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Submission: On February 20 via api from SG — Scanned from DE
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No Results View More Result(s) FILTER RESULTS BY: (UNTICK TO NARROW YOUR SEARCH) Bonds Unit Trusts ETFs Stocks Managed Portfolios (MAPS) Insurance Articles FAQ Clear all All incoming and outgoing payments may be delayed on 20 Feb (Sun) due to system maintenance SITEMAP NEW TO FSM INTRODUCTION * About Us * Why FSMOne? * Rewards * Pricing Structure * Testimonials * FSMOne Buzz * Current Offers SERVICES * Regular Savings Plan * Transfer In * CPF Investments FSMONE LEARNING HUB * Young Investors Programme * Upcoming Events * Webinars & Tutorials * FSMOne School * Important Trading Information * FSMOne Investment Academy ACCREDITED INVESTORS * What Is FSM+? * Guide To Joining FSM+ * FSM+ Declaration * FSM+ FAQ * Restricted Products * Exclusive FSM+ Content CASH PARKING FACILITIES * Cash Solutions * Multi-Currency Cash Account * Auto-Sweep Account * Foreign Exchange Rates * FAQ TRANSACTION * Cash Solutions * Making Payments * Transfer between Accounts * Apply Recurring Top-Up Plan * View Recurring Plan * Foreign Currency Exchange * Withdrawal * Opt in Auto-Sweep Account BONDS ABOUT BONDS * Bonds Homepage * New to Bonds * Bond School * FAQ INVEST * Bond Express * Request For Quote * Transact Now * Cash Account BOND RESEARCH * Bond Ideas * Bond Issues * Yield Curve * Index Data BOND INFO * New Bonds / Upcoming Bonds * Retail Bonds * Corporate Action * Credit Rating Changes * SGS Bonds TOOLS & CALCULATORS * Bond Selector * Product Quick Search * Chart Centre * Bond Calculator * Top Gainers / Losers * Watchlist FUNDS ABOUT FUNDS * Funds Homepage * New to Funds * Switch * Fund School * FAQ INVEST * Transact Now * Apply For RSP * Cash Account * CPF Investments FUND RESEARCH * Fund Ideas * Fund House Hub * Recommended Funds FUND INFO * New Funds * Daily Prices * Holiday Calendar * Corporate Action * Fund Managers * Dividend Yield TOOLS & CALCULATORS * Fund Selector * Product Quick Search * Chart Centre * Best and Worst Performers * Watchlist STOCKS ABOUT STOCKS * Stocks Homepage * Trade with FSMOne * New to Stocks * Daily Leveraged Certificates * Structured Warrants * Stock School * FAQ INVEST * Live Trading * Trading Announcements * IPOs / Placements * Corporate Actions * Thematic Portfolio * Cash Account STOCK RESEARCH * Stock Ideas TOOLS & CALCULATORS * Product Quick Search * Stock Screener * Stock Calculator * Watchlist & Alert * Chart Centre * Best and Worst Performers ETFS ABOUT ETFS * ETFs Homepage * Trade with FSMOne * ETF School * FAQ INVEST * Live Trading * IPOs / Placements * ETF Focus List * Cash Account * Thematic Portfolio ETF RESEARCH * ETF Ideas * ETF Hub TOOLS & CALCULATORS * Product Quick Search * ETF Selector * ETF Calculator * Watchlist & Alert * Chart Centre * Best and Worst Performers MANAGED PORTFOLIOS ABOUT MANAGED PORTFOLIOS * FSM Managed Portfolios * Our Investment Principles * Our Process * Our Portfolios INVEST * Transact Now * Apply For RSP * Cash Account OUR METHODOLOGY * Model Portfolios * Research Star Ratings * The Benefits of Rebalancing SUBSCRIPTIONS & FAQ * Subscription * Fees * FAQ PORTFOLIO MATERIALS * Factsheets * Investment Outlook * Portfolio Commentary RESEARCH MARKET INSIGHTS * Indices * Macro Research RESEARCH HIGHLIGHTS * Star Ratings * Recommended Funds * ETF Focus List * Thematic Portfolio * Recommended Bonds PRODUCT INSIGHTS * Fund Ideas * Stock Ideas * ETF Ideas * Bond Ideas * Managed Portfolios Insights PRODUCT HUBS * Fund House Hub * Stock Hub * ETF Hub * ESG Hub MEDIA * Blog/Commentary * Webcasts * iFAST TV INSURE ABOUT INSURANCE * Insurance Homepage * Why FSMOne Insurance * How to Make Claims * FAQ INSURANCE INFO * Insurance Insights * Insurance Products * Get a Quote/Enquiry BUY ONLINE * Travel Insurance * Motor Insurance SUPPORT CLIENT SUPPORT * FAQ * Contact Us * Forms / Downloads * Making Payments CONNECT * FSM Mobile Apps INVESTMENT ADVICE * Get Investment Advice * CKA/CAR Assessment * Portfolio Fact Find * Back To Home * 中文 English * | * SG SELECT COUNTRY/REGION * Hong Kong * Malaysia * India * Open An Account * Login * New to FSM INTRODUCTION * About Us * Why FSMOne? * New Investors’ Guide to FSMOne * Rewards * FSMOne Prestige * Pricing Structure * Testimonials * FSMOne Buzz * Current Offers SERVICES * Regular Savings Plan * Transfer In * CPF Investments FSMONE LEARNING HUB * Young Investors Programme * Upcoming Events * Webinars & Tutorials * FSMOne School * Important Trading Information * FSMOne Investment Academy ACCREDITED INVESTORS * What Is FSM+? * Guide To Joining FSM+ * FSM+ Declaration * FSM+ FAQ * Restricted Products * Exclusive FSM+ Content * Cash PARKING FACILITIES * Cash Solutions * Multi-Currency Cash Account * Auto-Sweep Account * Foreign Exchange Rates * FAQ TRANSACTION * Cash Solutions * Making Payments * Transfer between Accounts * Apply Recurring Top-Up Plan * View Recurring Plan * Foreign Currency Exchange * Withdrawal * Opt in Auto-Sweep Account OPT IN TO AUTO-SWEEP ACCOUNT AND EARN 0.518% P.A. NET RETURN * Bonds ABOUT BONDS * Bonds Homepage * New to Bonds * Bond School * FAQ INVEST * Bond Express * Request For Quote * Transact Now * Cash Account BOND RESEARCH * Recommended Bonds * Bond Ideas * Bond Issues * Yield Curve * Index Data BOND INFO * New Bonds / Upcoming Bonds * Retail Bonds * SGS Bonds * Corporate Action * Credit Rating Changes TOOLS & CALCULATORS * Bond Selector * Product Quick Search * Chart Centre * Bond Calculator * Top Gainers / Losers * Watchlist & Alert LIVE TRADING FOR BONDS BOND EXPRESS | REQUEST FIRM BOND PRICES REQUEST FOR QUOTE * Funds ABOUT FUNDS * Funds Homepage * New to Funds * Switch * Fund School * FAQ INVEST * Transact Now * Apply For RSP * Cash Account * CPF Investments FUND RESEARCH * Fund Ideas * Fund House Hub * Recommended Funds FUND INFO * New Funds * Daily Prices * Holiday Calendar * Corporate Action * Fund Managers * Dividend Yield TOOLS & CALCULATORS * Fund Selector * Product Quick Search * Chart Centre * Best and Worst Performers * Watchlist & Alert 0% ON ALL FUNDS PERMANENTLY TRANSACT NOW * Stocks ABOUT STOCKS * Stocks Homepage * Trade with FSMOne * New to Stocks * Daily Leveraged Certificates * Structured Warrants * Stock School * FAQ INVEST * Live Trading * Trading Announcements * IPOs / Placements * Corporate Actions * Thematic Portfolio * Cash Account STOCK RESEARCH * Stock Ideas * Stock Hub TOOLS & CALCULATORS * Product Quick Search * Stock Screener * Stock Calculator * Holiday Calendar * Watchlist & Alert * Best and Worst Performers FLAT S$8.80 FOR SGX (FOR ALL CLIENTS) & FLAT HK$50 FOR HKEX (FOR GOLD & DIAMOND CLIENTS) LIVE TRADING * ETFS ABOUT ETFS * ETFs Homepage * Trade with FSMOne * ETF School * FAQ INVEST * Live Trading * IPOs / Placements * Apply For RSP * ETF Focus List * Cash Account * Thematic Portfolio ETF RESEARCH * ETF Ideas * ETF Hub TOOLS & CALCULATORS * Product Quick Search * ETF Selector * ETF Calculator * Holiday Calendar * Watchlist & Alert * Chart Centre * Best and Worst