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Text Content

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 * +65 66319795Phone
 * 175 Bencoolen SingaporeOffice Location
 * Mon-Sun 10.00 - 19.30Office Hour

 * Home
 * About
 * FAQS
 * Loans

GET LOAN TODAY


Fast Application & Approval

Fast Application & Approval

Effortless Application & Approval. Get your Loan Safely, Quickly and Securely.

Get your Loan Safely, Quickly and Securely.

Effortless Application & Approval.

Request Call Back

Purchase Now!

Request Call Back

Expert Financial Advisor

Fuss-Free Process

Get the best financial help from Singapore's expert financial advisors.

Get Up to SGD200,000 Loan Approved in 24 hours

Best Interest Rates

Apply Now

Purchase Now!

Check Now






FIND THE MOST SUITABLE LOAN

JNB Credit Pte Ltd provides all kind of financial guide to Singaporeans and
foreigners.

Not only we are known for disbursing loans quickly, we make a point to ensure
that you are educated and have full knowledge of the loan you are getting from
us.

We understand your circumstance, needs and ability before advising you on any
finance. All clients are different and we make sure that you are getting the
most suitable advice from us!


CHECK HOW MUCH LOAN YOU CAN GET















We are always ahead.
Best Advice for You.

FAST APPROVAL

Application & Approval in 24 Hours

FLEXIBLE REPAYMENT

Flexible Repayment Scheme Based on your Needs

BEST INTEREST RATES

We get you the Lowest Interest Rates in Singapore

CUSTOMER SERVICE

Excellent Customer Service & Response





FAQ

Here are our clients' commonly asked questions.

IS THERE A MINIMUM AGE FOR BORROWERS?

Yes, you need be at least 18 years old.

ANY MINIMUM SALARY TO QUALIFY FOR A LOAN?

Yes, Singaporeans need to earn at least $1500 per month and Foreigners need to
earn at least $2000 per month.

WHAT IDS ARE ACCEPTED?

If you have any of the IDs, you can apply to us.

National ID Card (NRIC), Permanent Resident (PR), Employment Pass (EP), S Pass
and Work Permit.

WHAT ARE YOUR APR AND DURATION FOR REPAYMENT?

Minimum Duration For Repayment:From 2 Months (61 Days Onward)Maximum Duration
For Repayment:Up to 60 MonthsMinimum Annual Percentage Rate (APR):2.4% Per
AnnualMaximum Annual Percentage Rate (APR):4% Per Annual

ANYTHING TO TAKE NOTE WHEN BORROWING FROM LICENSED MONEYLENDERS?

Licensed moneylenders are governed by the Ministry of Law.

Read the FAQ here

Also check if your moneylender is registered here




LOANS WE OFFER

These are the main loans we offer. Speak to us for a customised loan.



PERSONAL LOAN



Need to finance your house, car, luxury goods or get by a tough period? We are
able to loan you to tide you through your personal needs. Get in touch with us
today.




BUSINESS LOAN



Looking to expand your business or requiring money for a business emergency?
Speak to us. JNB Credit can provide loans to start-ups, small businesses,
medium-sized businesses and more.




BAD CREDIT LOAN



With bad credit, it is almost impossible to get from a bank. If you aren’t able
to get a loan due to bad credit, we can provide you bad credit loan without
aggravating your credit score further.






FOREIGNER LOAN



Living in Singapore may be financially exhausting for you. We are able to
provide loans to foreigners. As long as you have a work permit, you can come
speak to us regarding your needs.






CONSOLIDATION LOAN



JNB Credit can consolidate your loans to reduce your overall interest rates and
help with your credit score. If you have multiple loans and are concern about
high interest rates, we can consolidate them for you.




PAYDAY LOAN



Living in Singapore may be financially exhausting for you. We are able to
provide loans to foreigners. As long as you have a work permit, you can come
speak to us regarding your needs.




RENOVATION LOAN



Unable to pay for a renovation loan upfront? Don’t delay your renovation. We can
get you a renovation loan. Get a loan and style your dream home.






BRIDGING LOAN



If you are looking for a new property, but have yet to get the proceeds from the
sale of your current property, JNB Credit Pte Ltd can provide the loan to get
your new property while awaiting the proceeds.






WHAT’S REQUIRED?

