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YOUR CHILD HAS A BRIGHT FUTURE. HELP THEM ACHIEVE IT WITH AN ARKANSAS 529 PLAN.

No matter what your education savings goals may be, the Arkansas Brighter Future
529 Plan can help you get there.

Get Started



HOW IT WORKS BEGIN A BRIGHTER FUTURE NOW.

1

Start your journey

Open an Arkansas Brighter Future 529 account & select the investment plan that’s
right for you.

2

Save regularly & stay on track

Every contribution counts. Contribute anytime or set recurring contributions to
make saving automatic.

3

Use your 529 savings when you are ready

Your savings can be used at a variety of eligible educational institutions for
tuition, books, fees, and more!1







HOW IT WORKS YOUR ACCOUNT FOR EDUCATION SAVINGS


1

Start your journey

Open an Arkansas Brighter Future 529 account & select the investment plan that’s
right for you.





2

Save regularly & stay on track

Every contribution counts. Contribute anytime or set recurring contributions to
make saving automatic.





3

Use your 529 savings when you are ready

Your savings can be used at a variety of eligible educational institutions for
tuition, books, fees, and more!1








Savings Comparison

529 Plan

 

Stock Market

 

Regular Savings

 

Learn More




TAX-FREE EDUCATION SAVINGS MEANS MORE POTENTIAL.

With an Arkansas Brighter Future 529 Plan account, your savings has the
potential to grow at a faster rate than if you had invested in a comparable
taxable account. The plan offers several tax advantages that can help you save
more for education.

Learn More




MANAGE YOUR ACCOUNT ANYWHERE, ANYTIME, FROM ANY DEVICE.

Your Brighter Future account provides a highly rated mobile app that makes it
easy for you to track progress towards your goals, make contributions, and
invite friends and family to be part of your savings journey.

TRY THE NEW READYSAVE™ 529 MOBILE APP



*As of January 31, 2022, READYSAVE™ 529 is the only mobile app that supports the
Arkansas Brighter Future 529 Plan







DO YOU STILL HAVE MORE QUESTIONS? WE KNOW THAT OPENING A 529 PLAN ACCOUNT CAN
FEEL OVERWHELMING. MORE THAN 25,000 FAMILIES HAVE USED AN ARKANSAS 529 PLAN
ACCOUNT TO SAVE FOR EDUCATION.

Learn Why


As of January 31, 2022, READYSAVE™ 529 is the only mobile app that supports the
Arkansas Brighter Future 529 Plan.
All other apps have been deactivated. Please contact Client Service at
1.800.587.7301 if you have any questions.

1An eligible institution is one that can participate in federal financial aid
programs and K-12 programs.





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Learn more about Ascensus Broker Dealer Services, LLC on FINRA's BrokerCheck.

For more information about the Arkansas Brighter Future Direct Plan, call
1.800.587.7301 or click here to obtain a Program Description and Participation
Agreement, which includes investment objectives, risks, charges, expenses and
other information; read and consider it carefully before making an investment or
sending money.

Please Note: Before you invest, consider whether your or the beneficiary’s home
state offers any state tax or other state benefits such as financial aid,
scholarship funds, and protection from creditors that are only available for
investments in that state’s qualified tuition program. You should also consult
your financial, tax, or other advisor to learn more about how state-based
benefits (or any limitations) would apply to your specific circumstances. You
also may wish to contact directly your home state’s 529 college savings plan(s),
or any other 529 plan, to learn more about those plans’ features, benefits, and
limitations. Keep in mind that state-based benefits should be one of many
appropriately weighted factors to be considered when making an investment
decision.

The Arkansas Brighter Future Direct Plan is a college tuition savings program
sponsored by the State of Arkansas and administered by the Arkansas Section 529
Plan Review Committee ("Committee"). Ascensus Broker Dealer Services, LLC, the
Program Manager, and its affiliates have overall responsibility for the
day-to-day operations, including investment advisory services, recordkeeping,
administrative services and marketing of the Arkansas Brighter Future Direct
Plan. The Vanguard Group, Inc., serves as Investment Manager for the plan. The
Arkansas Brighter Future Direct Plan’s Portfolios invest in: (i) mutual funds;
or (ii) an FDIC-insured omnibus savings account held in trust by the Committee
at Sallie Mae Bank. Except for the Savings Portfolio, investments in the
Arkansas Brighter Future Direct Plan are not insured by the FDIC. Units of the
Portfolios are municipal securities and the value of units will vary with market
conditions.

Investment returns will vary depending upon the performance of the Arkansas
Brighter Future Direct Plan Portfolios you choose. Except to the extent of FDIC
insurance available for the Savings Portfolio, you could lose all or a portion
of your money by investing in the Arkansas Brighter Future Direct Plan,
depending on market conditions. Account Owners assume all investment risks as
well as responsibility for any federal and state tax consequences.

Not FDIC-Insured (except for the Savings Portfolio). No Bank, State or Federal
Guarantee. May Lose Value.

©2023 Arkansas Brighter Future Direct Plan. All Rights Reserved.