Performers FLAT S$8.80 FOR SGX (FOR ALL CLIENTS) & FLAT HK$50 FOR HKEX (FOR GOLD & DIAMOND CLIENTS) LIVE TRADING * Managed Portfolios ABOUT MANAGED PORTFOLIOS * FSM Managed Portfolios * Our Investment Principles * Our Process * Our Portfolios INVEST * Transact Now * Apply For RSP * Cash Account OUR METHODOLOGY * Model Portfolios * Research Star Ratings * The Benefits of Rebalancing SUBSCRIPTIONS & FAQ * Subscription * Fees * FAQ PORTFOLIO MATERIALS * Factsheets * Investment Outlook * Portfolio Commentary FSM MANAGED PORTFOLIOS AT 0% (MAPS) INVEST NOW * Research MARKET INSIGHTS * Indices * Macro Research RESEARCH HIGHLIGHTS * Star Ratings * Recommended Funds * ETF Focus List * Thematic Portfolio * Recommended Bonds PRODUCT INSIGHTS * Fund Ideas * Stock Ideas * ETF Ideas * Bond Ideas * Managed Portfolios Insights PRODUCT HUBS * Fund House Hub * Stock Hub * ETF Hub * ESG Hub MEDIA * Blog/Commentary * Webcasts * iFAST TV * Insure ABOUT INSURANCE * Insurance Homepage * Why FSMOne Insurance * How to Make Claims * FAQ INSURANCE INFO * Insurance Insights * Insurance Products * Get a Quote/Enquiry BUY ONLINE * Travel Insurance * Motor Insurance UNSURE WHAT COVERAGE YOU NEED? GET STARTED | REVIEW MY INSURANCE POLICIES REVIEW NOW * Support CLIENT SUPPORT * FAQ * Contact Us * Forms / Downloads * Making Payments * Account Reactivation CONNECT * FSM Mobile Apps INVESTMENT ADVICE * Get Investment Advice * CKA/CAR Assessment * Portfolio Fact Find Search FSM -------------------------------------------------------------------------------- All incoming and outgoing payments may be delayed on 20 Feb (Sun) due to system maintenance Menu Close * New to FSM * New to FSM * * About Us * Why FSMOne? * New Investors’ Guide to FSMOne * Rewards * FSMOne Prestige * Pricing Structure * Testimonials * FSMOne Buzz * Current Offers * * Regular Savings Plan * Transfer In * CPF Investments * * Young Investors Programme * Upcoming Events * Webinars & Tutorials * FSMOne School * Important Trading Information * FSMOne Investment Academy * * What Is FSM+? * Guide To Joining FSM+ * FSM+ Declaration * FSM+ FAQ * Restricted Products * Exclusive FSM+ Content * Cash * Cash * * Cash Solutions * Multi-Currency Cash Account * Auto-Sweep Account * Foreign Exchange Rates * FAQ * * Cash Solutions * Making Payments * Transfer between Accounts * Apply Recurring Top-Up Plan * View Recurring Plan * Foreign Currency Exchange * Withdrawal * Opt in Auto-Sweep Account * Bonds * Bonds * * Bonds Homepage * New to Bonds * Bond School * FAQ * * Bond Express * Transact Now * Cash Account * * Recommended Bonds * Bond Ideas * Bond Issues * Yield Curve * Index Data * * New Bonds / Upcoming Bonds * Retail Bonds * SGS Bonds * Corporate Action * Credit Rating Changes * * Bond Selector * Product Quick Search * Chart Centre * Bond Calculator * Top Gainers / Losers * Watchlist & Alert * Funds * Funds * * Funds Homepage * New to Funds * Switch * Fund School * FAQ * * Transact Now * Apply For RSP * Cash Account * CPF Investments * * Fund Ideas * Fund House Hub * Recommended Funds * * New Funds * Daily Prices * Holiday Calendar * Corporate Action * Fund Managers * Dividend Yield * * Fund Selector * Product Quick Search * Chart Centre * Best and Worst Performers * Watchlist & Alert * Stocks * Stocks * * Stocks Homepage * Trade with FSMOne * New to Stocks * Daily Leveraged Certificates * Structured Warrants * Stock School * FAQ * * Live Trading * Trading Announcements * IPOs / Placements * Corporate Actions * Thematic Portfolio * Cash Account * * Stock Ideas * Stock Hub * * Product Quick Search * Stock Screener * Stock Calculator * Holiday Calendar * Watchlist & Alert * * Best and Worst Performers * ETFS * ETFS * * ETFs Homepage * Trade with FSMOne * ETF School * FAQ * * Live Trading * IPOs / Placements * ETF Focus List * Apply For RSP * Cash Account * * ETF Ideas * ETF Hub * * Product Quick Search * ETF Selector * ETF Calculator * Holiday Calendar * Watchlist & Alert * * Chart Centre * Best and Worst Performers * Managed Portfolios * Managed Portfolios * * FSM Managed Portfolios * Our Investment Principles * Our Process * Our Portfolios * * Transact Now * Apply For RSP * Cash Account * * Model Portfolios * Research Star Ratings * The Benefits of Rebalancing * * Subscription * Fees * FAQ * * Factsheets * Investment Outlook * Portfolio Commentary * Macro Research * Macro Research * * Indices * Macro Research * Idea of the Week * Fund House Hub * * Fund Ideas * Stock & ETF Ideas * Bond Ideas * Managed Portfolios Insights * * Star Ratings * Recommended Funds * ETF Focus List * Recommended Bonds * * Webcasts * Insure * Insure * * Insurance Homepage * Why FSMOne Insurance * How to Make Claims * FAQ * * Insurance Insights * Insurance Products * Get a Quote/Enquiry * * Travel Insurance * * Motor Insurance * Support * Support * * FAQ * Contact Us * Forms / Downloads * Making Payments * Account Reactivation * * FSM Mobile Apps * * Get Investment Advice * CKA/CAR Assessment * Portfolio Fact Find Login 中文 English 1. Home A/C Summary 2. Disclaimer TERMS & CONDITIONS Please read these terms of use carefully before using or accessing this website("This Site"). By using or accessing this site, You are agreeing to the terms of use listed below. If you do not agree to the terms below, please do not use or access this site. INTELLECTUAL PROPERTY RIGHTS All contents of, and materials located on, this Site, including but not limited to the text, images and other information herein and their arrangement, are protected by copyright, trademark and other proprietary rights of iFAST Financial Pte Ltd ("IFPL") and where applicable, the proprietary rights of the relevant third party providers. This means that you shall not without the express written consent of IFPL distribute the text or graphics to others or for any unlawful or unauthorized purpose; "mirror" or include this information on your own server or documents; or modify or re-use the text or graphics on this system. IFPL reserves all other rights. The "iFAST" and "fundsupermart.com" logos are trademarks of iFAST Corporation Ltd. All trademarks, service marks, logos and any other marks whatsoever are used for the benefit of their respective owners and is not intended to infringe the trademark of any such person. IFPL or any of its relevant third party providers (as an intended third party beneficiary) may enforce its rights against you. LICENSE Nothing contained herein shall be construed as conferring by implication, estoppels, or otherwise any license or right under any patent, trademark, or proprietary rights of IFPL or of any third party. Except as expressly provided above, nothing contained herein shall be construed as conferring any license or right under any IFPL copyright. REVISIONS All information (including without limitation, specifications, descriptions and prices) appearing in this Site may be revised or withdrawn, in whole or in part, at any time without notice and shall not in any event form or constitute part of an offer or terms and conditions of a contract. By using this Site, you agree to be bound by any