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By continuing to browse, you agree to our use of cookies. * Menu * Search * * BenefitsPRO An ALM Exclusive Brand * Sign In Register * Home * Benefits Broker Benefits Broker Core and Group Health Voluntary Benefits Consumer Driven Health Care Health Care Reform Benefits Sales Strategies Broker Innovation Lab Broker Regulation Enrollment Practice Management Leads * Benefits Manager Benefits Manager Employer-Paid Employee-Paid Compliance HR Regulation HR Technology Cost-Containment Employee Participation Wellness C-Suite Retirement * Retirement Advisor Retirement Advisor Defined Contribution Advisor Sales Strategies Retirement Regulation Advisor Technology Retirement Trends Defined Benefits Investment Instruments Legal Leads * Magazine Current Issue Previous Issues * Luminaries Event Coverage Event Site * FreeERISA * BenefitsPRO Broker Expo * Instant Insights * Events * Editorial Calendar * Resource Center * Broker Innovation Lab * Newsletters * Webcasts * Podcast Center * About Us * Contact Us * Site Map * Advertise With Us * Terms of Service * Privacy Policy * Follow BenefitsPRO * * * Copyright © 2022 ALM Global, LLC. 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Sign In REGISTER * Benefits Broker * Core and Group Health * Voluntary Benefits * Consumer Driven Health Care * Health Care Reform * Benefits Sales Strategies * Broker Innovation Lab * Broker Regulation * Enrollment * Practice Management * Leads * Benefits Manager * Employer-Paid * Employee-Paid * Compliance * HR Regulation * HR Technology * Cost-Containment * Employee Participation * Wellness * C-Suite * Retirement * Retirement Advisor * Defined Contribution * Advisor Sales Strategies * Retirement Regulation * Advisor Technology * Retirement Trends * Defined Benefits * Investment Instruments * Legal * leads * Magazine * Current issue * Previous issues * Luminaries * Event Coverage * Event Site * FreeERISA * BROKER EXPO * LEads * Benefits Leads * 401(k) Leads * More * Special Reports * FreeERISA * BROKER EXPO * Instant Insights * Expert Perspectives * Events * Editorial Calendar * Resource Center * Newsletters * Webcasts * Podcast Center * Expert Opinion The future of work: The 6 biggest workplace trends in 2023 & beyond Rob Frohwein Employees will continue to be in the driver’s seat. That’s why It’s imperative for employers to focus on employees’ well-being and mental health – and get more creative with compensation. * Case Study Employers recognize need to improve efforts to manage and pay for performance Alan Goforth "The need to demonstrate to employees how their pay is tied to performance has never been greater," says Alex Weisgerber, senior director of work and rewards for WTW. * Best Practices Mental health: How employers can help provide support Kevin Robertson Creating a compelling and impactful communications strategy to keep employees engaged year-long is a key challenge, but also an important opportunity. * Profile 2023 BROKER OF THE YEAR: SUBMIT YOUR NOMINATION TODAY! BenefitsPRO Editors | November 17, 2022 Nominate yourself, a peer, or a colleague today for 2023 BenefitsPRO Broker of the Year. * News STUDY ENDORSES EXTENSION OF MEDICAID COVERAGE FOR CHILDREN Dan Cook | Dezember 29, 2022 The omnibus spending bill heading toward Congress appears to be taking the lead in keeping that coverage intact from year to year. * News SYSTEM INTENDED TO STOP REPEAT HEALTH CARE FRAUD IS FLAWED Michael Popke | Dezember 28, 2022 Individuals are “bilking” Medicare and Medicaid after they were supposed to be banned. * Best Practices 6 KEY TRENDS INFLUENCE EMPLOYEE BENEFITS IN 2023 John Greenbaum | Dezember 28, 2022 In 2023, more companies will think beyond traditional employee benefits approaches. * Best Practices 4 HR TRENDS THAT WILL SHAPE THE WORKPLACE IN 2023 Dave Carhart | Dezember 28, 2022 There are specific trends we can bank on taking center stage in 2023 and the teams that make it through will have a plan for what comes next. * Case Study FLEXIBLE BENEFITS GROW IN IMPORTANCE IN 2022: SURVEY Joel Kranc | Dezember 28, 2022 Employee benefits remain a critical component of the relationship between employers and employees. * FETTUCINE ALFREDO IS A LITTLE RICH FOR MY BLOOD Ed Ligonde and Eric Silverman | Dezember 28, 2022 Join Eric and Ed for a discussion about dealing with higher-than-average renewals. * Best Practices WINNING THE 2023 TALENT WARS WILL TAKE A SHIFT IN BENEFITS DESIGN AND MANAGEMENT Linda Keller and Jeff Faber | Dezember 27, 2022 Organizations that move in these directions with their employees and their benefits in 2023 and beyond will do more than strengthen their employer relationships over time. * Case Study WORK-FROM-ANYWHERE ARRANGEMENTS IMPACT PRODUCTIVITY, BURNOUT AND TRUST Alan Goforth | Dezember 27, 2022 Although remote and hybrid arrangements largely have been a success for businesses, some employers remain concerned about their impact on productivity, burnout and trust. * Commentary INSURANCE AND PETS AND VETS: OH MY! Jennifer Nocco and Jenny Wolski | Dezember 27, 2022 Despite pets now being prioritized as family members, the penetration of pet insurance remains exceptionally low. * Best Practices WITH HEALTH CARE COSTS RISING FAST, IT’S TIME TO REIN IN CHRONIC DISEASE EXPENSES Travis Rush | Dezember 27, 2022 U.S. employers will pay 6.5% more on average for 2023 employee health care coverage. Instead of lamenting inflation, let’s address the slow burn of chronic disease costs. TRENDING STORIES 1. The future of work: The 6 biggest workplace trends in 2023 & beyond 2. Winning the 2023 talent wars will take a shift in benefits design and management 3. You can take it with you: The portable retirement benefit for small employers 4. Work-from-anywhere arrangements impact productivity, burnout and trust 5. With health care costs rising fast, it’s time to rein in chronic disease expenses INSTANT INSIGHTS / PREPARING FOR OPEN ENROLLMENT: TIPS FOR SUCCESS * INFLATION COULD MAKE OPEN ENROLLMENT DIFFICULT FOR BROKERS By Alan Goforth |September 08, 2022 40% of U.S. workers say inflation will force them to cut back on benefits during open enrollment. * 3 TIPS FOR BETTER EMPLOYEE BENEFITS COMMUNICATION * DIGITAL TOOLS THE NEW STANDARD FOR OPEN ENROLLMENT ENGAGEMENT * THE 6 MOST IMPORTANT THINGS TO DO NOW FOR A SUCCESSFUL OPEN ENROLLMENT * BROKERS, EMPLOYERS SEE A NEED FOR MORE OPTIONS IN COMING OPEN ENROLLMENT SEASON Browse Instant Insights → Read More Stories → * Podcast BEING A BETTER PATIENT - WITH BRET BRUMMITT Josh Butler|December 22, 2022 How to become a better