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Text Content

 * Skip to navigation
 * Skip to content
 * Skip to search
 * Skip to site map

Sign On
 * Home
 * Deposit
   * * * Checking
         * Secure Checking
         * Basic Checking
         * Debit & ATM Card FAQs
       * Business Accounts
       * Rates
         * Deposit Rates
         * Loan Rates
     * * Savings
         * Share Savings
         * Youth Savings
         * Club Savings
         * Money Market
       * Certificates
         * Certificate of Deposit
         * IRA
     * 
     * 
 * Lending
   * * * Loans
         * Automobile
         * Recreational
         * Home Equity
         * Mortgages
         * VISA Card
         * Personal
         * Savings Secured
     * * Rates
         * Deposit Rates
         * Loan Rates
       * Vehicle Pricing
     * 
 * eServices
   * * * Applications
       * Online Banking
       * VISA Credit Card Login
       * Online Loan Pay Login
       * Mobile App
     * * Check Reorder
       * Financial Literacy
       * Kirby Kangaroo
       * Financial Calculators
     * 
 * Resources
   * * * Rates
         * Deposit Rates
         * Loan Rates
       * Additional Services
       * Insurance
         * TruStage™
         * GAP
         * Credit Life and Disability
         * Collateral Protection Insurance
     * * Forms
         * Direct Deposit Form
         * Stop Pay Form
         * Change of Address Form
         * Wire Instructions Form
         * Payment Coupons
       * Privacy Policy
       * SWBC Financial Terms & Conditions
     * 
   * * * CFCU Blog
       * Education Center
       * Partner Company Benefits
 * About Us
   * * * Membership
       * About CFCU
       * Find ATMs
     * * Calendar
       * Accessibility
       * Sitemap
     * 
 * Contact Us
   * * * Contact Information
         * Member Services
         * Hours of Operation
         * Routing/ABA Number
         * Mailing Address
         * Credit/Debit Card Information
         * Address Change
     * * Send Us A Message
       * Careers
     * 


 * * * * SEARCH OUR SITE
         
         Search
 * Online Banking Login
 * Visa Login
 * Loan Pay Login
 * Apply for Membership
 * Apply For A Loan
 * Find A Branch
 * ROUTING NUMBER: 253175397

Routing Number: 253175397

|
Open an Account
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Contact Us
|
Apply Online (new window/tab)
|
Find A Branch (new window/tab)
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Rates
|
Loan Pay
 * Home
 * Deposit
   * * * Checking
         * Secure Checking
         * Basic Checking
         * Debit & ATM Card FAQs
       * Business Accounts
       * Rates
         * Deposit Rates
         * Loan Rates
     * * Savings
         * Share Savings
         * Youth Savings
         * Club Savings
         * Money Market
       * Certificates
         * Certificate of Deposit
         * IRA
     * 
     * 
 * Lending
   * * * Loans
         * Automobile
         * Recreational
         * Home Equity
         * Mortgages
         * VISA Card
         * Personal
         * Savings Secured
     * * Rates
         * Deposit Rates
         * Loan Rates
       * Vehicle Pricing
     * 
 * eServices
   * * * Applications
       * Online Banking
       * VISA Credit Card Login
       * Online Loan Pay Login
       * Mobile App
     * * Check Reorder
       * Financial Literacy
       * Kirby Kangaroo
       * Financial Calculators
     * 
 * Resources
   * * * Rates
         * Deposit Rates
         * Loan Rates
       * Additional Services
       * Insurance
         * TruStage™
         * GAP
         * Credit Life and Disability
         * Collateral Protection Insurance
     * * Forms
         * Direct Deposit Form
         * Stop Pay Form
         * Change of Address Form
         * Wire Instructions Form
         * Payment Coupons
       * Privacy Policy
       * SWBC Financial Terms & Conditions
     * 
   * * * CFCU Blog
       * Education Center
       * Partner Company Benefits
 * About Us
   * * * Membership
       * About CFCU
       * Find ATMs
     * * Calendar
       * Accessibility
       * Sitemap
     * 
 * Contact Us
   * * * Contact Information
         * Member Services
         * Hours of Operation
         * Routing/ABA Number
         * Mailing Address
         * Credit/Debit Card Information
         * Address Change
     * * Send Us A Message
       * Careers
     * 


 * * * * SEARCH OUR SITE
         
         Search
 * Online Banking Login
 * Visa Login
 * Loan Pay Login
 * Apply for Membership
 * Apply For A Loan
 * Find A Branch
 * ROUTING NUMBER: 253175397




NEW CAR LOANS

As Low As 4.99% APR*

 



CERTIFICATE OF DEPOSIT

Rates up to 4.40% APY

 


MORTGAGES

Learn More

 


MONEY MARKET

Rates up to 2.90% APY

 


PERSONAL LOANS

As Low As 12.75% APR*

 


Holiday-Auto-loan-banner-1800x600
Drive into the Holidays with our low-interest rate auto loans!