such revisions and you agree to periodically visit this page to determine the then current terms of use to which you are bound. EXCLUSION OF LIABILITY Visitors to this site assume all responsibility and risk for the use of this site. IFPL, its subsidiaries and affiliates disclaim all warranties, representations and endorsements, express or implied, with regard to information accessed from or via this site, including but not limited to all express and implied warranties, including warranties of title, merchantability, fitness for a particular purpose, non-infringement, and freedom from computer virus.IFPL does not assume any liability or responsibility for the accuracy, completeness, or usefulness of the information disclosed at or accessed through this site. In no event shall IFPL be liable for any direct, special, indirect, punitive, incidental or consequential damages, or any other damages of whatsoever kind resulting from whatever cause, including but not limited to loss of use, loss of profits, or loss of data, whether in an action under contract, tort, negligence, or strict liability, or otherwise, arising out of or in any way in connection with the use or performance of the information on, or accessed through, this site. Any advice or recommendation in the site has been made on a general basis without taking into account or considering the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Any reliance on such advice or recommendation is entirely at your own risk in all cases, you should always seek the advice of professional advisers regarding the evaluation of any product, unit trust or other financial instrument, report, index, advice, opinion or any other content. Any hyperlinks to any other websites are not an endorsement or verification of such websites and such websites should only be accessed at the user's own risks. This exclusion clause shall take effect to the fullest extent permitted by law. DISCLAIMERS The information published on this Site is provided without charge as a convenience to visitors, to be used for informational purposes only and shall not be construed as an offer or solicitation to deal in the funds or products referred to or contained in this Site. While IFPL (which shall include any of its relevant third party providers) has tried to provide accurate and timely information, there may be inadvertent delays, omissions, technical or factual inaccuracies and typographical errors. The information provided on this Site is provided "AS IS", "AS AVAILABLE" and is provided by way of a simple summary. IFPL (which shall include any of its relevant third party providers) does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained in this Site, and IFPL expressly disclaims liability for errors or omissions in these materials. IFPL makes no commitment to update the information contained in this Site. Accordingly, you are advised to read the relevant prospectuses for further information. All materials and contents found in this Site are strictly for information purposes only and should not be considered as an investment advice or recommendation, an inducement of offer, or solicitation, to deal in any of the funds or products found in this Site by IFPL or any of its relevant third party providers. Any forecasts or projections or forward looking statements made whether by IFPL or any other party in this Site are not necessarily indicative of future or likely performance, future events or future financial performance of products, countries, markets or companies. These statements are only predictions and actual events or results may differ. While certain tools available on the Site may provide general investment or financial analysis based upon your personalized input, such results are not to be construed as our providing investment recommendations or advices. Please make your own assessment of the relevance, accuracy and adequacy of the information contained in this Site. You are advised to make your independent investigations as may be necessary or appropriate for the purpose of such assessment including the investment risks involved. Any opinion or estimate contained in this Site is made on a general basis and neither IFPL nor any of its servants or agents have given any consideration to nor have they or any of them made any investigation of the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Accordingly, IFPL expressly disclaims all liability for the use or interpretation by others of information contained in this Site or for any loss arising whether directly or indirectly as a result of the visitor, user, any person or group of persons acting on any information, opinion or estimate contained in this Site. Decisions based on information contained in this Site is your sole responsibility, and in exchange for using this Site, you agree to hold IFPL, its subsidiaries and affiliates harmless against all and any claims for damages arising from any decisions that you make based on such information. Investments in the unit trusts are not deposits or other obligations of, or guaranteed or insured by IFPL or any other fund house or fund manager referred to in this Site or their affiliates and are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future performance. The value of the unit trusts and the income from them may fall as well as rise. All applications for unit trusts must be made on the application form accompanying the prospectus. Investors should read the prospectus for details. Units in most Funds are not available to U.S. persons. Regardless of your choice of payment mode on your investments, it should not be construed in any way that IFPL is providing any form of credit facility, loan or advance to you. Full payment on any investment order placed with us must be received by IFPL in order for IFPL to meet settlement timeline with its counterparties, and such investments will only be allocated to you upon receipt of the full payment amount. If you are accessing this Site from a jurisdiction outside of Singapore, you are responsible for compliance with the applicable laws and regulations of your jurisdiction. Please do not access this Site if the publication or availability of this Site is prohibited in your jurisdiction in any way. Please note that only certain bond(s) herein are available to all investors, while the rest are only available for certain persons to invest in, such as Accredited Investors (as defined in the Securities and Futures Act) or one who invests at least S$200,000 (or its equivalent currency) per transaction. To qualify as an Accredited Investor, one needs to submit a declaration form and certain relevant supporting documents, according to Fundsupermart.com’s prevailing policies and procedures. LINK TO THIRD PARTY WEBSITES IFPL makes no representations whatsoever about any other web site which you may access through this Site. When you access a non-IFPL web site, please understand that it is independent from IFPL, and that IFPL has no control over the content on that web site. In addition, a link to a non-IFPL web site does not mean that IFPL endorses or accepts any responsibility for the content, or the use, of such web site and IFPL shall not be liable for any accuracy or quality of any such content. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. IFPL makes no representation or warranty as to any third party products. LINKING TO THIS SITE No hyperlinks to the Site or any of the internal or subsidiary pages within the Site, or framing of any content in the Site, shall be made by anyone unless with the prior consent of IFPL. Without prejudice to any of its other rights, IFPL may upon discovering such unauthorized linking or framing disable such links or frames. SUBMISSION OF INFORMATION By providing information (such as feedback, data, answers, questions, comments, suggestions, plans or ideas) to IFPL, you agree that such information shall be non-confidential and that IFPL shall have unlimited rights to use, distribute, reproduce, and disclose such information worldwide as IFPL deems appropriate, without compensation or acknowledgement of its source. IFPL shall be free to use any ideas, concepts, know-how or techniques contained in information which you provide to IFPL through this Site, including but not limited to developing, manufacturing, and marketing products or services incorporating or otherwise based on such information. USE OF THE FORUM You agree to use the Forum only to post, send and receive messages and materials that are proper and legal and shall not engage in any activities that violate any applicable laws or regulations, or activities deemed by IFPL in its sole discretion to be unsuitable. You shall be responsible for any claims or actions made against you in respect of messages and materials posted or sent by you to the Forum. IFPL is not obliged to monitor the Forum but reserves all rights to review comments, information and materials posted to the Forum and delete such comments, information or materials in its sole discretion and to terminate your access to the Forum without notice and for any reason whatsoever. All users of the Forum are not authorized spokespersons of IFPL, and their views and comments are their own and do not reflect those of IFPL. REGISTRATION AND USE This section is applicable to registered users only. You have been provided with an account ("Account"), a user identification ("User ID") and password ("Password") specific to your Account which you may use to navigate and carry out transactions on this Site. IFPL shall be entitled to disclose the User ID, Password or Account contents to any third party if required to do so by any law, regulation or court order. You shall :- 1. be responsible for ensuring the confidentiality of your Account, User ID and Password; 2. immediately notify IFPL of any theft or unauthorized use of your Account, User ID and Password or any other breach of security; 3. log out of your browser at the end of each of your sessions on the Site; 4. not disclose your User ID or Password to any third party; 5. be solely responsible for any activities that take place through your Account, User ID or Password and for the contents of your Account. In no circumstances shall IFPL be liable to you in any way whatsoever for any loss, damage, costs, expense incurred by you as a result of, arising out of or in connection with, whether directly or indirectly, the wrongful or fraudulent use of your Account, User ID or Password. You shall have no rights, title, interests over your Account, User ID or Password. IFPL or its relevant third party providers shall be entitled (in its sole discretion and without assigning any reason) to terminate the use of the same at any time whatsoever. Upon such termination, you shall no longer be entitled to use or access your Account, User ID or Password. IFPL shall not be liable to you or any third party for any termination, deactivation or deletion of your Account, User ID or Password or the contents of the Account. INTERNET TRADING DISCLAIMER The Internet is, due to unpredictable traffic congestion and other reasons, an inherently unreliable medium of communication and that such unreliability is beyond the control of IFPL. You acknowledge that, as a result of such unreliability, there may be delays in the transmission and receipt of Instructions and other information which may result in delays in the execution of Instructions and/or the execution of Instructions at prices different from those prevailing at the time the Instructions were given. You further acknowledge and agree that there are risks of misunderstanding or errors in any communication and that such risks shall be absolutely borne by you. You acknowledge and agree that it will not usually be possible to cancel an Instruction after it has been given. MARKET DATA You agree to be bound by the provisions provided in Schedule 1 of this Terms and Conditions with respect to Market Data. Market Data means data (including but not limited to symbols information, statistics and any other data in letter or numeral form), whether real-time or delayed, disseminated by the relevant stock exchange(s) disclosing, describing, summarising or otherwise commenting on the trading of securities contract. GOVERNING LAW & JURISDICTION By using and accessing this Site, you agree that Singapore law shall govern such use and access and you agree to submit to the exclusive jurisdiction of the Singapore courts. SCHEDULE 1 MARKET DATA PROVISIONS OF RELEVANT STOCK EXCHANGE(S) HKEX INFORMATION SERVICES LIMITED ("HKEX") In relation to the usage of HKEX Market Data, You acknowledges and agrees to the following: Conditions of the Transmission of Market Data 1. Market Data provided herein is for Your exclusive use within the scope of its activity. 2. You are expressly prohibited from copying or redistributing the said Market Data in any manner or format whatsoever, to any individual or legal entity whatsoever, either for free or for valuable consideration, without the prior written consent of HKEX, its holding companies and/or any subsidiaries of such holding companies. 3. You agree to accept the specific conditions imposed by HKEX, as specified from time to time by IFPL. 4. You acknowledge that HKEX is and shall remain the owner of all the property rights over the Market Data they provide. 5. You shall take all reasonable measures in order to avoid Market Data that it receives being used for unauthorised or illegal purposes or being hacked. 6. You shall indemnify IFPL and HKEX for the consequences of any unauthorised use. 7. You acknowledge that since the Market Data relates to financial information, HKEX and/or IFPL reserve(s) the right to modify the structure of the Market Data provided in the event that they are required to do so by legislation or that any regulations governing them are amended. 