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Submission: On October 07 via automatic, source certstream-suspicious — Scanned from DE
Submission: On October 07 via automatic, source certstream-suspicious — Scanned from DE
Form analysis 1 forms found in the DOM
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<label class="form-check-label mt-4 mb-4" for="checkbox" style="text-align: justify;margin-left:10px;">We take your privacy seriously. By clicking Submit I confirm that I am a U.S. resident over the age of 18, I agree to the Terms of Service
and Privacy Policy, and I agree to receive offers via email from Credit Card Savviness and these MARKETING PARTNERS. I also agree to be contacted by Credit Card Savviness and these MARKETING PARTNERS at the phone number I provided above via
pre-recorded and/or automated telephone calls and/or text messages even if my number is listed on a Do Not Call list and I understand this consent is not a condition of purchase. Message/data rates may apply. Reply HELP at any time, or STOP
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</form>Text Content
* Privacy Policy * Terms & Conditions * Contact Us * Privacy Policy * Terms & Conditions * Contact Us WHAT TO LOOK FOR IN THE BEST CREDIT CARD It’s that time of year again. Credit card companies are rolling out their newest offers, and it can be hard to know which card is best for you. Whether you want a cashback rewards program, travel points, or just low-interest rates, there are lots of options out there. Let’s take a look at some key factors you should consider when choosing the right credit card for your needs. * * * * ARE YOU A MAN OR WOMAN? (The reason we ask is that spending habits tend to differ between genders.) Male Female WHAT'S YOUR AGE? JOIN THOUSANDS OF OTHERS WHO'VE FOUND THEIR IDEAL CREDIT CARD 20S 30S 40S 50S 60S SELECT A CREDIT RANKING THAT BEST FITS YOUR CREDIT SCORE. Excellent 740+ Good 680 - 740 Fair 620 - 680 Below 620 Excellent Not Sure We take your privacy seriously. By clicking Submit I confirm that I am a U.S. resident over the age of 18, I agree to the Terms of Service and Privacy Policy, and I agree to receive offers via email from Credit Card Savviness and these MARKETING PARTNERS. I also agree to be contacted by Credit Card Savviness and these MARKETING PARTNERS at the phone number I provided above via pre-recorded and/or automated telephone calls and/or text messages even if my number is listed on a Do Not Call list and I understand this consent is not a condition of purchase. Message/data rates may apply. Reply HELP at any time, or STOP to opt-out. Submit THANK YOU × Thank You for signing up. Please check your inbox shortly. Close INTEREST RATES Let's start with bread and butter - when you're looking for a good card, the first number you're going to want to look at is the interest rate. While these may vary widely between different cards, it's important to make sure you understand what kind of interest rate you're getting upfront before signing up. If your credit is low, you may end up needing to pay a higher APR, since the card provider is taking on a little more risk. Some cards offer 0% introductory APRs, while others will have higher rates that can cost you more in the long run if you don't pay off your balance every month. Be sure to read the fine print on any credit card offer before making a decision so that you know exactly what kind of interest rate you're getting. REWARDS PROGRAMS If you want to maximize your credit card rewards, then taking advantage of a rewards program is an excellent option. The best reward programs will offer cashback on purchases or points that can be redeemed for travel or other goods and services. Make sure to read through all of the details associated with any rewards program before signing up as some may have restrictions or limits on how many points or cash back can be earned in certain categories or over certain periods. ANNUAL FEES Finally, its important to look into the annual fees associated with any credit card offer before signing up. Some cards come with no annual fee while others may charge one ranging from $50-$500 depending on the type and level of benefits offered with the card. While high annual fees may seem like a turn-off initially, they may also offer additional benefits such as expanded insurance coverage and access to exclusive events which could make them worth considering if those perks fit into your budget. With so many different types of credit cards available these days, it's easy to feel overwhelmed when trying to decide which one is right for your needs. When looking into new offers, keep an eye out for the key factors like interest rates, rewards programs, and annual fees mentioned above so that you can make an informed decision about which one will work best for your situation! Copyright © Credit Card Savviness, All Rights Reserved.