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EDUCRATSWEB.COM >> SENIOR CITIZEN SAVING SCHEME - EDUCRATSWEB.COM
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SENIOR CITIZEN SAVING SCHEME
Posted By educratsweb.com ❄ Government Schemes 🗓 Sunday January 16 2022 👁 154
Senior Citizen Saving Scheme is an an ideal scheme for senior citizens and for
those who have retired either from service, to provide security in old age.
BENEFITS
* Interest shall be payable from the date of deposit to 31st march/ 30th June/
30th September/ 31st December on 1st working day of
April/July/October/January as the case may be, in the first instance and
thereafter, interest shall be payable on 1st working day of
April/July/October/January on quarterly basis.
* Current Rate of Interest Payable ie. 8.6%
* Deposits in SCSS qualify for deduction u/s 80-C of Income Tax Act.
ELIGIBILITY
* An individual who has attained the age of 60 year or above on the date of
opening of an account or an individual who has attained the age of 55 years
or more but less than 60 years and has retired under superannuation or
otherwise.
* A retired Personnel of Defence Services (Excluding Civilian Defence
Employees), who has attained the age of 50 years can also subscribe to the
scheme subject to fulfilment of other specified conditions.
* A depositor may open an account individually or jointly with spouse.
* The deposit in the account shall be in the multiples of 1000/- and not
exceeding Rs. 15 lakh.
* The account can be closed after expiry of 5 year from the date of opening of
account.
* The depositor may extend the account for further period of 3 years.
* Premature closure is permissible after expiry of one year from the date of
opening account subject to certain conditions.
WHOM TO CONTACT
Account can be opened in Post office and branches of authorised banks.
APPLICATION FORM
Click here for Scheme related Forms.
For more information about the scheme, click here.
--------------------------------------------------------------------------------
SENIOR CITIZEN SAVING SCHEME IDEAL SCHEME FOR SENIOR CITIZENS AND THOSE WHO HAVE
RETIRED EITHER FROM SERVICE PROVIDE SECURITY OLD AGEBENEFITSINTEREST SHALL
PAYABLE THE DATE DEPOSIT 31ST MARCH 30TH JUNE SEPTEMBER DECEMBER 1ST WORKING DAY
CASE MAY FIRST INSTANCE THEREAFTER INTEREST QUARTERLY BASISNBSPCURRENT RATE
INTEREST PAYABLE 86DEPOSITS SCSS QUALIFY DEDUCTION 80-C INCOME TAX
ACTELIGIBILITYAN INDIVIDUAL HAS ATTAINED AGE YEAR ABOVE OPENING ACCOUNT YEARS
MORE BUT LESS THAN UNDER SUPERANNUATION OTHERWISEA PERSONNEL DEFENCE SERVICES
EXCLUDING CIVILIAN EMPLOYEES
--------------------------------------------------------------------------------
SENIOR CITIZEN SAVING SCHEME SENIOR CITIZEN SAVING SCHEME SENIOR CITIZEN SAVING
SCHEME SENIOR CITIZEN SAVING SCHEME SENIOR CITIZEN SAVING SCHEME SENIOR CITIZEN
SAVING SCHEME SENIOR CITIZEN SAVING SCHEME
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