silly question we had and walked us through every step of the way with securing our finance. It made the process of buying our block so much easier and less stressful. We cannot recommend them enough! Amazing services every time I talk to the team at THL, willing to bend over backwards to accommodate our mixed requests over the years and will continue to use their services well into the future. read moreread less Robert M 01/07/2024 × Robert M 01/07/2024 Amazing services every time I talk to the team at THL, willing to bend over backwards to accommodate our mixed requests over the years and will continue to use their services well into the future. Sean at THL Finance was so helpful. He went above and beyond for us and gave us so much information. No question was silly, he answered everything and knows his stuff. Highly recommend if your looking for a broker read moreread less Angela McDermott 01/07/2024 × Angela McDermott 01/07/2024 Sean at THL Finance was so helpful. He went above and beyond for us and gave us so much information. No question was silly, he answered everything and knows his stuff. Highly recommend if your looking for a broker Very good to work with and great knowledge read moreread less Jason Aston 24/06/2024 × Jason Aston 24/06/2024 Very good to work with and great knowledge Pete and Chloe were fantastic to deal. They made it all so easy for us. It’s no surprise people refer to them as the best on the Downs! read moreread less Gerard Kane 07/06/2024 × Gerard Kane 07/06/2024 Pete and Chloe were fantastic to deal. They made it all so easy for us. It’s no surprise people refer to them as the best on the Downs! Peter and Janine did all the legwork to help me re-finance after separation and I honestly didn’t think I’d be able to do it on a new house with a single salary but they did everything they could and achieved it. Cannot rate them highly enough! read moreread less Jasson Howard 07/06/2024 × Jasson Howard 07/06/2024 Peter and Janine did all the legwork to help me re-finance after separation and I honestly didn’t think I’d be able to do it on a new house with a single salary but they did everything they could and achieved it. Cannot rate them highly enough! Peter and the team, were very organised, welcoming and took the time to make sure we understood everything clearly. Highly recommend ! read moreread less Samuel Harrison 06/06/2024 × Samuel Harrison 06/06/2024 Peter and the team, were very organised, welcoming and took the time to make sure we understood everything clearly. Highly recommend ! Cant speak highly enough of Peter Morris and the team at THL. Peter is the man to see if you are after professional advice and excellent service. read moreread less Jason Stone 01/06/2024 × Jason Stone 01/06/2024 Cant speak highly enough of Peter Morris and the team at THL. Peter is the man to see if you are after professional advice and excellent service. We are so greatful to Sean O’Donohue for helping us secure our first investment house in a rural area. He was a pleasure to deal with and so professional, making sure that we were on time with information and documentation that the bank needed to process the loan. He made what could have been a complicated process juggling life, kids and work a breeze and was always contactable when we needed advice or questions answered throughout the process. Thankyou Sean! Highly Recomend! 😀👏 read moreread less Jessica Hain 01/06/2024 × Jessica Hain 01/06/2024 We are so greatful to Sean O’Donohue for helping us secure our first investment house in a rural area. He was a pleasure to deal with and so professional, making sure that we were on time with information and documentation that the bank needed to process the loan. He made what could have been a complicated process juggling life, kids and work a breeze and was always contactable when we needed advice or questions answered throughout the process. Thankyou Sean! Highly Recomend! 😀👏 Couldn’t be more impressed with the effort and dedication that Sean and the THL team showed while working through our home loan application. They made a stressful process feel manageable and had great communication the whole way. We have used Sean three times and plan to use his services for all future house purchases. read moreread less Lucy Duffield 23/05/2024 × Lucy Duffield 23/05/2024 Couldn’t be more impressed with the effort and dedication that Sean and the THL team showed while working through our home loan application. They made a stressful process feel manageable and had great communication the whole way. We have used Sean three times and plan to use his services for all future house purchases. Pete was great from start to finish, laid out all the facts and figures and walked me through the entire process. Made it extremely easy through the whole process. Highly recommend Peter, Janine and the team at THL read moreread less Dan Allen 18/05/2024 × Dan Allen 18/05/2024 Pete was great from start to finish, laid out all the facts and figures and walked me through the entire process. Made it extremely easy through the whole process. Highly recommend Peter, Janine and the team at THL Frances and her team are the best at what they do, I’d recommend them to anyone looking for a better lending deal. read moreread less Isaac Walker 17/05/2024 × Isaac Walker 17/05/2024 Frances and her team are the best at what they do, I’d recommend them to anyone looking for a better lending deal. Peter, Ryan and team are fantastic. Helped me secure a better interest rate for my loan. Always helpful and give solid advice. Top notch service. read moreread less Kym Stewart 17/05/2024 × Kym Stewart 17/05/2024 Peter, Ryan and team are fantastic. Helped me secure a better interest rate for my loan. Always helpful and give solid advice. Top notch service. I had the pleasure of engaging Peter for a mortgage recently and couldn’t recommend him highly enough. He is genuinely passionate about helping people to achieve their goals and went so much further than I would expected. read moreread less Stuart Hickson 17/05/2024 × Stuart Hickson 17/05/2024 I had the pleasure of engaging Peter for a mortgage recently and couldn’t recommend him highly enough. He is genuinely passionate about helping people to achieve their goals and went so much further than I would expected. Sean and his team was friendly, helpful, very experienced and efficient with the way they handled our application. I would certainly recommend him to anyone who is looking to apply for finance. read moreread less Jaco Van Zyl 10/05/2024 × Jaco Van Zyl 10/05/2024 Sean and his team was friendly, helpful, very experienced and efficient with the way they handled our application. I would certainly recommend him to anyone who is looking to apply for finance. We approached Steve Gravina from THL Finances to assist us with finance for our investment property. A big thank you to Steve,Janine and the team who’s professionalism, knowledge and enthusiasm was instrumental in obtaining our finance. We would highly recommend Steve and his team to anyone looking for finance and friendly advice. Troy and Cathy Alexander read moreread less Troy Alexander 26/04/2024 × Troy Alexander 26/04/2024 We approached Steve Gravina from THL Finances to assist us with finance for our investment property. A big thank you to Steve,Janine