patient, better consumer, of health care BEFORE you hit the doctor's office. Know the right questions to ask. Fight for your… * News MEDICAID WAGE CASE: INJUNCTION REJECTED News Service of Florida|December 22, 2022 Leon County Circuit Judge Angela Dempsey denied the injunction request, saying, in part, that any harm was speculative. * Expert Opinion OKAY, SECURE 2.0 HASN'T PASSED YET, BUT … EMPLOYERS, GET READY! John James|December 22, 2022 The sweeping new retirement savings legislation will likely become law any day now, however, it’s not a catch-all solution and employers still need to make some adjustments to further differentiate themselves. * Best Practices 3 OPPORTUNITIES TO SPARK BUSINESS GROWTH IN 2023 Matt Mallory|December 22, 2022 Agents and brokers who continually help clients assess and mitigate risks will continue to evolve their businesses to provide quality service. * WORKPLACE LIFE INSURANCE AND THE LIFECYCLE OF NEEDS Marty Traynor|December 22, 2022 Most people need to consider permanent lifetime insurance to cover the basics, wherever they are in their lifecycle. * News ARTHUR J. GALLAGHER & CO. ANNOUNCES $660M ACQUISITION OF BUCK Alan Goforth|December 21, 2022 The transaction is expected to close during the first half of 2023, subject to customary regulatory approvals. * Market InsightsResearch SAY NO TO CRYPTO? 3 REAL ASSET INVESTMENT STRATEGIES FOR 2023 Alan Goforth|December 21, 2022 In the wake of the recent FTX scandal, tangible, more down-to-earth assets are attractive to many investors and things like crypto are not, according to a new Mercer report. * News NEAR THE FINISH LINE? SECURE 2.0 INCLUDED IN $1.7B SPENDING BILL AS CONGRESS WINDS DOWN Alan Goforth|December 21, 2022 The highly anticipated retirement security bill, SECURE 2.0 Act, which is expected to become law by the end of 2022, is one step closer to passage, as it is now attached to the omnibus appropriations bill now before Congress. * Research INFLATION’S RIPPLE EFFECT HITTING 403(B)S, AS PLAN SPONSORS SEE AN OPPORTUNITY Scott Wooldridge|December 21, 2022 For 2023, 52% of plan sponsors say providing financial wellness tools will be a top priority, since nonprofits are placing a greater emphasis on financial education, says a new report. * Best Practices TWO STRATEGIES TO CREATE AN INNOVATIVE FUTURE OF WORK IN 2023 Mark Banfield|December 21, 2022 No one can predict what the future will look like, but DEX tools can help ease the transition for both employees and employers. Load More Stories * Best Practices COMMUNICATIONS STRATEGIES HR CAN USE TO STRENGTHEN THE WORKFORCE IN 2023 Dinesh Sheth|December 21, 2022 A new year provides an opportunity to press the reset button and implement new communications strategies for HR. * Case Study MORE THAN HALF OF ALL PTO WASN’T USED IN 2022, SURVEY FINDS Willa Hart|December 21, 2022 31% of employees say working remotely makes it more difficult to take PTO. * Podcast DIVORCE IS HARD! Ed Ligonde and Eric Silverman|December 21, 2022 Whether you are leaving the client, or the client’s leaving you, losing that relationship stings. But how you handle that news is the key to success. * Expert Opinion CYBER INSURANCE TRENDS TO WATCH IN 2023: WHAT EMPLOYERS NEED TO KNOW Neil Ellis|December 20, 2022 As the frequency of cyber attacks increases, so has demand for cyber insurance. However, insurers are now asking for more proof companies have certain cybersecurity strategies in place before providing coverage. * Expert Opinion ‘SHOPPABLE’ HEALTH CARE TRANSPARENCY’S LAGGING: HOW EMPLOYERS CAN CUT COSTS NOW Jeff Bak|December 20, 2022 In 2023, employers can expect to pay more than double the 2022 increase in health insurance costs, and brokers are in a unique position to help their clients see that there are solutions to combat rising health care costs. * Expert Opinion SECURE 2.0 ACT CAN IMPROVE RETIREMENT SAVINGS FOR 100M WORKERS, BUT WILL IT PASS? Scott Wooldridge|December 20, 2022 Retirement savings plans could see a significant upgrade if this pending legislation becomes law before the end of the year, giving small businesses more ability to offer plans and opening up opportunities to gig workers. * Best PracticesExpert Opinion RAISING THEIR GAME: HOW BROKERS CAN SELL BENEFITS (AND HELP CLIENTS BOOST RETENTION) Bryce Sanders|December 20, 2022 As a benefits professional, you are in a unique position to help employers attract and retain employees. Here are eight ways to deepen your relationship with your clients by helping them drive employee loyalty. * Case Study QUESTIONS ABOUT CONTRACEPTION ACCESS, OPTIONS AND COST LINGER FOLLOWING DOBBS DECISION Alan Goforth|December 20, 2022 Four in 10 females of reproductive age do not know that most insurance plans are required to pay the full cost of birth control for women. * Best Practices TACKLING PAY EQUITY: KEY CONSIDERATIONS FOR LEADERS Tanya Jansen|December 20, 2022 By implementing data collection, automation and transparency, it can prove to be a critical tool to attract and retain today’s workers. * News EMPLOYEES LOSE LEVERAGE IN PUSH FOR REMOTE WORK Paul Bergeron|December 20, 2022 As the numbers of remote-only jobs shrink, the number of applicants for them grows. Load More Stories * News HEALTH SYSTEMS HAVE BEGUN CHARGING FOR PATIENT PORTAL INTERACTIONS Scott Wooldridge|December 20, 2022 As online services increasingly replace in-person encounters, it’s likely that health providers will feel a need to monetize these services. * Best PracticesExpert Opinion TOP 2023 EMPLOYEE BENEFITS COMPLIANCE PRIORITIES: WHAT EVERY EMPLOYER NEEDS TO KNOW Dan Kuperstein|December 19, 2022 National, state and local rules may continue to change, but employers need to be aware of regulatory changes and consult with their broker, compliance team and other trusted advisors. * Best Practices HR PROFESSIONALS PLAN AHEAD FOR LOOMING RECESSION Michael Popke|December 19, 2022 Recent UK survey sheds light on how HR professionals in the United States can prepare. * Q&A NO ONE CAN STOP WHAT WE'RE DOING: A Q&A WITH RACHEL MEANS Paul Wilson|December 19, 2022 "I can’t teach compassion, but I can teach the industry and strategies," says Rachel Means, the founder and CEO of Employee Benefits Consulting * MORE EMPLOYERS MOVING RETIREES TO MEDICARE ADVANTAGE: HERE’S WHY Kristen Beckman|December 19, 2022 Just 13% of large employers offer health benefits to Medicare-eligible retirees, but switching to a MA plan may limit access to services, according to a new report. * Market Insights GIG ECONOMY HERE TO STAY – AND GROWING Dan Cook|December 19, 2022 While gig workers do have