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PERSONAL BENEFITS SNAPSHOT

1 Amounts displayed reflect medical deductible and out-of-pocket limit. Please
visit myuhc.com® > Coverage & Benefits for your official plan documents. If
there is a difference between this email and your plan documents, the terms of
your plan documents will apply. The information and estimates provided are for
general information and illustrative purposes only.

Care Cash provides a pre-loaded debit card which can be used for certain health
care expenses. If the card is used for ineligible 213(d) expenses, individuals
may incur tax obligations and should consult an appropriate tax professional to
determine if they have such obligations. The information provided in connection
with Care Cash is for general informational purposes only and is not intended to
be nor should be construed as medical advice. Individuals should consult an
appropriate health care professional to determine what may be right for them.

All UnitedHealthcare members can access a cost estimate online or on the mobile
app. None of the cost estimates are intended to be a guarantee of your costs or
benefits. Your actual costs may vary. When accessing a cost estimate, please
refer to the Website or Mobile application terms of use under Find Care & Costs
section.

If you are not currently enrolled with UnitedHealthcare pharmacy benefit
coverage, you may access your health plan’s member website for additional
information during your open enrollment period or you may contact your employer
or health plan for additional information. Medications are categorized by common
therapeutic conditions in this reference guide for ease of reference only. These
categories do not determine coverage for the medication for your condition. Your
benefit plan determines how these medications may be covered for you. Where
differences are noted between this reference guide and your benefit plan
documents, the benefit plan documents will govern. This document applies to
commercial group members of UnitedHealthcare plans.

Certain preventive care items and services, including immunizations, are
provided as specified by applicable law, including the Patient Protection and
Affordable Care Act (ACA), with no cost-sharing to you. These services may be
based on your age and other health factors. Other routine services may be
covered under your plan, and some plans may require copayments, coinsurance or
deductibles for these benefits. Always review your benefit plan documents to
determine your specific coverage details.

Flexible spending accounts (FSAs) are administered by UnitedHealthcare and are
subject to eligibility and restrictions.

Virtual Specialists are services available with a provider or coach via video,
chat, email, or audio-only where permitted under state law. It is not an
insurance product or a health plan. Virtual Specialists are not intended to
address emergency or life-threatening medical conditions and should not be used
in those circumstances. Services may not be available at all times, or in all
locations, or for all members. Certain prescriptions may not be available, and
other restrictions may apply.

The UnitedHealthcare® app is available for download for iPhone® or Android®.
iPhone is a registered trademark of Apple, Inc. Android is a registered
trademark of Google LLC.

OptumRx® is an affiliate of UnitedHealthcare.

By choosing paperless, you agree to the Required Plan Communication Notice.

You are receiving this email from UnitedHealthcare because you receive a service
or have a health plan with us. This mailbox is used for outbound messages only.
Please do not reply. When sending an email to us, do not include personal
information. Health plan coverage provided by or through UnitedHealthcare
Insurance Company or its affiliates. Administrative services provided by United
HealthCare Services, Inc. or their affiliates.

© 2023 United HealthCare Services, Inc. All Rights Reserved.