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 * SOLUTIONS
   
   * * * BUSINESS TYPES
         
         Small Businesses
         
         For those businesses are just getting started and have less history.
         Typically 1-20 employees.
         
         Midsize Businesses
         
         For those businesses who've been at it for a while, and are between
         21-500.
     
     * * INDUSTRIES
         
         Construction
         
         For construction companies looking to streamline budgeting and expense
         management processes.
         
         Technology
         
         For fast-paced software businesses that need a platform that can keep
         up with their growth.
         
         Accounting Firms
         
         For accounting firms to streamline the spend and expense management of
         your clients making life easier for you and them.
         
         All Industries >
         E-commerce and Retail
         
         For e-commerce and retail companies that value uninterrupted
         advertising for their campaigns.
         
         Healthcare
         
         For healthcare providers to increase control over their finances with
         minimal time investment.
 * PRODUCTS
   
   * * * OVERVIEW
         
         Business Credit
         
         Fast and flexible credit for businesses of all sizes. Apply for a
         credit line in minutes.
         
         Spend Management
         
         Budgeting software that helps you take control of your budgets and
         spend smarter.
         
         Expense Management
         
         Expense management software that helps to simplify and streamline your
         expenses.
         
         AP Automation
         
         Intelligent accounts payable software that reduces time spent on AP by
         50%.
     
     * * FEATURES
         
         Virtual Cards
         
         Protect your business from fraud and overspending with Divvy virtual
         cards.
         
         Reimbursements
         
         Out-of-pocket expenses, card spend, and reimbursements all in one
         system.
         
         Rewards
         
         Every Divvy customer qualifies to earn rewards from their card spend.
         
         Reporting and Insights
         
         Catch abnormalities and keep your teams accountable with Divvy's
         reporting tools.
         
         Accounting Integrations
         
         Preserve your accounting processes with our built-in software
         integrations.
         
         Mobile App
         
         4.7/5 rated mobile app that brings budgets, virtual cards, and more
         into a single app.
         
         Payments Services
         
         Streamline your payables process with Divvy's free vendor payment
         solution.
 * PRICING
 * RESOURCES
   * All Resources
   * Guide to Business Finances
   * Business Templates
   * Blog
   * Product Updates
   * Case Studies
   * Help Center
   * Partners
   * Referral

Menu
 * SOLUTIONS
   
   * * * BUSINESS TYPES
         
         Small Businesses
         
         For those businesses are just getting started and have less history.
         Typically 1-20 employees.
         
         Midsize Businesses
         
         For those businesses who've been at it for a while, and are between
         21-500.
     
     * * INDUSTRIES
         
         Construction
         
         For construction companies looking to streamline budgeting and expense
         management processes.
         
         Technology
         
         For fast-paced software businesses that need a platform that can keep
         up with their growth.
         
         Accounting Firms
         
         For accounting firms to streamline the spend and expense management of
         your clients making life easier for you and them.
         
         All Industries >
         E-commerce and Retail
         
         For e-commerce and retail companies that value uninterrupted
         advertising for their campaigns.
         
         Healthcare
         
         For healthcare providers to increase control over their finances with
         minimal time investment.
 * PRODUCTS
   
   * * * OVERVIEW
         
         Business Credit
         
         Fast and flexible credit for businesses of all sizes. Apply for a
         credit line in minutes.
         
         Spend Management
         
         Budgeting software that helps you take control of your budgets and
         spend smarter.
         
         Expense Management
         
         Expense management software that helps to simplify and streamline your
         expenses.
         
         AP Automation
         
         Intelligent accounts payable software that reduces time spent on AP by
         50%.
     
     * * FEATURES
         
         Virtual Cards
         
         Protect your business from fraud and overspending with Divvy virtual
         cards.
         
         Reimbursements
         
         Out-of-pocket expenses, card spend, and reimbursements all in one
         system.
         
         Rewards
         
         Every Divvy customer qualifies to earn rewards from their card spend.
         
         Reporting and Insights
         
         Catch abnormalities and keep your teams accountable with Divvy's
         reporting tools.
         
         Accounting Integrations
         
         Preserve your accounting processes with our built-in software
         integrations.
         