and the team who’s professionalism, knowledge and enthusiasm was instrumental in obtaining our finance. We would highly recommend Steve and his team to anyone looking for finance and friendly advice. Troy and Cathy Alexander Not even 24 hours later and I’m ready to go car shopping! Thanks to Frances I was able to get quick and easy pre approval for my first car, the process was stress free and Frances made sure I was well informed throughout the process. I would highly recommend the THL team! read moreread less Chelsea McKenzie 24/04/2024 × Chelsea McKenzie 24/04/2024 Not even 24 hours later and I’m ready to go car shopping! Thanks to Frances I was able to get quick and easy pre approval for my first car, the process was stress free and Frances made sure I was well informed throughout the process. I would highly recommend the THL team! Pete was amazing to deal with. Buying my first house on my own he was able to find avenues to ensure things went smoothly and that I was getting the best interest rate for my situation. Very efficient, communication was next to none and just a really great guy! I will definitely be using Pete and THL for my next purchase! read moreread less Amy Armfield 24/04/2024 × Amy Armfield 24/04/2024 Pete was amazing to deal with. Buying my first house on my own he was able to find avenues to ensure things went smoothly and that I was getting the best interest rate for my situation. Very efficient, communication was next to none and just a really great guy! I will definitely be using Pete and THL for my next purchase! Ryan was incredibly helpful when refinancing our home loan. He was generous with his time, gave great advice & made the process very simple to follow. Tempany was also very helpful, quick to reply & gave us timely information for each step. Highly recommend ☺️ read moreread less Ebonie Patterson 24/04/2024 × Ebonie Patterson 24/04/2024 Ryan was incredibly helpful when refinancing our home loan. He was generous with his time, gave great advice & made the process very simple to follow. Tempany was also very helpful, quick to reply & gave us timely information for each step. Highly recommend ☺️ Ryan O’Donoghue and the team at THL helped my wife and I through our recent mortgage refinance and made the process straight forward and stress free. We will be using them again for all future requirements. read moreread less Samuel Patterson 24/04/2024 × Samuel Patterson 24/04/2024 Ryan O’Donoghue and the team at THL helped my wife and I through our recent mortgage refinance and made the process straight forward and stress free. We will be using them again for all future requirements. Ryan was incredible during my first home buying experience. He went above and beyond, making what I thought would have been a stressful process, smooth and manageable. His expertise and commitment helped ensure I got a great deal and understood every step. I highly recommend him without hesitation to anyone looking for guidance on their mortgage read moreread less Leon Dwyer 24/04/2024 × Leon Dwyer 24/04/2024 Ryan was incredible during my first home buying experience. He went above and beyond, making what I thought would have been a stressful process, smooth and manageable. His expertise and commitment helped ensure I got a great deal and understood every step. I highly recommend him without hesitation to anyone looking for guidance on their mortgage If you’re looking for amazing service, look no further. Peter, Janine and the team at THL went so far above and beyond in helping us secure our home loan. They were professional, on the ball every step of the way, very knowledgeable and so easy to work with. Can’t recommend THL enough. read moreread less Braden Mulholland 24/04/2024 × Braden Mulholland 24/04/2024 If you’re looking for amazing service, look no further. Peter, Janine and the team at THL went so far above and beyond in helping us secure our home loan. They were professional, on the ball every step of the way, very knowledgeable and so easy to work with. Can’t recommend THL enough. Peter was very easy to deal with. He made everything move very smoothly and explained everything in detail. Would recommend anyone wanting to buy a first home to go give these guys a go. read moreread less James Cameron 24/04/2024 × James Cameron 24/04/2024 Peter was very easy to deal with. He made everything move very smoothly and explained everything in detail. Would recommend anyone wanting to buy a first home to go give these guys a go. Peter and his team are nothing short of AMAZING. The service they provided to us while completing a somewhat complicated refinance was second to none. Highly recommend for all your financing needs. read moreread less Sarah Bowman 24/04/2024 × Sarah Bowman 24/04/2024 Peter and his team are nothing short of AMAZING. The service they provided to us while completing a somewhat complicated refinance was second to none. Highly recommend for all your financing needs. Very Happy with our experience with Sean and the team at THL. Would happily recommend their services. read moreread less Ross Miltonr 24/04/2024 × Ross Miltonr 24/04/2024 Very Happy with our experience with Sean and the team at THL. Would happily recommend their services. Sean at THL assisted myself and my partner find the right loan for our first home. He was extremely thorough and worked with us and our goals for the entire process. We highly recommend Sean and the team at THL! read moreread less Victoria Hickmott 24/04/2024 × Victoria Hickmott 24/04/2024 Sean at THL assisted myself and my partner find the right loan for our first home. He was extremely thorough and worked with us and our goals for the entire process. We highly recommend Sean and the team at THL! We have just purchased a property through Sean at THL it was a bit of a challenging one but Sean was able to get it through. We would highly recommend his services to everyone we could not be happier. Thanks again Sean read moreread less Frances Mitchell 24/04/2024 × Frances Mitchell 24/04/2024 We have just purchased a property through Sean at THL it was a bit of a challenging one but Sean was able to get it through. We would highly recommend his services to everyone we could not be happier. Thanks again Sean Sean’s assistance in securing a home loan for us made the whole process simple and stress-free. His knowledge of the industry, options and application requirements ensured everything ran smoothly, and we were very happy with the outcome. read moreread less Kirsty Lee Hutton 24/04/2024 × Kirsty Lee Hutton 24/04/2024 Sean’s assistance in securing a home loan for us made the whole process simple and stress-free. His knowledge of the industry, options and application requirements ensured everything ran smoothly, and we were very happy with the outcome. Great to have THL teams help with this one. Steve got me through each and every hurdle. Thanks to everyone see you next time read moreread less Liam Martin 24/04/2024 × Liam Martin 24/04/2024 Great to have THL teams help with this one. Steve got me through each and every hurdle. Thanks to everyone see you next time I’ve been a client of Steve’s for over 15 years and can’t recommend him highly enough. Very prompt and professional. read moreread less Emma Horton 24/04/2024 × Emma Horton 24/04/2024 I’ve been a client of