8. You acknowledges that IFPL is under an absolute obligation to stop providing the Market Data on first demand from HKEX to do so, and for whatever reason. Should this happen, IFPL shall in no case be held liable for the consequences of this interruption in the provision of Market Data. 9. IFPL shall not be directly or indirectly liable for any damage whatsoever resulting directly or indirectly from the content, reliability, integrity, comprehensiveness, accuracy or quality of the Market Data. IFPL shall not be directly or indirectly liable for any damages whatsoever, including consequential loss, special, indirect or punitive damages, resulting from or arising out of an interruption of the transmission of the Market Data. Financial Terms You agree to pay Market Data fees as stipulated by IFPL from time to time. Termination 1. The provisions herein shall enter into effect once You access This Site and shall continue in effect until IFPL notifies You of its intent to discontinue providing the Market Data. 2. IFPL shall automatically terminate and cut off the flow of Market Data at any time, without any liability, and/or owing any compensation, to You, if You do not comply with the terms and conditions set forth herein concerning the Market Data transmission. HKEX Disclaimer HKEX INFORMATION SERVICES LIMITED, ITS HOLDING COMPANIES AND/OR ANY SUBSIDIARIES OF SUCH HOLDING COMPANIES ENDEAVOUR TO ENSURE THE ACCURACY AND RELIABILITY OF THE INFORMATION PROVIDED BUT DO NOT GUARANTEE ITS ACCURACY OR RELIABILITY AND ACCEPT NO LIABILITY (WHETHER IN TORT OR CONTRACT OR OTHERWISE) FOR ANY LOSS OR DAMAGE ARISING FROM ANY INACCURACIES OR OMISSIONS. SGX-ST In relation to the usage of SGX-ST Market Data, You acknowledge and agree to the following: 1. The transmission of Market Data is conditional upon Your strict compliance with the provisions set forth herein, and IFPL may, with or without notice to You, discontinue transmission of Market Data whenever in IFPL's judgment there has been any breach by You or any entity on behalf of You, of any of the provisions herein, or whenever directed to do so by SGX-ST. 2. IFPL shall have the right at any time and without cause to stop the dissemination of Market Data to You upon being directed by SGX-ST to do so. 3. Neither IFPL nor SGX-ST guarantee the sequence, timeliness, accuracy or completeness of any of the Market Data. Neither IFPL nor SGX-ST shall be liable for non-performance or interruption of transmission due to any cause whatsoever, including any omission or negligence on the part of IFPL or SGX-ST. Neither IFPL nor SGX-ST shall be liable for any reason whatsoever to You or to any other person for any delays, inaccuracies, errors or omissions in the Market Data, or in the transmission of such Market Data, or for any damages arising therefrom or occasioned thereby, including economic, financial, material, personal or consequential loss or damage. 4. SGX-ST shall not be liable in any way whatsoever to You or any other person whatsoever for any economic, financial, material, consequential, or personal losses or damage resulting from actions or decisions based on, or as a result of, Market Data received directly or indirectly from IFPL. 5. You shall indemnify each of IFPL, SGX-ST and their respective officers, employees and agents against all loss, actions, proceedings, costs, claims and damages arising from: 1. any breach by You of its obligations herein; 2. any reliance by any third party on the Market Data obtained through, or from, Your utilisation of the Market Data; or 3. any defect in or abuse or misuse or failure of operation or performance or breakdown of such equipment or any part(s) of such equipment at any time. 6. You shall not use or permit the Market Data to be used other than for its own internal purposes, and shall not, and shall not permit any third party to, use or distribute, or purport to use or distribute, the Market Data. 7. You acknowledge that the Market Data provided to it is confidential and remains the valuable property of SGX-ST. You agree and undertake that during the term of this Terms and Conditions and thereafter, You shall keep confidential, and shall not without the prior written consent of SGX-ST disclose to any third party, the confidential information (including the Market Data). 8. You shall not allow any other person to: 1. use the Market Data to compile a stock index on the Singapore stock market or on securities or derivatives quoted or traded on the Singapore Exchange Limited, which would enable or facilitate index based trading to be conducted by any market or person; 2. use the Market Data to create any derivatives works for any purposes whatsoever; 3. engage in the operation of any unlawful business nor allow any other unauthorized or unlawful usage of the Market Data in contravention of any terms of this Terms and Conditions or any applicable laws, rules and regulations; or 4. commercially exploit the Market Data in any other manner whatsoever contrary to the intent and spirit herein. 9. SGX-ST shall have the right under the Contracts (Rights to Third Parties) Act Chapter 53B of Singapore to enforce its rights herein. Financial Terms You agree to pay Market Data fees as stipulated by IFPL from time to time. Termination 1. The provisions herein shall enter into effect once You access This Site and shall continue in effect until IFPL notifies You of its intent to discontinue providing the Market Data. 2. IFPL shall automatically terminate and cut off the flow of Market Data at any time, without any liability, and/or owing any compensation, to You, if You do not comply with the terms and conditions set forth herein concerning the Market Data transmission. AMERICAN STOCK EXCHANGE, INC ("AMEX") AND NEW YORK STOCK EXCHANGE, INC ("NYSE") In relation to the usage of AMEX and NYSE Market Data, You acknowledge and agree to the following: 1. That any United States-registered national securities exchanges and national securities associations (each an 'Authorizing SRO'), AMEX and NYSE has a proprietary interest in the Market Data that originates on or derives from it or its market(s). 2. That the Authorizing SROs are third-party beneficiaries under these terms and conditions and may enforce its rights, by legal proceedings or otherwise against You or any person that obtains Market Data that is made available pursuant hereof. You shall pay the reasonable attorney's fees that any Authorizing SRO incurs in enforcing its rights herein. 3. That neither AMEX, NYSE, the Authorizing SRO nor IFPL guarantees the timeliness, sequence, accuracy or completeness of Market Data. You shall not hold AMEX, NYSE, the Authorizing SRO nor IFPL liable in any way for (a) any inaccuracy, error or delay in, or omission of, (i) any such data, information or message or (ii) the transmission or delivery of any such data, information or message, or (b) any loss or damage arising from or occasioned by (i) any such inaccuracy, error, delay or omission, (ii) non-performance or (iii) interruption in any such data, information or message due either to any negligent act or omission by AMEX, NYSE, the Authorizing SRO or IFPL, to any Force Majeure or to any other cause beyond the reasonable control of AMEX, NYSE, the Authorizing SRO or IFPL. 