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TAX REFUND TIME: Get your tax refund up to 5 days early plus a chance to win $500** Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to Green Dot accounts opened at a tax professional's office. The name and Social Security number on file with the IRS must match your Green Dot, GoBank or GO2bank account to prevent fraud restrictions on the account. NO PURCHASE NECESSARY. Sweepstakes starts 12/1/23 ends 4/30/24, subject to Entry Periods as outlined in the full Official Rules available at go2bank.com/tax500. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $500 to be awarded as credit or a check. Void where prohibited. Promotional credits are reported on form 1099 to the IRS. – Learn more TAX REFUND TIME: Get your tax refund up to 5 days early plus a chance to win $500** Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to Green Dot accounts opened at a tax professional's office. The name and Social Security number on file with the IRS must match your Green Dot, GoBank or GO2bank account to prevent fraud restrictions on the account. NO PURCHASE NECESSARY. Sweepstakes starts 12/1/23 ends 4/30/24, subject to Entry Periods as outlined in the full Official Rules available at go2bank.com/tax500. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $500 to be awarded as credit or a check. Void where prohibited. Promotional credits are reported on form 1099 to the IRS. – Learn more Skip to main content Help * Help Center * FAQs * Quick help guides * How-to videos * Chat with an agent * Blog * Contact us * Fraud protection * Identity theft protection Log in Activate your card Activate your card Help * Help Center * FAQs * Quick help guides * How-to videos * Chat with an agent * Blog * Contact us * Fraud protection * Identity theft protection * Home * Features * Overdraft protection * High-yield savings * Protect your money * Get the app * Refer a friend * Move money * Deposit options * Direct deposit * Deposit cash * Transfer money * Cash a check * Deposit tax refund * Build credit * Secured credit card * Credit Care Advantage * About us Help * Help Center * FAQs * Quick help guides * How-to videos * Chat with an agent * Blog * Contact us * Fraud protection * Identity theft protection Log in Activate your card Activate your card Help * Help Center * FAQs * Quick help guides * How-to videos * Chat with an agent * Blog * Contact us * Fraud protection * Identity theft protection Open an account the ultimate mobile bank account Credit building with no annual fee** GO2bank Secured Visa Credit Card available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply. Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF). Overdraft protection up to $200** Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF). Open an account Open an account Activate your card Apply or opt in after eligible direct deposits the ultimate mobile bank account Credit building with no annual fee** GO2bank Secured Visa Credit Card available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply. Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF). Overdraft protection up to $200** Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF). Apply or opt in after eligible direct deposits Open an account Activate your card * No sneaky fees * Early paydays * Balance backup * Account protection * Credit building NO SNEAKY FEES Say no to monthly fees Say yes to keeping more of your money with no hidden fees and no monthly fees after eligible direct deposit.** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month. Otherwise, $5 per month. See our simple fees EARLY PAYDAYS Get your money fast When it comes to getting your money in your account, early is right on time. Get your pay up to 2 days early and governments benefits up to 4 days early with direct deposit.** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. Early payday, please BALANCE BACKUP Stay covered with up to $200 of backup We’ve all been there - that panic at the register, worrying whether you’ve got enough money to cover expenses. Your go-to has your back with up to $200 in overdraft protection after eligible direct deposits and opt-in.** Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF). Backup your balance ACCOUNT PROTECTION Keep your money safe It’s your money - only you should have access to it. Keep your money and account info safe with: Easy card lock/unlock** Previously authorized transactions and deposits/transfers to your account will function with a locked card. Fraud alerts via text message** Message and data rates may apply. Chip-enabled card for extra protection Stay protected CREDIT BUILDING Climb to better credit with no annual fee Your credit-building journey starts here with your go-to. Build your credit with the GO2bank Secured Visa® Credit Card. No annual fee** Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF)., no credit check** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply., and no impact to your credit when you apply. Ready, set, credit Free ATMs here, there, everywhere Withdraw cash for free at thousands of ATMs nationwide** See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply. See why people love us Mindy Awesome service! I direct deposit my check and get paid 2 days before all my coworkers! The website is easy to work with. So happy I found this card! Mr. Jonquil I have been a customer of GO2bank since Fall of 2021. My experience with GO2bank has been exceptional and hassle-free from the outset. Customer service is above par compared with other financial institutions; the app is very easy to use. Peanutt Love this bank. First time I’ve been eligible for the secured credit card to help build my credit. Amazing card to help out when needed. Jayash This is THE BEST banking app ever!!! And the customer service is AMAZING!!! This is the only bank card I will ever use, PLUS they help you get a second card through them that helps build up your credit!!!! How awesome is that!! Bob Sr. I am 