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Don’t get caught off guard—understand how interest rates and the stock market
can impact you.

News about the stock market and interest rates seems to occur daily, but what
does it mean to you? Check out our insights below to gain an understanding of
how these events may affect you.

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 HOORAY!
IT'S YOUR BIRTHDAY MONTH!

   


INTEREST RATE CHANGES CAN AFFECT YOUR LOANS, CREDIT CARD BALANCES, AND SAVINGS
GOALS.

  4 MIN READ
Find out how this can impact your monthly budget.

Helpful steps when interest rates go up or down

   

4 MIN READ


WE GET IT, A MARKET DIP CAN CAUSE STRESS ABOUT FINANCES.

Check out this case study to show how trying to time the market could impact
your retirement savings.

What should you do when there’s market volatility?  



3 MIN READ


YOU’RE PROBABLY AWARE THAT SOME INVESTMENTS ARE RISKIER THAN OTHERS, BUT WHAT
DOES THAT MEAN?

What are the risks involved with investing?

Learn about investment risk and tolerance   

   



 


WANT TO KNOW WHAT YOUR INVESTOR PROFILE IS?

Answer 8 simple questions to find out your profile and get an investment mix
that may be right for you.



Take the investor profile quiz

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See linked communications for additional important information.

The subject matter in this communication is educational only and provided with
the understanding that Principal® is not rendering legal, accounting,
investment, or tax advice. You should consult with appropriate counsel,
financial professionals, and other advisors on all matters pertaining to legal,
tax, investment, or accounting obligations and requirements.

© 2024 Morningstar Investment Management LLC. All rights reserved. Morningstar
Investment Management LLC is a registered investment adviser and subsidiary of
Morningstar, Inc. The Morningstar name and logo are registered marks of
Morningstar, Inc.. This questionnaire is provided as education and informational
only. As a retirement plan participant, you should consult with your financial
professional about your responses to this questionnaire and other relevant
factors that you should consider before making an allocation decision. The
questionnaire is made available through a license agreement with the Principal
Financial Group® , and use by a participant in no way establishes a relationship
(including advisory relationship) between the participant and Morningstar
Investment Management LLC. Past performance does not guarantee future results.

Insurance products and plan administrative services provided through Principal
Life Insurance Company®, a member of the Principal Financial Group®, Des Moines,
Iowa 50392.

Principal® , Principal Financial Group®, and Principal and the logomark design
are registered trademarks of Principal Financial Services, Inc., a Principal
Financial Group company, in the United States and are trademarks and service
marks of Principal Financial Services, Inc., in various countries around the
world.

You are receiving this email because you have an account, product, or client
with Principal, have registered to receive emails from Principal, or have
indicated interest in a product or service.

© 2024 Principal Financial Services, Inc., 711 High Street, Des Moines, Iowa
50392


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PT1107P | 3492661-042024 | 4/2024 | SFMC 52893