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Guide, Feedback, and Issue Reporting
Consumer Advisory: Consumers are advised not to accept any unsolicited calls...
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Consumer Advisory: Consumers are advised not to accept any unsolicited calls
from companies who promise to resolve bills. In addition, in accordance with FTC
regulations, please be advised that NO upfront fees may be charged for
resolution services and NO fees whatsoever until bills are successfully reduced
or resolved. Consumers may also utilize the free self-help resources on this
site or access the site resources that appear under “Consumer Debt Information”.
Getting Relief For Unmanageable Debts
See If My Debts Qualify
Help by Phone: XXX-XXX-XXXX



 * See If My Debts Qualify
 * About Us
 * Contact Us

Getting Relief For Unmanageable Debts
Consumers can now learn what help is available for their debts.

Many Americans are facing financial hardship as interest rates and costs of
living rise. Despite their best efforts, high-interest payments make it
difficult to pay down debts while still covering their monthly living expenses.
Most are unaware of what relief options are available to them and not sure who
they can trust.

OneLowerPayment.org helps people struggling with high-interest debts find out if
their debts qualify for one lower payment.

See If My Debts Qualify
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© 2024 OneLowerPayment.org

We are not a lender, creditor or debt collector. Referral arrangements with
affiliates or partners may make it possible for you to apply for a loan. Annual
Percentage Rates range from 5.90% to 35.99% with loan terms from 12 to 84
months. Eligibility for a loan via affiliates or partners is based in part on
the specific loan amount that you request. The term and APR will depend on the
requested loan amount, your creditworthiness, income, debt payment obligations,
credit history and other factors. There is no guarantee that you will be
qualified for a loan through our affiliates or partners. Loan options may not be
available in all states.

A typical personal loan example has a loan amount of $17,000, a 5% origination
fee, a 53-month repayment term, and an interest rate of 17.00%. You would
receive $16,150 ($17,000 less the $850 origination fee – a prepaid finance
charge) and the monthly payment would be $458.48 equating to an APR of 19.63%.
The total interest would be $7,299.44 and the total cost of the loan (interest
plus origination fee of $850) would be $8,149.44. The total of payments would be
$24,299.44.

It is recommended that consumers consult with a qualified financial advisor
before taking on a consolidation loan.

This site is a free educational and motivational resource to help people
understand consolidation options. The site provides free do-it-yourself (DIY)
resources, articles, and videos. The information on this site is not provided by
any state organization but as a convenience to state residents with links to
state and federal hardship assistance for informational purposes only. We do not
discriminate on the basis of race, color, religion, sex, marital status,
national origin or ancestry.

Testimonials are the individuals' expressed opinion and may not be reflective of
all experiences with the company.