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PayPal logo
 * Personal
   
   
   PAYPAL FOR YOU
   
   
   SHOPPING & REWARDS
   
    * Buy Now, Pay Later
    * Rewards
    * Credit and cards
    * Paying with PayPal
   
   
   SEND & RECEIVE
   
    * Send money
    * Request money
    * Donate
    * Start selling
   
   
   MANAGE YOUR MONEY
   
    * Add cards and banks
    * Security and safety
    * Set up Direct Deposit
    * Add cash
    * Pay bills
    * Savings and goals
    * Cryptocurrency
   
    * Get the App
    * How PayPal Works
    * Money Hub

 * Small Business
   
   
   PAYPAL FOR SMALL BUSINESS
   
   
   ACCEPT PAYMENTS
   
    * Online Checkout
    * Installment Payments
    * Invoicing
    * POS System
   
   
   FINANCIAL SERVICES
   
    * Business Debit Card
    * Business Loan
    * Working Capital Loan
   
   
   BUSINESS OPERATIONS
   
    * Risk Management
    * Reporting Tools
    * Mass Payments
    * Shipping
   
   
   RESOURCES
   
    * 3rd Party Integrations
    * Become a Partner
    * Business Resource Center
    * Accept Donations
   
    * Get Started
    * Fees

 * Enterprise
   
   
   PAYPAL FOR ENTERPRISE
   
   
   PAYMENTS
   
    * Global Payment Processing
    * Accept PayPal
    * Offer Pay Later
    * Guest Checkout
    * Accept Venmo
    * Payment Methods
    * In-Person Payments
   
   
   RISK & OPERATIONS
   
    * Fraud Protection
    * Payouts
    * Orchestration
    * Network Compliance
    * Payment Optimization
   
   
   BUSINESSES WE SERVE
   
    * Retail
    * Travel
    * Insurance
    * Ticketing & Events
    * Grocery & Food Delivery
    * Platform & Marketplaces
    * Crypto
   
   
   RESOURCES
   
    * 3rd Party Integrations
    * Developer Documentation
    * Business Resource Center
    * Events
   
    * Contact Sales
    * Become a Partner

 * Developer

 * Help

 * Sign Up

Log InSign Up

 * Personal
 * Business


PAY, SEND, AND SAVE SMARTER. 


pay
smarter


SHOP AND SAVE IN STORES AND ONLINE.

Tap to pay safely in stores with the PayPal Debit Card and get rewards online
with PayPal checkout.


GET EVEN MORE CASH BACK ON THE BRANDS YOU LOVE.

 * Adidas
   
   

 * Nordstrom
   
   

 * DoorDash
   
   

 * Clothing
   
   

 * Restaurants
   
   

 * Grocery
   
   

 * Best Buy*
   
   

 * Origins
   
   

 * Instacart
   
   

 * Starbucks
   
   

 * Ticketmaster
   
   

 * Tech
   
   

 * Health & Beauty
   
   

 * Gas
   
   


012345%CASH BACK

Get hundreds of

cash back offers.

Browse Offers


+012345%CASH BACK

Add another 5% from the category you choose every month, when you use the PayPal
Debit Card.1

Get the Debit Card
Cash back earned as points you redeem for cash and other options on up to $1,000
spend/month.


PAY NOW OR PAY OVER TIME.


IT’S YOUR CHOICE.


PAY IN 4


INTEREST-FREE PAYMENTS.

Paid every two weeks. No late fees. Won't affect your credit score to apply.2

Learn About Pay in 4



PAY IN 3, 6, 12,


OR 24 MONTHLY PAYMENTS.

With $0 down.

No sign-up fees or late fees.3

Learn About Pay Monthly



PAY WITH THE PAYPAL CASHBACK MASTERCARD.®

Earn 3% cash back when you check out with PayPal and 1.5% on all other
Mastercard purchases.4

Apply for the Credit Card



PAY WITH


PAYPAL CREDIT.

PayPal Credit is your always on digital credit line when you check out with
PayPal. No Interest if paid in full in 6 months on purchases of $149 or more.5

Apply for PayPal Credit
Interest will be charged to your account from the purchase date if the balance
is not paid in full within 6 months. Minimum monthly payments required.



SAFETY AND PRIVACY ARE ALWAYS BUILT IN.




YOUR PAYMENTS ARE ENCRYPTED AND WE DON’T SHARE YOUR FULL FINANCIAL INFO.

See How You're Safe
send
smarter


SEND MONEY TO JUST ABOUT ANYONE AROUND THE WORLD.6


SEND

Send in seconds.

Send Money


RECEIVE

Request money easily.

Get Paid


SPLIT

Easily split the bill with friends and family.

Share Costs
save
smarter


MAKE YOUR MONEY


WORK HARDER.


IT’S EASY. REALLY EASY.


GET 4.30% APY⁷ WITH YOUR PAYPAL SAVINGS ACCOUNT.

It's free to set up, FDIC insured with Synchrony Bank–and you can roll in all
the cash back you earn with PayPal so you earn even more.

