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PRIVACY

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Last Updated: December 20, 2022

 


TABLE OF CONTENTS

Collection And Use Of Your Personal Information

Use Of Cookies And Other Electronic Technologies

Advertisements

Disclosure Of Your Personal Information

Accuracy, Security, And Retention Of Your Personal Information

Rights With Respect To Your Personal Information

California

Transfer Of Your Personal Information To Other Countries

Links To Third-Party Services

Questions Regarding This Privacy Policy

Modifications To This Privacy Policy

 

Bloomberg L.P. and its affiliates (together “Bloomberg”) respects the privacy
rights of our users and is strongly committed to protecting your privacy. This
privacy policy (“Privacy Policy”) applies to this website, any newsletters
subscribed to via this website, digital subscriptions to Bloomberg.com and
Bloomberg Businessweek, information collected when you subscribe to the print
edition of Bloomberg Businessweek, and any other service or product of
Bloomberg, including other websites, mobile applications, or other digital
properties, as expressly indicated by Bloomberg such as through a link or other
display of this Privacy Policy (collectively, “this Site”).

If you are a California resident, refer to the Privacy Policy’s California
Section for more information.

If you are a Republic of Korea resident, please click here to see the Privacy
Policy for that country.


COLLECTION AND USE OF YOUR PERSONAL INFORMATION

Bloomberg, or where relevant a designated service provider, collects personal
information that you choose to provide or we receive from other sources. This
may include personal information you provide through this Site, on third-party
websites and applications when subscribing digitally to Bloomberg.com or
Bloomberg Businessweek, through registering for our services and products,
through requesting certain Bloomberg services or products, by submitting the
information to enter a sweepstakes, contest, or other promotion or offline in
connection with your Bloomberg Businessweek print edition subscription.

We and designated service providers, may obtain the following types of personal
information in connection with this Site:

 * Name, email address, postal address, account names and passwords, or other
   contact information
 * Signature, online identifier, Internet Protocol address, or other similar
   identifiers
 * Professional, industry, employment-related, or education information
 * Internet or other electronic network activity information, including, but not
   limited to, browsing history, search history, preferences, and information
   regarding a user’s interaction (including reading habits) with an Internet
   website, application, advertisement
 * Demographic information
 * Billing information, credit card number or other financial information, which
   may include personal financial information if submitted by you in a survey on
   the Site
 * Geolocation
 * Audio, electronic, visual or similar information
 * Inferences drawn from the personal information identified above to create a
   profile about a consumer reflecting the consumer’s preferences and behavior

Personal information is obtained directly from you, from others authorized to
provide the information, from activity on the Site, and from other parties with
whom we work, such as service providers, business partners, advertisers,
advertising technology providers, advertising servers, data analytics providers,
and social networks. If you submit personal information about others, you
represent and warrant that you are authorized to do so and that you have
received authorization from the person about whom you are providing the
information and that person has consented to have all information used,
disclosed, and transferred in accordance with this Privacy Policy.

If you choose to link your social media or other third-party accounts to our
services, we may obtain your personal information from these sources. You may
disconnect this link at any time by visiting your account page on these
third-party platforms or the settings page of your mobile device.

We use this information for carefully considered business purposes which also
benefit our customers and which include some or all of the following:

 * to provide and facilitate our services and products
 * to operate our services, products, and systems properly
 * to communicate with you
 * to help Bloomberg improve, upgrade, or enhance our services and products and
   develop new services and products
 * to provide support for our services and products
 * to maintain the quality and safety of products and services, and for internal
   quality control purposes, including debugging to identify and repair errors
   that impair existing intended functionality
 * to provide you with offers and promotions about services and products of
   Bloomberg or of other parties that may be of interest to you
 * to create a “lookalike audience” or “matched audience” of (prospective)
   customers for targeted advertising on social media platforms
 * to enhance your experience with this Site, including to save your preferences
   and login information, create hashed identifiers that can be used to help us
   identify you on our site and third-party sites, provide customized content or
   contextual advertisements, and provide tailored advertisements on our site
   and third-party sites
 * to analyze website usage, analyze use of this Site, and analyze and measure
   ad impressions
 * to protect the interests, rights, safety, or property of Bloomberg or others
   and to monitor compliance with and enforce the terms of any agreement with
   Bloomberg
 * to monitor to detect security incidents and protect against malicious,
   deceptive, fraudulent, or illegal activity, and hold those responsible for
   that activity

You may instruct Bloomberg at any time not to use your personal information
covered by this Privacy Policy to provide you with offers and promotions by
clicking here or through your account settings by clicking here. Please note
that if you exercise choice in this manner, you will continue to receive
communications concerning your account and products and services you requested,
and in response to any requests for information by you. Please also note that
this opt-out process may take some time to complete, consistent with applicable
law. To update your settings for receiving offers and promotions from Bloomberg
Industry Group, please click here.


