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      <div class="qis-repayments">Rate: 3% &nbsp; &nbsp;&nbsp; | &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; Monthly Instalment: <span class="repayment">R901.63 </span></div>
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Text Content

505 5th Road, Randjespark. Midrand 1685. JHB.
087-510-1733
Email: Info@fidelityloanservice.co.za
LOAN when you need it! FAST
 * Home elementor-home-edited
 * Services
   * Loans
   * Rate Calculator
 * About Us
 * * Features
     * News
     * FAQ
     * Careers
   * Contact Us
   * Apply


Get Started


 * Home elementor-home-edited
 * Services
   * Loans
   * Rate Calculator
 * About Us
 * Features
   * News
   * FAQ
   * Careers
 * Contact Us
 * Apply



FIDELITY FINANCE & LOAN SERVICES Building a brighter
financial future Apply Now! Always Available 24/7 Call & Chat
Support Available Calculate Your Rate! Invest in Your Future Consolidate
Your Debts. Get started today!

FAST ONLINE INSTANT APPROVALS

500,000+ CUSTOMERS

BLACKLISTED CAN APPLY

FLEXIBLE PAYMENTS


94%
Personal Loans
84%
Business Loans
78%
Home Loans
82%
Auto Loans
91%
Study Loans
83%
Debt Consolidation



A QUICK & TRANSPARENT PROCESS


WE HAVE
A SIMPLE ONLINE
APPLICATION:

1

CHECK YOUR RATES

It takes just a few minutes to provide us with your information.

2

SIGN YOUR CONTRACT / APPLY ONLINE

Using our secure application, you can e-sign your contract if pre-approved.
Trust & security is our #1 priority.

3

FUNDS AS SOON AS 45 MINUTES

Money can be directly deposited into your bank account as soon as the next hour.


CALCULATE LOAN RATE


R10000 R30000 R1000000

1 Year3 Years20 Years

Rate: 3%      |        Monthly Instalment: R901.63
Estimated Total you will Pay: R32458.80



Get Started





THINGS TO KNOW ABOUT OUR COSTS

TRANSPARENT AND FAIR COSTS, WITH NO HIDDEN FEES

YOUR DREAMS ARE WITHIN REACH

We are committed to making your dreams come through and we enforce efforts to
ensure that happens

GOOD CREDIT HISTORY IS REWARDED

Loans are cheaper when you have a good credit profile and you have built your
history with us.

FAST ONLINE INSTANT APPROVALS

We provide online instant cash loans with quick approval that suit you.

FLEXIBLE WITH YOUR REPAYMENTS

Reschedule payments up to five days for free and within your loan term, we just
need 24 hours notice.

YOUR DREAMS ARE WITHIN REACH

We are committed to making your dreams come through and we enforce efforts to
ensure that happens

GOOD CREDIT HISTORY IS REWARDED

Loans are cheaper when you have a good credit profile and you have built your
history with us.

FAST ONLINE INSTANT APPROVALS

We provide online instant cash loans with quick approval that suit you.

FLEXIBLE WITH YOUR REPAYMENTS

Reschedule payments up to five days for free and within your loan term, we just
need 24 hours notice.

YOUR DREAMS ARE WITHIN REACH

We are committed to making your dreams come through and we enforce efforts to
ensure that happens

GOOD CREDIT HISTORY IS REWARDED

Loans are cheaper when you have a good credit profile and you have built your
history with us.





PERSONAL FINANCE THAT FITS YOU


WE'VE BUILT A SECURE & PERSONALIZED EXPERIENCE

 * Checking your rates won’t affect your credit score
 * Our rates are often lower than the banks
 * We  have  a  simple online application
 * Borrow Amount From : R10, 000  up  to  R10 Million
   





PERSONAL LOANS FOR MOST PURPOSES

BUILDING A BRIGHTER FINANCIAL FUTURE



CAR PURCHASE

Use our car loan and calculate auto payments over the life of your loan.

Find out more

HOME IMPROVEMENT

Fulfill your dreams by getting a home of your choice and repay comfortably.

Find out more

PERSONAL LOANS

Take control of your financial life with FidelityFinance Personal loan.

Find out more
View more purposes



SATISFIED CUSTOMER REVIEWS

YOU’RE IN GOOD COMPANY

“Their application process was quick and simple. In a short time I had the funds
I needed to complete some much needed improvements around the house.”

