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LOANS FOR


STARTUP EQUITY


LIQUIDITY FOR FOUNDERS, EMPLOYEES, & INVESTORS


WITH NO PERSONAL RECOURSE

$2 Trillion is held by shareholders in private U.S. tech companies.
 However,
that value is inaccessible until the company goes public or gets acquired. Prism
offers shareholders the optimal liquidity solution.

Get Started



OUR INVESTORS

Henrique Dubugras

Co-Founder, Co-CEO



Ryan Petersen

Founder, Executive Chairman



Alexandr Wang

Founder, CEO



Ryan Breslow

Founder, Chairman



Harry Hurst

Co-Founder, Vice Chairman








Henrique Dubugras

Co-Founder, Co-CEO



Ryan Petersen

Founder, Executive Chairman



Alexandr Wang

Founder, CEO



Ryan Breslow

Founder, Chairman



Harry Hurst

Co-Founder, Vice Chairman








Henrique Dubugras

Co-Founder, Co-CEO



Ryan Petersen

Founder, Executive Chairman



Alexandr Wang

Founder, CEO



Ryan Breslow

Founder, Chairman



Harry Hurst

Co-Founder, Vice Chairman








Henrique Dubugras

Co-Founder, Co-CEO



Ryan Petersen

Founder, Executive Chairman



Alexandr Wang

Founder, CEO



Ryan Breslow

Founder, Chairman



Harry Hurst

Co-Founder, Vice Chairman








Henrique Dubugras

Co-Founder, Co-CEO



Ryan Petersen

Founder, Executive Chairman



Alexandr Wang

Founder, CEO



Ryan Breslow

Founder, Chairman



Harry Hurst

Co-Founder, Vice Chairman









SIMPLE & STRAIGHTFOWARD


GET A LOAN SECURED



BY YOUR STARTUP SHARES


OUR PLATFORM CAN FIND AN OFFER FOR YOUR VERIFIED SHARES IN MINUTES.

Sign Up




WHY BORROW?


PRISM CAN SAVE YOU MONEY VS. SELLING


CHOOSE A REAL EXAMPLE:


Unicorn Index1

Affirm

Cloudflare

DocuSign

GitHub

LinkedIn

Opendoor

Palantir

Slack

Uber

Unicorn Index
$1.3BSeries X-
$2.7BExit-
1.9xGrowth From Unicorn to Exit2.34 Years
32.68%  Company Growth  CAGR2
32.68%  Company Growth  CAGR2

11.5%  Loan APR

SAVE

$2,100,000

Borrowing vs. Selling $1M3

 1. Unicorn Index uses median metrics of 206 VC-funded companies with valuations
    over $1B & exit events (IPO, SPAC, merger, acquisition) 1/1/00-9/30/22.
    Source: Pitchbook.
 2. Compound Annual Growth Rate
 3. Equity value at exit of a shareholder who sold shares vs. borrowed, to
    access $1M when the company was first valued over $1B.


 * Sell scenario: liquidate sufficient shares from an initial $5M position to
   receive $1M in cash (net of 30% tax rate with 20% cost basis and 3% broker
   fee).

 * Borrow scenario: take a 20% LTV loan on an initial $5M position with 10%
   interest and 2.5% origination fee.


WE HELP EMPLOYEES, FOUNDERS & INVESTORS


UNLOCK YOUR ILLIQUID EQUITY

Receive funds in as little as 3 days

Get Started

Buy A Home

Exercise Your Options

Diversify Your Portfolio

Plan Your Wedding

Pay Off High-Interest Debt
Credit Cards, Medical Bills, Auto Loans


PRISM IS A MARKETPLACE


WE CONNECT BORROWERS & LENDERS


WE'VE SPOKEN WITH 100+ POTENTIAL LENDERS TO FIND THE BEST TERMS AVAILABLE.


WE PASS THAT PRICING ONTO BORROWERS BECAUSE WE BENEFIT WHEN MORE BORROWERS TAKE
OUT MORE LOANS.

INTEREST RATE

Minimum

SOFR+7


LOAN AMOUNT

Maximum


100,000,000

LTV

Maximum

30



WHY USE PRISM?


PRISM IS A WIN-WIN FOR COMPANIES & EMPLOYEES


WHY OFFER LIQUIDITY TO EMPLOYEES?

Companies Are Staying Private Longer Than Ever

 * 
   Enhance Recruiting
 * 
   Boost Job Satisfaction
 * 
   Increase Retention


WHY NOT SELL?

Borrowing Is A Better Option

 * 
   Immediate Liquidity
 * 
   Defer Capital Gains Tax
 * 
   Keep Your Future Upside


WHY NOT PERSONAL CREDIT?

Prism Loans Are A Better Product

 * 
   Qualify Based On Equity
 * 
   Access Up To $100M
 * 
   No Personal Guarantee


WHY NOT OTHER PRIVATE LENDERS?

Prism Is A Better Deal

 * 
   No Equity Fees
 * 
   No Monthly Credit Max
 * 
   Maintain Custody Of Your Shares


WHY OFFER LIQUIDITY TO EMPLOYEES?

Companies Are Staying Private Longer Than Ever

 * Enhance Recruiting
 * Boost Job Satisfaction
 * Increase Retention


WHY NOT SELL?

Borrowing Is A Better Option

 * Immediate Liquidity
 * Defer Capital Gains Tax
 * Keep Your Future Upside


WHY NOT PERSONAL CREDIT?

Prism Loans Are A Better Product

 * Qualify Based On Equity
 * Access Up To $100M
 * No Personal Guarantee


WHY NOT OTHER PRIVATE LENDERS?

Prism Is A Better Deal

 * No Equity Fees
 * No Monthly Credit Max
 * Maintain Custody Of Your Shares


GET CASH NOW


SAVE EQUITY FOR LATER.

Get Started
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