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FINANCIAL EDUCATION – WEBINAR REPLAYS



Couldn’t make a live webinar or have a topic you’d like to revisit? Catch up
anytime with our library of replays. In less than 30 minutes, you can take a
deeper dive into a financial topic that matters to you.


LOOKING FOR A WEBINAR IN SPANISH?

We've compiled our most popular translated webinars all in one place. See
Seminarios web en español below.

Saving for retirement

Saving for your future: 401(k)s and beyond

No matter what your age or stage of life, it’s not too late to start saving.
While 401(k)s are the most common way to save for retirement, there are
additional ways to help provide financial security for your future. Watch to
discover additional ways to save beyond the traditional employer-sponsored plan,
and how to maximize your savings strategy depending on your stage of life.

Essentials of investing: Building for retirement

The essentials of investing: understanding what it is, how it works, and what
strategies can help you meet your future goals—like saving for retirement. After
we cover the basics, we’ll dive into the most important question—how can you
make money from investing? Watch and build up your investing knowledge.

Retirement savings accounts: the differences and what’s best for you

Whether you’re just starting out on your savings journey, or are experienced and
want to learn about more ways to save, it’s important to understand the
differences between retirement savings accounts and what’s best for your
situation.

Retirement savings moves to make in your 20s, 30s, and 40s

We all want to watch our savings grow. Our webinar talks through retirement
savings moves to consider during different life stages. While everyone’s
situation is different, there are still some general ideas that can help you
reach your goals.

Women and savings: Your future in focus

We’re talking about women’s finances, including how to identify your goals and
decide what you may need to save for the future. Figure out what’s motivating
you and what you could do to feel more financially secure in retirement. We’ll
cover budgeting, creating a savings strategy and how to keep saving no matter
what life throws your way.

Roth vs pre-tax contributions

If you're like many people, you may have heard about Roth contributions but
might not really know what they are or why you may use them to help you save for
retirement. Learn more about what you should consider as you choose the option
that's best for you.

Managing daily finances

Teaching kids money basics

From teaching young kids the differences between wants and needs, to showing
teens the value of earning, saving, and consequences of debt, learn how you can
be a positive influence on the children in your life and their financial future.

Unlocking your financial potential with credit

Take the first step toward unlocking your financial potential by learning how to
use credit as a resource. We’ll share some credit-improving tips so you can work
toward reaching your financial goals.

How can a health savings account work for you?

Health care costs are an important part of any financial strategy. An HSA
(health savings account) can be a popular choice when it comes to setting aside
money for medical expenses. An HSA features some significant tax benefits, but
is it the right choice for you? We explore some of the benefits and
considerations.

Debt reduction

Most of us will take on debt at some point in our lives. The key is to maintain
a manageable level of debt—one you can easily afford and quickly pay off. Learn
tips to help keep debt from derailing your long-term goals.

Reviewing your strategy

Market volatility and inflation survival guide

If the combination of inflation and market volatility leaves you felling nervous
about your finances, you're not alone. Learn why inflation happens and how you
can better manage the impacts.

Five ways to start out money-smart

Whether you’re just starting out or you’ve got a few years of work experience
under your belt, you can make decisions today that can help put you on track for
a more financially secure future. Watch to learn five simple ways to start out
money smart.

Investing beyond the basics

Amp up your investing knowledge by learning about more complex strategies, like
understanding some of the behavioral science behind investing, why systematic
investing may be helpful, and how to invest based on personal values.

4-step financial wellness checkup

Now is a great time for a financial wellness checkup. It can give you a better
understanding of how much progress you’ve made toward your goals—and celebrate
the progress you’ve made! Listen in as we walk through four steps to help
improve your overall financial wellness.

A beginner’s guide to investing

If you’re just getting started or looking to polish your investing know-how,
this session is for you. We’ll cover types of investment accounts, how to
diversify (and why it may help you), understanding risk tolerance, and market
volatility. Watch to learn investing basics (in plain speak) and four key
concepts to help you become a more confident investor.

Goal-based budgeting for your future

If your finances have taken a detour, you have new goals, or you’d like to pay
down debt and build up savings, budgeting can help you get there. Watch and
learn how you can make budgeting work best for you, no matter if it’s bare bones
or detailed to the last dollar. And, if you’ve attempted budgeting in the past
to no avail, we have new tips for that too.

