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YNAB and Apple Card have become fast friends! Here’s our newest integration.

It's pronounced ”why-nab”
 * What is YNAB?
   
   
   The AppThe MethodWhy YNAB Is DifferentOur 34-Day TrialThe Ultimate Get
   Started Guide
 * Learn
   
   
   Got Five Minutes?BlogFree WorkshopsGuides
 * Share YNAB
   
   
   Refer A FriendGift a YNAB SubscriptionTeach Your CommunityAffiliate Program
 * Pricing

 * Log In
 * Start Your Free Trial
 * The Method
   The App
   Pricing
 * What is YNAB?
   The AppThe MethodWhy YNAB Is DifferentOur 34-Day TrialThe Ultimate Get
   Started Guide
 * Learn
   Got Five Minutes?BlogFree WorkshopsGuides
 * Share YNAB
   Refer a FriendGift a YNAB SubscriptionTeach Your CommunityAffiliate Program
 * Log In
   Arrow Right

Start Your Free Trial




CHANGE YOUR RELATIONSHIP WITH MONEY

Enjoy guilt-free spending and effortless saving with a friendly, flexible method
for managing your finances.

Start Your Free Trial



MONEY DOESN’T HAVE TO BE MESSY

Stop wondering where all of your hard-earned dollars go. The YNAB Method for
money management will help you grow your savings and teach you to love how you
spend your money.

Start Your Free Trial


FOUR RULES FOR LESS MONEY STRESS

Gain clarity and confidence with four simple-but-life-changing rules. The magic
isn’t in the math—it’s in the method.

Learn More About the Rules
1


GIVE EVERY DOLLAR A JOB

What does this mean?
What do you want your money to do before you get paid again? Give each dollar a
job to see your plan clearly. It’s amazing.
2


EMBRACE YOUR TRUE EXPENSES

What does this mean?
Non-monthly expenses like car repairs and holiday shopping are a fact of life.
Break these down into smaller monthly chunks.
3


ROLL WITH THE PUNCHES

What does this mean?
There’s no such thing as a normal month. Be flexible. When life changes, change
your spending plan with it. No guilt necessary—it’s your money!
4


AGE YOUR MONEY

What does this mean?
Wouldn’t it be great if you could use last month’s pay for this month’s bills?
You’d always be ahead. Trust us, it’ll feel real nice.


HOW YNAB WORKS


SIGN UP FOR FREE

Start your journey with a 34-day trial. It’s easy—no credit card or commitment
required.


MAKE A MONEY PLAN

Add your accounts and expenses, set savings targets, and share your plan with
loved ones.


ENJOY LESS STRESS

Start feeling confident, content, and secure in your financial life. You might
even sleep better.

Start Your Free Trial



THE AVERAGE YNABER SAVES $600 IN 2 MONTHS AND $6,000 THEIR FIRST YEAR

And we don’t like to play favorites or anything, but you seem well above average
to us.
Are you ready to be our next success story?



I TOOK THE PLUNGE AND AM LOVING IT!

It’s increased my personal financial awareness and has helped my partner and I
budget for some amazing purchases.

Alex
First year using YNAB


MANAGING MONEY TOGETHER HAS BEEN LIFE-CHANGING

YNAB has allowed us to experience a peace around money that I don’t think I ever
thought was possible.

Laura & Matthew
YNABers since 2018



I STRESS SO MUCH LESS WHEN UNEXPECTED THINGS COME UP

Now we're modeling good financial choices for our kids so that they can head
into adulthood with a much better understanding of managing money.

Danielle
Two years of using YNAB



WE DON’T LIKE TO BRAG… SO WE LET OTHERS DO IT FOR US.

From social media mentions to coverage on major media outlets, we get a lot of
(good) attention. And we love that for us.





WHAT WILL YOU ACCOMPLISH WITH YNAB?


I want to…


FEEL ORGANIZED ABOUT MY FINANCES

Enjoy Adulthood
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BE LESS STRESSED ABOUT MONEY

Make Change
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STOP ARGUING ABOUT MONEY

Conquer Conflict
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PAY OFF DEBT

Destroy Debt
Arrow Right


SAVE MORE MONEY

Save Yourself
Arrow Right


HAVE MONEY SAVED FOR NEXT MONTH

Build a Buffer
Arrow Right


FEEL CONFIDENT WITH AN IRREGULAR INCOME

Create More Balance
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Slide 2 of 7.





CHANGE YOUR RELATIONSHIP WITH MONEY.

Simplify spending and saving, once and for all. Organize your finances (and your
life!) with a free trial of YNAB.

Start Your Free Trial
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Copyright © 2024, YNAB. All Rights Reserved.
What Is YNAB?

The AppThe MethodWhy YNAB Is DifferentOur 34 Day TrialThe Ultimate Get Started
Guide
Learn

Got Five Minutes?BlogFree WorkshopsGuides
Share YNAB

Refer a FriendGift a YNAB SubscriptionTeach Your CommunityAffiliate Program
Pricing

Company

AboutCareersPressYNAB: The Book
Programs

YNAB for the WorkplaceYNAB for College StudentsCertified CoachingYNAB For Good
App

StatusWhat's NewAPICancellationHelp Center
Legal

TermsSecurityPrivacy PolicyCalifornia Privacy Policy
Your Privacy Choices


COMPANY

AboutCareersPressYNAB: The Book

PROGRAMS

YNAB for the WorkplaceYNAB for College StudentsCertified CoachingYNAB For Good

APP

StatusWhat's NewAPICancellationHelp Center

LEGAL

TermsSecurityPrivacy PolicyCalifornia Privacy Policy
Your Privacy Choices


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