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 * Welcome
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 * Introduction
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WE'RE HERE TO HELP!

I am excited to make your Home Loan process as simple and stress free as
possible. To start, please complete this Application as thoroughly as you can.
This will give us the information we need to select the best product and get
your loan closed quickly. I will be in touch shortly after the application is
completed. Thank you! Shane Christopher

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Already started an application? Click here to complete it!


SHANE CHRISTOPHER

Loan Officer
NMLS# 1060530

--------------------------------------------------------------------------------

(602) 576-1929
shane@genevafi.com
https://mortgagesbyshane.com



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application you also agree to our eDisclosure Agreement
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This Privacy Policy describes the personally identifiable information that Pre
Approve Me LLC and its Subscribers("PAM", "we", or "us") collects through our
Website or Mobile Applications (the "Site" or "App") and our use of that
information.

This Privacy Policy applies solely to our collection of information through the
Site and our use of that information and does not apply to our offline
practices. 

 

Information We Collect 

The Site does not collect personally identifiable information about you unless
you expressly provide such information, such as your name, physical address, and
email address, to us on a voluntary basis, for example, when submitting a
request for a call back or a complaint.  We may also add the information you
expressly provide to our databases or contact lists. We use such personally
identifiable information to send you the information you request, to respond to
your inquiries and comments, and, from time to time, to send you information
regarding events and developments that we think may be of interest to you. If
you decide at any time that you no longer wish to receive information from us,
please see "Contact Us" below. On rare occasions, we may send important
administrative information regarding the Site or services to users using their
email addresses; because such information may be important to your use of the
Site, it may not be possible to "opt out" of receiving such emails. 

 

Non-personally Identifiable Information 

We also automatically collect non-personally identifiable information through
cookies and log files when you access the Site. Such information includes,
without limitation, the following:  your internet service provider, the IP
address of the computer you are using, the type of browser software and
operating system that you use, the date and time you access the Site, your
length of stay on the Site, the pages that you visit on the Site, the Web site
address, if any, from which you linked directly to the Site, the Web site
address, if any, to which you travel from the Site, and other similar traffic
information. We may aggregate your information with similar data collected from
other users to help us improve our Site and the services we provide through our
Site. We do not use such data in any way to create or maintain a personal
profile of you or to collect personally identifiable information from you. 

 

Our Use of Information

We Collect  Generally, we do not disclose personally identifiable information
that we collect through your use of the Site to unaffiliated third parties
without your consent. However, we reserve the right to provide such information
to our employees, contractors, agents, and designees to the extent necessary to
enable them to perform certain Site-related services on our behalf. We also
reserve the right to disclose such information to any third party if we believe
that we are required to do so for any of all of the following reasons: (i) by
law; (ii) to comply with legal processes or governmental requests; (iii) to
prevent, investigate, detect, or prosecute criminal offenses or attacks on the
technical integrity of the Site or our network; or (iv) to protect the rights,
property, or safety of PAM and its employees, users of the Site, or the public.
PAM reserves the right to transfer any and all information we collect from
users, or that we otherwise collect in connection with the Site, including,
without limitation, to unaffiliated third parties, in the event of a sale or
transfer of assets or portion of our business.  

 

Security 

PAM employs industry standard security measures designed to protect against
loss, misuse or alteration of personally identifiable information under our
control.  Unfortunately, no security system, or system of transmitting data over
the Internet, can be guaranteed to be 100% secure.  Therefore, while we employ
industry standard security measures to protect your personally identifiable
information, we cannot guarantee the security of our servers, the means by which
information is transmitted between your computer and our servers, or any
information provided to us or to any third party through or in connection with
the site. 

 

Links to Other Web Sites 

The Site may contain links to Web sites owned by third parties. If you link to
any such Web site, any information you disclose on that site is not subject to
this Privacy Policy. You should consult the privacy policies of each Web site
you visit. We are not responsible for the privacy practices of others. Any Site
link to a Web site owned by a third party does not constitute an endorsement,
approval, association, sponsorship or affiliation with the linked site unless
specifically stated. 

 

Children Under 13 

The Site is not directed to children under thirteen years of age, and we do not
knowingly collect personally identifiable information from such children. If you
are younger than thirteen, please do not provide any personally identifiable
information while using the Site. 

 

Changes to Privacy Policy 

We reserve the right to update, revise or otherwise change this Privacy Policy
at any time and any changes to the Privacy Policy will be effective upon
posting. Your use of the Site constitutes your acceptance of the currently
posted Privacy Policy, and you should therefore review this Privacy Policy
regularly to ensure that you are aware of its terms. 

 

Contact Us 

If you would like to update or otherwise change the personally identifiable
information you have provided to us, or if you no longer wish to receive
materials from us or want your personally identifiable information removed from
our databases, please contact us at support@preapprovemeapp.com or your Loan
Officer Directly. Alternatively, if and when you receive materials from us by
email, you may make use of the "opt out" provision in such email to let us know
that you no longer wish to receive such materials from us. 

If you have any questions about this Privacy Policy or our collection and use of
your personally identifiable information, please contact us at
support@preapprovemeapp.com.

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Electronic Consent Agreement

(CONSENT AGREEMENT FOR USE OF ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND
COMMUNICATIONS AND FOR ACH DISBURSEMENT)

Introduction. If you choose to apply for a loan through Geneva - Eastmark / Mesa
Branch, from time to time you will receive disclosures, notices, documents, and
information from Geneva - Eastmark / Mesa Branch or our agents (hereinafter
collectively referred to as “Companies,” “we” or “us”).