Women and wealth: Investing for each life stage

One way to help build your savings to feel more secure in retirement is to
invest. No matter where you are on your savings journey, watch and learn how
investing may help you reach your financial goals throughout different life
stages.

Estate planning

Whether you’re just settling into your career, or you’ve been working hard and
achieving your financial goals for years, estate planning can help formally
protect your assets, allow you to have control over your health care decisions,
and provide for loved ones. Watch and learn what’s included in an estate plan
and the steps you can take to create one so your wishes are carried out the way
you choose.

Financing and planning for higher education

Do you have children who are planning on going to a university or trade school
now or in the future? Or are you thinking of furthering your own education?
Watch and learn five simple steps to help plan, save, and pay for higher
education. We’ll cover scholarships, financial aid, 529 plans, student loans,
and more.

Why you need a will and how to create one

If you have assets, financial accounts, children, or all of the above and then
some—you need a will. Watch and learn the importance of a will, six simple steps
you can take to create one, and how protect your retirement savings and other
funds. Ensure your wishes are known and learn how to help secure your loved
ones’ financial future should the unexpected happen.

Ways Women Can Save and Build Wealth

We’re covering women’s financial wellness. You’ll learn about real steps you can
take to build wealth and save for retirement. We’ll talk about the pay gap,
setting financial goals, budgeting, managing debt, saving, and investing. Watch
the replay and learn tips for reaching your financial goals.

Reassessing finances after a market downturn

Let’s take a look at your accounts to make sure they still align with your
financial goals moving forward—especially if your goals and needs have changed.
We’ll also cover contributions, rebalancing, and strategies to help manage stock
market volatility in the future.

Get a game plan: tackle debt and build emergency savings

No matter how much you make or what stage of life you’re in, it’s important to
prioritize spending and saving so you can reach your financial goals. By
creating a plan to tackle your debt and build an emergency fund, you can protect
yourself from future unplanned expenses and be on your way to a more financially
secure future.

Expanding and Protecting Your Savings

Learn additional ways to save if you’ve already maxed out your retirement
savings accounts and different strategies worth considering to help protect your
hard-earned income and assets. Join us and learn how you could be on your way to
a more financially secure future.

Money talks with loved ones

We understand money talks are personal, so we’ll be sharing tips on when and how
to approach conversations about finances—and most importantly, how to keep it
civil.

5 tips for year-end tax planning

Navigating taxes can feel both tricky and daunting, but by planning early, you
can put yourself in a better spot to handle the upcoming tax season. Watch and
learn five ways you can help improve your financial situation when tax time
rolls around.

Market volatility and recessions 101

While you can't control market volatility, there are actions you can take to
potentially minimize its impact on your retirement savings. Having a plan in
place for a recession or market downturn may help give you confidence to weather
the storm and keep working toward your long-term retirement goals.

Estate planning: Can you DIY?

What is estate planning? It’s things like a will, living will and power of
attorney. Essentially, it’s taking time now to make sure your wishes are honored
later. If you have children to care for, property or belongings, you have an
estate. We’ll talk through some important steps in creating your plan, including
whether you may be able to DIY.

Security check: Are you protecting your information

From shopping, to banking, to buying a car, many of us are used to the
convenience of online transactions. But it’s important to steps to better
protect our personal information online. We’ll explore topics like passwords,
setting up online accounts, and what to do in case of a security breach.

4 ways to tackle student loan debt

Student loans can have a big impact on your finances. Whether you’re just
starting to pay off your loans, or if you’ve been at it for years, a repayment
game plan may help you manage debt and get a better return on the investment in
your education. We’ll look at four ways to conquer student loan debt while not
losing sight of your other financial goals.

Savvy financial moves for women: 5 life moments you don’t want to miss

Women may have some special circumstances when it comes to creating a financial
roadmap. We discuss five life moments where you may want to take stock of your
finances. From a first job through retirement, we’ll look at the moves you might
consider if these moments impact you.

