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ONE uses trackers (including cookies) to operate our website, to personalize
your experience, run analytics, and for advertising purposes, including
interest-based advertisements. You can learn more about our processing of your
personal information by visiting our Privacy Policy. You can

manage your preferences at any time.

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REWARDS? RIGHT THIS WAY

Get 10% cash back in-store or online

Join ONE & enjoy 10% cash back when you spend up to $200 on your first Walmart
purchase within the first month of sign-up.1

Download App

 1. See terms and conditions
    
    Available when you open an account from 10/10/23 - 12/31/23. Some
    restrictions apply. See terms for details.

Join ONE and earn 10% cash back when you spend up to $200 on your first Walmart
purchase within a month of signing up.1

ONE logo
Sign InDownload App





SPEND, SAVE, AND GROW YOUR MONEY — ALL IN ONE PLACE.


BALANCE

A snapshot of your daily finances.




CHECKING

Spend with ONE.




SAVINGS

Grow your money with ONE.




DIRECT DEPOSIT

Discover even more great benefits.




OFFERS

Check out current cash back offers.


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ONE FINANCE

Carousel with one slide shown at a time. Use the play/pause button to control
autoplay. Use the navigation list to view slide and/or read slide content

 * Slide 1 - click to view
   
   
   
   REWARDS? RIGHT THIS WAY
   
   10% cash back
   at Walmart
   
   Join ONE & enjoy 10% cash back when you spend up to $200 on your first
   Walmart purchase within the first month of sign-up.1Join ONE & enjoy 10% cash
   back when you spend up to $200 on your first Walmart purchase within the
   first month of sign-up.1
   
   Download app and get started
   
   ONE is a financial technology company, not a bank.
   Banking services provided by Coastal Community Bank, Member FDIC.
   
   
 * Slide 2 - click to view
   
   
   
   MOBILE BANKING
   
   Banking
   simplified
   
   A banking app, debit Mastercard®, and No monthly fees.2Plus, 5.00% APY3 on
   Savings with eligible deposits.A banking app, debit Mastercard®, and No
   monthly fees.2 Plus, 5.00% APY3 on Savings with eligible deposits.
   
   Download app and get started
   
   ONE is a financial technology company, not a bank.
   Banking services provided by Coastal Community Bank, Member FDIC.
   
   
 * Slide 3 - click to view
   
   
   
   A BETTER GAIN PLAN
   
   5.00% APY3
   on Savings
   
   on balances up to $250,000 a year, with eligible deposits.on balances up to
   $250,000 a year, with eligible deposits.
   
   Download app and get started
   
   ONE is a financial technology company, not a bank.
   Banking services provided by Coastal Community Bank, Member FDIC.
   
   
 * Slide 4 - click to view
   
   
   
   MOBILE BANKING
   
   No monthly
   fees2
   
   or minimum balances with an approved ONE account.or minimum balances with an
   approved ONE account.
   
   Download app and get started
   
   ONE is a financial technology company, not a bank.
   Banking services provided by Coastal Community Bank, Member FDIC.
   
   

Pause


REWARDS? RIGHT THIS WAY

10% cash back
at Walmart

Join ONE & enjoy 10% cash back when you spend up to $200 on your first Walmart
purchase within the first month of sign-up.1Join ONE & enjoy 10% cash back when
you spend up to $200 on your first Walmart purchase within the first month of
sign-up.1

Download app and get started

ONE is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank, Member FDIC.




MOBILE BANKING

Banking
simplified

A banking app, debit Mastercard®, and No monthly fees.2Plus, 5.00% APY3 on
Savings with eligible deposits.A banking app, debit Mastercard®, and No monthly
fees.2 Plus, 5.00% APY3 on Savings with eligible deposits.

Download app and get started

ONE is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank, Member FDIC.




A BETTER GAIN PLAN

5.00% APY3
on Savings

on balances up to $250,000 a year, with eligible deposits.on balances up to
$250,000 a year, with eligible deposits.

Download app and get started

ONE is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank, Member FDIC.




MOBILE BANKING

No monthly
fees2

or minimum balances with an approved ONE account.or minimum balances with an
approved ONE account.

Download app and get started

ONE is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank, Member FDIC.


Download app

Download app and get started


BENEFITS TO HELP YOU GET AHEAD


UP TO 5.00% APY3 ON YOUR SAVINGSUP TO 5.00% APY3 ON YOUR SAVINGS

with eligible deposits



Unlock 5.00% APY on Savings balances up to $250,000 when you receive $500 a
month in eligible direct deposits or have a total daily balance of $5,000 or
moreUnlock 5.00% APY on Savings balances up to $250,000 when you receive $500 a
month in eligible direct deposits or have a total daily balance of $5,000 or
more.





GET PAID UP TO 2 DAYS EARLYGET PAID UP TO 2 DAYS EARLY

with direct deposit6



You’ll get your direct deposit as soon as it’s available from your employer.6





3% CASH BACK ON FUTURE PURCHASES

at Walmart up to $50 a year, with eligible deposits4at Walmart up to $50 a year,
with eligible deposits4



Earn 3% cash back on future purchases at Walmart with eligible deposits. Up to
$50 a year. See terms for eligibility.4





SEND AND RECEIVE MONEY INSTANTLYSEND AND RECEIVE
MONEY INSTANTLY

Just search, select, and pay anyone with a ONE account.



One to One is an easy way to send and receive money instantly with ONE. Just
search, select, and pay anyone with a ONE account.