some gripes about their choice to do it alone in the workplace, most who have gigged are not going back to employee status. * Expert Opinion MESSAGE RECEIVED? DELIVERING EFFECTIVE BENEFITS EDUCATION (EVEN ON A TIGHT BUDGET) Chris Luongo|December 19, 2022 Plan sponsors should educate employees using every possible tool from virtual to written to on-site meetings, as well as directing messaging to certain groups of participants. * Research 8 TOP-RATED RETIREMENT SYSTEMS AROUND THE GLOBE (& WHAT US PLANS COULD DO BETTER) Tom Gresham|December 19, 2022 Choice is good for participants, but too much choice is counterproductive in retirement systems, according to a new Morningstar report that evaluated retirement systems in eight “highly educated and wealthy countries.” * WHY THE FUTURE OF LONG-TERM CARE MAY BE HYBRID Frank Morang|December 19, 2022 If you’ve worked as a consultant or broker for any length of time, you’ve sensed this conversation coming for a while now: The discussion around… * Market InsightsNews FED HIKES INTEREST RATES BY ‘ONLY’ 0.5%: FINANCIAL ADVISORS SHARE STRATEGIES FOR 2023 Alan Goforth|December 16, 2022 After four consecutive 0.75 percentage point hikes, the Federal Reserve dialed back its inflation-fighting effort, but signaled more hikes to come in 2023. Load More Stories * Expert OpinionUpdate WAGE TRANSPARENCY LAWS COMING TO A STATE OR CITY NEAR YOU Tanya Jansen|December 16, 2022 With the new laws, employers can gain a significant boost for talent, as nearly 8 in 10 employees expressed that they’re more likely to submit an application to listings with realistic salary ranges, according to a new report. * Market Insights POPULARITY OF FREELANCING ON THE RISE AS 4 IN 10 WORKERS PARTICIPATED THIS YEAR Alan Goforth|December 16, 2022 Two-thirds of workers surveyed more optimistic about their job or career opportunities as a freelancer. * NewsUpdate ‘TRIPLEDEMIC’ OF COVID, FLU, RSV: TRIPLE THREAT TO RETURN-TO-OFFICE POLICIES (& HOLIDAY PARTIES) Alan Goforth|December 16, 2022 While public health officials are urging masks in Los Angeles, New York City and other areas, employers across the US might encourage employees to stay home if they are not feeling well and are symptomatic, recommend experts. * Best Practices 3 QUESTIONS YOU SHOULD ASK YOUR BENEFIT TECHNOLOGY PARTNERS Nick Rockwell|December 16, 2022 Ask your potential partners these key questions to find the right fit. * News STATES PRESSURE BIDEN TO LOWER DRUG PRICES BY ALLOWING IMPORTS FROM CANADA Phil Galewitz, Kaiser Health News|December 16, 2022 Colorado on Dec. 5 became at least the fourth state to seek federal permission to use the strategy, following Florida, New Hampshire, and New Mexico. * Case Study UPTAKE REMAINS MINIMAL FOR POPULATION HEALTH MANAGEMENT Dan Cook|December 16, 2022 Controlling clinical costs and clinical quality emerged as the No. 1 motivator for implementing population health plans, as cited by 31% of respondents. * BE CURIOUS, NOT JUDGMENTAL! Ed Ligonde and Eric Silverman|December 16, 2022 Join Eric and Ed for a discussion about being underestimated, knowing when a group is not a good fit for you, or you for them, and making sure that you both are working towards a common goal. * Best Practices USE IT, DON'T LOSE IT: 4 RESPONSIBLE WAYS TO SPEND FSA DOLLARS THAT ENHANCE EMPLOYEE HEALTH BENEFITS Rachel Rouleau|December 15, 2022 By educating employees in these final weeks of 2022, you can help them make the most of their contributions while also helping them stay happy, healthy, and productive. * Market Insights THE DEBATE BEHIND “QUIET QUITTING”: THE YOUNGER GENERATION’S APPROACH Olivia Storey|December 15, 2022 Between 2019 and 2022, the percentage of engaged employees under the age of 35 dropped by 6%. * Research MILLENNIALS SAY THEY NEED $1.8M TO RETIRE (GEN Z, $1.4M) – BOTH WANT MORE 401(K) OPTIONS Tom Gresham|December 15, 2022 While nearly half of younger workers say they would like crypto as a choice in their 401(k), what’s even more surprising is that nearly half also say they would like an annuity option, according to a new study. Load More Stories * Expert OpinionNews PENSION, RETIREMENT POLICY COMMITTEES SEND LETTER TO CONGRESS: PASS SECURE 2.0 ALREADY! Alan Goforth|December 15, 2022 The actuarial group relayed its support of automatic enrollment in new 401(k)s, benefit portability and other key provisions of the landmark legislation, expected to become law by the end of 2022. * Market InsightsNewsResearch GLOBAL RECESSION? THAT’S WHAT VANGUARD PREDICTS FOR 2023 Alan Goforth|December 15, 2022 Economic conditions today - and those anticipated in the coming months - are similar to those that have signaled global recessions in the past, says the world’s second-largest investment manager. * News HEALTH CARE SYSTEMS NAVIGATE RISING EXPENSES & DECLINING REVENUES Paul Bergeron|December 15, 2022 But medical office buildings still remain a darling for investors. * Best Practices 3 TIPS FOR PREPARING COMPENSATION PLANS FOR AN UNCERTAIN 2023 Natasha K. A. Wiebusch|December 15, 2022 With recession worries and an unyielding labor market, employers need to prioritize compensation strategy. * Case Study WORKERS FAVOR HEALTH AND WELLBEING SERVICES WHEN CHOOSING AN EMPLOYER Joel Kranc|December 15, 2022 Employees who rate their manager as strong in five key areas (autonomy, charisma, humanity, participative, and team-oriented) have better mental health than those rating their manager poorly. * NewsResearch ESG INVESTMENTS LOWER THAN EXPECTED, TOTALING $8.4 TRILLION: HERE'S WHY Alan Goforth|December 14, 2022 As recent major regulatory developments in the SEC and DOL will likely shape sustainable investing for years to come, the Forum for Sustainable and Responsible Investment released its latest findings. * InvestigationNews THE HOSPITAL BILL WAS $674,856: WHY DID THE STATE PAY BLUE CROSS OVER $2 MILLION? John Tozzi|December 14, 2022 New Jersey, which has one of the country's largest state employee health plans, has an ongoing conflict with Horizon Blue Cross Blue Shield, alleging the insurer failed to deliver on a program designed to reduce health care costs. * Research AMERICANS SAY 2023 IS THE YEAR OF ‘LIVING SENSIBLY,’ WHEN IT COMES TO FINANCIAL GOALS Alan Goforth|December 14, 2022 Consumers say they had significantly less money this past year due to inflation and are taking a less optimistic, more pragmatic view of their finances – save more money, pay down debt and spend less money, says a new study. * News CALLING ON CONGRESS: LAWMAKERS URGED TO PASS EMPLOYEE EMERGENCY SAVINGS PLANS Willa Hart|December 14, 