USE OF COOKIES AND OTHER ELECTRONIC TECHNOLOGIES

Bloomberg and the parties with whom we work (e.g., service providers, business
partners, advertisers, ad technology providers and advertising servers) may
place, view, and/or use “cookies”, web server logs, web beacons, pixels or other
electronic technologies to collect statistical and other information about you
and your use of this Site. This information may include information about the IP
address of your computer, browser type, language, operating system, your mobile
device, device ID, geolocation data, the state or country from which you
accessed this Site’s services, the webpages visited, the date and the time of a
visit, the websites you visited immediately before and after visiting this Site,
the number of links you click within this Site, the functions you use on this
Site, the databases you view and the searches you request on this Site, the
types of articles you read, the data you save or download from this Site and the
number of times you view an advertisement.

Bloomberg and the parties with whom we work may use the information collected
for various reasons, either on behalf of Bloomberg or for the other parties’ own
purposes, including research, analysis, to better serve visitors to this Site
(such as by enabling log-in, providing access to certain sections of this Site,
providing customized content or customized contextual advertisements, or
presenting online advertising on this Site or other websites tailored to your
interests as described further below), to compile aggregate and anonymous
information about usage of this Site and other websites, other statistics, etc.
However, if you have deleted and disabled cookies, these uses will not be
possible to the extent they are based on cookie information. To opt out of
Google Analytics please click here. To opt out of Parse.ly analytics, please
click here.

To assist us with the uses described in this Privacy Policy, information
collected about you and your use of this Site or other websites may be
aggregated, analyzed or combined with personal or other information about you
from other online or offline sources. If you prefer that we not combine
non-personal information that has been collected, through cookies, about your
use of this Site or other websites with personal or other information about you,
then please delete and disable cookies for each browser, on each computer you
use to surf the Web.

Most browsers are set to accept cookies by default. If you prefer, you can
usually set your browser to disable cookies, or to alert you when cookies are
being sent. Likewise, most mobile devices allow you to disable the ability for
geolocation information to be collected from your mobile device. The help
function on most browsers and mobile devices contains instructions on how to set
your browser to notify you before accepting cookies, disable cookies entirely,
or disable the collection of geolocation data. You need to set each browser, on
each device you use to surf the Web. Thus, if you use multiple browsers (e.g.,
Chrome, Safari, Internet Explorer, Firefox, etc.), you should repeat this
procedure with each one. Similarly, if you connect to the Web from multiple
devices (e.g., work and home), you need to set each browser on each device.
Depending on your jurisdiction, you may be able to utilize additional cookie
management tools. However, if you disable certain cookies or refuse to accept a
request to place a cookie, it is possible that some parts of this Site, such as
the polls, surveys, contests, and product sales, and certain areas of this Site
for which you need to log in, will not function properly, and the advertising
you receive when you visit this Site may not be advertisements tailored to your
interests.


ADVERTISEMENTS

Bloomberg, its designated service providers, or third-party advertisers or their
advertising servers may also place or recognize unique cookies on your computer
or use other electronic technologies in order to help display advertisements
that you see on this Site or on other websites. Information about your visits
to, and activity on, this Site and other websites, an IP address, the number of
times you have viewed an advertisement, your interests and preferences and other
such usage information is used, alone or in combination with other information,
to create aggregate groups of users and to display advertisements that may be of
particular interest to you or a group of users with similar interests to you. We
may use Web beacons, provided by third-party advertising companies, to help
manage and optimize our online advertising and product performance. Web beacons
enable us to recognize a browser’s cookie when a browser visits this Site, and
to learn which banner ads bring users to this Site. The use and collection of
your information by third-party service providers, and third-party advertisers
and their advertising servers is not covered by this Privacy Policy. Bloomberg
adheres to the industry’s Self-Regulatory Principles for Online Behavioral
Advertising located here. To “opt out” of advertising cookies placed by
participating companies in the Self-Regulatory Program for Online Behavioral
Advertising, and thereby limit the tracking of your online activity and the
targeted advertising you receive, please click here for browsers and
click here for mobile devices. To “opt out” of advertising cookies placed by the
Network Advertising Initiative’s (“NAI”) online behavioral advertising member
networks, and thereby limit the tracking of your online activity and the
targeted advertising you receive, please click here for browsers and
click here for mobile devices. To opt out of advertising cookies for Your Online
Choices if you are based in the EU, please click here.

In addition, as stated above, we may use your personal information to enhance
your experience on our Site and other sites. In order to accomplish this, we may
share information about you along with a hashed version of your email address or
phone number with third-party advertising companies so that they and we can
facilitate customized ad campaigns and other offers on our Site and on other
platforms. “Hashing” transforms your email into an unrecognizable series of
numbers and letters (e.g. a “hashed” version of jane@email.com would
bek5f7g23@email.com). You may opt out by clicking here and also by using the
designated “Do Not Sell or Share My Personal Information” tool within Bloomberg
digital properties.

