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MAIN NAVIGATION

 * Personal
 * Select
 * Private
 * Business
 * Corporate


ONLINE BANKING

 * RegisterOpens in new window
 * Log onOpens in new window


SUPPORT

 * Contact us




SUB NAVIGATION

 * Current accounts
   * Closex
   
   
   * CURRENT ACCOUNTS
     
     View all current accounts
     
      
     
     Compare all current accounts
   
   * IN THIS SECTION
     
     * Get £150 for switching to us
     * Santander Edge Up current account
     * Santander Edge current account
     * Everyday Current Account
     * Santander Edge Student current account
     * 1|2|3 Mini Current Account
     * Basic Current Account
     * Joint accounts
     * Overdrafts
   
   * TOOLS AND GUIDES
     
     * Santander Boosts
     * My Money Manager
     * Compare our range
     * Cashback and interest calculator
     * Where can I get Santander Edge cashback
     * Switching your current account
     * Borrowing options
     * Student life and money management
     * Branch locatorOpens in new window
     
     SUPPORT
     
     * Changes to your current account
     * Off sale accounts
     * Supported banking
     * Overdraft repeat use
     * Managing your account online
     * Lost or stolen cards
     * Travelling
     * How interest is paid
     * If finances are a struggle
     * More current account support articles
 * Credit cards
   * Closex
   
   
   * CREDIT CARDS
     
     View all credit cards
   
   * IN THIS SECTION
     
     * Santander Edge credit card
     * All in One Credit Card
     * Everyday Long Term Balance Transfer Credit Card
     * Everyday No Balance Transfer Fee Credit Card
     * Santander World Elite™Mastercard®
   
   * TOOLS AND GUIDES
     
     * Santander Boosts
     * Borrowing options
     * My Money Manager
     * Branch locatorOpens in new window
     * Your credit card repayments
     * Credit card repayment calculator
     
     SUPPORT
     
     * Activating your new card
     * Lost or stolen cards
     * Account alerts
     * Online Banking
     * If finances are a struggle
     * Persistent Debt
     * Helping you when travelling abroad
     * More credit cards support articles
 * Insurance
   * Closex
   
   
   * INSURANCE
     
     View all insurance
     
      
     
     Retrieve a quote
     
      
     
     Help & Support
   
   * HOME
     
     * Home insurance
     * Contents for renters insurance
     * Get a home insurance quote
     
     LANDLORD
     
     * Landlord insurance
     * Get a landlord insurance quoteOpens in new window
     
     LIFE
     
     * Life insurance
     * Over 50s life insurance
     * Get a life insurance quote
   
   * CAR
     
     * Car insurance
     * Electric vehicle insurance
     * Get a car insurance quoteOpens in new window
     
     TRAVEL
     
     * Travel insurance
     * Get a travel insurance quoteOpens in new window
     
     SUPPORT
     
     * Retrieving your quote
     * If finances are a struggle
     * How to make a claim
     * Help with emergencies
 * Loans
   * Closex
   
   
   * LOANS
     
     View all loans
   
   * IN THIS SECTION
     
     * Car loan
     * Debt consolidation loan
     * Home improvement loan
     * Special occasions loan
     * Personal loan
     * Green lending
   
   * TOOLS AND GUIDES
     
     * Branch locatorOpens in new window
     * Borrowing options
     
     SUPPORT
     
     * Complete my loan application
     * What is credit scoring?
     * What affects my loan rate?
     * Early loan repayment
     * If finances are a struggle
     * More loans support articles
 * Mortgages
   * Closex
   
   
   * MORTGAGES
     
     View our mortgages
     
     Greener homes
   
   * NEW CUSTOMERS
     
     * First time buyers
     * Step up: Helping family to buy
     * Remortgaging to us
     * Moving home
     * Later life mortgages
     * Get a decision in principle online
     
     EXISTING CUSTOMERS
     
     * Mortgage support
     * Making an overpayment
     * Paying off your mortgage early
     * Mortgage deals for existing customers
     * Manage your existing mortgage
     * Moving home for existing customers
     * Borrowing more money
   