2022 An emergency savings policy – which would automatically enroll employees into savings programs – would align with the goals of the U.S. retirement system, wrote employers in a letter sent to House and Senate leaders. * Best Practices HEALTH CARE 2023: THE NEXT BIG STEP NEEDS TO BE HEALTH IMPROVEMENT Jeff Margolis|December 14, 2022 Decision-makers in both the health care industry and government need to get on the same wavelength more often and really work for the common good. Load More Stories * Case Study CYBER INSURANCE DEMAND CREATES OPPORTUNITY FOR AGENTS, BROKERS Mary Parsons|December 14, 2022 Chubb study finds that more consumers are taking steps to thwart cyberattacks but it may not be enough to fully shield them. * Best Practices QUIET FIRING: THE NEW NOISE IN WORKPLACE TRENDS Annie Rosencrans|December 14, 2022 Quiet firing is more a sign of poor people management and an overall lack of organizational strategy towards people development within a business. * Best Practices PREPARING FOR PAY TRANSPARENCY REGULATIONS: COMMUNICATE SALARY RANGES ACROSS YOUR ORGANIZATION Ashley Brounstein|December 14, 2022 HR, recruiters and hiring managers all need to understand how to implement salary ranges efficiently and effectively to ensure compliance and stay competitive. * IRS' 2023 CONTRIBUTION LIMITS FOR HSA, FSA, 401(K): WHAT PLAN SPONSORS NEED TO KNOW Natalie Miller|December 13, 2022 Due to inflation, some of the new numbers are substantially higher than their 2022 counterparts. * NewsUpdate SUPREME COURT WILL HEAR 2ND CHALLENGE TO BIDEN STUDENT DEBT RELIEF PLAN IN FEBRUARY Marcia Coyle|December 13, 2022 The new challenge was filed by two student loan borrowers and will be considered by the high court, which has already agreed to hear arguments on another lawsuit, with decisions expected by June. * SMALL BUSINESSES STRUGGLE WITH ERC TAX CREDIT SUBMISSIONS Joel Kranc|December 13, 2022 63% of business leaders and decision makers feel their business lacks resources or needs help handling Employee Retention Tax Credit (ERC) tax credits. * NewsUpdate CVS, WALGREENS AGREE TO PAY $10.7 BILLION TO 17 STATES TO SETTLE OPIOID PRESCRIPTION LAWSUITS Emily Cousins|December 13, 2022 Though the drug chains have not admitted to wrongdoing, CVS would pay $5 billion while Walgreens would pay $5.7 billion to states and local governments for opioid crisis abatement and remediation programs. * HOW MUCH WILL COVID-19 VACCINES COST AFTER THE FEDERAL GOVERNMENT STOPS PAYING FOR THEM? Michael Popke|December 13, 2022 KFF warns that the per-dose commercial price could quadruple. * Best Practices JOURNEY MAPPING: A KEY TO IMPROVING THE EMPLOYEE EXPERIENCE Jason Romanosky|December 13, 2022 Creating an employee journey map can be a valuable tool for HR professionals who want to identify where employees may start to feel disengaged. * Podcast NON-SURGICAL HEALTH CARE SOLUTIONS – WITH MARK TESTA Eric Silverman|December 13, 2022 Eric and Mark dig into the unconventional way Mark found himself in the benefits space, as he was a practicing chiropractor, and how that unique experience has shaped his views of the benefits industry, the healthcare industry, and how he’s using that dual knowledge to improve both sides. Load More Stories * Best Practices CAREGIVER SUPPORT PROGRAMS AND BENEFITS ARE A MUST-HAVE Jessica Kim|December 13, 2022 There is a deep need for comprehensive caregiver support, and employers play a critical role in building this care infrastructure. * Best Practices BOOST RETENTION WITH BUDGET-FRIENDLY, INTERNAL CHANGE Willa Hart|December 12, 2022 The first step for any individual HR professional looking to boost retention is to figure out why employees are leaving their particular organization. * Podcast SUCCESS IS NOT ABOUT WINS AND LOSSES Ed Ligonde and Eric Silverman|December 12, 2022 Join Eric and Ed for a discussion about how you create success by building a lasting relationship with your clients through doing what is best for them, not just what makes you the most money. * Best PracticesExpert Opinion YEAR-END 401(K) CHECKLIST: HOW TO PREVENT COSTLY STUMBLES IN 2023 Jennifer Tanck, Esq. and Laura Battle|December 12, 2022 It’s time to do a top-to-bottom review, taking a holistic approach that enables employers and advisors to check the overall health of the plan and gauge how prepared it is to deal with changes. * News STATES ARE CONSIDERING EXTENDING POSTPARTUM MEDICAID COVERAGE Matt Volz|December 12, 2022 The 15 states that limit postpartum Medicaid eligibility to 60 days are predominantly a swath of Republican-led states that stretch from the Mountain West to the South. * Commentary HR LESSONS FROM ELON MUSK'S TWITTER TAKEOVER Dr. Anna Tavis|December 12, 2022 It is too early to offer the full autopsy of Twitter’s post-acquisition turmoil, but a few preliminary observations could be instructive for leaders, managers, and HR. * News NEW BIPARTISAN RETIREMENT SAVINGS BILL INTRODUCED (WHILE AWAITING SECURE 2.0) Alan Goforth|December 12, 2022 The Retirement Savings for Americans Act would establish a new program that gives workers access to portable, tax-advantaged retirement savings accounts with federal matching contributions for low- and middle-income workers. * News OPERATING MARGINS FOR THREE LARGEST HEALTH SYSTEMS EXCEED PRE-PANDEMIC LEVELS, STUDY FINDS Alan Goforth|December 12, 2022 “Industry reports have suggested that hospitals had high margins in 2020 and 2021 but have faced significant financial challenges in 2022,” the report concludes. * Best Practices LOOKING TO SELL YOUR BROKERAGE? YOU NEED AN ADVISOR Charles Goldblum, CFA, CFP|December 12, 2022 The difference between what you think your brokerage is worth and what the highest bidder will pay is often very different. Why does this happen? What do you need to do? And what else should you be thinking about? * Expert Opinion FINANCIAL SAFETY NET: HOW EMPLOYERS CAN SET UP EMERGENCY RELIEF FUNDS FOR EMPLOYEES Rachel Schneider|December 09, 2022 Companies are making emergency funds easily available to workers regardless of the nature of the emergency, often helping them afford basic living expenses like housing, food, and utilities amidst their hard times. Load More Stories * Q&A ADDRESS AND AVOID EMPLOYEE BURNOUT: A Q&A WITH RACHEL BELLOW Lily Peterson|December 09, 2022 Rachel Bellow, co-founder of Bonfire Women suggests engaging with your employers in what work they love and what work they loathe. * Best Practices 5 QUESTIONS TO ASK WHEN DEVELOPING AN ENGAGING MULTIGENERATIONAL WORKPLACE Jikku Venkat|December 09, 2022 The modern workforce is more multigenerational