         Mobile App
         
         4.7/5 rated mobile app that brings budgets, virtual cards, and more
         into a single app.
         
         Payments Services
         
         Streamline your payables process with Divvy's free vendor payment
         solution.
 * PRICING
 * RESOURCES
   * All Resources
   * Guide to Business Finances
   * Business Templates
   * Blog
   * Product Updates
   * Case Studies
   * Help Center
   * Partners
   * Referral

 * LOGIN
 * GET STARTED




THE ALL-IN-ONE EXPENSE MANAGEMENT SOLUTION.



The spend management solution that gives you the credit you need and the
software to manage it—plus it’s free-to-use.



Submit
GET STARTED

*By continuing, you agree to Divvy's Terms and Conditions and Privacy Policy.






EASY. SMART. SEAMLESS.



Divvy is the all-in-one expense management solution that combines free software
with corporate cards to provide a seamless experience for requesting, spending,
and tracking your business finances.



BUSINESS CREDIT >>



Fast and flexible credit for businesses of all sizes, with lines from $500 –
$5M. Apply in minutes¹.



EXPENSE MANAGEMENT >>



Expense management software that helps to simplify and streamline your expenses.



SPEND MANAGEMENT >>



Budgeting software that helps you take control of your budgets and spend
smarter.



VIRTUAL CARDS >>



Protect your business from fraud and overspending with Divvy virtual cards.


WHAT USERS ARE SAYING ABOUT DIVVY




$10,630



average monthly savings
by surveyed users.


94%



of surveyed users would
recommend Divvy to a friend.


12 HOURS



average monthly time savings
by surveyed users.

Based on a survey of 127 Divvy users conducted by UserEvidence in March 2022.


“THE VISIBILITY INTO SPEND BEFORE DIVVY WOULD BE THE DAY WE RECEIVED A RECEIPT
FROM A CREDIT CARD.”



Marc Balcke
Corporate Controller




DIVVY SECURITY



We understand that in order to serve our customers, we have to diligently
protect your financial information with industry-leading standards, protocols,
and technology. All Divvy customers are protected by:

 * Industry leading account security
 * Proactive fraud protection
 * PCI DSS certification
 * SOC2 Type 1 compliance


GET STARTED



START SPENDING WITH DIVVY FOR FREE.



That’s right. Divvy’s world-class spend management software is free.

 * No hidden fees or contracts
 * As many physical and virtual cards as you need
 * Highly-rated, full-featured mobile app for all users


GET STARTED


READY TO START SPENDING SMARTER?

GET STARTED

¹Credit lines and the advertised range are not guaranteed and will be determined
upon application approval.

SOLUTIONS

 * Small Business
 * Midsize Business
 * Construction
 * Technology
 * E-commerce and Retail
 * Healthcare

PRODUCTS

 * Business Credit
 * Spend Management
 * Expense Management
 * Start Your Application

FEATURES

 * Virtual Cards
 * Reimbursements
 * Rewards
 * Accounting Integrations
 * Mobile App
 * Pricing
 * Payments Services
 * Reporting and Insights

RESOURCES

 * All Resources
 * Guide to Business Finances
 * Business Templates
 * Blog
 * Product Updates
 * Case Studies
 * Help Center
 * Partners
 * Referrals

ABOUT

 * Careers
 * Contact Us
 * What’s New
 * Security
 * Privacy Policy
 * Terms & Conditions
 * Accessibility
 * Third Party Requests for Information or Records

© 2023 Divvy. Crafted in UT, USA | NMLS ID 1836522. Card issued by Cross River
Bank, Member FDIC.

 * twitter
 * facebook
 * linkedin
 * youtube
 * instagram


Close Menu
    * SOLUTIONS
      
      * * * BUSINESS TYPES
            
            Small Businesses
            
            For those businesses are just getting started and have less history.
            Typically 1-20 employees.
            
            Midsize Businesses
            
            For those businesses who've been at it for a while, and are between
            21-500.
        
        * * INDUSTRIES
            
            Construction
            
            For construction companies looking to streamline budgeting and
            expense management processes.
            
            Technology
            
            For fast-paced software businesses that need a platform that can
            keep up with their growth.
            