'Force Majeure' means any event beyond IFPL's control, such as fire, earthquake, flood, lightning, riots, strikes, lockouts, government action, war, the acts, orders, directives, policies, regulations, prohibitions or measures of any kind on the part of any court, governmental, parliamentary and/or regulatory authority imposed after the fact, power failure, acts or defaults of any telecommunications network operator, telecommunications disruption or computer failure; 4. That You shall not furnish the Market Data to any other person or entity and shall use Market Data only for Your individual use in Your business. 5. The Authorizing SROs may discontinue disseminating any category of Market Data, may change or eliminate any transmission method and may change transmission speeds or other signal characteristics and shall not be liable for any resulting liability, loss or damages that may arise therefrom. THE NASDAQ STOCK MARKET LLC ("NASDAQ") In relation to the usage of NASDAQ Market Data, You acknowledge and agree to the following: 1. The provision and availability of the NASDAQ Market Data is subject to the terms and conditions, and limitations imposed by NASDAQ on IFPL. Therefore, the provision and availability of such information to You is subject to such terms and conditions and limitations. NASDAQ grants to You a non-exclusive and non-transferable license to receive and use the Market Data transmitted to it by IFPL. You acknowledge and agree that NASDAQ has proprietary rights to the Market Data that originates on or devise from markets regulated or operated by NASDAQ and compilation or other rights to information gathered from other sources. 2. That the NASDAQ Market Data originates from NASDAQ and IFPL disclaims all liability in respect thereof. In particular, and without derogation to the foregoing, IFPL makes no representation and disclaims all express, implied, and statutory warranties of any kind including warranties as to accuracy, timeliness, sequence, completeness, merchantability, or fitness for any particular purpose in relation to the NASDAQ Market Data. 3. That NASDAQ will make commercially reasonable efforts to offer the NASDAQ Market Data as promptly and as accurately as is reasonably practicable. Notwithstanding the foregoing, You acknowledge and agree that the NASDAQ Market Data and any and all material related to the NASDAQ Market Data are being provided 'as is' with no warranties. 4. In the event that the NASDAQ Market Data is not available as a result of a failure on the part of NASDAQ, NASDAQ will endeavor, giving due regard for the cost, time and effect on other users, to correct any such failure. In the event that the NASDAQ Market Data is not available, is delayed, is interrupted, is incomplete or is not accurate or is otherwise materially affected for a period, Your rights and remedies are expressly limited to such of the rights and remedies as may be available to IFPL against NASDAQ in respect thereof and to the extent that the exercise of such rights and remedies are, at the absolute discretion of IFPL available to You. Beyond the warranties stated in this section, there are no other warranties of any kind, express, implied or statutory (including, without limitation, timelines, truthfulness, sequence, completeness, accuracy, freedom from interruption, any implied warranties arising from trade usage, course of dealing, or course of performance, or the implied warranties of merchantability or fitness for a particular use or purpose). 5. You will not sell, lease, furnish or otherwise permit or provide access to the Market Data to any other Person or to any other office or place, and shall take reasonable security precautions to prevent unauthorized Persons from gaining access to the information. You will not engage in the operation of any illegal business use or permit anyone else to use the Market Data, or any part thereof, for any illegal purpose or violate any NASDAQ or Securities and Exchange Commission ('SEC') Rule. You shall not present the Market Data rendered in any unfair, misleading or discriminatory format. In the event of any misappropriation or misuse by You or anyone who accesses the information through You, NASDAQ or its third-party information providers shall have the right to obtain injunctive relief for its respective materials. 'Person' includes any individual, government, stock exchange, statutory body, business, firm, partnership, corporation or unincorporated body. In addition to the above, You acknowledge and agree to the following: 1. IFPL shall not be liable to You or any other person for trading losses, loss of anticipated profits, loss by reason of shutdown in operation or for increased expenses of operation, or for indirect, special, punitive, consequential, or incidental loss or damage of any nature arising from any cause whatsoever, even if IFPL and/or NASDAQ have been advised of the possibility of such damages. 2. IFPL shall not be liable to You or any other person for any unavailability, interruption, delay incompleteness, or inaccuracy of the NASDAQ Market Data. If IFPL, for any reason, is held liable for claims arising from the NASDAQ Market Data, whether in tort or in contract, the liability of IFPL is limited to an amount of direct damages that is actually incurred by You in reasonable reliance, and which amount does not exceed, at IFPL's option, the amount equal to what IFPL receives from NASDAQ by way of a prorated credit or a prorated refund of any monies due to NASDAQ from IFPL (less monies refunded or credited to You) for the NASDAQ Market Data at issue for the period at issue. 3. IFPL shall not be liable to You or to any other person for the unavailability, interruption, delay, incompleteness or inaccuracy of information or data received from NASDAQ's third party information providers or from a re-distributor of NASDAQ or for any acts or omissions of such third party or re-distributor. CBOE DATA SERVICES LLC ("CDS") In relation to the usage of CDS Market Data, You acknowledge and agree to the following: Definitions "System Description" means any written description of IFPL's system for receiving, storing, processing, using, entitling, transmitting and disseminating Market Data that is provided to and approved by CDS. "CDS Indemnified Parties" means, collectively, CDS, its affiliates and third party information providers, and its and their respective owners, officers, directors, employees, contractors and agents. You shall be deemed as a "Professional User" if You meet any one (1) of the following criteria: 1. You are subscribing on behalf of a firm, corporation, partnership, trust, or association. 2. You use the information in connection with any trade or business activities, and not for personal investment. 3. You are a securities broker-dealer, registered representative, investment advisor, investment banker, futures commission merchant, commodities introducing broker or commodity trading advisor, money manager, member of the Securities Exchange or Association or Futures Contract market, or any owner, partner, or associated person of the foregoing. 