than ever, with employees of all ages working side by side. * Research NEW & IMPROVED: PLAN SPONSORS PRIORITIZING 401(K) PLAN DESIGN AMID TODAY'S CHALLENGES Joel Kranc|December 09, 2022 Of those plan sponsors who reported full employee participation, 80% had a plan financial advisor, according to a Morgan Stanley, who just enhanced its design. * Expert Opinion NAIL YOUR NICHE: 11 WAYS TO GET PROSPECTS TO COME LOOKING FOR YOU Bryce Sanders|December 09, 2022 There are certain steps you can take – align to a prospect’s timetable, cultivate influencers or maintain a stellar online presence – that make it easy for prospects to seek you out. * Case Study EMPLOYERS CAN TAKE STEPS TO HELP REDUCE HIGH MATERNAL MORTALITY RATE IN U.S. Alan Goforth|December 09, 2022 “Employers are in a unique position to hold health insurers and vendors accountable for the work they do and how equitable access to quality care is achieved,” according to a new report from Mercer. * News BIDEN ANNOUNCES $36 BILLION IN RELIEF FOR AILING TEAMSTERS’ PENSION FUND Joel Kranc|December 09, 2022 This largest-ever rescue covers 350,000 workers and retirees of the Central States Pension Fund, one of the largest multi-employer pension plans in the nation that was projected to become insolvent in 2026 prior to the pandemic. * Market Insights INCREASE IN LABOR COMPETITION LEADS TO GREATER INVESTMENT IN EMPLOYEE EXPERIENCE Willa Hart|December 09, 2022 63% of respondents say challenges due to the shift from in-person to remote and hybrid work has led to a willingness to invest more in EX. * News FUND GIANT VANGUARD QUITS CLEAN ENERGY ALLIANCE, AFTER PUSHBACK FROM 13 STATES Frances Schwartzkopff and Alastair Marsh|December 08, 2022 Last week, 13 Republican state attorneys general asked federal energy officials to consider blocking the world's second-largest fund manager from buying utility stocks because of its relationship with the Net Zero Asset Managers coalition. * Market InsightsNews FUTURE-PROOFING RETIREMENT: HOW TO PLAN FOR 2023 (WITH SECURE 2.0 AS A WILDCARD) Alan Goforth|December 08, 2022 It’s no easy task in a turbulent economy for plan sponsors to look ahead, with a new Congress taking power in January and not knowing if the current Congress will enact SECURE Act 2.0 in the post-election session next week. * Market Insights COMPENSATION FOR CEOS SOARS IN PANDEMIC’S WAKE Michael Popke|December 08, 2022 The executive pay gap between large and small companies is shrinking, too Load More Stories * Research 401(K) REAL ESTATE INVESTING: HOW DC PLANS CAN LEARN FROM DB PLANS Scott Wooldridge|December 08, 2022 Defined benefit retirement plans have successfully implemented real estate investments for almost 50 years and there is increase interest and adoption in DC plans, according to a J.P. Morgan study. * News HEALTH INSURANCE INCREASES ARE UNSUSTAINABLE, NEW POLICES MIGHT HELP EMPLOYERS GAIN LEVERAGE Scott Wooldridge|December 08, 2022 There is consensus in the business world that health care costs are too high; the question is how to address the problem. * Podcast HANDLE HR COMPLAINTS MORE EFFECTIVELY — WITH JARED POPE David Saltzman|December 08, 2022 This week's episode delves into dealing with workplace complaints—reasons why employees are hesitant to report cases, as well as challenges on the employer… * RETHINKING HEALTH BENEFITS STRATEGY IN LIGHT OF THE GREAT REALIZATION Justin Holland|December 08, 2022 Here are three key benefits strategies that companies and their benefits consultants can leverage to address new employee requirements, while empowering organizations to contain skyrocketing health care costs. * Market Insights SEASONAL WORKERS: THE SUPPLY CHAIN’S MISSING LINK Dan Johnston|December 08, 2022 If your business is slowing down its usual season hiring push, it’s critical to ensure your employees can handle workload amid shifts in holiday demand. * Expert Perspectives Presented by UMR HEALTH CARE PAYMENT INTEGRITY: WHY IT MATTERS MORE THAN EVER Ann Clifford|December 07, 2022 With health care spending rising, payment integrity solutions can play an increasingly important role in how brokers help clients reduce costs. * News SELF-FUNDED PLANS SUE ANTHEM, ALLEGING OVERCHARGING AND OTHER ERISA VIOLATIONS Emily Cousins|December 07, 2022 Employers claim that the health care company, now known as Elevance Health, breached its fiduciary duties under ERISA because they were denied access to plan claims due to mismanagement of funds. * Expert OpinionResearch PROMOTING YOUR PACKAGE: REINTRODUCING THE FULL SPECTRUM OF YOUR BENEFITS TO WORKERS Aaron Harding|December 07, 2022 Financial wellness benefits and education provide an opportunity to put the pieces together and teach employees to apply the full range of workplace benefits, such as pre-tax transit benefits or education costs, to their personal financial needs. * Market InsightsResearch SELF-DIRECTED 401(K) PARTICIPANTS (MOSTLY GEN XERS) SAW BALANCES DROP IN Q3 Michael Popke|December 07, 2022 Even though balances fell from last year and last quarter, asset allocations and trading remained steady heading into the final quarter, according to a Schwab report. * Market Insights THE CHANGE & DISRUPTION OF 2022, AS OPPORTUNITIES GROW HEADING INTO 2023 Alan Goforth|December 07, 2022 The benefits industry catches its breath after a year filled with change and disruption, as opportunities abound heading into 2023. Load More Stories * Market Insights WHAT CONSUMERS NEED TO KNOW ABOUT NEW REPRODUCTIVE HEALTH BENEFITS Sally Prather and Danielle Capilla|December 07, 2022 It’s important for consumers to be apprised of the scope and limitations of services that employers may provide in accordance with state law. * Case Study DISAPPEARING BENEFITS: SUBSIDIZED CHILD CARE, FINANCIAL WELLNESS, TUITION ASSISTANCE Dan Cook|December 07, 2022 40% of employers say they had revised the benefits package during the pandemic. * News OFFSETTING COSTS: EMPLOYERS USING PATIENT ASSISTANCE PROGRAMS Julie Appleby, Kaiser Health News|December 07, 2022 The latest twist in a long-running dispute between the drug industry and insurers over which group is more to blame for rising costs to patients. And patients are, again, caught in the middle. * EMPATHETIC BENEFITS STRATEGIES: HOW TO BOOST EMPLOYEE ENGAGEMENT AND RETENTION Sherri Bockhorst|December 07, 2022 Approaching benefits as a year-round activity is key to building engagement by leveraging tactics that empower employees to better understand what’s available to them, why it matters, and how to access those programs when and where they need them. * Expert