Caring for an aging loved one

Many of us will care for an aging loved one at some point. It’s an important
role, but it can also be a lot to take on. No matter where you are in the
caregiver journey, having a plan in place can help you manage your role while
still taking care of your own needs. This webinar shares tips and resources to
help you and your loved one along the way.

Nearing retirement

Planning for retirement health care

Understand your options for health care before you reach retirement and learn
how to better help manage the expected costs.

Maximizing your Social Security benefit

The landscape of Social Security is changing. It may be more important than ever
to continue to plan for retirement and stay up to date on your potential
benefits. Watch to learn the latest on how much you could receive, when to take
your benefit, how benefits are taxed, and more so you can make Social Security
work best for you.

Four investment strategies nearing retirement

You’ve worked hard to save for retirement. And even if it may seem like a
difficult time to think about retiring, it may be more important than ever to
have a clear plan for how you’ll use your funds effectively so you can feel
secure in retirement. Watch to learn four investing steps you can take now to
help set yourself up for success in retirement. So when you decide you’re ready
to switch gears and retire, your accounts can be ready too.

Prepare for health care coverage in retirement

Watch and learn how you can prepare for one of the largest expenses in
retirement. We’ll cover ways to pay for health care and whether you should
consider long-term care insurance. Plus, we’ll also share health insurance
options if you plan to retire before you’re eligible for Medicare.

Saving and spending strategies nearing retirement

You’ve been building your financial foundation for years. So when it’s finally
time to retire, replacing your work paycheck with a retirement income
paycheck—and maintaining a sense of security—requires a solid strategy. Join us
to learn distribution options and put together a smart withdrawal plan.

Making Social Security work best for you

Social Security is an important piece of a retirement income strategy, but as of
late, the program is facing financial pressure from the pandemic. It’s more
important than ever to continue to plan for retirement and stay up to date on
changes to Social Security and your potential benefits. Watch to learn the
latest on how much you could receive, how benefits are taxed, and more so you
can make Social Security work best for you.

Nearing retirement checklist

If retirement is finally approaching for you, or will be in the next few years,
congratulations! You’ve worked hard to save for your future, and your golden
years are becoming reality. Before you take the big leap into this next phase of
your life, we want to help you ensure you’re ready. Watch and learn seven
important items to check off your “nearing retirement checklist” that will help
you enter retirement in confidence.

Health care costs in retirement: What to expect and how to prepare

Whether you’re close to retirement or you’ve got some time to save, learn how
you can plan for and help manage health care expenses in the future. We’ll
discuss Medicare coverage, how to calculate and budget for health care costs,
and health savings account benefits.

Saving and spending strategies in retirement

You’ve worked hard to prepare for retirement—you don’t want to worry about
depleting your nest egg too soon. We’ll teach you some saving and spending
strategies that could help you extend your savings longer. 

Social Security myths debunked

One of the most important pieces in your retirement puzzle is Social Security.
Join us as we debunk four of the most common myths surrounding how it works,
who’s eligible, and if it will even exist in the future. 

Ways to pay for healthcare in retirement

84% of the happiest retirees have an understanding of healthcare in retirement.*
We can help you get there. Learn how to put together a plan for your healthcare
and expenses in retirement. 

3 ways to make your retirement happier

One thing that makes retirees happier in retirement is feeling more prepared. In
fact, 68% of retirees felt more emotionally prepared when they developed a
plan.1 Our webinar will explore three things you can do today to plan for a
happier retirement in the future.

Seminarios web en español

Cinco maneras de empezar a manejar las finanzas inteligentemente
Independientemente de si estás apenas comenzando en tu carrera o ya tienes
varios años de experiencia, puedes tomar decisiones hoy que pueden ayudarte a
avanzar hacia un futuro con mayor seguridad financiera. No dejes de ver nuestro
video para conocer cinco maneras sencillas de empezar a manejar las finanzas
inteligentemente.

Inversiones: guía para principiantes
Si apenas estás empezando a interesarte en el tema de las inversiones o quieres
saber más, esta sesión es para ti. Hablaremos de los aspectos básicos sobre las
inversiones, los tipos de cuentas de inversión y cuatro conceptos clave para
sentir más confianza con este tema.

