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 * Solutions
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   Merchant Solutions
    * Payment Processing
      * Mobile Processing
      * Web Commerce
      * Text & QR Code Payments
      * Integrations
    * POS Solutions
      * MaxxPay
      * Total Touch POS
      * POS Terminals
    * Additional Services
      * Surcharge & Dual Pricing Program
      * BizFunds Cash Advance
      * Gift & Loyalty Programs
      * Web Design

 * Industries
   * Industries
   * Retail
   * eCommerce
   * Restaurants & Bars
   * Professional Services
   * Skilled Trade Services
   * Specialty Businesses
 * Partnerships
   * Partnerships
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   * Payment Partnerships
   * POS Reseller

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Have Questions? Call us 866-986-0145


INNOVATIVE, COST-EFFECTIVE PAYMENT PROCESSING

We are a leading payment processing company with more than 30 years of
experience assisting businesses like yours.

 * Get Started

 *  

 * See our Solutions

Customer FeedbackBased on 1,000+ Google Reviews

> “EMS has been a pleasure to work with. Always providing great customer
> service. Our representative is always available to assist and as a small
> business we appreciate that.”

AME Loyal Inc


EXPERT GUIDANCE

We currently serve tens of thousands of business owners across the United
States, each with a tailored payment solution that suits their unique needs.

LOWER RATES AND FEES

We offer the lowest rates possible to help you increase profitability. In fact,
95% of business owners who receive our free rate review end up saving money.

24/7/365 CUSTOMER SUPPORT

Yes, you read that right! Whether you have a question at 3PM or 3AM, our
U.S.-based support team is standing by to assist you.

PAYMENT SOLUTIONS


ACCEPT PAYMENTS ONLINE,
IN-PERSON, OR ON THE GO


POINT OF SALE SOLUTIONS

Do you need a tailored payment solution for your restaurant or retail business?
We offer multiple point of sale options to help you streamline operations,
increase efficiency, and improve the customer experience.

Learn More



ONLINE PAYMENTS

Take advantage of the flexibility to accept payments online! Our payment gateway
solutions offer a powerful, secure virtual terminal along with seamless
integration to online stores. Plus, advanced features are available to help you
manage your business.

Learn more


MOBILE PROCESSING

If you’re conducting business on the go, don’t have a typical storefront, or
lack the space for a credit card machine, a mobile processing solution could be
the answer!

Learn More



ACCESS 0% PROCESSING RATES

Eliminate credit card processing costs with our Surcharge or Dual Pricing
Program. These programs can put hundreds of dollars back in your pocket every
month and greatly improve your bottom line.


SURCHARGE PROGRAM

Offset the cost of accepting credit cards by applying a service fee to all
credit card sales.

Learn more


DUAL PRICING PROGRAM

Save money on fees by offering a discounted cash price on all sales.

Learn more


PAYMENT PROCESSING FOR ALL BUSINESS TYPES

See all industries we serve

RETAIL

Whether you need to manage multiple store locations, fulfill orders online, or
even accept credit cards on the go, we can help.

ECOMMERCE

We can help you establish your web presence, add a store to your existing
website, or even enable payments for an existing online store.

RESTAURANT & BAR

Our restaurant-specific point of sale systems can help you improve processes and
make service easy.

PROFESSIONAL SERVICES

With a secure, simple payment solution, you can help your customers get back to
their daily lives faster.

SKILLED TRADE SERVICES

We provide innovative, secure payment solutions to help you streamline
operations, save time, and elevate the customer experience.

SPECIALTY

Whether you run a beauty salon, golf course, auto repair shop, or anything
in-between, we're here to serve and support your unique needs!





INTEGRATIONS DEVELOPED WITH YOU IN MIND

We partner with reputable companies to bring you the best solution possible.
Whether you need a website, online shopping cart, payment gateway, or other
custom application, you can trust that EMS has the resources to build a tailored
solution that lasts.



ONE TEAM, ONE VISION


GET TO KNOW THE EMS TEAM

The EMS team is the driving force behind the success of our mission. Together,
we serve our customers and company with integrity, kindness, and determination.
The diverse aptitudes and perspectives each team member brings to their work is
a huge part of what drives us to successfully empower the business owners we
serve.

Learn more


LET’S FIND THE RIGHT SOLUTION FOR YOUR BUSINESS.

 * Build a Plan

 * Implement & Save

 * Receive Ongoing Support

Request a Consultation





OUR COMMUNITY PARTNERS

We have a vested interest in the health, happiness and growth of our local
communities.




HELPFUL RESOURCES

FEATURED

HOW TO RECOGNIZE A MERCHANT SERVICES SCAM

Read

FEATURED

EVERYTHING YOU NEED TO KNOW ABOUT MERCHANT ACCOUNTS & HOW TO GET ONE

Read

CREDIT CARDS

YOUR COMPLETE GUIDE TO CHARGEBACK DISPUTES & FIGHTING FRIENDLY FRAUD

Read



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866-986-0145

Operator

800-726-2117

Support

800-615-1330

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©2024 Electronic Merchant Systems. 250 W. Huron Rd., Suite 400, Cleveland, OH
44113 |Privacy|Sitemap

Electronic Merchant Systems, LLC is a registered Independent Sales
Organization/MSP of BMO Harris Bank, NA, Cincinnati, OH; Central Bank of St.
Louis, St. Louis, MO; Esquire Bank, NA, Jericho, New York; and Merrick Bank,
South Jordan, UT.

 * Solutions
   Solutions
   Merchant Solutions
    * Payment Processing
      * Mobile Processing
      * Web Commerce
      * Text & QR Code Payments
      * Integrations
    * POS Solutions
      * MaxxPay
      * Total Touch POS
      * POS Terminals
    * Additional Services
      * Surcharge & Dual Pricing Program
      * BizFunds Cash Advance
      * Gift & Loyalty Programs
      * Web Design

 * Industries
   * Industries
   * Retail
   * eCommerce
   * Restaurants & Bars
   * Professional Services
   * Skilled Trade Services
   * Specialty Businesses
 * Partnerships
   * Partnerships
   * Agents
   * Payment Partnerships
   * POS Reseller

Request a Consultation