100% satisfied with GO2bank. The GO2bank app has worked flawlessly and is the best app I have used for online banking. I Highly recommend GO2bank. * 1 * 2 * 3 * 4 * 5 See why people love us Scan to download the GO2bank app Mindy Awesome service! I direct deposit my check and get paid 2 days before all my coworkers! The website is easy to work with. So happy I found this card! Mr. Jonquil I have been a customer of GO2bank since Fall of 2021. My experience with GO2bank has been exceptional and hassle-free from the outset. Customer service is above par compared with other financial institutions; the app is very easy to use. Peanutt Love this bank. First time I’ve been eligible for the secured credit card to help build my credit. Amazing card to help out when needed. Jayash This is THE BEST banking app ever!!! And the customer service is AMAZING!!! This is the only bank card I will ever use, PLUS they help you get a second card through them that helps build up your credit!!!! How awesome is that!! Bob Sr. I am 100% satisfied with GO2bank. The GO2bank app has worked flawlessly and is the best app I have used for online banking. I Highly recommend GO2bank. * 1 * 2 * 3 * 4 * 5 See why people love us Mindy Awesome service! I direct deposit my check and get paid 2 days before all my coworkers! The website is easy to work with. So happy I found this card! Mr. Jonquil I have been a customer of GO2bank since Fall of 2021. My experience with GO2bank has been exceptional and hassle-free from the outset. Customer service is above par compared with other financial institutions; the app is very easy to use. Peanutt Love this bank. First time I’ve been eligible for the secured credit card to help build my credit. Amazing card to help out when needed. Jayash This is THE BEST banking app ever!!! And the customer service is AMAZING!!! This is the only bank card I will ever use, PLUS they help you get a second card through them that helps build up your credit!!!! How awesome is that!! Bob Sr. I am 100% satisfied with GO2bank. The GO2bank app has worked flawlessly and is the best app I have used for online banking. I Highly recommend GO2bank. * 1 * 2 * 3 * 4 * 5 Earn well over the national savings rate average High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.** Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Earn up to 7% instant cash back when you buy eGift Cards from over 100 popular merchants in the app.** Activated, chip-enabled debit card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details. Cash checks fast or for free Just snap a pic with your phone and get your money in minutes for a fee, or 10 days for free.** Activated, chip-enabled debit card required to use Ingo Money check cashing service. The check cashing service is provided by Ingo Money, Inc. and the sponsor bank, identified in the terms and conditions for the service and subject to Ingo Money Inc. Terms and Conditions and Privacy Policy. Limits apply. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See Deposit Account Agreement (PDF) for details. Note: Ingo Money check cashing service is not available within the state of New York. Your cash deposit spot is nearby Deposit cash with your card or the app at a nearby retailer, with 90,000+ locations nationwide.** Retail service fee up to $4.95 and limits apply. This way to early payday This way to early payday Get your pay up to 2 days early** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. Open an account The RushCard program is no longer available, and all accounts were closed on June 29, 2023. Looking for your new go-to for everyday banking? Learn more about what GO2bank can do for you with perks like overdraft protection up to $200** Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).. Continue Modal Content will Display here Account Open an account Activate your card Get the app Find in stores Direct deposit Build credit Refer a friend Resources Help Center FAQs Quick help guides Contact us Blog About us Site map Legal Account agreements Online Privacy Statement (PDF) Site terms of use (PDF) Overdraft protection notice (PDF) Law enforcement CRA Public File * When on a desktop, hover over * to view important disclosures. When on a mobile device, click on * to view disclosures. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. GO2bank is Green Dot's flagship mobile bank account. Green Dot has serviced more than 80 million accounts over the last 24 years. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants. Partner terms and conditions apply. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. ©2024 GO2bank. GO2bank is a trademark of Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. NO PURCHASE NECESSARY. Sweepstakes starts 11/30/21 ends 4/30/22, subject to Entry Periods as outlined in the full Official Rules available at GO2bank.com/50KTax. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $1,000 to be awarded as credit or a check. Void where prohibited. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit of your federal tax refund may vary. The name and Social Security number on file with the Internal Revenue Service must match your GO2bank account exactly or we will decline your deposit. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to GO2bank accounts opened at a tax professional’s office. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account. NO PURCHASE NECESSARY. Sweepstakes starts 12/1/23 ends 4/30/24, subject to Entry Periods as outlined in the full Official Rules available at go2bank.com/tax500. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $500 to be awarded as credit or a check. Void where prohibited. Promotional credits are reported on form 1099 to the IRS. You are about to leave GO2bank.com. GO2bank does not provide, and is not responsible for, the product, service, or overall website content available at . The GO2bank Privacy Policy does not apply to and you should consult the privacy disclosures on for further communication. Continue Cancel