Steve’s for over 15 years and can’t recommend him highly enough. Very prompt and professional. Steve and the team from Toowoomba Home Loans have been excellent in helping my husband and I with our loan. Steve’s knowledge and assistance is invaluable and he and the team made the whole process easy. We have used them in the past and will continue to use them in the future. Thank you THL for your awesome service. read moreread less Tracey Schaeper 24/03/2024 × Tracey Schaeper 24/03/2024 Steve and the team from Toowoomba Home Loans have been excellent in helping my husband and I with our loan. Steve’s knowledge and assistance is invaluable and he and the team made the whole process easy. We have used them in the past and will continue to use them in the future. Thank you THL for your awesome service. I would like to thank THL for their service they have provided us with the finalising our accounts due to sale of business. Not only have they arrange all our super needs and insurance needs. They reviewed all out personal loans and needs and gave advice that would best suit our situation. A special mention goes to Peter Morris and James Ballin who both carried themselves professionally and provide great support to help us understand our needs. We look forward to working with them to continue with all our finance needs. read moreread less Amanda and shana Oneil 24/03/2024 × Amanda and shana Oneil 24/03/2024 I would like to thank THL for their service they have provided us with the finalising our accounts due to sale of business. Not only have they arrange all our super needs and insurance needs. They reviewed all out personal loans and needs and gave advice that would best suit our situation. A special mention goes to Peter Morris and James Ballin who both carried themselves professionally and provide great support to help us understand our needs. We look forward to working with them to continue with all our finance needs. Steve at THL was extremely helpful and wonderful to work with when purchasing our family home! read moreread less Starksideofthemoon 24/03/2024 × Starksideofthemoon 24/03/2024 Steve at THL was extremely helpful and wonderful to work with when purchasing our family home! Ryan had taken care of 3 loans for me now, and both times the communication and service was too notch. He is very knowledgeable and I highly recommend using his services read moreread less James McGavin 24/03/2024 × James McGavin 24/03/2024 Ryan had taken care of 3 loans for me now, and both times the communication and service was too notch. He is very knowledgeable and I highly recommend using his services My partner and I recently purchased our first home and cannot thank Steve Gravina and the team at THL finances enough. As everyone knows times are getting extremely hard for young people to purchase homes but despite, Steve certainly made our dream a reality. Communication day or night, making sure we knew what was going on as soon as we needed to know. The professionalism and commitment that THL finances place into the services they offer to their clients are second to none. read moreread less Brayth Cornford 24/03/2024 × Brayth Cornford 24/03/2024 My partner and I recently purchased our first home and cannot thank Steve Gravina and the team at THL finances enough. As everyone knows times are getting extremely hard for young people to purchase homes but despite, Steve certainly made our dream a reality. Communication day or night, making sure we knew what was going on as soon as we needed to know. The professionalism and commitment that THL finances place into the services they offer to their clients are second to none. Steve and the team at thl have been outstanding in guiding us through the mortgage process. Have used them a number of times and will continue to do so. read moreread less Tracy Scott 24/03/2024 × Tracy Scott 24/03/2024 Steve and the team at thl have been outstanding in guiding us through the mortgage process. Have used them a number of times and will continue to do so. Steve Gravina from THL Finance Partners was fantastic. He guided us through all the steps to reach our dream goal of owing our own home. He explains everything extremely well and keeps you informed. read moreread less Katie Pearson 24/03/2024 × Katie Pearson 24/03/2024 Steve Gravina from THL Finance Partners was fantastic. He guided us through all the steps to reach our dream goal of owing our own home. He explains everything extremely well and keeps you informed. Steve Gravena and the team at THL always provide great service and advice. I have been a return customer for years now. read moreread less Nicholas Devlin 24/03/2024 × Nicholas Devlin 24/03/2024 Steve Gravena and the team at THL always provide great service and advice. I have been a return customer for years now. We had a great experience with Ryan at THL. He did everything possible to help us throughout the whole process. read moreread less Stephen Watch 24/03/2024 × Stephen Watch 24/03/2024 We had a great experience with Ryan at THL. He did everything possible to help us throughout the whole process. Sean was very helpful and very understanding, I highly recommend Sean for your home loan needs. Thanks Sean. read moreread less Jill Mitchell 24/03/2024 × Jill Mitchell 24/03/2024 Sean was very helpful and very understanding, I highly recommend Sean for your home loan needs. Thanks Sean. Highly recommend! Ryan made the process to refinance our home and investment property very easy! read moreread less Tash Turner 24/03/2024 × Tash Turner 24/03/2024 Highly recommend! Ryan made the process to refinance our home and investment property very easy! Peter was fantastic. So professional, supportive and informative. His common sense and friendly approach connected well with us on our home purchasing journey. The timeframe in which Peter and his team managed to source our loan successfully was commendable. I cannot recommend Peter and THL highly enough. read moreread less Anna Hickson 24/03/2024 × Anna Hickson 24/03/2024 Peter was fantastic. So professional, supportive and informative. His common sense and friendly approach connected well with us on our home purchasing journey. The timeframe in which Peter and his team managed to source our loan successfully was commendable. I cannot recommend Peter and THL highly enough. Peter Morris and team helped me find the right financial solution for my recent purchase. Prompt and professional all the way. Thank you. read moreread less Socrates Mistos 24/03/2024 × Socrates Mistos 24/03/2024 Peter Morris and team helped me find the right financial solution for my recent purchase. Prompt and professional all the way. Thank you. Steve Gravina, Financial Consultant, is unparalleled in his field! I have had the privilege of collaborating with Steve for several years, and he has been instrumental in helping me realise my aspirations of owning and renovating my home. Steve possesses a wealth of knowledge, conducts himself with utmost professionalism, demonstrates unwavering dedication (even working on weekends), and consistently acts in my best interests. Initially referred to me by my cousin, I have since recommended Steve to other family members, friends, and colleagues residing in different states. Steve proactively keeps me informed about fluctuating interest rates