ADD OR TAKE OUT CASH AT WALMART LOCATIONS

Use your ONE card at any cashier, Money Center, or Customer Service desk to add
or take out cash for free.





UP TO $200 OVER-DRAFT PROTECTION

with eligible deposits7



With eligible direct deposits, you can get covered up to $200 with no fees or
interest.7 View your available protection in the app.





NO MONTHLY FEES2 OR MINIMUM BALANCES

Enjoy better banking with no monthly fees2 or minimum balances.





PUT YOUR SAVINGS ON AUTOPILOT

with Pay Autosave



Turn on Pay Autosave to start earning 5.00% APY on savings from your next
paycheck (up to $250,000).3Turn on Pay Autosave to start earning 5.00% APY on
savings from your next paycheck (up to $250,000).3





55,000+ ATMS NATIONWIDE

Get cash with no fees at in-network Allpoint ATMs, with eligible direct
deposits.8 Find an Allpoint ATM near you by using “Find an ATM” in the app.





A COMPLETE PICTURE

See your up-to-the-minute cash balance, plus a breakdown of your Checking and
Savings.

Explore Balance



EVERYDAY CASH BACK OFFERS, WITHOUT THE HASSLE



Get cash back right into your Savings, just for spending at some of your
favorite brands.5 Plus, with eligible deposits, earn 3% cash back on your
shopping list at Walmart, up to $50.4

Explore Offers

Spend with
confidence

With eligible direct deposits, purchases made with your cash back debit
Mastercard® can be protected with up to $200 in overdraft protection— fee-free.7

Explore Checking



A LITTLE CHANGE GOES A LONG WAY


SAVE YOUR WAY,
EVERY DAY

Put your money to work, and turn on Pay Autosave to start earning 5.00% APY on
your next paycheck.3

Explore Savings



SAVE, SPEND, AND GROW YOUR MONEY — ALL IN ONE PLACE.

Download app and get started


EXPLORE

 * Balance
 * Checking
 * Savings
 * Direct Deposit
 * Offers
 * Careers


HELP CENTER

 * Getting started
 * Adding money to your account
 * Account and profile
 * Rewards and bonuses
 * Spending
 * Saving with ONE
 * Making payments and transfers
 * Privacy and security
 * General information


LEGAL

 * ONE Terms Of Service
 * Privacy Policies
 * Your privacy choices
 * E-Sign Consent Agreement
 * Deposit Account Agreement
 * Promotions Terms and Conditions
 * Consumer Report and SSA Authorization
 * Cookie Policy
 * Licenses
 * ONE Account Rates and Fees


CONTACT US

Customer Service

(855) 830-6200

9AM - 9PM ET

7 days a week

Chat available in app 24/7

Press inquiries

press@one.app
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ONE is a financial technology company, not a bank. Banking services provided by
Coastal Community Bank, Member FDIC. Approved accounts are FDIC insured up to
$250,000 per depositor. ONE card is issued by Coastal Community Bank pursuant to
licensing by Mastercard® International.

 1. Available when you open an account from 10/10/23 - 12/31/23. Some
    restrictions apply. See terms for details.

 2. For ONE Retail Cards purchased at an in-store retail location, a $5 ONE
    Retail Card Fee will be applied 15 days after purchase and then every month
    until you apply for a ONE account, are approved, and make an additional
    deposit.

 3. 5.00% annual percentage yield (APY) applies to the primary Savings pocket
    and custom pockets of customers who either (i) received $500 or more of
    eligible direct deposits in the previous month or (ii) have a total daily
    account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay
    Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited
    to a total Savings balance of up to $250,000. All other Savings balances
    will earn 1.00% APY.
    
    APYs are as of 9/28/2023, but may change at any time before or after account
    opening. Fees may reduce earnings on this account.

 4. To receive 3% cash back, eligible customers (at the time their purchase
    settles) must (a) have received $500 or more of eligible direct deposits in
    the previous month, or (b) have a total account balance of $5,000 or more.
    3% cash back is limited to up to $50 per year and applies only to purchases
    made at U.S. Walmart locations and on Walmart.com. This promotion may not be
    combined with other ONE promotions that offer cash back on purchases at
    Walmart. Terms Apply

 5. Cash back can be earned through the Cash Rewards Program. See the ONE app
    for individual offer requirements. Terms apply

 6. Direct deposit may be available up to 2 days in advance, but depends on when
    your employer sends paycheck data.

 7. With eligible direct deposits totaling at least $500 in the previous month.
    Must be 18 or older to receive overdraft protection. Overdraft balance is
    due right away. Transactions eligible for overdraft protection are
    determined by ONE. See details

 8. Allpoint Network ATM transactions are fee-free for accounts with eligible
    direct deposits totaling at least $500 in the previous month. For all other
    ATM transactions the ONE ATM Fee will apply and third-party ATM fees may be
    incurred.

For Vermont loan applicants: THIS IS A LOAN SOLICITATION ONLY. ONE FINANCE
SERVICES LLC MAY NOT BE THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH
COASTAL COMMUNITY BANK IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT
BE SUBJECT TO ALL VERMONT OR OTHER STATE LENDING LAWS. THE LENDER MAY BE SUBJECT
TO FEDERAL LENDING LAWS.

One Finance Inc., Nationwide Multistate Licensing System ("NMLS") ID 2273210 One
Finance Services LLC., Nationwide Multistate Licensing System ("NMLS") ID
2460509

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