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Flow launches Embedded Finance solution: FlowOS. Read more on withflow.com →
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YOUR MONEY ON AUTOPILOT

Automate saving, budgeting and investing so you can feel relaxed and confident
about your money.
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YOUR BANK NEEDS FLOW

Flow adds smart capabilities on top of your bank accounts. Connect your banks to
Flow and get complete control over your money.
View supported banks

SAVING

NL23 FLOW 8564 2323 56

INVESTING

NL23 FLOW 3443 0033 02

GIVING

NL23 FLOW 4367 8643 12

GROCERIES

NL23 FLOW 8564 2323 56

KIDS

NL23 BUNQ 1682 1987 56

ONLINE SHOPPING

NL23 FLOW 0033 0234 43

TRAVEL

NL23 FLOW 8643 1243 67

VAT BUFFER

NL23 FLOW 2323 8564 56

HOUSEKEEPING

NL23 BUNQ 8564 2323 56

TRAVEL

NL23 FLOW 8643 1243 67

KIDS

NL23 BUNQ 1682 1987 56

ONLINE SHOPPING

NL23 FLOW 0033 0234 43

VAT BUFFER

NL23 FLOW 2323 8564 56


DIVIDE YOUR MONEY WHEN IT COMES IN

Flow automatically moves your money across all your budgets, savings and
investments, based on triggers you set up in the app.
View all triggers


CHOOSE HOW MUCH SHOULD GO WHERE

Set up unlimited Flows and move your money where it matters without any work.
View all actions


POPULAR MONEY METHODS

Flow is for everyone, from freelancers and business owners to young families and
their grandparents. We collect the best money methods that you can use in one
go.
View all Money Methods


FIVE JARS

Simple method using five jars
Budgetting

KAKEIBO

Marie-Kondo method for money
Budgetting

PROFIT FIRST

A new take on business finance
Freelance

SALARY SPLITTER

Split your salary as soon as it arrives
Budgetting

VAT SPLITTER

Split your salary as soon as it arrives
Freelance

ONE CENT CHA...

Day 1, one cent, Day 2, two cents...
Budgetting


PRIVACY FRIENDLY
AND SECURE

It’s your money so no time to fool around. Keeping your data safe and private is
our #1 priority.


PSD2 LICENSED

Look us up in the registers, we are regulated by the DNB. Read our terms of use
to learn more about us.


ISO27001 CERTIFIED

We use bank grade security measures to protect your data and we are ISO27001
certified: a standard in information security.


PRIVACY FIRST

Our service is designed with you in mind, making sure your data is private and
secure. We make money by subscriptions, not data.
We’re here if you need us.
Talk to our humans


GET STARTED NOW, PICK A PLAN LATER

Just fair and honest pricing. Simply choose a plan with the features you want,
or compare plans
View pricing


START AUTOMATING YOUR MONEY TODAY

Set up your first Flow in minutes and watch your money grow.
1
Connect your bank account
2
Set up your first Flow
3
Let your money grow
Get the app
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