through regular emails and ensures I am up to date on various financial matters. Going above and beyond, Steve and his team routinely review my loan without prompting and recently secured a better deal for me. Providing requested information is effortless, and they readily address any concerns that may arise. As a thoughtful gesture, I even received a birthday message from Steve. I am immensely grateful for all that Steve has done for me, my loved ones, and acquaintances. We are committed clients and hope that Steve never considers retirement. Thank you, Alyce L. read moreread less A 24/03/2024 × A 24/03/2024 Steve Gravina, Financial Consultant, is unparalleled in his field! I have had the privilege of collaborating with Steve for several years, and he has been instrumental in helping me realise my aspirations of owning and renovating my home. Steve possesses a wealth of knowledge, conducts himself with utmost professionalism, demonstrates unwavering dedication (even working on weekends), and consistently acts in my best interests. Initially referred to me by my cousin, I have since recommended Steve to other family members, friends, and colleagues residing in different states. Steve proactively keeps me informed about fluctuating interest rates through regular emails and ensures I am up to date on various financial matters. Going above and beyond, Steve and his team routinely review my loan without prompting and recently secured a better deal for me. Providing requested information is effortless, and they readily address any concerns that may arise. As a thoughtful gesture, I even received a birthday message from Steve. I am immensely grateful for all that Steve has done for me, my loved ones, and acquaintances. We are committed clients and hope that Steve never considers retirement. Thank you, Alyce L. I am terrible with paperwork! We recently refinanced our home loan to a provider with multiple offset account facilities, the team at THL were incredibly patient, consistent, and understanding with my time poor constraints towards the completion of multiple necessary documentations. They were brilliant!! Thank you Peter and THL team 😊 read moreread less Jo Capp 24/03/2024 × Jo Capp 24/03/2024 I am terrible with paperwork! We recently refinanced our home loan to a provider with multiple offset account facilities, the team at THL were incredibly patient, consistent, and understanding with my time poor constraints towards the completion of multiple necessary documentations. They were brilliant!! Thank you Peter and THL team 😊 THL Finance Partners have been absolutely wonderful in assisting us to get two home loans approved in minimal time. 100% recommend and we will definitely use THL again for any future finance needs. A big thank you to Peter and his team! Yelena & Brenton read moreread less Yel li 24/03/2024 × Yel li 24/03/2024 THL Finance Partners have been absolutely wonderful in assisting us to get two home loans approved in minimal time. 100% recommend and we will definitely use THL again for any future finance needs. A big thank you to Peter and his team! Yelena & Brenton Peter was so amazing and helpful, very informative and understanding. He rearranged appointments to get us in quickly to secure the dream property. Very impressed and would recommend to everybody looking for a home loan. read moreread less Jodie Stokes 24/03/2024 × Jodie Stokes 24/03/2024 Peter was so amazing and helpful, very informative and understanding. He rearranged appointments to get us in quickly to secure the dream property. Very impressed and would recommend to everybody looking for a home loan. Peter and the THL team are experts in their field. A few years ago we used THL to assist us in purchasing our first home, and we were so happy with the service we have come back again to be guided through buying an investment property. Peter is knowledgeable without being condescending, and so approachable and helpful that we have been completely at ease through the whole process. Highly recommend! read moreread less Jenna Dean 24/03/2024 × Jenna Dean 24/03/2024 Peter and the THL team are experts in their field. A few years ago we used THL to assist us in purchasing our first home, and we were so happy with the service we have come back again to be guided through buying an investment property. Peter is knowledgeable without being condescending, and so approachable and helpful that we have been completely at ease through the whole process. Highly recommend! Really helpful, quick, and treat you like family read moreread less Jake Dunshea 24/02/2024 × Jake Dunshea 24/02/2024 Really helpful, quick, and treat you like family Ryan and his team were great. Kept me informed every step of the way. I couldnt have asked for anything more. read moreread less Vanessa Jeffery 24/02/2024 × Vanessa Jeffery 24/02/2024 Ryan and his team were great. Kept me informed every step of the way. I couldnt have asked for anything more. Peter, Janine and the team are brilliant to deal with!! Peter was supurb, and even though our situation had some challenges, he was able to get us an acceptable result. We had approached two other brokers and our normal bank before contacting THL. Where the others had failed to provide any interest in helping us, Peter went above and beyond to get the job done. I highly recomend THL Finance Partners! Peter Morris and the rest of the team were a pleasure to work with, providing us with both a top notch service and great result. Thank you! read moreread less Stephanie Baker 24/02/2024 × Stephanie Baker 24/02/2024 Peter, Janine and the team are brilliant to deal with!! Peter was supurb, and even though our situation had some challenges, he was able to get us an acceptable result. We had approached two other brokers and our normal bank before contacting THL. Where the others had failed to provide any interest in helping us, Peter went above and beyond to get the job done. I highly recomend THL Finance Partners! Peter Morris and the rest of the team were a pleasure to work with, providing us with both a top notch service and great result. Thank you! Ryan was very knowledgeable, patient, great at communication and made the whole process very easy. I felt supported the whole way and any questions I had he answered promptly. Getting a loan can be scary but Ryan took all the fear away. read moreread less Aimon Bebendorf 24/02/2024 × Aimon Bebendorf 24/02/2024 Ryan was very knowledgeable, patient, great at communication and made the whole process very easy. I felt supported the whole way and any questions I had he answered promptly. Getting a loan can be scary but Ryan took all the fear away. Awesome work, makes everything easy read moreread less Steve Marshall 24/02/2024 × Steve Marshall 24/02/2024 Awesome work, makes everything easy Peter and Tempany were amazing!!! They achieved exactly what we wanted in a timely manner. The knowledge and advice was 10/10. Highly recommend them and will continue to see them for any of our financial matters. If you’re looking for a fast, efficient, trustworthy team then go see Peter. read moreread less Melinda Mengel 24/02/2024 × Melinda Mengel 24/02/2024 Peter and Tempany were amazing!!! They achieved exactly what we wanted in a timely manner. The knowledge and advice was 10/10. Highly recommend them and will