Some third party websites and platforms also allow you to manage the collection
and use of your information for advertising purposes. Google Ad Manager, Google
Analytics for Display Advertising, and other designated service providers assist
Bloomberg with advertisement display functions and related analytics for this
Site. To opt out of tailored advertising from Google tracking technologies,
please click here.

Note that even if you exercise choice for targeted advertising, you will still
receive online advertising, but the advertisements will be more general in
nature. You may still continue to see targeted advertising if you do not opt out
via the designated methods and/or if you wish to remain a subscriber.


DISCLOSURE OF YOUR PERSONAL INFORMATION

Bloomberg may disclose the personal information described above with our
affiliates and designated service providers, for the business purposes set out
in this Privacy Policy. Bloomberg may also disclose to third parties, including
advertising networks, data analytics providers and social networks, your use of
our or other websites, including online identifiers, Internet Protocol address,
and Internet or other electronic network activity information, and the services
provided by us for the business purposes set out in this Privacy Policy.
Bloomberg may disclose your personal information (excluding security photographs
or video) with a sponsor or other third party (“Third-Party Provider”) that
provides you with offers or promotions that may be of interest to you. You may
instruct Bloomberg at any time not to share your personal information covered by
this Privacy Policy with such Third-Party Providers by clicking here and
submitting your email address and selecting “Bloomberg on Behalf of Select
Partners”. Please note that (i) this opt-out process may take some time to
complete, consistent with applicable law; and (ii) even after such opt-out
process is completed, your personal information may continue to be shared with
our affiliates (including affiliated websites under common ownership or control)
and designated service providers.

Bloomberg may also disclose your personal information to unaffiliated third
parties if we believe in good faith that such disclosure is necessary to: (a)
comply with any applicable law, rule, or regulation, or in response to a
subpoena, court order, or other legal process, subject to Bloomberg’s Law
Enforcement Data Request Statement; (b) protect the interests, rights, safety,
or property of Bloomberg or others; (c) monitor compliance with and enforce any
terms of service on this Site; (d) provide our services and products (including
allowing a purchaser of Bloomberg or a Bloomberg division to continue to serve
you); (e) perform other activities related to such services and products,
including billing and collection; (f) provide you with offers, promotions or
advertisements from Bloomberg; or (g) operate the systems that provide our
services and products properly.

If you participate in certain features of this Site (e.g., sharing news stories
of interest), please note that any information you or others voluntarily
disclose through use of these features, becomes available to the public and/or
other users whom you have designated. If you choose to provide access to
designated individuals, please be aware that any information you post will be
visible to such individuals for their use. Bloomberg is not responsible for the
information that you or others choose to disclose publicly on this Site, and
neither Bloomberg’s nor others’ use of such information is subject to this
Privacy Policy.

The collection, further use, and/or disclosure of your information by
Third-Party Providers or by other third parties is not the responsibility of
Bloomberg. Rather, such collection, use, and/or disclosure is governed by the
third parties’ privacy policies.


ACCURACY, SECURITY, AND RETENTION OF YOUR PERSONAL INFORMATION

Any personal information you provide to Bloomberg is kept on secure servers.
Bloomberg uses security measures appropriate to the provision of the relevant
product or service, such as reasonable administrative, technical, personnel, and
physical measures (a) that are designed to safeguard personal information
against loss, theft, unauthorized use, disclosure, or modification; and (b) to
ensure the integrity of the personal information. To help us protect your
privacy, you should maintain the secrecy of the logon ID and password you may
have set up in connection with your participation in this Site’s services.
Personal information is retained for as long as is necessary for the purpose(s)
described in this Privacy Policy, or as may be permitted under applicable law.
For example, personal information is retained if the information is reasonably
necessary to manage your relationship with us or to provide our products and
services to you.  To determine the appropriate retention period, we will
generally consider the following criteria: the length of time needed to achieve
the purpose your information was collected for; whether you ceased using our
services or products; the existence of any relevant legal proceedings; or
applicable legal and regulatory requirements.


RIGHTS WITH RESPECT TO YOUR PERSONAL INFORMATION

Depending on the jurisdiction, you may have the following rights with respect to
your personal information:

 * To access and request certain information about the processing of your
   personal information
 * To obtain a portable copy of your personal information
 * To correct personal information
 * To delete personal information
 * To restrict processing of certain personal information
 * To object to the processing of personal information
 * To withdraw consent, where this was the lawful reason for processing
 * To lodge a complaint with the relevant supervisory authority

Please bear in mind that if you exercise such rights this may affect our ability
to provide our products and services.

