mortgage.pingtreesystems.com Open in urlscan Pro
199.192.30.216  Public Scan

Form analysis
0 forms found in the DOM

Text Content

MORTGAGE

Home Terms & Conditions Privacy Get A Quote

Welcome to Mortagage Loan Finance


YOUR FINANCIAL STATUS IS OUR GOAL

Get A Quote

About Us


WE HELP OUR CLIENTS

A mortgage loan is a secured loan that individuals or businesses obtain to
purchase or maintain a home, land, or other types of real estate.

Secured Loan Term Amortization

The loan is secured by the property itself, meaning if the borrower fails to
make payments, the lender has the right to take ownership of the property
through a legal process called foreclosure.

Mortgage loans have defined repayment periods, commonly 15, 20, or 30 years,
during which the loan must be paid off.

Many mortgage loans are amortizing, meaning each payment covers part of the
interest and part of the principal, with the goal of paying off the entire loan
by the end of the term.

FIXED-RATE MORTGAGE

The interest rate remains constant throughout the loan term.



ADJUSTABLE-RATE

The interest rate can change periodically based on a specific index or
benchmark.



INTEREST-ONLY

Loans where the borrower pays only interest for a set period before paying both
principal and interest.

Why Choosing Us!


FEW REASONS WHY PEOPLE CHOOSING US!

A mortgage loan enables individuals to buy real estate without paying the full
purchase price upfront, spreading the cost over many years and making
homeownership more accessible.

PRE-APPROVAL

Potential borrowers apply to get pre-approved for a loan to understand how much
they can afford.

PROPERTY SEARCH

Borrowers search for and choose a property within their price range.

UNDERWRITING

The lender evaluates the borrower’s financial status, credit history, and the
property value.

Our Services


AWESOME FINANCIAL SERVICES FOR BUSINESS

PRIVATE MORTGAGE INSURANCE

ESCROW ACCOUNT

REFINANCING OPTIONS

QUALIFICATION CRITERIA


PRIVATE MORTGAGE INSURANCE

For conventional loans with a down payment of less than 20%, lenders typically
require PMI, which protects the lender if the borrower defaults.

Secured Loans

Credit Facilities

Cash Advanced


ESCROW ACCOUNT

Many lenders require borrowers to maintain an escrow account to cover property
taxes and homeowners insurance, which are included in the monthly mortgage
payment.

Secured Loans

Credit Facilities

Cash Advanced


REFINANCING OPTIONS

Refinancing to obtain better loan terms or interest rates.

Refinancing for more than the current mortgage balance to access home equity.

Secured Loans

Credit Facilities

Cash Advanced


QUALIFICATION CRITERIA

Lenders evaluate the borrower’s creditworthiness based on their credit score.

The ratio of monthly debt payments to monthly income, used to assess the
borrower’s ability to manage monthly payments.

Secured Loans

Credit Facilities

Cash Advanced

Copyright © 2024 Mortagage. All Rights Reserved
Privacy  |  Terms & Conditions