            Accounting Firms
            
            For accounting firms to streamline the spend and expense management
            of your clients making life easier for you and them.
            
            All Industries >
            E-commerce and Retail
            
            For e-commerce and retail companies that value uninterrupted
            advertising for their campaigns.
            
            Healthcare
            
            For healthcare providers to increase control over their finances
            with minimal time investment.
    * PRODUCTS
      
      * * * OVERVIEW
            
            Business Credit
            
            Fast and flexible credit for businesses of all sizes. Apply for a
            credit line in minutes.
            
            Spend Management
            
            Budgeting software that helps you take control of your budgets and
            spend smarter.
            
            Expense Management
            
            Expense management software that helps to simplify and streamline
            your expenses.
            
            AP Automation
            
            Intelligent accounts payable software that reduces time spent on AP
            by 50%.
        
        * * FEATURES
            
            Virtual Cards
            
            Protect your business from fraud and overspending with Divvy virtual
            cards.
            
            Reimbursements
            
            Out-of-pocket expenses, card spend, and reimbursements all in one
            system.
            
            Rewards
            
            Every Divvy customer qualifies to earn rewards from their card
            spend.
            
            Reporting and Insights
            
            Catch abnormalities and keep your teams accountable with Divvy's
            reporting tools.
            
            Accounting Integrations
            
            Preserve your accounting processes with our built-in software
            integrations.
            
            Mobile App
            
            4.7/5 rated mobile app that brings budgets, virtual cards, and more
            into a single app.
            
            Payments Services
            
            Streamline your payables process with Divvy's free vendor payment
            solution.
    * PRICING
    * RESOURCES
      * All Resources
      * Guide to Business Finances
      * Business Templates
      * Blog
      * Product Updates
      * Case Studies
      * Help Center
      * Partners
      * Referral

 * LOGIN
 * GET STARTED




SOLUTIONS

 * Small Businesses
 * Midsize Businesses
 * Construction
 * Technology
 * Accounting Firms
 * E-commerce and Retail
 * Healthcare


PRODUCT OVERVIEW

 * Virtual Cards
 * Reimbursements
 * Rewards
 * Account Integrations
 * Mobile App
 * Reporting and Insights
 * Payments Services


PRODUCT FEATURES

 * Expense management
 * Reimbursements
 * Subscription management
 * Accounting integrations


PRICING


RESOURCES

 * All Resources
 * Guide to Business Finances
 * Business Templates
 * Blog
 * Case Studies
 * Help Center
 * Partners
 * Referrals

LOGIN GET STARTED



PRIVACY PREFERENCE CENTER




 * YOUR PRIVACY


 * STRICTLY NECESSARY COOKIES


 * PERFORMANCE COOKIES


 * FUNCTIONAL COOKIES


 * MARKETING COOKIES

YOUR PRIVACY

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change your default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.
More information

STRICTLY NECESSARY COOKIES

Always Active

These cookies are necessary for the website to function and cannot be switched
off in our systems. They are usually only set in response to actions made by you
which amount to a request for services, such as setting your privacy
preferences, logging in or filling in forms. You can set your browser to block
or alert you about these cookies, but some parts of the site will not then work.
These cookies do not store any personally identifiable information.

PERFORMANCE COOKIES

Performance Cookies


Performance and analytics cookies collect information that is used in aggregate
form to help us understand how our website is being used and to find out more
about the type of traffic our website receives. This helps us to improve your
and others’ experience of the website.

FUNCTIONAL COOKIES

Functional Cookies


These cookies enable the website to provide enhanced functionality and
personalisation, such as remembering your language and currency preferences.
They may be set by us or by third party providers whose services we have added
to our pages. If you do not allow these cookies then some or all of these
services may not function properly.

MARKETING COOKIES

Marketing Cookies


These cookies may be set through our site by our advertising partners. They may
be used by those companies to build a profile of your interests and serve you
with advertisements we believe are relevant to you and your interests on other
sites you visit. Another benefit of these cookies is that the information
collected can be used to limit the number of times you see an advertisement to
avoid over-exposure.They do not store directly personal information, but are
based on uniquely identifying your browser and internet device. Please note that
if you disable these, you will still see ads; they just won't be tailored to
your interests.

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