continue to see them for any of our financial matters. If you’re looking for a fast, efficient, trustworthy team then go see Peter. We had Sean helped us with our refinancing. The had been really great and helpful. He is very clear/transparent with everything. read moreread less Anna Wadley 24/01/2024 × Anna Wadley 24/01/2024 We had Sean helped us with our refinancing. The had been really great and helpful. He is very clear/transparent with everything. So happy! Peter and the team were very helpful and informative with the advice that was given. Would highly recommend!! read moreread less Nancy Musch 24/01/2024 × Nancy Musch 24/01/2024 So happy! Peter and the team were very helpful and informative with the advice that was given. Would highly recommend!! Third time dealing with THL Finance Partners as I value their experience, insight and super friendly communication. I have had a different finance advisor each time and have always had the same level of service. Highly recommend them! read moreread less Andrew Roy 24/01/2024 × Andrew Roy 24/01/2024 Third time dealing with THL Finance Partners as I value their experience, insight and super friendly communication. I have had a different finance advisor each time and have always had the same level of service. Highly recommend them! Steve and Janine made every step easy for us and made getting our first home possible and painless read moreread less Kirsty Walter 24/01/2024 × Kirsty Walter 24/01/2024 Steve and Janine made every step easy for us and made getting our first home possible and painless Steve was a great help handling every step of the process read moreread less Cameron Waddell 24/01/2024 × Cameron Waddell 24/01/2024 Steve was a great help handling every step of the process We used Sean at THL to broker a few homes loans recently and were very happy with his service. He was able to find us a good deal and stuck with it through to settlement. Ours is not simple wage-earner situation and he had to follow up with the lender a number of times to get them to review certain decisions, etc. In the end he was able to get it sorted to our satisfaction and we’re happy to recommend his services. Thanks. read moreread less Chris Protheroe 24/01/2024 × Chris Protheroe 24/01/2024 We used Sean at THL to broker a few homes loans recently and were very happy with his service. He was able to find us a good deal and stuck with it through to settlement. Ours is not simple wage-earner situation and he had to follow up with the lender a number of times to get them to review certain decisions, etc. In the end he was able to get it sorted to our satisfaction and we’re happy to recommend his services. Thanks. Great team, very professional and they don’t muck around getting things done read moreread less Joshua McGowan 24/01/2024 × Joshua McGowan 24/01/2024 Great team, very professional and they don’t muck around getting things done Steve Gravina has been managing our investment portfolio for the past 20 years and we couldn’t ask for better service! He is always out to get the best loan rate and offers the best advice! We wouldn’t go to anybody else! Thank you Steve! read moreread less Louise Mayne 24/12/2023 × Louise Mayne 24/12/2023 Steve Gravina has been managing our investment portfolio for the past 20 years and we couldn’t ask for better service! He is always out to get the best loan rate and offers the best advice! We wouldn’t go to anybody else! Thank you Steve! Steve Gravina is 100% on your side when seeking the best finance options to suit your needs. He has the answers for all our questions, including the ridiculous ones. We’ve been clients of Steve for about 20 years and he has been integral in our planning for our retirement using property investment. Cannot recommend him enough!! read moreread less Glenn Mayne 24/12/2023 × Glenn Mayne 24/12/2023 Steve Gravina is 100% on your side when seeking the best finance options to suit your needs. He has the answers for all our questions, including the ridiculous ones. We’ve been clients of Steve for about 20 years and he has been integral in our planning for our retirement using property investment. Cannot recommend him enough!! Received excellent advice from Peter Walters at THL. Very informative and has helped me greatly with my investments. Wish I had gone to him much sooner. His staff are also great. Highly recommend Peter for his knowledge and professionalism. read moreread less Dee Parry 24/12/2023 × Dee Parry 24/12/2023 Received excellent advice from Peter Walters at THL. Very informative and has helped me greatly with my investments. Wish I had gone to him much sooner. His staff are also great. Highly recommend Peter for his knowledge and professionalism. I cannot recommend Peter and the team at THL enough! Everyone there was extremely professional and beyond helpful. As a first time home buyer Peter and the team answered all of our questions and helped us every step of the way. Everyone went above and beyond making sure our first time home buying journey went smoothly. Thank you again to Peter and the team, we would recommend you over and over again to anyone going through the home buying process! read moreread less Sydney Summach 24/12/2023 × Sydney Summach 24/12/2023 I cannot recommend Peter and the team at THL enough! Everyone there was extremely professional and beyond helpful. As a first time home buyer Peter and the team answered all of our questions and helped us every step of the way. Everyone went above and beyond making sure our first time home buying journey went smoothly. Thank you again to Peter and the team, we would recommend you over and over again to anyone going through the home buying process! I cannot express enough thanks to the THL team and specifically Steve Gravina. He has been instrumental in helping me navigate various property journeys with his impeccable technical knowledge, attention to detail and genuine care and understanding for my personal circumstance. His support, experience and dedication is second to none – I honestly can’t recommend his services highly enough! read moreread less Alex Conway 24/12/2023 × Alex Conway 24/12/2023 I cannot express enough thanks to the THL team and specifically Steve Gravina. He has been instrumental in helping me navigate various property journeys with his impeccable technical knowledge, attention to detail and genuine care and understanding for my personal circumstance. His support, experience and dedication is second to none – I honestly can’t recommend his services highly enough! I can’t speak more highly of Ryan, Angela & the team. This was the second time we have worked with Ryan to secure finance & again he made the whole process stress-free with his clear and timely communications. No question was ever too hard for him & he always responded to us in his super speedy, friendly fashion. Love your work Ryan! read moreread less Sue Kelleher 24/12/2023 × Sue Kelleher 24/12/2023 I can’t speak more highly of Ryan, Angela & the team. This was the second time we have worked with Ryan to secure finance & again he made the whole process stress-free with his clear and timely communications. No question was ever too hard for him & he always responded to us in his super speedy, friendly fashion. Love your work Ryan! I want to say thanks to Peter and the team. They