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Text Content
Skip to content * +65 66319795Phone * 175 Bencoolen SingaporeOffice Location * Mon-Sun 10.00 - 19.30Office Hour * Home * About * FAQS * Loans GET LOAN TODAY Fast Application & Approval Fast Application & Approval Effortless Application & Approval. Get your Loan Safely, Quickly and Securely. Get your Loan Safely, Quickly and Securely. Effortless Application & Approval. Request Call Back Purchase Now! Request Call Back Expert Financial Advisor Fuss-Free Process Get the best financial help from Singapore's expert financial advisors. Get Up to SGD200,000 Loan Approved in 24 hours Best Interest Rates Apply Now Purchase Now! Check Now FIND THE MOST SUITABLE LOAN JNB Credit Pte Ltd provides all kind of financial guide to Singaporeans and foreigners. Not only we are known for disbursing loans quickly, we make a point to ensure that you are educated and have full knowledge of the loan you are getting from us. We understand your circumstance, needs and ability before advising you on any finance. All clients are different and we make sure that you are getting the most suitable advice from us! CHECK HOW MUCH LOAN YOU CAN GET We are always ahead. Best Advice for You. FAST APPROVAL Application & Approval in 24 Hours FLEXIBLE REPAYMENT Flexible Repayment Scheme Based on your Needs BEST INTEREST RATES We get you the Lowest Interest Rates in Singapore CUSTOMER SERVICE Excellent Customer Service & Response FAQ Here are our clients' commonly asked questions. IS THERE A MINIMUM AGE FOR BORROWERS? Yes, you need be at least 18 years old. ANY MINIMUM SALARY TO QUALIFY FOR A LOAN? Yes, Singaporeans need to earn at least $1500 per month and Foreigners need to earn at least $2000 per month. WHAT IDS ARE ACCEPTED? If you have any of the IDs, you can apply to us. National ID Card (NRIC), Permanent Resident (PR), Employment Pass (EP), S Pass and Work Permit. WHAT ARE YOUR APR AND DURATION FOR REPAYMENT? Minimum Duration For Repayment:From 2 Months (61 Days Onward)Maximum Duration For Repayment:Up to 60 MonthsMinimum Annual Percentage Rate (APR):2.4% Per AnnualMaximum Annual Percentage Rate (APR):4% Per Annual ANYTHING TO TAKE NOTE WHEN BORROWING FROM LICENSED MONEYLENDERS? Licensed moneylenders are governed by the Ministry of Law. Read the FAQ here Also check if your moneylender is registered here LOANS WE OFFER These are the main loans we offer. Speak to us for a customised loan. PERSONAL LOAN Need to finance your house, car, luxury goods or get by a tough period? We are able to loan you to tide you through your personal needs. Get in touch with us today. BUSINESS LOAN Looking to expand your business or requiring money for a business emergency? Speak to us. JNB Credit can provide loans to start-ups, small businesses, medium-sized businesses and more. BAD CREDIT LOAN With bad credit, it is almost impossible to get from a bank. If you aren’t able to get a loan due to bad credit, we can provide you bad credit loan without aggravating your credit score further. FOREIGNER LOAN Living in Singapore may be financially exhausting for you. We are able to provide loans to foreigners. As long as you have a work permit, you can come speak to us regarding your needs. CONSOLIDATION LOAN JNB Credit can consolidate your loans to reduce your overall interest rates and help with your credit score. If you have multiple loans and are concern about high interest rates, we can consolidate them for you. PAYDAY LOAN Living in Singapore may be financially exhausting for you. We are able to provide loans to foreigners. As long as you have a work permit, you can come speak to us regarding your needs. RENOVATION LOAN Unable to pay for a renovation loan upfront? Don’t delay your renovation. We can get you a renovation loan. Get a loan and style your dream home. BRIDGING LOAN If you are looking for a new property, but have yet to get the proceeds from the sale of your current property, JNB Credit Pte Ltd can provide the loan to get your new property