Khumalo Dlamini,

“These guys are always ready to help when you need it most. They helped cover
school fees for my brother and I when I was a little low on cash.”

Jenifer Mbatha,

“Ek dink Fidelity Loans was van groot hulp in my geval en ek dink as ‘n nuwe
kliënt is dit vinnig goedgekeur en professioneel hanteer. Dit was vinnig en
maklik.”

James Barnes,

I am totally over the moon and relieved that all our outstanding accounts are
ZERO!!. All the grey hairs are still there but no more debts. THANK YOU FOR
EVERTHING FIDELITY FINANCE.

Enzokuhle Loreta,

“Asazi ukuthi besingenzenjani ngaphandle kweThe Fidelity Loan Group.
Basisindisile ngempela!”

 

 

 

 

Melokuhle Mthembu,

“Fidelity enabled me to take advantage of an incredible opportunity to relocate
and expand my business, at a pivotal time. The support I received from Fidelity
staff was priceless.”

Nancy Zastudil,

“Ek het sedert November 2020 met Zero Debt te doen en het geen probleme gehad
nie. Ek kry maandeliks ‘n staat van die Kredietburo om die betalings wat gemaak
is ens te bevestig. Ek is seker hulle kan jou bystaan.

James Barnes,

“In October I asked one Mortgage Originator to pre approve, after their
assessment they said i won’t qualify for a home loan and therefore cannot issue
a certificate. Few days later i signed an Offer to Purchase regardless and
that’s when I approached Fidelity Finance..”

Ndlovu Itumeleng,

“Ek wil net dankie sê vir die spoedige terugvoer en bystand. Ek was eerlikwaar
bang dat ek afgekeur sou word, hoe simpel die gedagte ook al lyk, Fidelity
Finance het regtig vir my deurgekom.

Samantha Mohammed,

“Ngasebenzisa iFidelity Loans ukungisiza ukukhokhela izindleko zokuhamba.
Isevisi ibiyinhle – iyashesha kodwa isenobungane. Isipiliyoni esihle
nesingenabuhlungu. Ngiyabonga.”

Amahle Botha,

“Their application process was quick and simple. In a short time I had the funds
I needed to complete some much needed improvements around the house.”

Khumalo Dlamini,

“These guys are always ready to help when you need it most. They helped cover
school fees for my brother and I when I was a little low on cash.”

Jenifer Mbatha,

“Ek dink Fidelity Loans was van groot hulp in my geval en ek dink as ‘n nuwe
kliënt is dit vinnig goedgekeur en professioneel hanteer. Dit was vinnig en
maklik.”

James Barnes,

I am totally over the moon and relieved that all our outstanding accounts are
ZERO!!. All the grey hairs are still there but no more debts. THANK YOU FOR
EVERTHING FIDELITY FINANCE.

Enzokuhle Loreta,

“Asazi ukuthi besingenzenjani ngaphandle kweThe Fidelity Loan Group.
Basisindisile ngempela!”

 

 

 

 

Melokuhle Mthembu,

“Fidelity enabled me to take advantage of an incredible opportunity to relocate
and expand my business, at a pivotal time. The support I received from Fidelity
staff was priceless.”

Nancy Zastudil,




R2.03 billion Loans have been approved since 2005

125,000+Happy customers today





RESOURCES THAT PUT YOU IN CONTROL

BENEFITS TO MEET YOUR NEEDS


 * Personal loans
 * Small business loans
 * Commercial Financing

PERSONAL LOANS

Whether you want to drive off in a new car, improve your home or refresh your
finances, a personal loan from Fidelity finance loans could help to make your
plans a reality…


 * Get up to R50.000 with basic information
 * Easy Online Application
 * Fast Decision
 * Cash Provided in less than an hour
 * All Credit Scores Considered


Find out more

SMALL BUSINESS LOANS

From overdrafts to revolving credit and fixed-term loans, our range of business
loans give your business the cash-flow or working capital to keep growing.


 * Get up to R50.000 with basic information
 * Easy Online Application
 * Fast Decision
 * Cash Provided in just days
 * All Credit Scores Considered


Find out more

COMMERCIAL FINANCING

Over 50 000 South African Businesses Funded. More than a Decade of Funding
Experience. Get Funding in 48 Hrs. Flexible Terms. High Approval Rate.
Unrestricted Funding.