went over and above to sort out my finances to the point that I have recommended my family to them. ⭐️⭐️⭐️⭐️⭐️ read moreread less Keiran Jannusch 24/12/2023 × Keiran Jannusch 24/12/2023 I want to say thanks to Peter and the team. They went over and above to sort out my finances to the point that I have recommended my family to them. ⭐️⭐️⭐️⭐️⭐️ We recommend THL Finance to anyone. Peter Morris was great in finding us a lender and a great interest rate, he looked after us the whole time, easy to talk and answer questions with ease and helped us in purchasing our first home. read moreread less Marby White 24/12/2023 × Marby White 24/12/2023 We recommend THL Finance to anyone. Peter Morris was great in finding us a lender and a great interest rate, he looked after us the whole time, easy to talk and answer questions with ease and helped us in purchasing our first home. Peter is an exceptional broker and finance expert. He has been very helpful and worked above and beyond to help us achieve our financial goals. I highly recommend his services. read moreread less John Cameron 24/12/2023 × John Cameron 24/12/2023 Peter is an exceptional broker and finance expert. He has been very helpful and worked above and beyond to help us achieve our financial goals. I highly recommend his services. Peter Morris and the team at THL went above and beyond to help me get a mortgage. I was not in the most optimum position to get a mortgage (in between jobs, recently divorced, single mum on parenting payment) and yet Peter found a way, I cannot recommend THL more highly! They would respond and answer my emails promptly, well past their business hours, even on the weekends! I have to say during the entire process I felt geniune care and endless effort. read moreread less Jessica Ginty 24/11/2023 × Jessica Ginty 24/11/2023 Peter Morris and the team at THL went above and beyond to help me get a mortgage. I was not in the most optimum position to get a mortgage (in between jobs, recently divorced, single mum on parenting payment) and yet Peter found a way, I cannot recommend THL more highly! They would respond and answer my emails promptly, well past their business hours, even on the weekends! I have to say during the entire process I felt geniune care and endless effort. A big thanks to Steve and Janine for providing their exceptional services, allowing me to refinance my Home loan to achieve a much needed renovation with the added bonus of a lower interest rate. I highly recommend Steve for his professionalism and dedication in finding the best outcome to suit my needs. Jeanine. read moreread less Jeanine Palmer 24/11/2023 × Jeanine Palmer 24/11/2023 A big thanks to Steve and Janine for providing their exceptional services, allowing me to refinance my Home loan to achieve a much needed renovation with the added bonus of a lower interest rate. I highly recommend Steve for his professionalism and dedication in finding the best outcome to suit my needs. Jeanine. We went to THL Finance Partners to organise a refinancing of our home loan. Although living in Perth, we had heard that THL in Queensland had a great reputation. We had a very complex financial situation that required a lot of time and effort on THL’s behalf to find a suitable lender. Against all odds, they were able to find us a lender who approved our application. A huge thanks to Sean and the THL team. read moreread less Russ Thomson 24/11/2023 × Russ Thomson 24/11/2023 We went to THL Finance Partners to organise a refinancing of our home loan. Although living in Perth, we had heard that THL in Queensland had a great reputation. We had a very complex financial situation that required a lot of time and effort on THL’s behalf to find a suitable lender. Against all odds, they were able to find us a lender who approved our application. A huge thanks to Sean and the THL team. I had dealt with Steve Gravina many years ago, very pleasant and helpful. He was only too pleased to be of assistance again. Very efficient, very helpful, very pleasant. Would highly recommend this firm. read moreread less Sandy Morris 24/11/2023 × Sandy Morris 24/11/2023 I had dealt with Steve Gravina many years ago, very pleasant and helpful. He was only too pleased to be of assistance again. Very efficient, very helpful, very pleasant. Would highly recommend this firm. Ryan helped us with our home loan and his absolutely amazing, communication was top tier and was fast and Efficient. Couldn’t recommend him and the team at THL finance enough. read moreread less jack baldwin 24/11/2023 × jack baldwin 24/11/2023 Ryan helped us with our home loan and his absolutely amazing, communication was top tier and was fast and Efficient. Couldn’t recommend him and the team at THL finance enough. Peter and his team had THL Finance have been amazing to work with. The team worked efficiently and diligently which made the process stress free. A great team that I will be happy to work with again. read moreread less Aruthra Soma 24/11/2023 × Aruthra Soma 24/11/2023 Peter and his team had THL Finance have been amazing to work with. The team worked efficiently and diligently which made the process stress free. A great team that I will be happy to work with again. THL has been amazing. Our situation was not black and white , but Ryan made the process seamless. We highly recommend Ryan. There was never a delay in response , always available and willing to help and advise. read moreread less Charmaine Saunders 24/11/2023 × Charmaine Saunders 24/11/2023 THL has been amazing. Our situation was not black and white , but Ryan made the process seamless. We highly recommend Ryan. There was never a delay in response , always available and willing to help and advise. Just completed another purchase with the professional guidance and experience of Sean O’donoghue i can’t say enough to explain how Sean made ever part of this process straight forward with ongoing communication , Sean’s experience in this field is obvious with the way the whole process is managed by Sean and his team . We are grateful for the stress free way everything was managed and communications/Forward plans were laid out. Definitely our Broker of choice and look forward going through the process with confidence and guidance again soon. read moreread less kaileb janes 24/11/2023 × kaileb janes 24/11/2023 Just completed another purchase with the professional guidance and experience of Sean O’donoghue i can’t say enough to explain how Sean made ever part of this process straight forward with ongoing communication , Sean’s experience in this field is obvious with the way the whole process is managed by Sean and his team . We are grateful for the stress free way everything was managed and communications/Forward plans were laid out. Definitely our Broker of choice and look forward going through the process with confidence and guidance again soon. I cannot express enough how extremely satisfied we were with Ryan from THL Finance Partners. He was extremely responsive and diligent when helping us obtain finance for our new home. He went above and beyond to help us make our dream a realisation. 150% recommend THL Finance Partners for your next home loan journey! read moreread less Melissa Grant 24/11/2023 × Melissa Grant 24/11/2023 I cannot express enough how extremely satisfied we were with Ryan from THL Finance Partners. He was extremely responsive and diligent when helping us obtain finance for our new home. He went above and beyond to help us make our dream a realisation. 