4. You are employed by a bank or any organisation exempt from registration under any relevant federal or state securities law or an affiliate of either to perform functions related to securities or commodity futures investment or trading activity. Conditions of the usage of Market Data 1. Market Data provided herein is for the exclusive use of You within the scope of its activity 2. You shall not use, or permit any third party to use Market Data for the creation or calculation of any index or similar work or in connection with the creation of any financial instrument or investment product. 3. Any use or distribution of the Market Data by You, including, but not limited to, reprocessing or creating derived data or services, unless expressly described in the written description of IFPL's System Description and approved by CDS, is prohibited. 4. You acknowledge that CDS retains the right to direct IFPL to terminate any use or distribution of Market Data for any reason or no reason. Should this happen, IFPL shall in no case be held liable for the consequences of this interruption in the provision of Market Data. 5. In the event if You fail to comply with any of these terms or conditions, then IFPL shall, within 5 business days after receipt of notice from CDS of such failure or untruth, cease providing Market Data to such Subscriber. 6. You shall indemnify, defend and hold harmless each of IFPL, CDS and the CDS Indemnified Parties from and against any and all Losses imposed on or asserted against IFPL, CDS and/or the CDS Indemnified Parties by a third party resulting from, in connection with, or arising out of any failure by You to comply with the terms and conditions herein or any CDS required agreement for Market Data; 7. IFPL and CDS shall not be liable to You or to any other Person, for Losses related to the Market Data, including for any inaccurate or incomplete Market Data received from CDS or from IFPL, any delays, interruptions, errors, or omissions in the furnishing thereof, or any direct, indirect or consequential damages arising from or occasioned by said inaccuracies, delays, interruptions, errors or omissions. 8. You expressly acknowledge that Market Data and any and all material related to Market Data, are being provided 'as is'. You acknowledge that IFPL, CDS or CDS Indemnified Parties do not make any representations or warranties, express or implied, with respect to Market Data, including, without limitation, any implied warranties or any warranties of merchantability, quality or fitness for a particular purpose. 9. You have read and agrees to be bound by the Cboe Global Markets, Inc. Privacy Notice and Policy (located at www.cboe.com/legal/privacy). Status 1. By default, IFPL shall treat You as a non-Professional User. However, if You fall within the definition of Professional User, You shall promptly notify IFPL of its status. 2. Should You fail to notify IFPL that You are a Professional User, IFPL reserves the right to claim from You any unpaid Market Data fees due to IFPL and all applicable penalties in relation to such failure by You to notify IFPL. Financial Terms 1. You agree to pay Market Data fees as stipulated by IFPL from time to time. 2. You agree that different charges of the Market Data fees may be imposed by IFPL to You, depending on Your status as a Professional User or non-Professional User. Termination 1. The provisions herein shall enter into effect once You access This Site and shall continue in effect until IFPL notifies You of its intent to discontinue providing the Market Data. 2. IFPL shall automatically terminate and cut off the flow of Market Data at any time, without any liability, and/or owing any compensation, to You, if You do not comply with the terms and conditions set forth herein concerning the Market Data transmission. SHENZHEN STOCK EXCHANGE ("SZSE") In relation to the usage of the SZSE Market Data, You acknowledge and agree to the following: 1. You are prohibited from transmitting any SZSE Market Data to any third party for any purpose or in any manner without the written authorization of Shenzhen Securities Information Co. Ltd ("SSIC"). 2. You undertake not to use all or part of the SZSE Market Data for any illegal purpose or provide the same to any third party to use for any illegal purpose. 3. If You wish to redistribute the SZSE Market Data, kindly provide IFPL with written notification of Your intention to redistribute the SZSE Market Data. IFPL will then notify SSIC and seek SSIC's prior approval. 4. Should IFPL finds that SSIC's interest is being infringed by You, IFPL shall be entitled to provide Your basic information to SSIC and shall be entitled to conduct investigation or coordinate with SSIC's investigation on Your act of infringement. 5. Should IFPL and/or SSIC find that You have infringed SSIC's interest, IFPL shall forthwith cease providing SZSE Market Data to You. 6. You are not entitled to any indemnity, and SSIC, SZSE and IFPL shall not be directly or indirectly liable for any damage whatsoever resulting directly or indirectly from the content, reliability, integrity, comprehensiveness, accuracy or quality of the SZSE Market Data. SSIC, SZSE and IFPL shall not be directly or indirectly liable for any damages whatsoever, including consequential loss, special, indirect or punitive damages, resulting from or arising out of an interruption of the transmission of the SZSE Market Data. SHANGHAI STOCK EXCHANGE ("SSE") In relation to the usage of SSE Market Data, You acknowledge and agree to the following: 1. China Investment Information Services Limited ("CIIS"), its holding companies and/or any subsidiary of such holding companies and/or its third party content provider(s) endeavor to ensure the accuracy and reliability of the information provided but do not guarantee its suitability, availability, service level, timeliness, accuracy or reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from any interruption, defect, error, delay, inaccuracies or omissions. 2. You shall not download or export any SSE Market Data for the purpose of (directly or indirectly) establishing, maintaining or providing, or assist in establishing, maintaining or providing an Off Market trading without obtaining the prior written consent of CIIS. 'Off Market' means a trading floor or dealing service where trading in securities listed on the Shanghai Stock Exchange, Shenzhen Stock Exchange, Dalian Commodity Exchange or Zhengzhou Commodity Exchange or of a type capable of being so listed or any other securities is being undertaken otherwise than at or through such exchanges. 3. You shall not disseminate the SSE Market Data to any other person. 4. You shall not decipher the SSE Market Data or use the SSE Market Data, without prior written consent of CIIS, for the following: 1. calculation of indices of stocks, securities, commodities, markets; or 2. development, issuance, creation or sponsorship of any financial instruments or investment products (including, without limitation, derivatives, structured products, investment funds or exchange-traded funds) where the price, return and/or performance of such instrument or product is based on, related to, or intended to track, any element of the information or a proxy for such element. 