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 * Small Business Insurance
 * Personal Insurance
   * Overview
   * Health & Dental Insurance
   * Income Replacement Benefits
   * Business Overhead Expense Reimbursement
   * Critical Illness Insurance
   * Guaranteed Issue Life Insurance
   * Emergency Medical Travel Insurance
   * Accidental Death & Dismemberment
   * Fracture Accident Benefits
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 * Why EDGE
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 * Small Business Insurance
 * Personal Insurance
   * Overview
   * Health & Dental Insurance
   * Income Replacement Benefits
   * Business Overhead Expense Reimbursement
   * Critical Illness Insurance
   * Guaranteed Issue Life Insurance
   * Emergency Medical Travel Insurance
   * Accidental Death & Dismemberment
   * Fracture Accident Benefits
 * Why Benefits
 * Why EDGE
 * Resource Centre
 * About
   * About Us
   * News and Updates
   * Success Stories
   * Careers
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 * Small Business Insurance
 * Personal Insurance
   * Overview
   * Health & Dental Insurance
   * Income Replacement Benefits
   * Business Overhead Expense Reimbursement
   * Critical Illness Insurance
   * Guaranteed Issue Life Insurance
   * Emergency Medical Travel Insurance
   * Accidental Death & Dismemberment
   * Fracture Accident Benefits
 * Why Benefits
 * Why EDGE
 * Resource Centre
 * About
   * About Us
   * News and Updates
   * Success Stories
   * Careers
 * Request Info

Log In
 * Small Business Insurance
 * Personal Insurance
   * Overview
   * Health & Dental Insurance
   * Income Replacement Benefits
   * Business Overhead Expense Reimbursement
   * Critical Illness Insurance
   * Guaranteed Issue Life Insurance
   * Emergency Medical Travel Insurance
   * Accidental Death & Dismemberment
   * Fracture Accident Benefits
 * Why Benefits
 * Why EDGE
 * Resource Centre
 * About
   * About Us
   * News and Updates
   * Success Stories
   * Careers
 * Request Info

 * My Account
 * 1-877-902-EDGE
 * Contact Us
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Full Name*
Email*
Phone
Postal Code*
How can we help you?
We value your privacy.


WHAT’S NEXT?

One of our associates will be back in touch with you within 1-2 business days.

To speak with someone immediately, connect with our Customer Service Department.
1-877-902-EDGE (3343)
customerservice@edgebenefits.com
8:30 a.m. to 4:30 p.m. Eastern
Discover More


EVERYONE NEEDS INSURANCE. WE MAKE IT SIMPLE, FLEXIBLE, AFFORDABLE.

Insuring your financial stability shouldn’t be complicated. The Edge Benefits is
the number 1 provider of flexible benefit plans for the Canadian self-employed
and small business market. From income protection to Health & Dental plans, and
everything in between, we make insurance simple and affordable.

Learn How Get a Quote



WHY BENEFITS?

With the growing number of self-employed contract workers and small-business
owners, working Canadians are severely lacking the workplace benefits needed to
protect their financial independence and promote physical wellbeing.

Learn More
35%

By 2025, 35% of the Canadian workforce will be comprised of contingent,
consultant and contract workers.1

47%

47% of gig workers report access to traditional benefits as their primary
concern in terms of employment.2

Gig workers desire many of the same benefits as traditional, full-time
employees.2

 * 1 Statistics Canada
 * 2 2019 LIMRA Report


WHAT THE EDGE OFFERS

Every working Canadian should have benefits that help provide financial security
when faced with a medical emergency or life-altering accident or illness.


SMALL BUSINESS INSURANCE

Approximately 1 in 3 working Canadians are self-employed. Whether you’re
self-employed, an independent contractor, freelancer or small-business owner,
you need to protect your financial freedom by having comprehensive benefits. If
you have employees, benefits are vital for attracting and retaining talent, and
ensuring life’s unexpected setbacks don’t impact your company’s bottom line.

Learn More


PERSONAL INSURANCE

Canadians are heavily reliant on workplace benefits, yet nearly half of the
population doesn’t have access to these crucial perks. Benefits are vital for
maintaining your standard of living, making ends meet and providing for your
loved ones should you experience a medical setback that leaves you unable to
work. Our suite of lifestyle protection products are flexible, affordable and
cater to the needs of today’s workforce no matter who you work for or for how
long.

Learn More


OUR GUIDING PRINCIPLES

Over 60,000 Canadian professionals and small businesses trust The Edge Benefits
to protect their livelihood and families through our diverse benefit options.


BEST COVERAGE


BEST PEOPLE


BEST EXPERIENCE

Discover the EDGE Difference


REAL PEOPLE. PROTECTING REAL LIVES.


Rated 4.5 by our clients
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$

paid to policyholders in the last 10 years.


REAL CLAIMS. SUPPORTING CLIENTS WHEN THEY NEED IT MOST.


Previous

WHAT HAPPENED?

A 51-year-old general contractor fell on the job, resulting in permanent
paralysis.

BENEFIT PLAN

EDGE Income Replacement Benefits

OUTCOME

This client’s WCB coverage had lapsed, so his EDGE 24-hour injury policy
provided much-needed income replacement and accident medical treatment benefits.
Although he was grateful to receive the maximum benefit under his plan, he
ultimately wished he had purchased a longer benefit period that would have
provided a stable income until his 70th birthday.

Read the full story

WHAT HAPPENED?

A 59-year-old sole proprietor truck driver slipped and fell off his truck,
suffering a clavicle and skull fracture that rendered him unable to work for
over five years.

BENEFIT PLAN

EDGE Income Replacement Benefits, EDGE Business Overhead Expense Benefits

OUTCOME

In this case, by coordinating workplace compensation and private benefits, this
client received income replacement greater than his Qualifying Insurable Monthly
Earnings, providing the highest amount of income replacement possible. He also
received maximum benefit from his business overhead expense reimbursement claim,
allowing him to focus on recovery without personal or professional financial
hardship.

Read the full story

WHAT HAPPENED?

A 39-year-young realtor broke both legs in a dirt biking accident, requiring
physiotherapy and the use of multiple medical aids to facilitate recovery.

BENEFIT PLAN

EDGE Income Replacement Benefits, EDGE Fracture Accident Benefits

OUTCOME

This young client was able to get back on his feet – pun intended – in just a
few months, thanks to the immediate income replacement and accident medical
treatment benefits provided by his EDGE Income Replacement policy. Without
hesitation, he started aggressive physiotherapy immediately, received the care
and medical assistance needed to aid rapid recovery, and received an additional
lump sum payout from his Fracture benefits.

Read the full story

WHAT HAPPENED?

A 36-year-young RMT tore a tendon in her wrist playing volleyball, resulting in
a 2-year period alternating between partial and total disability. Three days
after returning to work full-time, she was diagnosed with life-threatening
breast cancer.

BENEFIT PLAN

EDGE Income Replacement Benefits

OUTCOME

Through separate Injury and Illness disability claims, this EDGE client was able
to maintain a source of income over the course of her multiple disabilities,
keep her business active, and receive the necessary treatment without financial
setback.

Read the full story
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APPLY NOW.GET BENEFITS RIGHT AWAY.

Let's Go!
1-877-902-EDGE (3343)
customerservice@edgebenefits.com
8:30 a.m. to 4:30 p.m. Eastern
Our Head Office

1255 Nicholson Road
Newmarket, Ontario L3Y 9C3

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