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88.221.63.150  Public Scan

Submitted URL: http://australiansuper.com/tmd
Effective URL: https://www.australiansuper.com/tmd
Submission: On October 26 via manual from US — Scanned from DE

Form analysis 2 forms found in the DOM

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 * LOGIN JOIN
   * Member login
   * Set up member account access
   * QuickSuper login
   * Business portal login
   * Set up business portal account access
   * Super
   * Retirement
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   * Business
 * Compare super
   
 * Superannuation
   
 * Investments
   
 * Retirement
   
 * Insurance
   
 * Employers
   
 * Tools & advice
   
 * ABOUT US
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   Go back
 * About us

 * 
   Go back
 * Contact Us

 * 
   Go back
 * Compare super
 * Overview
 * Super fees & costs
 * Our performance
 * MySuper dashboard
 * Best super funds
 * Choosing a super fund
 * How to join
 * How much super should I have

 * 
   Go back
 * Superannuation
 * Overview
 * What is Superannuation
   
 * Fees & costs
 * Grow your super
   
 * ABN, USI details for employer
 * Consolidate your super
   
 * Access super early
   
 * How super is taxed

 * 
   Go back
 * What is Superannuation
 * Overview
 * Super updates

 * 
   Go back
 * Grow your super
 * Overview
 * Make after-tax contributions
 * Salary sacrificing
 * Add to your partner's super
 * First home super saver

 * 
   Go back
 * Consolidate your super
 * Overview
 * Find lost super

 * 
   Go back
 * Access super early
 * Overview
 * Nominate a beneficiary

 * 
   Go back
 * Investments
 * Overview
 * Your investment options
   
 * Our performance
 * Choosing the right super option
   
 * How we invest
   
 * Changing your investments

 * 
   Go back
 * Your investment options
 * Overview
 * PreMixed
 * DIY Mix
 * Member Direct

 * 
   Go back
 * Choosing the right super option
 * Overview
 * SMSF - know your options

 * 
   Go back
 * How we invest
 * Overview
 * Environmental, Social & Governance
 * What we invest in
 * FAQs
 * Climate Change

 * 
   Go back
 * Retirement
 * Overview
 * Access super in retirement
 * Our account based pension Choice Income
 * Transition to retirement
   
 * Plan your retirement
   
 * Super & the Age Pension
 * Minimum drawdown rates
 * Retirement webinars

 * 
   Go back
 * Transition to retirement
 * Overview
 * Our TTR Income account

 * 
   Go back
 * Plan your retirement
 * Overview
 * Do I need $1 million to retire?

 * 
   Go back
 * Insurance
 * Overview
 * Income Protection cover
 * Total & Permanent Disablement (TPD) cover
 * Life insurance
 * Do I need cover?
 * Change or cancel your cover
 * Make a claim
 * Transferring insurance to AustralianSuper

 * 
   Go back
 * Employers
 * Overview
 * Join AustralianSuper
 * Super responsibilities for employers
   
 * Corporate Super
 * Super for accountants and bookkeepers
 * Super for self-employed and sole traders

 * 
   Go back
 * Super responsibilities for employers
 * Overview
 * Find out about the business portal
 * How to pay super
 * Record a Nil Advice

 * 
   Go back
 * Tools & advice
 * Overview
 * Your advice options
 * For advisers
 * Education & webinars
 * Find a financial adviser
 * Find my member number
 * Learn
 * Forms & fact sheets
   

 * 
   Go back
 * Forms & fact sheets
 * Overview
 * Product Disclosure Statements
 * Target Market Determinations
 * Dictionary
 * Letter of Compliance (PDF)
 * Pay my super (PDF)
 * Tax and super (PDF)

 * Home
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 * Target Market Determinations

Back to Stepping Stones


TARGET MARKET DETERMINATIONS

A TARGET MARKET DETERMINATION (TMD) DESCRIBES THE TARGET MARKET FOR A FINANCIAL
PRODUCT AND RELEVANT CONDITIONS IN RELATION TO THE DISTRIBUTION OF THE PRODUCT
TO CONSUMERS. IT ALSO INCLUDES THE EVENTS OR CIRCUMSTANCES WHERE WE MAY NEED TO
REVIEW OUR PRODUCTS AND THE TMD.

TARGET MARKET DETERMINATIONS ARE A REQUIREMENT OF THE TREASURY LAWS AMENDMENT
(DESIGN AND DISTRIBUTION OBLIGATIONS AND PRODUCT INTERVENTION POWERS) ACT 2019.

Advice licensees and financial advisers can learn more about design and
distribution obligations (DDO), including reporting requirements here.




SUPERANNUATION PLANS

 

AUSTRALIANSUPER PLAN

This TMD describes the target market for the AustralianSuper Plan, an
employer-sponsored accumulation product open to full-time, part-time, and casual
employees of any industry.

download 

 

PERSONAL PLAN

This TMD describes the target market for the Personal Plan, a product open to
people who are self-employed, sole traders, a partner in a partnership, are not
currently in paid employment or are employed but would not have Superannuation
Guarantee contributions as set out in the Superannuation Guarantee
(Administration) Act 1992 paid into this product.

download 

 

AUSTRALIANSUPER SELECT

This TMD describes the target market for AustralianSuper Select, an
employer-sponsored accumulation product open to people working for an eligible
AustralianSuper Select employer who offers employees a super product with
tailored insurance arrangements.

download 

 

SUPER OPTIONS

This TMD describes the target market for Super Options, an employer-sponsored
accumulation product open to people working for an eligible Super Options
employer who offers employees a super product without default Income Protection
cover.

download 

 

GHD SUPERANNUATION PLAN

This TMD describes the target market for the GHD Superannuation Plan, an
employer-sponsored accumulation product open to GHD employees.

download

 


RETIREMENT INCOME PLANS

 

TTR INCOME

This TMD describes the target market for TTR Income, a ‘transition to
retirement’ pension product open to people wanting to reduce their work hours or
grow their super savings, while still receiving a regular income.

download

 

CHOICE INCOME

This TMD describes the target market for the AustralianSuper Choice Income
product, an account-based pension open to people seeking to turn their super
into a regular income in retirement.

download 

 


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AUSTRALIANSUPER IS A PROFIT-FOR-MEMBER FUND. THIS MEANS WE DON’T PAY PROFITS OR
DIVIDENDS TO SHAREHOLDERS, SO PROFIT WE MAKE IS FOR MEMBERS.

The information shown on this website is general information only. We haven’t
taken into account your needs or personal objectives when providing the
information. You should assess your own financial situation and needs and read
the relevant Product Disclosure Statement before making a decision about
products on this website. A Target Market Determination (TMD) is a document that
outlines the target market a product has been designed for. Find the TMDs at
australiansuper.com/tmd. This website is provided by AustralianSuper Pty Ltd ABN
94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394
898 Superannuation Fund Number (SFN): 2683 519 45, Superannuation Product
Identification Number (SPIN): STA0100AU.
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