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TERMS AND CONDITIONS

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TERMS AND CONDITIONS

NOTICE: PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE
AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW.
IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE,
OR ANY PAGES THEREOF.

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The Mr. Cooper website includes various Web pages operated or maintained by Mr.
Cooper and its subsidiaries (collectively, the "Mr. Cooper Websites").

COPYRIGHTS AND TRADEMARKS

All of the pages and screens on the Mr. Cooper Websites are owned and controlled
by Mr. Cooper, except as otherwise expressly stated, and are protected by U.S.
copyright laws. The Mr. Cooper logo is a service mark of Mr. Cooper. Helping You
Achieve More is a registered service mark of Mr. Cooper. Other featured words
used on the Mr. Cooper Websites to identify the source of goods and services are
trademarks and service marks owned by Mr. Cooper or owned by third parties. You
may not use, copy, display, distribute, modify, or reproduce any of the
trademarks or service marks found on the Mr. Cooper Websites except as
authorized in this paragraph or pursuant to a written license agreement.

WEB CONTENT AND MATERIALS

The information maintained on the Mr. Cooper Websites and Mobile Apps is to
provide users with information about Mr. Cooper's products and services and is
directed at, and made available to, persons in the United States only. Through
your use of the Mr. Cooper Websites and Mobile Apps, you represent and warrant
that you are not located in any European Union jurisdiction. You agree that we
may take active steps to prohibit the access to Mr. Cooper Websites and Mobile
Apps by users located in the European Union. The information and material
maintained on the Mr. Cooper Websites and Mobile Apps is subject to change
without notice. Not all of the products or services described on the Mr. Cooper
Websites and Mobile Apps are available in all geographic areas. Your eligibility
for particular products or services is subject to final determination by and the
approval of Mr. Cooper. No solicitation is made by Mr. Cooper to any person to
use any information, materials, products or services in any jurisdiction where
the provision of such information, materials, products and services is
prohibited by law. These terms and conditions are intended to supplement the
information contained in "Important Legal Notices"; however, in the event of
contradiction or inconsistency, the provisions and/or terms hereof shall
supersede and govern.

ELECTRONIC DOCUMENTS (PAPERLESS)

Paperless is the convenient way to receive all your account related documents
and messages. By registering for Paperless, you agree to receive account
communications electronically by email. This includes, but is not limited to:

• Notifications that statements are ready to be viewed or downloaded by signing
into your Mr. Cooper online account
• Statement notifications include billing, escrow, year-end tax statements, etc.
• Modification-related documents
• Notices and letters regarding your account

There is no fee to enroll in Paperless. You may cancel at any time and go back
to receiving communications via the U.S. Postal Service. To cancel, sign into
your account online. Look for "Settings," click "Communication Settings," and
select "Paperless" to change your preference. Or you may call Customer Service
at 833-685-2580. It may take up to one billing cycle for changes to your
Paperless preference to become effective.

In order to receive Paperless and access your documents electronically, you must
have:

• A valid email address
• Adobe Acrobat Reader software 6.0 or higher
• One of the compatible operating systems below:

If accessing documents from a desktop computer:

• Microsoft Windows XP
• Microsoft Windows Vista
• Mac OS X

If accessing documents from a mobile device:

• iOS 6 or newer
• Android 2.0 or newer
• Blackberry OS 5.0 or newer


CELLULAR PHONE CONTACT POLICY

By providing us with a telephone number for a mobile device, including a number
that you later convert to a mobile device number, you are expressly consenting
to receiving communications—including but not limited to prerecorded or
artificial voice message calls, text messages, and calls made by an automatic
telephone dialing system—from us and our affiliates and agents at that number,
about any product or services offered by Mr. Cooper or its affiliates. This
express consent applies to each such telephone number that you provide to us now
or in the future. Calls and messages may incur access fees from your mobile
services provider. You understand that you need not provide this consent as a
condition of obtaining goods or services from Mr. Cooper, and that you may
decline to provide or revoke your consent at any time.


NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Mr. Cooper Websites, you warrant to Mr. Cooper
that you will not use the Mr. Cooper Websites for any purpose that is unlawful
or prohibited by the applicable terms, conditions, and notices. You may not use
the Mr. Cooper Websites in any manner that could damage, disable, overburden, or
impair the Mr. Cooper Websites or interfere with any other party's use and
enjoyment of the Mr. Cooper Websites. You may not obtain or attempt to obtain
any materials or information through any means not intentionally made available
or provided for through the Mr. Cooper Websites.

SUBMISSIONS

Mr. Cooper does not claim ownership of the materials you provide to Mr. Cooper
(including feedback and suggestions) or post, upload, input, or submit to any
Mr. Cooper Website or its associated services (collectively "Submissions").
However, by posting, uploading, inputting, providing, or submitting your
Submissions, you are granting Mr. Cooper, its affiliated companies, and
necessary sublicensees permission to use your Submissions in connection with the
operation of their Internet businesses, including, without limitation, the
rights to copy, distribute, transmit, publicly display, publicly perform,
reproduce, edit, translate, and reformat your Submissions. Please note that
specific terms and conditions provided on the web page describing a particular
feature or offer, may supersede this provision.

LINKED SITE STATEMENT

Links to websites other than Mr. Cooper Websites are provided solely as pointers
to information on topics that may be useful to users of the Mr. Cooper Websites,
and Mr. Cooper has no control over the content on such websites. If you choose
to link to a website not controlled by Mr. Cooper, Mr. Cooper makes no
warranties, either express or implied, concerning the content of such site,
including the accuracy, completeness, reliability or suitability thereof for any
particular purpose, nor does Mr. Cooper warrant that such site or content is
free from any claims of copyright, trademark or other infringement of the rights
of third parties or that such site or content is devoid of viruses or other
contamination. Mr. Cooper does not guarantee the authenticity of documents on
the Internet. Links to non-Mr. Cooper websites do not imply any endorsement of
or responsibility for the opinions, ideas, products, information or services
offered at such sites, or any representation regarding the content at such
sites.

NO WARRANTY

THE INFORMATION AND MATERIALS CONTAINED IN MR. COOPER WEBSITES, INCLUDING TEXT,
GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS." MR. COOPER DOES NOT WARRANT
THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND
EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND
MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT
NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OF
INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE AND FREEDOM FROM
COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL MR. COOPER BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE,
INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES (WHETHER BASED
IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE) TO THE USER AND/OR ANY THIRD
PARTY, ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE
BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION,
INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE
OR SYSTEM FAILURE, EVEN IF MR. COOPER, OR REPRESENTATIVES THEREOF, ARE ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. The user's access to and
use of the Mr. Cooper Websites, and the terms of this disclaimer are governed by
all applicable Federal laws and the laws of the state of Texas; and the user
agrees that venue shall be located in Dallas County, Texas.

 * Contact Us
 * Terms of Use
 * Complaints (including NY)
 * Privacy
 * Licensing Information
 * CA, NV, SC & WA Residents

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This site is not authorized by the New York State Department of Financial
Services. No mortgage loan applications for properties located in the state of
New York will be accepted through this site.
© 2023 Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a registered
service mark of Nationstar Mortgage LLC.
NMLS: #2119 NMLS Consumer Access (www.nmlsconsumeraccess.org).