Opinion BUSINESS BUILDING: 8 WAYS TO DRIVE OPPORTUNITY WITH CURRENT CLIENTS Bryce Sanders|December 06, 2022 Because you take an interest in a client’s business, they want you to succeed in your business too. That’s why you need to make them aware of the ways they can help you build your book of business. * Expert Opinion ARE MOST PENSION PLANS REALLY CLOSE TO BEING ‘FULLY FUNDED’? Ryan McGlothlin|December 06, 2022 In some cases, plan sponsors are being told that their termination basis funding levels are significantly lower than they actually are, which could be a result of misinformation tied to outdated glide paths or lump sum pension payouts. * Expert OpinionResearch PUTTING 401(K)S ON AUTOPILOT: TAKE PLAN DESIGN TO THE NEXT LEVEL IN 2023 Dave Stinnett|December 06, 2022 Looking to the year ahead, now's the time to take stock of your company’s retirement plan to ensure it has adopted the following automatic features that help set your workforce up for investment success. * News STUDY REVEALS THAT RURAL WORKERS ARE MORE LIKELY TO LACK PAID SICK LEAVE Scott Wooldridge|December 06, 2022 Data suggests that companies based in rural areas who do offer paid medical leave might have a significant advantage in attracting and retaining workers. * Case Study EMPLOYEES OFTEN DREAD OPEN ENROLLMENT, MISUNDERSTAND BENEFIT OPTIONS, SURVEY FINDS Alan Goforth|December 06, 2022 29% of those surveyed indicated they were unaware of the life insurance benefits their company offers to them. * Research CHANGE THE CONVERSATION: EMPLOYERS NEED TO MAKE RETIREMENT PLANNING MORE ACCESSIBLE Tom Gresham|December 06, 2022 Plan sponsors need to be more receptive to bringing in someone that's going to give holistic advice to employees – to educate them about saving for retirement – and it all starts with employers, says a new study. Load More Stories RESOURCE CENTER eBook Sponsored by ArmadaCare Going Beyond Ordinary Benefits Browse More Resources › White Paper Sponsored by Progyny The Do's and Don'ts of an Equitable Family Building Benefit Program: How to Identify and Remove Inequities in Your Family Building Benefits Browse More Resources › Guide Sponsored by Empathy Your Guide to Bereavement Care Benefits: How to Build a Smart, Effective Policy Browse More Resources › Guide Sponsored by Empathy Guide to Bereavement Care Benefits: How to Build a Smart, Effective Policy Browse More Resources › Guide Sponsored by Color Health Essential Care Delivery for the Modern Workforce: Providing Clients' Employees Simple, Accessible & Convenient Care Browse More Resources › eBook Sponsored by ArmadaCare Go Beyond Ordinary Benefits Browse More Resources › Report Sponsored by Invesco Show Me the Income: Discovering Plan Sponsor & Participant Preferences for Creating Retirement Income Browse More Resources › Report Sponsored by Invesco Show Me the Income: Discovering Participant Preferences for Creating Retirement Income Browse More Resources › White Paper Sponsored by Garner Health How Better Data and Incentives Can Enrich Benefits and Combat Rising Healthcare Costs Browse More Resources › White Paper Sponsored by Walmart Health Virtual Care More Than a Trend: Why Telehealth Is the New Standard Post-Pandemic Browse More Resources › Report Sponsored by Empathy The Cost of Dying: Examining the True Impact of Bereavement in America Browse More Resources › Infographic Sponsored by ArmadaCare By the Numbers: The Unintended Consequences Of HDHPs Browse More Resources › White Paper Sponsored by Healthee Why the Secret to Saving Time, Money & Resources Lies With Your Healthcare Benefits Browse More Resources › White Paper Sponsored by Imagine360 A Transformative Solution to Manage Healthcare Costs Browse More Resources › White Paper Sponsored by Gallagher Digital Health: Assessing Prescription Digital Therapeutics Browse More Resources › Infographic Sponsored by ArmadaCare Executive Physicals: A Personalized Roadmap to Optimize Leaders' Health & Wellness Browse More Resources › White Paper Sponsored by Garner Health A Center Of Clinical Excellence In Your Neighborhood: The Importance of Physician Performance Browse More Resources › Guide Sponsored by Progyny How to Support Your Employees: A Guide to the Mental Health Impact of Infertility for HR & People Leaders Browse More Resources › White Paper Sponsored by Empathy What to Do Immediately When an Employee Has a Death in the Family Browse More Resources › White Paper Sponsored by Garner Health How to Use the New Healthcare Transparency Data Browse More Resources › Case Study Sponsored by Imagine360 Case Study: How the World's Largest Boat Retailer Found Ongoing Health Plan Success Browse More Resources › Infographic Sponsored by ArmadaCare Coverage Gaps with Jack and Jill Browse More Resources › Infographic Sponsored by ArmadaCare The True Cost of Cutting Healthcare Coverage Browse More Resources › Interactive Asset Sponsored by IDX Hybrid Work Fuels Concerns Over Data Privacy for Employees and Employers Browse More Resources › White Paper Sponsored by Imagine360 Unlock your health plan's hidden potential Browse More Resources › Video Sponsored by ArmadaCare Powerful Workforce Solutions Browse More Resources › White Paper Sponsored by Walmart Health Virtual Care The Burnout Epidemic: Why Employers Must Address Work-Related Burnout & How Telebehavioral Health Can Help Browse More Resources › Report Sponsored by ArmadaCare Benefits By The Numbers 2022 Browse More Resources › Guide Sponsored by Imagine360 Broker Guide: Your Client Wants a Better Self-Funding Experience. Now What? Browse More Resources › Guide Sponsored by ArmadaCare Supplemental Simplified: A Quick Reference Guide Browse More Resources › White Paper Sponsored by MeMD Telehealth, COVID-19 and Health Equity: The Good, the Bad and the Future Browse More Resources › Article Sponsored by ArmadaCare A Look Behind The HDHP/HSA Curtain Browse More Resources › Interactive Infographic Sponsored by ArmadaCare Carve-Out Coverage: A Closer Look at Excepted Benefits Browse More Resources › Guide Sponsored by ArmadaCare 2022 Hot Trends in Benefits Browse More Resources › Guide Sponsored by ArmadaCare Top 6 Conversation Starters for Better Benefits Browse More Resources › Guide Sponsored by ArmadaCare What Type of Broker Are You? Browse More Resources › White Paper Sponsored by Walmart Health Virtual Care The Evolving Role of Telehealth Benefits in a Post-COVID World Browse More Resources › prev next RESOURCES GOING BEYOND ORDINARY BENEFITS From ArmadaCare Discover how you can use modern workplace benefits to become an employer of choice. Download Resource › THE DO'S AND DON'TS OF AN EQUITABLE FAMILY BUILDING BENEFIT PROGRAM: HOW TO IDENTIFY AND REMOVE INEQUITIES IN YOUR FAMILY BUILDING BENEFITS From Progyny Whether you currently offer family building support or are thinking about adding it to your offering, this white paper reveals the do’s and don’ts of an equitable program to help you avoid common pitfalls and identify the solutions that are best designed to help you meet the needs of a more diverse family building employee population. Download Resource › YOUR GUIDE TO BEREAVEMENT CARE BENEFITS: HOW TO BUILD A SMART, EFFECTIVE POLICY From Empathy Grief-related losses in productivity cost an estimated $100 billion each year in the U.S. Employees who have suffered a traumatic loss are largely left on their own to deal with grief and the logistics of loss. Download this guide to learn how a smart bereavement support program can smooth what is now a rocky process, to boost productivity and morale. Download Resource › GUIDE TO BEREAVEMENT CARE BENEFITS: HOW TO BUILD A SMART, EFFECTIVE POLICY From Empathy When your clients’ employees experience the death of a loved one, they are handed a crushing load of responsibilities. Download this guide to learn how you can help your clients offer their employees holistic, human-centered bereavement care that eases the burden for families as they navigate the practical and emotional challenges of loss. Download Resource › ESSENTIAL CARE DELIVERY FOR THE MODERN WORKFORCE: PROVIDING CLIENTS' EMPLOYEES SIMPLE, ACCESSIBLE & CONVENIENT CARE From Color Health Download this guide to help your employer clients drive access and equity through last-mile population healthcare delivery by bringing critical aspects of primary care to their employees’ homes and worksites in a more cost-effective model than traditional primary care delivery. Download Resource › GO BEYOND ORDINARY BENEFITS From ArmadaCare Discover how your clients can use modern workplace benefits to become an employer of choice. Download Resource › SHOW ME THE INCOME: DISCOVERING PLAN SPONSOR & PARTICIPANT PREFERENCES FOR CREATING RETIREMENT INCOME From Invesco A comfortable retirement means not really worrying about expenses day to day, week to week, and, of course, not having to work or worry about finding new sources of income. Download this report to learn key insights about what employees want and need help from their employers in order to prepare for retirement and how sponsors can help them achieve their goals by offering the right tools, education and retirement income solutions. Download Resource › SHOW ME THE INCOME: DISCOVERING PARTICIPANT PREFERENCES FOR CREATING RETIREMENT INCOME From Invesco A comfortable retirement means not really worrying about expenses day to day, week to week, and, of course, not having to work or worry about finding new sources of income. Download this report to learn key insights about what employees want and need help from their employers in order to prepare for retirement and how sponsors can help them achieve their goals by offering the right tools, education and retirement income solutions. Download Resource › HOW BETTER DATA AND INCENTIVES CAN ENRICH BENEFITS AND COMBAT RISING HEALTHCARE COSTS From Garner Health The key to delivering higher-quality care at a lower cost is getting patients to see high-performing individual doctors. Download this white paper to learn how you can help your employer clients lower out-of-pocket spending for their employees and save 10% or more on overall health benefit costs. Download Resource › MORE THAN A TREND: WHY TELEHEALTH IS THE NEW STANDARD POST-PANDEMIC From Walmart Health Virtual Care Virtual care’s rapid evolution has permanently transformed the healthcare landscape. Are your clients capitalizing on this cost-saving benefit? Download this white paper to help your employer clients realize the bottom-line benefits of telehealth including increased cost savings, greater ROI, improved productivity and easy administration. Download Resource › THE COST OF DYING: EXAMINING THE TRUE IMPACT OF BEREAVEMENT IN AMERICA From Empathy Death places a huge burden on those left behind causing harmed job performance, poorer health and strained finances. It’s important employers understand the implications of death on their employees and how they can best support them. Download this report to help your employer clients be forward-thinking and address bereavement through their benefits. Download Resource › BY THE NUMBERS: THE UNINTENDED CONSEQUENCES OF HDHPS From ArmadaCare Check out these numbers on the unintended consequences of HDHPs. Download Resource › WHY THE SECRET TO SAVING TIME, MONEY & RESOURCES LIES WITH YOUR HEALTHCARE BENEFITS From Healthee When properly utilized, healthcare benefits are one of the most valuable offerings at your company. Download this white paper and learn how to help employees unlock their healthcare benefits and experience all of the organizational upsides without adding more work to your plate. Download Resource › A TRANSFORMATIVE SOLUTION TO MANAGE HEALTHCARE COSTS From Imagine360 While employers are in the driver’s seat when it comes to business operations, managing healthcare costs can be an elusive exception. Traditional health plan approaches present several challenges, but transformative cost-containment solutions are in reach. Download this white paper to help your employer clients manage their healthcare costs and transform their business. Download Resource › DIGITAL HEALTH: ASSESSING PRESCRIPTION DIGITAL THERAPEUTICS From Gallagher Prescription digital therapeutics can help your employees access healthcare quickly and easily. Download this white paper and learn how to improve your benefits package with prescription digital therapeutics and find the best solutions for your staff. Download Resource › EXECUTIVE PHYSICALS: A PERSONALIZED ROADMAP TO OPTIMIZE LEADERS' HEALTH & WELLNESS From ArmadaCare Protect Client Decision-Makers: EP Exam Coverage & More Download Resource › A CENTER OF CLINICAL EXCELLENCE IN YOUR NEIGHBORHOOD: THE IMPORTANCE OF PHYSICIAN PERFORMANCE From Garner Health How can companies identify top doctors and demonstrate the differences to their employees who need care? This white paper reveals methodology for assessing physician performance including how to assess quality and the total cost of care so that employers can save on healthcare benefits costs by referring their employees to doctors who can best help them. Download Resource › HOW TO SUPPORT YOUR EMPLOYEES: A GUIDE TO THE MENTAL HEALTH IMPACT OF INFERTILITY FOR HR & PEOPLE LEADERS