Planifica tu cobertura de atención médica para la etapa del retiro
Uno de los mayores gastos en el retiro es el costo de la atención médica. Ve el
seminario web y aprende más acerca de la cobertura de Medicare, las cuentas HSA,
el seguro de atención médica a largo plazo y las maneras de pagar esos costos
del cuidado de la salud.

Aspectos esenciales de invertir: cómo ahorrar para el retiro 
Los aspectos esenciales de invertir: comprender qué es, cómo funciona y qué
estrategias pueden potenciar tus metas a futuro, como ahorrar para el retiro.
Cubriremos los aspectos básicos y luego profundizaremos sobre la pregunta más
importante: ¿cómo puedes generar dinero de las inversiones? 

Cinco pasos para crear un mejor presupuesto
Tener un presupuesto y cumplirlo puede ayudar a la hora de administrar los
ingresos y gastos. Una vez que empieces, verás que crear un presupuesto es más
fácil de lo que pensabas.

Planificación de patrimonio
Bien sea que estés estableciéndote en tu carrera o que hayas estado trabajando
duro durante años para lograr tus metas financieras, la planificación del
patrimonio puede ayudar a proteger tus cuentas formalmente, permitirte tener
control sobre tus decisiones de salud y mantener a tus seres queridos. 

Mira tus finanzas después de un período de inestabilidad económica
Analiza tus cuentas para ver si aún están acorde con tus metas financieras de
aquí en adelante, especialmente si tus objetivos han cambiado. También
hablaremos sobre los aportes, el reajuste de las inversiones y las estrategias
que permiten sobrellevar la inestabilidad del mercado en el futuro.

Planifica oportunamente: enfrenta las deudas y ahorra para emergencias
Independientemente de cuánto ganes o la etapa de la vida en la que te
encuentres, es importante priorizar los gastos y los ahorros para que puedas
lograr tus metas financieras. Al crear un plan para enfrentar tus deudas e
iniciar un fondo de emergencia, puedes tener protección para manejar gastos
imprevistos en el futuro. 

Cuidar a un ser querido de edad avanzada
En algún momento de nuestra vida, muchos tendremos que cuidar de algún ser
querido en edad avanzada. Independientemente de la etapa que estés pasando como
cuidador o cuidadora, es importante que tengas un plan que te permita manejar
tus funciones sin descuidar tu propia vida. 

Echamos por tierra los mitos sobre el Seguro Social
Una de las partes más importantes de tu retiro es el Seguro Social. Únete a
nosotros para echar por tierra cuatro de los mitos más conocidos en cuanto a
cómo funciona, cuáles son los requisitos e incluso, si seguirá existiendo en el
futuro. 

View our most recent webinar

Understanding your options for health care before you reach retirement and how
to better help manage the expected costs. 

Planning for retirement health care
Join the next live webinar

Webinars are held the third Wednesday of every month at 1 p.m. CDT. Join live
and chat with Principal representatives to get answers to your specific
questions.

Register for an upcoming webinar
View our most recent webinar

Understanding your options for health care before you reach retirement and how
to better help manage the expected costs. 

Planning for retirement health care
Join the next live webinar

Webinars are held the third Wednesday of every month at 1 p.m. CDT. Join live
and chat with Principal representatives to get answers to your specific
questions.

Register for an upcoming webinar

* Bureau of Labor Statistics: Consumer Expenditure Survey, Sept 2018.

The subject matter in this communication is educational only and provided with
the understanding that Principal® is not rendering legal, accounting, investment
advice or tax advice. You should consult with appropriate counsel or other
advisors on all matters pertaining to legal, tax, investment or accounting
obligations and requirements.

The Retirement Wellness Planner information and Retirement Wellness Score are
limited only to the inputs and other financial assumptions and is not intended
to be a financial plan or investment advice from any company of the Principal
Financial Group® or plan sponsor. This calculator only provides education which
may be helpful in making personal financial decisions. Responsibility for those
decisions is assumed by the participant, not the plan sponsor and not
Principal®. Individual results will vary. Participants should regularly review
their savings progress and post-retirement needs.   

Insurance products and plan administrative services are provided
through Principal Life Insurance Company, a member of the Principal Financial
Group®, Des Moines, IA 50392.

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© 2023, Principal Financial Services, Inc.

Securities offered through Principal Securities, Inc., member SIPC




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