Electronic Documents and Signatures - Consent. We are required or allowed to
provide you with certain written disclosures, documents and information
pertaining to your transactions with us ("Required Information").

Under the federal E-SIGN Act and related state laws, with your consent, we can
deliver such Required Information to you electronically and can use electronic
records and electronic signatures in connection with your transactions with us.
Therefore, please review the terms of this Electronic Consent Agreement prior to
giving your consent, and retain a copy of this Electronic Consent Agreement for
your records.

If you do not want to receive the Required Information electronically, or do not
want to use electronic signatures in connection with your transactions with us,
you should not agree to the terms of this Electronic Consent Agreement. If you
do not consent to receiving the Required Information electronically, or do not
consent to the use of electronic signatures in connection with your transactions
with us, we will not be able to proceed with the acceptance and processing of
your transaction or online account services.

If you want to proceed with your loan application via the Internet, you must
consent to receiving the Required Information electronically before we can
provide it to you electronically. Your consent will apply to all your
transactions with us and any Required Information we provide or make available
to you. Your consent also permits the general use of electronic records and
electronic signatures in connection with all your transactions with us.

Required Information You Will Receive Electronically. By providing your consent
under this Agreement, you agree that Companies may provide you with the
following Required Information solely in electronic form:

 * Any contracts, documents, or disclosures required by law or provided by
   Companies, including, without limitation, any loan or insurance disclosures,
   documentation, statements and other transaction-related communications and
   disclosures.

Paper Copy of Required Information Available Upon Request - No Charge.If you
consent to receive the Required Information electronically, you can also request
a paper copy of the Required Information by contacting us, by phone, at . We
will not charge you any fees for providing a paper copy of the Required
Information. Your consent does not mean that Companies must provide the Required
Information electronically - only that they may do so. Companies may, at their
option, deliver Required Information on paper, if they choose to do so.
Companies may also require that certain communications from you be delivered to
Companies on paper at a specified address.

ACH Disbursement. If you consent to proceed with this transaction electronically
and provide your bank routing and account number, you consent to the electronic
disbursement of any and all loan proceeds directly to your bank account via
Automated Clearing House transaction.

Withdrawing Your Consent.You may withdraw your consent to receive Required
Information electronically or to the use of electronic signatures in connection
with any future transactions with us at any time. We will not charge you any
fees for withdrawing your consent. If you decide you do not want to receive
Required Information electronically, or do not want to use electronic signatures
in connection with any future transactions with us, you may withdraw your
consent by contacting us, by phone, at .

Updating Your Contact Information. If you consent to receive Required
Information electronically, we will contact you at the e-mail address you have
provided to us. If you change your e-mail address, you must provide your new
e-mail address to us by contacting us, by phone, at 1-800-453-2017.

System Requirements to Access the Required Information. To access the Required
Information being provided to you electronically, you must have the following:

 * A personal computer with internet access and one of the following operating
   system web browser combinations installed:
   * Microsoft Windows 7 or higher with:
     * Microsoft Internet Explorer 10 or higher
     * Mozilla Firefox 20 or higher
     * Google Chrome 20 or higher
   * Microsoft Windows Vista or higher with:
     * Microsoft Internet Explorer 10 or higher
     * Mozilla Firefox 20 or higher
     * Google Chrome 20 or higher
   * Microsoft Windows XP Professional SP3 or higher with:
     * Microsoft Internet Explorer 9 or higher
     * Mozilla Firefox 20 or higher
     * Google Chrome 20 or higher
   * Apple Mac OS X 10.6 (Snow Leopard) or higher with:
     * Apple Safari 5 or higher
     * Mozilla Firefox 20 or higher
     * Google Chrome 20 or higher
 * The ability to receive e-mail that contains hyperlinks to Websites in order
   for us to deliver information to you.
 * Software which permits you to receive, print and access Portable Document
   Format or "PDF" files, such as Adobe Acrobat Reader®. If you do not have such
   software, click HERE to download a free version of Adobe Acrobat Reader®.
 * Sufficient electronic storage capacity on your computer's hard drive or other
   data storage unit or the ability to print PDF files from your computer or
   tablet device.

Electronic Communications: We may contact you by telephone, electronic
message/SMS or email to process your application, for account servicing or
collections, to tell you about financial products and services and for other
business purposes.

Consent: I agree to be bound by the terms of this Electronic Consent Agreement
and confirm that I have computer hardware and software that meets the
requirements listed above. I also consent to receiving Required Information
electronically and to the use of electronic records and signatures in connection
with my transaction(s) with Companies in place of written documents and
handwritten signatures and to electronic communications and ACH (electronic)
disbursement to my bank account of loan proceeds.

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Copyright©2023 Geneva Financial, LLC, NMLS #42056 • All loans subject to
qualifying factors. Not all applicants will qualify. Equal Opportunity Lender
and Equal Housing Lender. 180 S. Arizona Ave., Ste. 310 Chandler, AZ 85225.
1-888-889-0009. AZ BK #0910215

 

Copyright©2023 Geneva Financial, LLC, NMLS #42056 • All loans subject to
qualifying factors. 180 S. Arizona Ave., Ste. 310 Chandler, AZ 85225.
1-888-889-0009. AZ BK #0910215