What borrowers need to apply for a loan in Singapore:

 * NRIC (National Registration Identity Card). If you are a foreigner, you will
   need to bring your Work Permit and Passport.
 * Latest 3 months payslips
 * You should be able to retrieve the last 15 months CPF (Central Provident
   Fund) statement.





WHAT OUR CLIENT’S SAY




Thanks, Mark for the awesome debt consolidation plan! I had multiple debts from
a few sources, and the rates were unfavourable. Adam assisted in consolidating
all my loans and provided me an awesome loan plan. The loan process is also
fuss-free and Adam is a very friendly and responsive loan advisor. Thumbs UP!


ZEN LEE

I was in need of cash quickly to help my ailing mother-in-law. Adam has been
very responsive to my request. I'm glad that I'm able to get the cash in time
with a flexible payment plan! Thanks a lot Adam!


TIAN ONG

My business requires cash for some purchasing activities asap, and I couldn't
get a loan from the bank. So, I approached a few licensed moneylenders in
Singapore for a loan. Thankfully, Adam is very responsive, courteous and
handheld me throughout the loan process. JNB Credit is really trustworthy and
reliable! Highly recommended!


QI EN LIM

Thanks, Mark for the awesome debt consolidation plan! I had multiple debts from
a few sources, and the rates were unfavourable. Adam assisted in consolidating
all my loans and provided me an awesome loan plan. The loan process is also
fuss-free and Adam is a very friendly and responsive loan advisor. Thumbs UP!


ZEN LEE

I was in need of cash quickly to help my ailing mother-in-law. Adam has been
very responsive to my request. I'm glad that I'm able to get the cash in time
with a flexible payment plan! Thanks a lot Adam!


TIAN ONG

My business requires cash for some purchasing activities asap, and I couldn't
get a loan from the bank. So, I approached a few licensed moneylenders in
Singapore for a loan. Thankfully, Adam is very responsive, courteous and
handheld me throughout the loan process. JNB Credit is really trustworthy and
reliable! Highly recommended!


QI EN LIM

Thanks, Mark for the awesome debt consolidation plan! I had multiple debts from
a few sources, and the rates were unfavourable. Adam assisted in consolidating
all my loans and provided me an awesome loan plan. The loan process is also
fuss-free and Adam is a very friendly and responsive loan advisor. Thumbs UP!


ZEN LEE






ABOUT OUR LOANS

Minimum Duration For RepaymentFrom 2 Months (61 Days Onward)Maximum Duration For
RepaymentUp to 60 MonthsMinimum Annual Percentage Rate (APR)12% Per
AnnualMaximum Annual Percentage Rate (APR)Up To 36% Per Annual On Reducing
Interest Rate






EXAMPLE OF A LOAN

Total Amount BorrowedS$1000Duration Of Repayment12 MonthsInterest Rate1% Per
Month (S$1000 Principal * 1% Monthly Interest = S$10 Interest)Annual Percentage
Rate Of Charge (APR)12% APRTotal Interest For 1 Year (12 Months)S$10 * 12 Months
= S$120Total Cost Payable Per Annual (12 Months)S$1000 Principle + S$120
Interest = S$1120






AMORTIZATION TABLE

PMT#PAYMENT AMOUNTPRINCIPAL PAIDINTEREST PAIDPRINCIPLE
BALANCE*11277.251277.255013772.7521277.251231.3445.9112541.4131277.251235.4541.811305.9641277.251239.5637.6910066.451277.251243.733.558822.761277.251247.8429.417574.8671277.25125225.256322.8681277.251256.1721.085066.6991277.251260.3616.89
3806.33101277.251264.5612.692541.77111277.251268.788.471272.99121277.231272.994.240



JNB Credit is a licensed financial advisor who helps Singaporeans and Foreigners
in Singapore with financial guides. We understand your circumstance, needs and
ability before guiding you for any kind of finance. All clients are different
and we make sure that you are getting the most suitable advice from us.


LICENSE

License Number 37/2021

UEN: 201835767D


CORPORATE OFFICE

 * 175 Bencoolen St, #01-25 Burlington Square, Singapore 189649
 * +65 66319795
 * Info@jnbcsg.com

© Copyright JNB-CREDIT PTE LTD 2020. All Right Reserved. Designed and Developed
by Ally Webbing
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