From Progyny While fertility coverage by employers continues to progress, the mental health support for individuals with this disease is still often overlooked. This guide will help HR leaders better understand how infertility affects the mental health of their workforce and how they can effectively support employees who may be impacted. Download Resource › WHAT TO DO IMMEDIATELY WHEN AN EMPLOYEE HAS A DEATH IN THE FAMILY From Empathy When a team member or employee is grieving, it’s best that others in the organization respond appropriately. Download this toolkit to help yourself and fellow employees know exactly what to do the moment you are confronted with news of a coworker’s loss. Download Resource › HOW TO USE THE NEW HEALTHCARE TRANSPARENCY DATA From Garner Health To unlock the potential of government-mandated healthcare price transparency data, employers must offer new tools that provide their workforce the information and incentives they need to see efficient providers. Download this white paper and learn about how you can provide your clients with those tools. Download Resource › CASE STUDY: HOW THE WORLD'S LARGEST BOAT RETAILER FOUND ONGOING HEALTH PLAN SUCCESS From Imagine360 Dreading upcoming renewal discussions and the potential double-digit increases from traditional carriers? You don’t have to deliver bad news this year! There’s a better option for your clients. Download this case study and learn how one business and its broker lowered plan costs by $5 million, reduced co-pays and deductibles for the first time in 40 years, and added new health benefits. Download Resource › COVERAGE GAPS WITH JACK AND JILL From ArmadaCare Gap plans that cover everyday health expenses Download Resource › THE TRUE COST OF CUTTING HEALTHCARE COVERAGE From ArmadaCare Quick stats you and your clients need to know. Download Resource › HYBRID WORK FUELS CONCERNS OVER DATA PRIVACY FOR EMPLOYEES AND EMPLOYERS From IDX A study published by BenefitsPRO Custom Solutions and IDX finds 50% of employers are spending more time and resources to address data privacy and security risks in a post-pandemic work world. Download Resource › UNLOCK YOUR HEALTH PLAN'S HIDDEN POTENTIAL From Imagine360 Download this white paper and learn how you can help your clients gain control of rising healthcare costs, deliver better benefits, and provide superior service and support for their employees. Download Resource › POWERFUL WORKFORCE SOLUTIONS From ArmadaCare Coverage they will use, love and want to renew! Download Resource › THE BURNOUT EPIDEMIC: WHY EMPLOYERS MUST ADDRESS WORK-RELATED BURNOUT & HOW TELEBEHAVIORAL HEALTH CAN HELP From Walmart Health Virtual Care Two-thirds of workers are experiencing burnout at work. Help your employer clients address this leading issue with an easy-to-implement telebehavioral health solution guaranteed to lower absenteeism and improve productivity at a low cost. Download Resource › BENEFITS BY THE NUMBERS 2022 From ArmadaCare Know the numbers that are influencing the benefits industry. Download Resource › BROKER GUIDE: YOUR CLIENT WANTS A BETTER SELF-FUNDING EXPERIENCE. NOW WHAT? From Imagine360 The move to self-funded health plans used to be a mostly behind-the-scenes accounting determination. Now it’s a strategic and deliberate decision with operational impacts across a company, with experience being front and center. Download this guide and learn three steps to improving your strategy -- plus helpful client conversation checklists. Download Resource › SUPPLEMENTAL SIMPLIFIED: A QUICK REFERENCE GUIDE From ArmadaCare There’s a lot more to supplemental health insurance than you might think. For instance, voluntary plans aren’t the only type available on the market. Download Resource › TELEHEALTH, COVID-19 AND HEALTH EQUITY: THE GOOD, THE BAD AND THE FUTURE From MeMD The pandemic has fundamentally changed the way Americans access healthcare, and telehealth popularity has soared. Telehealth not only saves employers on benefits costs, but it also closes the gap in healthcare inequity. Download this white paper to help your clients offer competitive benefits in the digital age. Download Resource › A LOOK BEHIND THE HDHP/HSA CURTAIN From ArmadaCare HDHPs have been putting too much financial strain on employees, however, are HSAs alone really an effective solution for your clients? Download Resource › CARVE-OUT COVERAGE: A CLOSER LOOK AT EXCEPTED BENEFITS From ArmadaCare Carve-out coverage is a powerful way to help clients manage overall health plan costs. But to start, it is important to have an understanding of excepted benefits. This interactive infographic explores the four categories and how they can help. Download Resource › 2022 HOT TRENDS IN BENEFITS From ArmadaCare Now a new year is here. What will it take for companies to thrive in 2022? In this guide, we share four hot 2022 trends that advisers and employers should pay attention to. Each one includes key data and what you can do right now to meet changing needs. Download Resource › TOP 6 CONVERSATION STARTERS FOR BETTER BENEFITS From ArmadaCare This conversation starter guide for better benefits will walk you through six simple ways to start a productive conversation with your clients that will add value and position you as their broker of choice. Download now to stay ahead in 2022. Download Resource › WHAT TYPE OF BROKER ARE YOU? From ArmadaCare There are five different approaches and consulting types when it comes to working with employers on benefits. Identify which type you fall into and learn fresh ideas from the other approaches in this guide. Download Resource › THE EVOLVING ROLE OF TELEHEALTH BENEFITS IN A POST-COVID WORLD From Walmart Health Virtual Care Help your clients meet expectations of today’s workforces while controlling costs and improving productivity. Download Resource › prev next Browse More Resources → BENEFITSPRO DON’T MISS CRUCIAL NEWS AND INSIGHTS YOU NEED TO NAVIGATE THE SHIFTING EMPLOYEE BENEFITS INDUSTRY. JOIN BENEFITSPRO.COM NOW! * Unlimited access to BenefitsPRO.com - your roadmap to thriving in a disrupted environment * Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com * Exclusive discounts on BenefitsPRO.com and ALM events. Already have an account? Sign In Now Follow Us On * Benefits Broker * Benefits Manager * Retirement Advisor * Magazine * Luminaries * FreeERISA * BROKER EXPO * More * About BenefitsPRO * Contact Us * Site Map * Advertise With Us * Terms of Service * Privacy Policy * Terms of Service * Privacy Policy Copyright © 2022 ALM Global, LLC. 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