while awaiting the proceeds. WHAT’S REQUIRED? What borrowers need to apply for a loan in Singapore: * NRIC (National Registration Identity Card). If you are a foreigner, you will need to bring your Work Permit and Passport. * Latest 3 months payslips * You should be able to retrieve the last 15 months CPF (Central Provident Fund) statement. WHAT OUR CLIENT’S SAY Thanks, Mark for the awesome debt consolidation plan! I had multiple debts from a few sources, and the rates were unfavourable. Adam assisted in consolidating all my loans and provided me an awesome loan plan. The loan process is also fuss-free and Adam is a very friendly and responsive loan advisor. Thumbs UP! ZEN LEE I was in need of cash quickly to help my ailing mother-in-law. Adam has been very responsive to my request. I'm glad that I'm able to get the cash in time with a flexible payment plan! Thanks a lot Adam! TIAN ONG My business requires cash for some purchasing activities asap, and I couldn't get a loan from the bank. So, I approached a few licensed moneylenders in Singapore for a loan. Thankfully, Adam is very responsive, courteous and handheld me throughout the loan process. JNB Credit is really trustworthy and reliable! Highly recommended! QI EN LIM Thanks, Mark for the awesome debt consolidation plan! I had multiple debts from a few sources, and the rates were unfavourable. Adam assisted in consolidating all my loans and provided me an awesome loan plan. The loan process is also fuss-free and Adam is a very friendly and responsive loan advisor. Thumbs UP! ZEN LEE I was in need of cash quickly to help my ailing mother-in-law. Adam has been very responsive to my request. I'm glad that I'm able to get the cash in time with a flexible payment plan! Thanks a lot Adam! TIAN ONG My business requires cash for some purchasing activities asap, and I couldn't get a loan from the bank. So, I approached a few licensed moneylenders in Singapore for a loan. Thankfully, Adam is very responsive, courteous and handheld me throughout the loan process. JNB Credit is really trustworthy and reliable! Highly recommended! QI EN LIM Thanks, Mark for the awesome debt consolidation plan! I had multiple debts from a few sources, and the rates were unfavourable. Adam assisted in consolidating all my loans and provided me an awesome loan plan. The loan process is also fuss-free and Adam is a very friendly and responsive loan advisor. Thumbs UP! ZEN LEE ABOUT OUR LOANS Minimum Duration For RepaymentFrom 2 Months (61 Days Onward)Maximum Duration For RepaymentUp to 60 MonthsMinimum Annual Percentage Rate (APR)12% Per AnnualMaximum Annual Percentage Rate (APR)Up To 36% Per Annual On Reducing Interest Rate EXAMPLE OF A LOAN Total Amount BorrowedS$1000Duration Of Repayment12 MonthsInterest Rate1% Per Month (S$1000 Principal * 1% Monthly Interest = S$10 Interest)Annual Percentage Rate Of Charge (APR)12% APRTotal Interest For 1 Year (12 Months)S$10 * 12 Months = S$120Total Cost Payable Per Annual (12 Months)S$1000 Principle + S$120 Interest = S$1120 AMORTIZATION TABLE PMT#PAYMENT AMOUNTPRINCIPAL PAIDINTEREST PAIDPRINCIPLE BALANCE*11277.251277.255013772.7521277.251231.3445.9112541.4131277.251235.4541.811305.9641277.251239.5637.6910066.451277.251243.733.558822.761277.251247.8429.417574.8671277.25125225.256322.8681277.251256.1721.085066.6991277.251260.3616.89 3806.33101277.251264.5612.692541.77111277.251268.788.471272.99121277.231272.994.240 JNB Credit is a licensed financial advisor who helps Singaporeans and Foreigners in Singapore with financial guides. We understand your circumstance, needs and ability before guiding you for any kind of finance. All clients are different and we make sure that you are getting the most suitable advice from us. LICENSE License Number 37/2021 UEN: 201835767D CORPORATE OFFICE * 175 Bencoolen St, #01-25 Burlington Square, Singapore 189649 * +65 66319795 * Info@jnbcsg.com © Copyright JNB-CREDIT PTE LTD 2020. All Right Reserved. Designed and Developed by Ally Webbing × How can I help you?