150% recommend THL Finance Partners for your next home loan journey! We have had a great experience with Steve Gravida over the last 7 years, from buying our first home to refinancing and assistance with the recent home loan rate negotiations. Very professional and recommend read moreread less Brooke Lloyd 24/11/2023 × Brooke Lloyd 24/11/2023 We have had a great experience with Steve Gravida over the last 7 years, from buying our first home to refinancing and assistance with the recent home loan rate negotiations. Very professional and recommend Great experience in really stressful times. Ryan always answers calls or called back. Ryan always took time to explain everything and answer any questions I had! Which were a lot. Without this great team I would not have got a house loan!! read moreread less Julia Hayes 24/11/2023 × Julia Hayes 24/11/2023 Great experience in really stressful times. Ryan always answers calls or called back. Ryan always took time to explain everything and answer any questions I had! Which were a lot. Without this great team I would not have got a house loan!! Steve is great to deal with. We have been seeing him for the last 7 years and couldn’t be happier with the service provided. Highly recommend. 👌 read moreread less Jarrad Rosenzweig 24/11/2023 × Jarrad Rosenzweig 24/11/2023 Steve is great to deal with. We have been seeing him for the last 7 years and couldn’t be happier with the service provided. Highly recommend. 👌 Steve and the team at THL were great to work with. They helped us with getting out first home. Big thank you to the team read moreread less Nina King 24/11/2023 × Nina King 24/11/2023 Steve and the team at THL were great to work with. They helped us with getting out first home. Big thank you to the team Steve and Janine were incredibly helpful in helping us purchase our first home. Steve was very informative and would make sure everything was explained so we could understand. Would definitely recommend and use their services for future real estate matters. read moreread less Wade King 24/11/2023 × Wade King 24/11/2023 Steve and Janine were incredibly helpful in helping us purchase our first home. Steve was very informative and would make sure everything was explained so we could understand. Would definitely recommend and use their services for future real estate matters. Sean and the team were friendly, available, prompt and very accurate in all of the information and advice given. I would highly recommend their services to anyone! read moreread less May Vincent 24/11/2023 × May Vincent 24/11/2023 Sean and the team were friendly, available, prompt and very accurate in all of the information and advice given. I would highly recommend their services to anyone! From our recent experience with THL finance, we were very happy with the service they provided. Sean was very helpful to us and patient at the same time with our questions. Sean was very helpful in getting the most out of our limited budget. We changed broker to THL and did not regret it. We would totally recommend their service. read moreread less Nigel Cheung 24/11/2023 × Nigel Cheung 24/11/2023 From our recent experience with THL finance, we were very happy with the service they provided. Sean was very helpful to us and patient at the same time with our questions. Sean was very helpful in getting the most out of our limited budget. We changed broker to THL and did not regret it. We would totally recommend their service. THL assisted us with the finance for our new home.The service and guidance was exceptional, and they kept me updated throughout the entire process. Thanks for the amazing team for the proactive and prompt advice with the finance matters. Overall, my experience with THL was outstanding. read moreread less shelmy joy 24/10/2023 × shelmy joy 24/10/2023 THL assisted us with the finance for our new home.The service and guidance was exceptional, and they kept me updated throughout the entire process. Thanks for the amazing team for the proactive and prompt advice with the finance matters. Overall, my experience with THL was outstanding. Refinancing housing loans can be a hassle at the best of times, especially if you try yo do it yourself. Luckily we had the privilege of allowing Steve to handle this for us. He was very professional in his approach and was always quick to follow up our questions and come back with suitable solutions. To anyone looking to go down this path, I would highly recommend a call to Steve read moreread less Douglas Knight 24/10/2023 × Douglas Knight 24/10/2023 Refinancing housing loans can be a hassle at the best of times, especially if you try yo do it yourself. Luckily we had the privilege of allowing Steve to handle this for us. He was very professional in his approach and was always quick to follow up our questions and come back with suitable solutions. To anyone looking to go down this path, I would highly recommend a call to Steve We were always made to feel welcome by Peter and every member of the team. We appreciated that they were able to be flexible with appointments to fit in with our schedule. James was great and helped us navigate the tricky world of superannuation and get it back on track. Thank you. read moreread less Edward Townsend 24/10/2023 × Edward Townsend 24/10/2023 We were always made to feel welcome by Peter and every member of the team. We appreciated that they were able to be flexible with appointments to fit in with our schedule. James was great and helped us navigate the tricky world of superannuation and get it back on track. Thank you. I have been dealing with THL Finance Partners since 2007 (Toowoomba Home Loans back then) and have always received the absolute best service. After seamlessly setting up my first home loan in 2007 they have always ensured that I am receiving the best possible rates. Steve Gravina and his colleagues have again gone above and beyond helping me with my purchase and home loan this year. Thank you! read moreread less Stephen Janusaitis 24/10/2023 × Stephen Janusaitis 24/10/2023 I have been dealing with THL Finance Partners since 2007 (Toowoomba Home Loans back then) and have always received the absolute best service. After seamlessly setting up my first home loan in 2007 they have always ensured that I am receiving the best possible rates. Steve Gravina and his colleagues have again gone above and beyond helping me with my purchase and home loan this year. Thank you! I see Sean at THL finance. He is friendly easy, efficient and he has the experience that can get you over the line. You need a friendly and comfortable human when discussing financial and this is Sean. read moreread less Louise Wilson 24/10/2023 × Louise Wilson 24/10/2023 I see Sean at THL finance. He is friendly easy, efficient and he has the experience that can get you over the line. You need a friendly and comfortable human when discussing financial and this is Sean. Ryan did all the hard work to secure the right loan for us to be able to purchase our dream house. Ryan was thorough and responsive and understanding of our needs. Thank you Ryan! read moreread less Jodie Camilleri 