To exercise a right related to your personal information, please contact us by
clicking here or by e-mailing us at privacy@bloomberg.com. While Bloomberg will
make reasonable efforts to accommodate your request, we also reserve the right
to impose certain restrictions and requirements on such requests, if allowed or
required by applicable laws. In the event that we cannot take action with
respect to a request relating to your personal information, in certain
jurisdictions, you may have the right to appeal that decision by e-mailing us at
privacy@bloomberg.com.

Please note that it may take some time to process your request, consistent with
applicable law.

If you choose to exercise these rights, we may ask that you provide sufficient
information, including the products and services you have used in the past, your
state and country of residence, and contact information, in order for us to
verify your identity and process your request. Depending on the types of
requests, we may ask for additional information.

You may use an authorized agent to submit a request on your behalf related to
your personal information. If you choose to use an authorized agent, you should
supply your agent with written permission to act on your behalf in relation to
your request, and your agent must provide us with proof of such authorization
before we process your request.


CALIFORNIA

If you are a California resident, the information below applies to you and
supplements the information provided above.

Certain information collected on this Site, including your log-in and password,
may constitute “sensitive personal information” as that term is defined by the
California privacy law. However, Bloomberg only uses such information to provide
our services and products or as otherwise permitted under California privacy
law.

While we do not “sell” your personal information in exchange for money or
“share” your personal information for cross-context behavioral or targeted
advertising outside of the use of electronic technologies to provide relevant
advertisements, to the extent that certain practices described above relating to
advertising constitute targeted advertising, or are considered “selling” or
“sharing” under California privacy law, you may adjust your preferences by using
the designated tool within Bloomberg’s digital properties. You may also submit a
request by selecting the “Do Not Sell/ or Share My Personal Information” option
in this form to opt out future sales in other contexts.

If you choose to exercise these rights set out in this Privacy Notice, you also
have a right not to receive discriminatory treatment for exercising your rights.

To opt-out of further “sales” or “sharing” of your personal information by
downstream participants in tailored advertising who are signatories to the IAB
Privacy, LLC’s Limited Service Provider Agreement (LSPA), please click  and opt
out on the listed digital property of the downstream participant. Additionally,
where recognized, we treat global privacy control signals as a request to
opt-out of the “sale” or “sharing” of personal information.

Additionally, certain browser plug-ins provide options for communicating opt-out
preference signals such as global privacy control.  Where recognized, we treat
global privacy control signals as a request to opt-out of the “sale” or
“sharing” of personal information.

California Civil Code Section 1798.83 permits you to request information
regarding the disclosure of your personal information by Bloomberg L.P. to its
affiliates and/or third parties for their direct marketing purposes. To make
such a request, please send an email with your first name, last name, mailing
address, email address and telephone number to privacy@bloomberg.com. Please
include “California Privacy Rights” in the Subject line of your email.

You may also make such a request by writing to us at:

Bloomberg L.P.
Attn: Legal Department
731 Lexington Avenue
New York, NY 10022

The Site is intended for a general audience and is not directed at children
under the age of 16, nor do we have actual knowledge that we “sell” or “share”
the personal information of children under the age of 16. If you have knowledge
that a child under the age of 16 has submitted personal information to us, we
request that you contact us via one of the methods listed above so that we may
delete the information.


TRANSFER OF YOUR PERSONAL INFORMATION TO OTHER COUNTRIES

Some of the uses and disclosures mentioned in this Privacy Policy may involve
the transfer and processing of your personal information to and in various
countries that may have different levels of privacy protection than your
country. By using our products and services, you acknowledge and agree to such
transfers and processing, including to and in the United States. We implement
appropriate safeguards to protect such personal information, which may include
(without limitation) European Commission approved standard contractual clauses,
to protect your personal information that is transferred. Bloomberg’s
Intra-Group Personal Data Protection Statement provides additional information
about Bloomberg’s personal data protection, security and transfer practices and
explains how those practices ensure there are appropriate safeguards in place to
protect personal information and is available here.


LINKS TO THIRD-PARTY SERVICES

Bloomberg may provide links or access to third-party websites or other digital
properties, including social networking websites. Since we do not control
third-party digital properties and are not responsible for any information you
may provide while on such digital properties, we encourage you to read the
privacy policies on those websites before providing any of your information on
such digital properties.


QUESTIONS REGARDING THIS PRIVACY POLICY

If you have questions regarding this Privacy Policy, please contact us
at privacy@bloomberg.com. Please include “Privacy” in the subject line of your
inquiry. If you have complaints about Bloomberg’s processing of your personal
information, you may have the right to contact the applicable supervisory
authority.


MODIFICATIONS TO THIS PRIVACY POLICY

Bloomberg reserves the right to change this Privacy Policy at any time by
indicating revisions through the “Last Updated” date at the top of the Privacy
Policy. Such changes will be effective upon posting.


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