 * Get up to R50.000 with basic information
 * Easy Online Application
 * Fast Decision
 * Cash Provided in just days
 * All Credit Scores Considered


Find out more

CHECKING YOUR RATES IN 3 MINUTES!


CONTACT OUR CUSTOMER SUPPORT TO GET YOUR PERSONALISED LOAN RATES







TOOLS TO HELP YOU REACH YOUR FINANCIAL GOALS

Find out more

TOOLS TO HELP YOU REACH YOUR FINANCIAL GOALS

Find out more


A COMMUNITY OF OVER 60 MILLION

Find out more

A COMMUNITY OF OVER 60 MILLION

Find out more


IN-DEPTH ARTICLES AND ANALYSIS

Find out more

IN-DEPTH ARTICLES AND ANALYSIS

Find out more



ILLUSTRATION OF THE TOTAL COST OF A PERSONAL LOAN

Total amount borrowed: R 10,000
Time period:  12 Months
Interest Rate: 3.0%
Total Monthly Cost – From R 856.07 for 12 Months R 10,000 loan at 3.0% (lowest
rate, longest time period). This is inclusive of principal repayment.
Annual Percentage Rate (APR) of charge including all applicable fees: 3.0%.
Total cost payable over loan tenure: R 10,272.90 for 12 Months loan.



DISCLOSURE NOTICE

➜ You apply for a loan governed by the National Credit Regulation Act (12 N.S.C
2601 et seq.) NCR gives you certain rights under Federal Law.
➜ You have to repay your loan at the stipulated period to avoid late repayment
fees and blacklisting.
➜ The loan for which you apply for will be serviced at this financial
institution and we do not intend to sell, transfer or assign the servicing of
this loan.
➜ Do not pay intermediaries. Call our customer support for assistance.
➜ To report fraudulent activities, contact our fraud department through:
fraud@fidelityloanservice.co.za




NEED MORE HELP?

FEEL FREE TO ASK US ABOUT IT!

LIVE HELP



Get an answer on the spot. We’re online 8am – 5pm Mon to Fri and 8am – 2pm on
Saturday.



CALL US



anytime during business hours.
087-510-1733



SEE OUR FAQS



See answers to questions on how to use our services





SEE THE BELOW GUIDELINES WHEN APPLYING FOR A LOAN:



IMPLICATIONS OF NON PAYMENTS



Minimum loan period 12 months Maximum loan period 120 months. Maximum APa
There should only be initial cost if your monthly debit order was unsuccessful
as a result of insufficient funds or changing bank accounts without prior notice
to the service provider. The service provider will try to contact the client in
order to resolve the problem.
If the client can’t be found or the problem can’t be solved, it would be handed
over to the internal collections department to see if a solution to the problem
can be found. If an agreement can’t be reached, the lender can make use of an
external collections company or an attorney.
This will lead to an increase in fees and interest. This will have a big
influence on the clients credit score and it will be very difficult to get any
more credit from any loan provider.
Monthly premiums for loan repayments will be done by direct debit order
collection from the clients bank account. Unsuccessful debit order collections
may result in the client being charged a fee by his own bank for the
unsuccessful transaction.
Maximum APR 32% per annum. Representative example: Loan amount R100 000, 4
Years. terms: (Annual Percentage Rate) 3%, monthly repayment R2,348.50. The
interest rate will depend on the loan amount, loan term, and credit profile of
the applicant.



ANNUAL PERCENTAGE RATE

Minimum loan period 12 months Maximum loan period 120 months. Maximum APR 32%
per annum. Representative example: Loan amount R100 000, 4 years terms: (Annual
Percentage Rate) 3%, monthly repayment R2,302.93. The interest rate will depend
on the loan amount, loan term, and credit profile of the applicant.



RENEWAL POLICY

If a client is up to date with his loan repayments, they may qualify for a
second or third loan depending on the criteria as set by the loan company. The
client will have to apply again and the loan provider will look at the clients
profile, affordability, etc. The loan provider will then make a decision based
on the rules and regulations as set by the NCR.





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GETTING A LOAN

 * How it works
 * Costs
 * About Us
 * Contact us


CALL US

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 * Online Cash Loans
 * Cash Advance
 * Fast Cash Advance
 * Short Term Loans
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SEE OUR FAQS

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 * Privacy Policy
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