24/10/2023 × Jodie Camilleri 24/10/2023 Ryan did all the hard work to secure the right loan for us to be able to purchase our dream house. Ryan was thorough and responsive and understanding of our needs. Thank you Ryan! My family has been involved with THL Finance Partners for over 10 years when they were known as and their Professionalism, Knowledge and Care is Toowoomba Home Loans. This Team including Peter Morris help us get into our home, even upgrade a Vehicle and have been there to give wise financial advice. I would have no hesitation in encouraging anyone who would be seeking help to buying a home or help in financial advise. read moreread less Terry Gall 24/10/2023 × Terry Gall 24/10/2023 My family has been involved with THL Finance Partners for over 10 years when they were known as and their Professionalism, Knowledge and Care is Toowoomba Home Loans. This Team including Peter Morris help us get into our home, even upgrade a Vehicle and have been there to give wise financial advice. I would have no hesitation in encouraging anyone who would be seeking help to buying a home or help in financial advise. This is the third time we used THL Finance for our Home loan. Steve Gravina goes out of his way to get you the best loan suitable to your needs. I will always recommend THL Finance to family and friends. They are very professional and helpful and always guide you through the whole process. What a great team! read moreread less Antoine Changuion 24/10/2023 × Antoine Changuion 24/10/2023 This is the third time we used THL Finance for our Home loan. Steve Gravina goes out of his way to get you the best loan suitable to your needs. I will always recommend THL Finance to family and friends. They are very professional and helpful and always guide you through the whole process. What a great team! The stuff were very helpful with our house refinancing process. They have the best Broker and financial advisors in town. We couldn’t do any better without THL finance. Highly recommend them 💪💪💪💪 read moreread less Dorcas Walters 24/10/2023 × Dorcas Walters 24/10/2023 The stuff were very helpful with our house refinancing process. They have the best Broker and financial advisors in town. We couldn’t do any better without THL finance. Highly recommend them 💪💪💪💪 Friendly, knowledgeable and very competent staff. Nothing was to much. They were keen to help and kept me up to date throughout the whole process. With the guidance and help of THL Finance Partners, we were successful in out application. Thank you. read moreread less Michael du Preez 24/09/2023 × Michael du Preez 24/09/2023 Friendly, knowledgeable and very competent staff. Nothing was to much. They were keen to help and kept me up to date throughout the whole process. With the guidance and help of THL Finance Partners, we were successful in out application. Thank you. We dealt with Sean from THL Finance. He was always available to answer all our questions and helped us understand everything. He kept us updated the whole way through the process. Would highly recommend going through THL finance for all your needs! read moreread less Dusty Van Der Linde 24/09/2023 × Dusty Van Der Linde 24/09/2023 We dealt with Sean from THL Finance. He was always available to answer all our questions and helped us understand everything. He kept us updated the whole way through the process. Would highly recommend going through THL finance for all your needs! Sean provided exceptional service, got pre approval for a auction in matter of days, got the desired in two days outstanding read moreread less Gary Burke 24/09/2023 × Gary Burke 24/09/2023 Sean provided exceptional service, got pre approval for a auction in matter of days, got the desired in two days outstanding I went to THL Finance Partners as I needed a construction Loan to build my house. My case was a little complicated but Sean went above and Beyond to get me approved for a loan. He has so much knowledge and experience in the industry and so easy to talk too. Thanks again Sean and the THL Finance Partners Team for achieving this for me. read moreread less Donno Mate 24/09/2023 × Donno Mate 24/09/2023 I went to THL Finance Partners as I needed a construction Loan to build my house. My case was a little complicated but Sean went above and Beyond to get me approved for a loan. He has so much knowledge and experience in the industry and so easy to talk too. Thanks again Sean and the THL Finance Partners Team for achieving this for me. Have been dealing with this company for over 20 years Very professional service Thanks to you team read moreread less Mick Morris 24/09/2023 × Mick Morris 24/09/2023 Have been dealing with this company for over 20 years Very professional service Thanks to you team Great service and so easy to deal with, THL do all the work for a great outcome! read moreread less Leah Halstead 24/09/2023 × Leah Halstead 24/09/2023 Great service and so easy to deal with, THL do all the work for a great outcome! VIEW OUR LATEST NEWSLETTER WITH THE LATEST FINANCIAL AND LIFESTYLE ARTICLES. View Newsletter GET IN TOUCH Name Email Message Submit OUR ADDRESS * 3/111 Campbell Street, Toowoomba City QLD 4350 * PO Box 1897, Toowoomba QLD 4350 * reception@thlfinance.com.au * 1300 308 105 SITE PAGES * About Us * About Us * Our Team * What our Clients are Saying on Google * Our Process * Your Finance * Why Use a Mortgage Broker? * Buying a Home/Becoming a First Home Buyer * Refinancing Your Home Loan * Investing in Property * Construction Loans * Debt Management * Calculators * Insights * Insights * Fixed vs Variable Loans * Interest Rate Rise – What Does this Mean for You * Client Tools * Bank Statements * 5 Minute Financial Health Check * Job Vacancy * Contact Menu * About Us * About Us * Our Team * What our Clients are Saying on Google * Our Process * Your Finance * Why Use a Mortgage Broker? * Buying a Home/Becoming a First Home Buyer * Refinancing Your Home Loan * Investing in Property * Construction Loans * Debt Management * Calculators * Insights * Insights * Fixed vs Variable Loans * Interest Rate Rise – What Does this Mean for You * Client Tools * Bank Statements * 5 Minute Financial Health Check * Job Vacancy * Contact INSIGHTS THE IMPORTANT ROLE OF MORTGAGE BROKERS IN EDUCATING HOME BUYERS 27th August 2024 RENTAL EXPENSES TO CLAIM 27th August 2024 GETTING ON TOP OF DEBT 20th August 2024 LEGALS * Financial Services and Credit Guide Menu * Financial Services and Credit Guide THL HOLDINGS Pty Ltd ACN 158 132 337 trading as THL Finance Partners, Toowoomba Home Loans. SF Advisers Pty Ltd ABN 12 606 478 442 trading as THL Finance Partners. General Advice Warning This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. Links to external websites These links have been provided with permission for information purposes only and will take you to external websites, which are not connected to THL Finance Partners Example Ptd Ltd in any way. Note: THL Finance Partners does not endorse and is not responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page. WORDPRESS WEBSITE BY ADVANT Know where you stand – Wealth Report is a one-stop shop for understanding your financial situation Project your future – Use Wealth Report’s industry-leading modelling to project your future. 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