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Submitted URL: https://fahiefinancial.com/
Effective URL: https://www.planenroll.com/?purl=9QKdnk7x
Submission: On July 07 via api from BE — Scanned from DE

Form analysis 8 forms found in the DOM

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Text Content

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Health Agent

Life Agent


JOEL FAHIE



Licensed Insurance Agent

|

NPN: 20048744



joel@fahiefinancial.com 404-640-5096

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FIND THE RIGHT COVERAGE FOR YOU

Insurance can be confusing. But with our online resources and national network
of agents we can make it straightforward.

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Insurance doesn’t have to be confusing. We’re here to help you get coverage with
the benefits you deserve and feel more confident about the choices you make.

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FREQUENTLY ASKED QUESTIONS

IS PLANENROLL AN INSURANCE COMPANY?



No. We are an insurance brokerage dedicated to providing people like you with
helpful insurance coverage guidance. We’re here to help you:



 * Decide which kind of product or plan fits your specific needs.
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IS PLANENROLL PART OF A GOVERNMENT AGENCY?



No. We are not affiliated with any government agency. However, as a life and
health insurance agency, we follow the highest personal and ethical standards as
we provide guidance to help people like you enroll or apply in the insurance
coverage that’s right for you. Our Medicare sales practices follow strict
guidelines as set by the Centers for Medicare & Medicaid Services (CMS).



ARE PLANENROLL REPRESENTATIVES LICENSED TO HELP ME ENROLL IN OR APPLY FOR
COVERAGE?



Yes. All our representatives are licensed insurance agents. This means they’re
officially licensed in each state where we do business. This helps you to get
the life insurance or Medicare coverage you need.



HOW DOES PLANENROLL GET PAID FOR HELPING ME?



PlanEnroll’s services are always free for you to use, with no obligation to
enroll. When we help you find and apply for/enroll in the coverage that’s right
for you, the insurance company that created the plan pays us a commission. It
doesn’t cost you anything extra to work with us.



CAN I GET A DISCOUNT ON MY PLAN IF I WORK WITH PLANENROLL?



Bottom line: Insurance costs can vary a great deal. Our licensed insurance
agents can help you compare your coverage options. They often help people like
you find coverage that’s most cost-effective, with cost-saving benefits. For
Medicare plans, Medicare insurance is closely regulated by the government —
companies like PlanEnroll are not allowed to provide any plan discounts.




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MedicareFinal Expense
Last Updated Date: 04/02/2024 | MULTIPLAN_PLANENROLL_SITEV2_2024_M
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Connect with us


PlanEnroll represents Medicare Advantage HMO, PPO, PFFS, and Prescription Drug
Plan organizations that have a Medicare contract and/or a Medicare-approved Part
D sponsor. Enrollment depends on the plan’s contract renewal. Enrollment in a
plan may be limited to certain times of the year unless you qualify for a
Special Enrollment Period or you are in your Medicare Initial Enrollment Period.
Not all plans offer all of these benefits. Benefits may vary by carrier and
location. Limitations and exclusions may apply. Every year, Medicare evaluates
plans based on a 5-star rating system.

PlanEnroll is a brand operated by Integrity Marketing Group, LLC and is used by
its affiliated licensed insurance agencies that are certified to sell Medicare
products. PlanEnroll, PlanEnroll.com is a non-government website and is not
endorsed by the Centers for Medicare and Medicaid Services (CMS), the Department
of Health and Human Services (DHHS) or any other government agency.

We do not offer every plan available in your area. Currently we represent 0-78
organizations which offer 0-2.613 products in your area. Please contact
Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program
(SHIP) to get information on all of your options.

The exact carrier and plan counts are determined by your zip code and county.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1-
877-486-2048), 24 hours a day/7 days a week). If your complaint involves a
broker or agent, be sure to include the name of the person when filing your
grievance. If you are already a member, please contact your health plan to file
a complaint.

Final expense life insurance may not cover the entire cost of your funeral and
may be used by the designated beneficiary for any purpose rather than being
limited to specific funeral services and providers. Final expense life policies
will have a lower face value than most traditional term or whole life policies
as they are intended for a specific purpose of covering those final costs rather
than providing comprehensive support for surviving family members. This type of
policy generally doesn’t require a medical exam, but premiums will be higher the
older you are, and some benefit payouts may be limited during the first few
years of coverage for those with significant health issues. Reducing or skipping
premium payments will impact the amount of interest paid and may impact how long
the policy lasts. Accessing the cash value of a policy will reduce the available
cash surrender value and the death benefit. A policy owner does not have the
ability to make unlimited payments into the policy. If too much is paid into the
policy, it will become a Modified Endowment Contract (MEC) and withdrawals and
loans will be taxable. Coverage may not be available in all states and may vary
by state. Policy guarantees are based upon the claims-paying ability of the
issuing life insurance company.

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