5. You undertake to provide IFPL and/or CIIS the rights to access or inspect Your premises, records and information, for the purpose of satisfying CIIS and/or IFPL by whatever proofs CIIS may reasonably require that You is not using the SSE Market Data in contravention to the provisions stated herein. 6. If IFPL and/or CIIS suspect that You are using the SSE Market Data or any part thereof contrary to the provision stated herein, IFPL may require You to immediately cease such misuse and must provide such proof as CIIS may reasonably require that You have ceased (or have never committed) such misuse. If You fail to comply with such notice within such period specified by CIIS, IFPL shall immediately at CIIS' further written direction, cease to supply the SSE Market Data to You or reduce the supply to a level specified by CIIS. 7. IFPL shall not be directly or indirectly liable for any damage whatsoever resulting directly or indirectly from the content, reliability, integrity, comprehensiveness, accuracy or quality of the SSE Market Data. IFPL shall not be directly or indirectly liable for any damages whatsoever, including consequential loss, special, indirect or punitive damages, resulting from or arising out of an interruption of the transmission of the SSE Market Data. 8. You shall indemnify IFPL and/or its relevant third party providers all liabilities, economic or other losses, damages, costs, claims, suits, demands, fees and expenses of whatsoever nature which may be incurred by IFPL and/or its relevant third party providers as a result of or in connection with or arising out of any act, omission, mistake, delay or interruption, on the part of IFPL and/or its relevant third party providers including (without prejudice to the generality of the foregoing) acts or omissions in respect of or in connection with or arising out of the collection, use or transmission of the information by or to You or arising from the information being inaccurate, incomplete or otherwise misleading, except to the extent of wilful default, gross negligence or fraud of IFPL and/or its relevant third party providers. Additionally, You undertake not to institute or attempt or threaten to institute any proceedings against IFPL and/or its relevant third party providers for or in respect of any of the aforesaid loss, provided that You shall not be precluded from instituting proceedings in the event of the willful default, gross negligence or fraud of IFPL and/or its relevant third party providers. BURSA MALAYSIA In relation to the usage of Bursa Malaysia Market Data, You acknowledge and agree to the following: 1. The transmission of Market Data is conditional upon Your strict compliance with the provisions set forth herein, and IFPL may, with or without notice to You, discontinue transmission of Market Data whenever in IFPL’s judgment there has been any breach by You or any entity on behalf of You, of any of the provisions herein, or whenever directed to do so by Bursa Malaysia. 2. IFPL shall have the right at any time without cause to stop the dissemination of Market Data to You upon being directed by Bursa Malaysia to do so. 3. Neither IFPL nor Bursa Malaysia guarantee the sequence, timeliness, accuracy or completeness of any of the Market Data. Neither IFPL nor Bursa Malaysia shall be liable for non-performance or interruption of transmission due to any cause whatsoever, including any omission or negligence on the part of IFPL or Bursa Malaysia. Neither IFPL nor Bursa Malaysia shall be liable for any reason whatsoever to You or to any other person for any delays, inaccuracies, errors or omissions in the Market Data, or in the transmission of such Market Data, or for any damages arising therefrom or occasioned thereby, including economic, financial, material, personal or consequential loss or damage. 4. Bursa Malaysia shall not be liable in any way whatsoever to You or any other person whatsoever for any economic, financial, material, consequential, or personal losses or damage resulting from actions or decisions based on, or as a result of, Market Data received directly or indirectly from IFPL. 5. You shall indemnify each of IFPL, Bursa Malaysia and their respective officers, employees and agents against all loss, actions, proceedings, costs, claims and damages arising from: 1. any breach by You of Your obligations herein; 2. any reliance by any third party on the Market Data obtained through, or from, Your utilisation of the Market Data; or 3. any defect in or abuse or misuse or failure of operation or performance or breakdown of such equipment or any part(s) of such equipment at any time. 6. You shall not use or permit the Market Data to be used other than for Your own internal purposes, and shall not, and shall not permit any third party to, use or distribute, or purport to use or distribute, the Market Data. 7. You acknowledge that the Market Data provided to it is confidential and remains the valuable property of Bursa Malaysia. You agree and undertake to keep confidential, and shall not without the prior written consent of Bursa Malaysia disclose to any third party, the confidential information (including the Market Data). 8. You shall not allow any other person to: 1. use the Market Data to compile a stock index on the Malaysian stock market or on securities or derivatives quoted or traded on Bursa Malaysia, which would enable or facilitate index based trading to be conducted by any market or person; 2. use the Market Data to create any derivatives works for any purposes whatsoever; 3. engage in the operation of any unlawful business nor allow any other unauthorized or unlawful usage of the Market Data in contravention of any terms of this Agreement or any applicable laws, rules and regulations; or 4. commercially exploit the Market Data in any other manner whatsoever contrary to the intent and spirit herein. FINANCIAL TERMS You agree to pay Market Data fees as stipulated by IFPL from time to time. TERMINATION 1. The provisions herein shall enter into effect once You access This Site and it shall continue in effect without expiration unless You unsubscribe to Bursa Malaysia Market Data or IFPL notifies You of its intent to discontinue providing the Market Data. 2. IFPL shall automatically terminate and cut off the flow of Market Data at any time, without any liability, and/or owing any compensation, to You, if You do not comply with the terms and conditions set forth herein concerning the Market Data transmission. For further assistance, please call our hotline at 6557 2853 from: 8:30am to 10:30pm, (Mondays to Fridays except PH) and 8:30am to 12:30pm, (Saturdays except PH) NEED FINANCIAL ADVICE? MAKE AN APPOINTMENT LIVE CHAT 8:30AM TO 10:30PM, (MONDAYS TO FRIDAYS EXCLUDING PH) AND 8:30AM TO 12:30PM, (SATURDAYS EXCLUDING PH) EMAIL clienthelp@fundsupermart.com MORE QUESTIONS? 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