   * TOOLS AND CALCULATORS
     
     * Change my mortgage calculator
     * Overpayment calculator
     * Compare our new customer rates
     * Home deposit calculator
     * Mortgage calculators
     * My Home Manager
     
     SUPPORT
     
     * Managing your mortgage online
     * How do I get a mortgage?
     * If finances are a struggle
     * More mortgage support articles
 * Savings
   * Closex
   
   
   * SAVINGS
     
     Compare all savings and ISAs
     
      
     
     Saving vs investing
   
   * SAVINGS
     
     * Santander Edge Saver
     * Easy Access Saver
     * Regular Saver
     * Limited Access Saver
     * Fixed Term Saver
     
     ISAS
     
     * Fixed Rate ISAs
     * Easy Access ISA
     * Junior ISA
     * Inheritance ISA
   
   * TOOLS AND GUIDES
     
     * Compare all savings and ISAs
     * Savings and investments
     * Savings hints and tips
     * Guide to ISAs
     * Interest rate finder
     * Branch locatorOpens in new window
     
     SUPPORT
     
     * Saving and investments calculator
     * Changes to your savings accounts
     * ISA transfers
     * If finances are a struggle
     * Supported banking
     * More savings support articles
 * Investments
   * Closex
   
   
   * INVESTMENTS
     
     View Investments
   
   * INVESTING WITH SANTANDER
     
     * Choose your own investments
     * Investment advice
     
     INVESTING FOR BEGINNERS
     
     * Investing for beginners
     * Saving & Investing calculator
     
     INVESTING OPTIONS
     
     * Stocks & Shares ISA
     * Investment Funds
   
   * ALREADY INVESTING WITH US?
     
     * Log onOpens in new window
     * Managing your investments online
     
     INVESTING INFORMATION
     
     * Savings vs Investments
     * Savings & Investments
     * Long term investing
     * Falling interest rates
     * Fees, interest rates and documents
     
     FIND OUT MORE
     
     * Market news and insights
     * Women and Investing
 * Support
   * Closex
   
   
   * SUPPORT
     
     View all Support
   
   * PAYMENTS
     
     * Make a payment or transfer
     * Cheques
     * Direct Debits
     * Disputing a payment
     
     ONLINE AND MOBILE
     
     * Trouble logging on
     * Sign upOpens in new window
     * Online Banking
     * Mobile Banking
     
     CARDS AND PINS
     
     * Lost, stolen or damaged cards
     * Forgotten PIN
     * Activate your card
   
   * CHANGING CIRCUMSTANCES
     
     * Changing your personal details
     * Bereavement
     * If finances are a struggle
     * Rising energy costs
     * Financial health check
     * Supporting customers in prison
     
     SUPPORT WITH YOUR BANKING
     
     * Access to cash
     * Financial Support Hub
     * Tell us once how we can help
     * Banking in your branch
     * Work Café
     * Telephone Banking
     * Independent help and support
     * Power of Attorney
     * Third party access
     * Carers Card Account
     * Branch closures
     * Fraud and security
     * Accessibility
 * Contact us

GET £150 WHEN YOU SWITCH TO AN ELIGIBLE CURRENT ACCOUNT

Flip the switch to give your money a fresh start

Switch your account

Within 60 days of submitting your initial switch request, complete the switch
using the Current Account Switch Service, set up 2 Direct Debits and pay in
£1,500. Sorry we can't offer this if you've received a Santander switch
incentive since September 2021. Offer may be withdrawn at any time. T&Cs and
product eligibility apply.




GETTING MORE FROM YOUR MONEY

From our Easy Access ISA to Fixed Rate ISAs, we have a range which could suit
your needs.

Explore ISAs


SANTANDER EDGE CREDIT CARD

Got a personal current account with us? Earn up to £15 a month cashback by
spending on our Edge credit card.

Monthly fee applies. 29.8% APR representative (variable). Credit is subject to
status.

Explore credit card


SIMPLIFY YOUR FINANCES

With one of our loans, you could combine all of your debts into just one monthly
payment. 