New Auto Loans Rates as low as 4.99% APR*

Used Auto Loan Rates as low as 5.49% APR*

Learn More!
New-Mobile-App-1800x600
New Mobile App is Now Available!
New Mobile App is now Available!

Download Now!
CD-Banner-1800x600
CD Rates up to 4.40% APY!
CD Rates up to 4.40% APY!

Check Out CFCU's Deposit Rates
Holiday-loan-banner-1800x600

Holiday Loan with CFCU!

Rates as low as 12.75% APR*!

Learn More!
Mortgage-1800x600
Now Offering Mortgages!
Now Offering Mortgages!

Learn More
NSF-Banner-1800x600
We've Eliminated NSF Fees!
We've Eliminated NSF Fees!

Learn More
Credit-Card-Banner-1800x600
Check out our CFCU Visa Credit Cards
Check out our CFCU Visa Credit Cards

- No Annual Fee
- Non-Variable Low Rate1
- 1% Cash Back
- Same Interest Rate on Cash Advances and Balance Transfers

Learn More
Recreation-loan-banner-1800x600
Recreational Loan Rates as low as 7.49%!
Recreational Loan Rates as low as 7.49% APR!

Recreational Loan Vehicles and Tractor Equipment includes:
- Motorcycles
- Campers
- Boats
- Tractors
- Recreation Vehicles (RVs)
- All-Terrain Vehicles (ATVs)
- Trailers
and More!

Learn More!
direct-deposit-banner-1800x600
Get Paid Faster!
Get Paid Faster, without the Hassle!

• With Direct Deposit, your checks are automatically deposited into your
account.
• Direct Deposit allows your check to be sent to your checking or savings
account, so you can spend more time doing task you love.
• Avoid dealing with physical checks that can be lost and has your personal
information.

Contact Our Staff for More Information
Home Equity-1800x600
Do More with Your Home
Do More with Your Home

CFCU Home Equity Line of Credit:
• Now Offering Fixed Home Equity Loans
• No Origination Fees
• Rate as low as 8.00%!*
• Payoff Deadline is 15 Years
• No Penalty for Early Payoff or Extra Payments
• Payoff Deadline is 15 Years

Contact Us
Mobile-Deposit-banner-1800x600
Mobile Check Deposit Now Available!
Mobile Check Deposit Now Available!

Deposit a check anytime, from anywhere in the CFCU Mobile App!

Learn More
banking-local-banner-1800x600
Keeping your finances local doesn't mean you have to stay local.
Keeping your finances local
doesn't mean you have to stay local.

With nearly 30,000 ATMs and 5,000+ shared branches means you have more direct,
surcharge-free* access to your account.

FIND A CO-OP ATM OR BRANCH





WHAT OUR MEMBERS SAY


YOU GUYS ARE G R E A T!

I would happily recommend Carolina Federal Credit Union to anyone!  I have had
the pleasure of being a member since 2009 and can only say that the experience
has always been everything that a credit union (or bank) should be.  The
employees are knowledgeable, ready to assist with any question, and always call
you back. If you have to select the option of “call back” when calling in (rare
but occasionally happens), you always receive a call back in a very timely
manner.  My wife and I live in Texas and cannot ask for a better place to have
our money or trust.

John Hitz



I’M HONORED TO BE A MEMBER OF THE CAROLINA FEDERAL CREDIT UNION!

I have been a member for several years now and have truly grown to enjoy and
appreciate my membership. I enjoy the welcoming and friendly atmosphere at CFCU.
I have always been met with a smile and a warm welcome. I have to admit at my
age I wasn’t too sure about downloading the mobile app you offer; however, over
time, I have come to love it. I can see all my accounts, how much money I have
in each one, and how much I owe on each one when the payments are due. I can
even transfer money from one account to another, and I’d never even have to come
to the branch, however, I enjoy seeing everyone and aggravating Jean Brown too
much not to stop by. I would and have recommended CFCU to my family and friends
to become members where you’re not just another account. Exceeding my financial
needs and wants has been refreshing, and I look forward to many more years of
partnership with CFCU. Thanks again and keep up the good work.

Michael Hammack



100% RECOMMENDED

I am very grateful to Carolina Federal Credit Union, they did an excellent job
refinancing my car, thank you, 100% recommended.

Wuilmer L. Maldonado

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AMENITIES

 * Membership
 * Accounts
 * Loans
 * Rates
 * Investments
 * Calculators
 * Hours




ABOUT

 * About CFCU
 * Newsletters
 * Financial Literacy
 * FAQs
 * Privacy Policy
 * Accessibility
 * Site Map


CONTACT US

 * Local: 704-435-0186
 * Toll-Free: 800-378-1955
 * memberservice@carolinafcu.org
 * 1200 E. Church Street Cherryville NC 28021


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Routing Number: 253175397



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Carolina Federal Credit Union will be closed Thursday, November 28th and Friday,
November 29th in observance of the Thanksgiving Holiday. We will return Monday,
December 2nd at 9:00 AM ET. During this time, Carolina Online, Carolina Teller,
and the ATM are available 24/7. Wishing you a Happy Thanksgiving! - The Carolina
Federal Credit Union Team

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