Start Saving
PayPal is a financial technology company, not a bank, and is not FDIC-insured.
FDIC insurance protects against the failure of Synchrony Bank, Member FDIC, not
the failure of PayPal. Any cryptocurrencies you hold in your PayPal account are
not deposits, are not eligible for pass-through FDIC insurance and may lose
value.



CRYPTO, SIMPLIFIED.

Use the app to buy, transfer, and sell cryptocurrencies: Bitcoin, Bitcoin Cash,
Ethereum, Litecoin, and the PayPal stablecoin, PayPal USD.8

Explore Crypto


ALL INTHE NEWPAYPALAPP



Download now



Get the PayPal app






Get the PayPal app

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 * 

--------------------------------------------------------------------------------

 * About
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 * © 1999–2024
 * Accessibility
 * Privacy Statement
 * Cookies
 * Legal

PayPal is located at 2211 N 1st St. San Jose, CA 95131

The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“Bancorp”)
pursuant to a license by Mastercard International Incorporated and may be used
everywhere Mastercard is accepted. Mastercard and the circles design are
registered trademarks of Mastercard International Incorporated. Bancorp is
issuer of the Card only and not responsible for the associated accounts or other
products, services, or offers from PayPal.
PayPal is a financial technology company, not a bank. The Card is linked to your
PayPal Balance Account. See PayPal Balance Terms and Conditions.
1
5% cash back earned on up to $1000 of selected category spend per month. Cash
back awarded as points that can be redeemed for cash or other options. Terms
Apply.
2
Pay in 4 is available to consumers upon approval for purchases of $30 to $1,500.
Pay in 4 is currently not available to residents of MO or NV. Offer availability
depends on the merchant and also may not be available for certain recurring,
subscription services. When applying, a soft credit check may be needed, but
will not affect your credit score. You must be 18 years old or older to apply:
Loans to CA residents are made or arranged pursuant to a CA Financing Law
License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender
Licensee. NM residents: Find more disclosures related to Pay in 4.
3
Pay Monthly is subject to consumer credit approval and eligibility. Fixed APR is
9.99-35.99%. Terms and rates vary based on purchase amount and your credit. For
example, a $200 purchase can be paid at 26% APR in 3 monthly payments
($69.56/mo.; $8.68 interest; $208.68 total of payments) . A $600 purchase can be
paid at 26% APR in 6 monthly payments ($107.76/mo.; $46.57 interest; $646.57
total of payments) or 12 monthly payments ($57.33/mo.; $88.01 interest; $688.01
total of payments). A $1,500 purchase can be paid at 26% APR in 24 monthly
payments ($80.77/mo; $438.47 interest; $1,938.47 total of payments). Payments
may change based on shipping, taxes, updates to your purchase, or missed
payments. Availability depends on the merchant and may not be available for
subscriptions or recurring payments. Pay Monthly is currently not available to
residents of AK, CT, HI, NC, or NV. You must be 18 years old or older to apply.
Missed payments may have an impact on your credit score. The lender for Pay
Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT
Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY.
PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR
MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE
SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL
LENDING LAWS.
4
Applications and purchases are subject to credit approval and the PayPal
Cashback Mastercard® must be used for payment. Earn 3% cash back when you check
out with PayPal and 1.5% on all other Mastercard purchases. See Rewards Program
Terms for details and restrictions. The PayPal Cashback Mastercard is issued by
Synchrony Bank pursuant to a license by Mastercard International Incorporated.
Mastercard and the circles design are registered trademarks of Mastercard
International Incorporated. The Contactless Indicator mark, consisting of four
graduating arcs, is a trademark owned and used with permission of EMVCo, LLC.
See Terms & Rates for New Accounts.
5
Offer is available when you check out with PayPal and choose PayPal
Credit. PayPal Credit is subject to credit approval as determined by the Lender,
Synchrony Bank, and is available to US customers who are of legal age in their
state of residence. For PayPal Credit Account terms and rates, see Terms and
Conditions.
6
An account with PayPal is required to send and receive money. A PayPal Balance
account is required to hold and use a balance.
7
As of June 07, 2023, the annual percentage yield (APY) for PayPal Savings is
4.30%. This is a variable rate and can change at any time, including after the
account is opened. A PayPal Balance account is required to use PayPal Savings.
8
Issuance of and custody of PayPal USD is performed by Paxos Trust Company, LLC.
Learn more in PayPal’s Cryptocurrency Terms, and in the Paxos Terms that also
apply to PYUSD.

PayPal, Inc. is licensed to engage in virtual currency business activity by the
New York State Department of Financial Services. Buying, selling, transferring,
and holding cryptocurrency with PayPal is not available where prohibited by law.
Buying and selling cryptocurrency is subject to a number of risks and may result
in significant losses. Please see our disclosure for more details. PayPal does
not make any recommendations regarding buying or selling cryptocurrency.
Consider seeking advice from your financial and tax advisor. Custody, trading
and transfer services for cryptocurrencies are performed for us by our licensed
service provider, Paxos Trust Company, LLC or other appropriately licensed or
otherwise authorized service provider.
*This promotion is not produced, sponsored, or executed by BestBuy. TM & © 2024
Best Buy. All rights reserved.