Loans subject to status. Rates from 6.2% APR representative on loans from £7,500
to £15,000.

Debt consolidation loans


SUPPORT FOR PERSONAL CUSTOMERS


UNLOCK YOUR POTENTIAL

Your potential. It’s big. Let’s not keep it locked up. Explore Santander Open
Academy, our free online learning platform.


OUR PARTNERSHIP WITH MACMILLAN CANCER SUPPORT

Get support when you need it most, if you or someone you love is affected by
cancer.


FEEL MORE SECURE IN YOUR FINANCES

Get tips on budgeting, cutting your spending and our new MoneySmart feature.


ACCESS TO CASH

Find out how you can access cash in your local area


FINANCIAL SUPPORT

Bank of England base rate changeBereavementFraud tipsLost or stolen cardsMoney
worriesPersonal Coronavirus supportBusiness Coronavirus support


PRODUCTS

Current accountsMortgagesCredit cardsSavingsInvestmentsInsuranceLoans


CUSTOMER SUPPORT

Branch closuresSupported bankingContact usCheque depositsChanging your personal
detailsMake a payment or transferTrouble logging on to Online Banking


INDEPENDENT SERVICE QUALITY SURVEY RESULTS


PERSONAL CURRENT ACCOUNTS (GB)

Published August 2024

As part of a regulatory requirement, an independent survey was conducted to ask
approximately 1,000 customers of each of the 17 largest personal current account
providers if they would recommend their provider to friends and family. The
results represent the view of customers who took part in the survey.

Take a look at the latest published results




PERSONAL CURRENT ACCOUNTS (NI)

Published August 2024

As part of a regulatory requirement, an independent survey was conducted to ask
approximately 500 customers of each of the 11 largest personal current account
providers if they would recommend their provider to friends and family. The
results represent the view of customers who took part in the survey.

Take a look at the latest published results



As part of a separate regulatory requirement, we have also published the
Financial Conduct Authority service quality information for personal current
accounts.


AUTHORISED PUSH PAYMENT (APP) SCAMS RANKINGS IN 2023 

 

Authorised push payment (APP) scams happen when someone is tricked into
transferring money to a fraudster’s bank account.

These charts use data given to the Payment Systems Regulator by major banking
groups in the UK in 2023.

You can read the full report by visiting www.psr.org.uk/app-fraud-dataOpens in
new window


SHARE OF APP SCAMS REFUNDED 

This is the proportion of total APP fraud losses that were reimbursed, ranked
out of 14 firms.

 



 

 


APP SCAMS RECEIVED PER £MILLION TRANSACTIONS: SMALLER UK BANKS AND PAYMENT FIRMS

This is the amount of money received into the scammer’s account from the victim,
ranked out of all UK banks and payment firms. For example, for every £1 million
received into consumer accounts at Skrill, £18,550 of it was APP scams.

 



 


APP SCAMS SENT PER £MILLION TRANSACTIONS

This is the amount of money sent from the victim’s account to the scammer,
ranked out of 14 firms. For example, for every £1 million of Santander
transactions sent in 2023, £162 was lost to APP scams.



 

 


APP SCAMS RECEIVED PER £MILLION TRANSACTIONS: MAJOR UK BANKS AND BUILDING
SOCIETIES

This is the amount of money received into the scammer’s account from the victim,
ranked out of all UK banks and payment firms. For example, for every £1 million
received into consumer accounts at Santander, £41 of it was APP scams.

 



 

Protecting your money
Stop, Challenge, Protect


FOOTER MENU

About Santander UK
Branch locatorOpens in new window
Branch appointments
Support
Accessibility
Site map
Privacy policy
Cookie policy
Fraud and security
Financial results
Santander CareersOpens in new window
Service status
Welsh language policy
Modern slavery statement
Santander Universities
Santander websites

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London,
NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and
Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority
and regulated by the Financial Conduct Authority and the Prudential Regulation
Authority. Our Financial Services Register number is 106054. You can check this
on the Financial Services Register by visiting the FCA’s
website www.fca.org.uk/registerOpens in new window. Santander and the flame logo
are registered trademarks.


 

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