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Join Mydoh

 * How it Works
   * Overview
   * Tasks & Allowance
   * Smart Cash Card
   * Play
 * Pricing
 * Learn
   * Blog
   * Money 101
   * Money 101 Tools
 * FAQ

Made for everyone, powered by RBC

Mobile number

Text message sent to
 * How it Works
   * Overview
   * Tasks & Allowance
   * Smart Cash Card
   * Play
 * Pricing
 * Learn
   * Blog
   * Money 101
   * Money 101 Tools
 * FAQ

Made for everyone, powered by RBC


WITH MYDOH, YOUR KIDS CAN LEARN, EARN AND SPEND. SMART.

The Mydoh app and Smart Cash Card make it easy for kids to gain real money
skills. And you can coach, guide, or just keep an eye on things.




START YOUR KIDS’ MONEY SMART JOURNEY TODAY

Get Mydoh and empower your kids with real-world money experience. They’ll learn
and practice money skills that will last a lifetime. Learn, earn, and spend
together.





YOU SET TASKS. KIDS EARN MONEY. DONE.

Kids learn the value of earning money with Mydoh Tasks. When they work for
money, it’s their money, and that can change the way they think about it.

See how Mydoh Tasks work


KIDS CAN SPEND SMARTER WITH THE MYDOH SMART CASH CARD.

Give your kids the independence to make their own decisions. The Mydoh Smart
Cash Card is a safe, secure way for kids to spend, and you can see every
purchase1.

Check out the Mydoh Smart Cash Card


KIDS CAN LEARN ABOUT MONEY AND EVEN HAVE SOME FUN. SERIOUSLY.

From banking to budgeting, kids get their money basics through fun facts and
trivia with Mydoh Play. It’s a great way to get money conversations started
early.

Get into Mydoh Play


THE MYDOH APP. WHAT’S IN IT FOR YOU?


TASKS & ALLOWANCE

Whether it’s emptying the dishwasher or feeding the dog, your kids get used to
earning their own money, and you get extra help around the house. It’s a win-win
situation.

See how Tasks & Allowance work


SMART CASH CARD

Mydoh Smart Cash Card helps kids take responsibility for their spending. And,
because it’s a reloadable prepaid card (not a credit card), there’s little risk
of overspending2.

Check out the Mydoh Smart Cash Card


PLAY

Give your kids a financial head start. Introduce them to basic money concepts,
like the cost of groceries and needs versus wants, and see them grow with Mydoh.

Get into Mydoh Play


PAY DAY

Kids get paid every Saturday. They understand the value of earning, and learn
how to make their money last – until the next Pay Day.

Check out Pay Day


OVERSIGHT

Keep track and react to your kids’ spending activity. Plus, you can lock and
unlock their Smart Cash Cards at any time from the app. That’s reassuring.

See how to track spending activity


MYDOH IS EASY TO USE. IT'S EVEN EASIER TO GET STARTED.


OPEN A PARENT ACCOUNT

Your parent account is where it all starts. Just download the app and sign up in
as little as a few minutes.


INVITE YOUR KIDS

Invite your kids via email or invitation code. Once they’ve signed up, they can
start learning, earning and spending.


SEND YOUR KIDS MONEY

Set up an allowance, pay kids for tasks, and send them money instantly.2 All
with just a few taps.


"FUN WAY TO TEACH KIDS ABOUT FINANCES. THE APP IS FUN AND FRIENDLY TO USE. I
LOVE HOW I CAN REACT TO SPENDING WITH EMOJIS! BEEN WAITING FOR SOMETHING LIKE
THIS TO TEACH MY KIDS ABOUT FINANCES FOR A LONG TIME."

Baseem E.

Apple App Store


START YOUR FREE TRIAL TODAY

Get your first 30 days free and give your kids a head start on building money
skills*.





MYDOH BLOG

Banking


HOW TO OPEN YOUR KIDS FIRST BANK ACCOUNT

Graduating from a piggy bank to their first bank account is a big step in
helping kids manage their money. Discover which bank account is right for your
child.

Education


HOW THE FINANCIAL SYSTEM WORKS IN CANADA

We share some tips for newcomers on understanding the financial landscape in
Canada and how Mydoh can help kids learn about money.

Education


TIPS FOR TEACHING KIDS ABOUT MONEY

Kids as young as three are already beginning to grasp the concept of money.
Introduce the ABC's of money to your kids with these fun games and practical
tips.


FAQ

What is Mydoh?

Mydoh is a digital app with a Smart Cash Card that helps kids learn and practice
money management, while giving parents transparency and oversight. We believe
that money conversations need to start early and Mydoh helps make the process
easy and fun!

Here’s how it works:

1. The platform

Mydoh encourages kids (with a little help from their parents) to build better
money habits. The digital and physical Smart Cash Card makes it easy to track
in-store and online transactions.

