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Dajone, the benefits may surprise you.


GET A SMARTER START FOR YOUR FUTURE

Dajone, good news! You can reduce your taxable income and save money for your
future at the same time. Just enroll in ROSS STORES, INC. 401(k) Savings Plan,
your company’s retirement plan, today.

Start now

You may be surprised to see how even small amounts add up. Plus, you don’t pay
taxes on the money you contribute each year, which is another way you save.


   

When you start to save earlier vs. waiting, you can put away more money for the
retirement you want. Even small amounts can add up.



 Potential savings 

Diane begins to contribute 6% of her pay right away.
Total contributions $149,800*

David begins to contribute 8% of his pay after 10 years.
Total contributions $113,700*

This chart assumes a starting salary of $35,000, 3% annual salary raise, a 50%
organization match on up to 6% salary contribution (providing an additional 3%)
and a 6% annual rate of return on investment, compounded biweekly. This example
Is for Illustrative purposes only. The assumed rate of return ts hypothetical
and does not guarantee any future returns nor represent the return of any
particular Investment option. Amounts shown do not reflect the impact of taxes
on pretax distributions. Individual taxpayer circumstances may vary. *Total
contributions include employee and organization match contributions.
 

Look into your workplace retirement plan

Important Information
Contributing or increasing your contribution does not guarantee you put yourself
in a better spot.

Investing involves risk, including possible loss of principal.

The subject matter in this communication is educational only and provided with
the understanding that Principal® is not rendering legal, accounting, investment
or tax advice. You should consult with appropriate counsel, financial
professionals, and other advisors on all matters pertaining to legal, tax,
investment or accounting obligations and requirements.

Insurance products and plan administrative services provided through Principal
Life Insurance Company®, a member of the Principal Financial Group®, Des Moines,
IA 50392.

Principal®, Principal Financial Group®, and Principal and the logomark design
are registered trademarks of Principal Financial Services, Inc., a Principal
Financial Group company, in the United States and are trademarks and service
marks of Principal Financial Services, Inc., in various countries around the
world.

You are receiving this email because you have an account, product, or client
with Principal, have registered to receive emails from Principal, or have
indicated interest in a product or service.

© 2024 Principal Financial Services, Inc., 711 High Street, Des Moines, Iowa
50392


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PT962A | 3423240-032024 | 03/2024 | SFMC 52090