2. Parents

Mydoh provides parents with oversight: Fund your kid’s card, view their balance
and spending activity, react and start conversations, teach the value of earning
through chores – all in real time.

3. Kids

Mydoh makes it easy for kids to track their spending using the Mydoh Smart Cash
Card. They can see their household chores, get paid on Pay Day and even get
reminders!

What is the Mydoh Smart Cash Card?

The Mydoh Smart Cash Card is a reloadable digital and physical Visa Prepaid Card
for kids, issued by Royal Bank of Canada. This means there is no interest rate
charged or risk of debt, since kids can only spend the money that is available
on their card’s balance which their parent’s provide.

Parents can send money to their kids’ Mydoh Smart Cash Card through the app, up
to the allowable limits. Kids can use the card to make purchases online, and/or
in-store with their physical card or with Apple Pay. All purchases are subject
to allowable limits. Mydoh is currently available on iOS for iPhone 6 or later,
with version 10.3 or newer and Android phones with Version 8.0 or newer. The
Smart Cash Card cannot be used with Google Pay and Samsung Pay at the moment. ‍A
few additional details about the Mydoh Smart Cash Card:

 1. Card balance is available on the app header next to the profile picture.
    Funds are not CDIC insured.
 2. Card terms and conditions are available at: www.mydoh.ca/rbc-terms.
 3. For specific questions about card terms and conditions, please call
    1-888-696-9364.
 4. The card is reloadable.
 5. Funds on the card do not expire. Your card expires at the end of the month
    of the expiry date associated with your card. The remaining balance on your
    original card will be placed on your new card at no additional cost.

How do I set up my Mydoh account?

Download the Mydoh app from the Apple App Store or Google Play Store. Click on
the parent sign up and follow the prompts.

When logging in for the first time, you’ll be asked to sign up with your RBC
Online Banking account or with your Government ID to verify your identity; don’t
worry, this is completely secure!

After logging in, you can invite your kid(s) and add money to your Mydoh Wallet
from your RBC account or Interac e-Transfer.

Your kid(s) can also download the app to view their Smart Cash Card balance,
allowance and the tasks you assign them.

If you have any problems, let us know, and we would be happy to help!

Note: For Government ID, we currently accept a valid Canadian issued passport or
driver’s license from AB, BC, MB, NS, ON, or QC.

How do my kids sign up for Mydoh?

After you have invited your kids to Mydoh, they can activate their account by
following these steps:

 1. Help your child download Mydoh from the Apple App Store or Google Play
    Store.
 2. Select ‘Child Sign Up’.
 3. Enter their invite code or use the link in their activation email to confirm
    the account.
 4. Confirm their personal details, create a password, and agree to the terms.

There you go, your kids will be ready to start earning and spending with their
Mydoh Smart Cash Card!

Note: Kids can only use the app when they have been invited by a parent.

Got questions? We’ve got answers.

Browse FAQ


SERIOUSLY SECURE

Kids can spend in-store and online† up to allowable limits with their Mydoh
Smart Cash Card issued by Royal Bank of Canada and powered by Visa.

View Terms Hide Terms

Terms & Conditions

*The 30-day free trial offer is activated on the date of completion of the Mydoh
mobile app account registration process. After your free trial offer ends, a
monthly subscription fee of $4.99 ($2.99 for RBC Clients) will be taken out of
your Mydoh Wallet. You can cancel any time by contacting Mydoh. Mydoh reserves
the right to cancel, modify or withdraw this offer at any time.

† The RBC Visa Prepaid Mydoh Smart Cash Card (“Mydoh Smart Cash Card”) is
available as a physical and digital card that can be used to pay for purchases
online or in-store anywhere Visa contactless (tap) is accepted.

 

1. The RBC Visa Prepaid Mydoh Smart Cash Card (“Mydoh Smart Cash Card”) is
available as a physical and digital card that can be used to pay for purchases
online or in-store anywhere Visa contactless (tap) is accepted.

2. Parents can load and kids can access up to a maximum of $500 per day on their
Mydoh Smart Cash Card. When loading money to a Mydoh Smart Cash Card, there are
limits to the number of transfers and dollar amounts. Please see transfer and
transaction limits.

3. RBC Client means an individual who holds at least one personal deposit
account with Royal Bank of Canada (excluding saving accounts and US dollar
accounts), or a personal RBC Royal Bank Credit Card.



Everything you need to make raising money-smart kids easier.


App & Smart Card
 * How It Works
 * Smart Cash Card
 * Tasks & Allowance
 * Mydoh Play
 * Pricing
 * Refer a Friend

Resources
 * Blog
 * Money 101
 * Money 101 Tools
 * FAQ
 * About Us
 * Contact Us
 * Careers

Help & Support
 * Legal
 * Mydoh App Terms & Conditions
 * Smart Cash Card Terms & Conditions
 * Accessibility
 * Privacy

Royal Bank of Canada, © 2021
20 Bay Street, 17th Floor, Toronto, ON, M5J 2N8