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LEGAL


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PRIVACY POLICY

IMPORTANT INFORMATION AND WHO WE ARE
OUR DATA PROTECTION OFFICER
WHAT PERSONAL DATA DO WE COLLECT?
HOW DO WE USE YOUR PERSONAL DATA?
PURPOSES FOR WHICH WE WILL USE YOUR PERSONAL DATA
DISCLOSURES OF YOUR PERSONAL DATA
TRANSFER OF DATA OUTSIDE THE EUROPEAN ECONOMIC AREA (EEA)
DATA SECURITY
RETENTION OF YOUR INFORMATION
YOUR RIGHTS
COUNTRY-SPECIFIC NOTICES
CHANGES TO THIS PRIVACY POLICY

Veuillez suivre ce lien pour consulter la politique de confidentialité de
Checkout.com en français.

Effective Date: 31 May 2022


IMPORTANT INFORMATION AND WHO WE ARE

The Checkout.com Group, which includes Checkout Ltd and all affiliated companies
(“Checkout.com”, “we”, “our”, or “us”) respects your privacy and is committed to
protecting your personal data. This privacy policy will inform you about how we
treat your personal data when you use our platforms and services (collectively
referred to as “Services”) and when you use our website. This policy does not
apply to third-party websites, products or services.

This privacy policy is issued on behalf of the Checkout.com Group so when we use
the terms “Checkout.com”, “we”, “us” or “our” in this privacy policy, we are
referring to the relevant company in the Checkout.com Group responsible for
processing your data, which is identified in the section “Country Specific
Notices” and will depend on your location and the services you receive from
Checkout.com.

The following information applicable to all Checkout.com Group companies is
complemented by the specific provisions described in the section “Country
Specific Notices”.

Checkout.com is committed to adequately protecting your personal data regardless
of where it is processed and regardless of your location.

Checkout.com is the controller of personal information collected and processed
for the Services, unless stated otherwise.


OUR DATA PROTECTION OFFICER

Checkout.com appointed a data protection officer (DPO) who is responsible for
overseeing questions in relation to this privacy policy. If you have any
questions about this privacy policy, including any requests to exercise your
legal rights, please contact the DPO using the details set out below.
Checkout.com’s DPO can be reached in English, French or Spanish. We try to
respond to all legitimate requests within one month. Occasionally it could take
us longer than a month if your request is particularly complex or you have made
a number of requests. In this case, we will notify you and keep you updated.

Email address: dpo@checkout.com

Postal Address:
Data Protection Officer Checkout Ltd
Wenlock Works, Shepherdess Walk, London, N1 7BQ
United Kingdom


WHAT PERSONAL DATA DO WE COLLECT?

Personal data, or personal information, means any information about an
individual from which that person can be identified. It does not include data
from which the identity of the individual cannot be discerned (anonymous data).

We use different methods to collect data from and about you. Data is collected
through the following:

OUR WEBSITE

When you use our website, we may collect, use, store and transfer the following
data:

 * Information you give us while using our website. We may ask you to provide us
   with personally identifiable information while you use our website. This
   includes your full name, e-mail address, phone number and your website.
 * Automated technologies or interactions. We may use cookies, server logs and
   other technologies, such as web beacons, to collect information that your
   browser sends us when you are using our website. This includes your
   computer’s internet protocol, browser type, browser version, the country from
   which you visited our website, how you arrived at our website, length of your
   visit and which pages you viewed. Please refer to our cookie policy for
   further information about how we use cookies and similar technologies.

OUR SERVICES

When you use our Services, we may collect, use, store and transfer the following
personal data:

 * Information you give us. We may collect personal data directly from you, as
   set out below:
   - Personal data collected from Sandbox users. We will ask you to provide us
   with personal data when you register to use our Sandbox Hub (see “Get
   Sandbox” button on our website). If you register to our Sandbox Hub, we will
   collect, store and process personal data, such as your full name, e-mail
   address and your website.
   - Personal data collected from our merchants. We will ask you to provide us
   with personal data when you apply to become our merchant. We may require you
   to provide us with additional personal data as you use our Services. If you
   are a merchant applying to use our Services, we will collect, store and
   process personal data relating to you and other individuals associated with
   you, such as full name, email address, date of birth, home address, proof of
   address, photocopy of a personal identification card or passport and other
   information as required to on-board you and meet applicable legal
   requirements.
 * Information provided by third parties. We may collect personal data about you
   from third parties, as set out below:
   - Personal data collected while processing your payment. If you are a
   card-holder making a payment to a merchant using our Services to process your
   payment, we may, directly or through a merchant using our payment processing
   service, collect, store and process financial and transaction related
   personal data about you and your transaction. This may include your billing
   address, delivery address, date of birth, purchase amount, date of purchase,
   payment method, credit or debit card number, bank account information and
   additional necessary information required to process your transaction.
   Merchants are responsible for providing appropriate privacy information to
   you about our processing of your data.
   - When required for compliance with applicable laws (including specifically
   anti-money laundering and counter-terrorism financing laws and regulations),
   we may verify your information and collect information from publicly
   available sources, credit reference or fraud prevention agencies or check
   data against government sanction lists, either directly, or using identity
   verification providers or due diligence and screening information providers.
   - When securing our website and Services, we may collect details about your
   device, your transaction, your computer’s internet protocol and other
   technical information, through our data security and firewall providers.
   - When marketing our Services, we may collect identity and contact data from
   publicly available sources.


OUR SANDBOX HUB

Our Sandbox Hub is intended to be used as a test environment, and we do not
envisage collecting, storing or processing any personal data while you use our
Sandbox Hub. Please do not use any personally identifiable information,
including cardholder data, when using the Sandbox Hub, other than when entering
your login details. Our Sandbox environment is different and distinct to our
live Hub environment and is not designed to store or process cardholder data.


HOW DO WE USE YOUR PERSONAL DATA?


We will process your personal data in the following circumstances:

 * Where we need to perform the contract we are about to enter into or have
   entered into with you as our merchant.
 * Where it is necessary for our legitimate interests (or those of a third
   party) and your interests and fundamental rights do not override those
   interests, such as mitigating financial loss or other harm to our merchants,
   you and us.
 * Where we need to comply with legal or regulatory obligations, such as
   detecting and preventing fraud.
 * Where we need to improve and analyse our products, website, systems and
   tools.

Examples of how we may process your personal data include:

 * To manage risk and protect the website, the Services and you from fraud,
   abuse and other illegitimate activities, by monitoring, detecting and
   preventing such activities.
 * To comply with our obligations and to enforce the terms of our website and
   Services, including to comply with all applicable laws and regulations.
 * Process a payment, communicate with third-parties regarding a payment, and
   provide related customer service.
 * Monitor illegitimate activities and prevent information security risks
   related to our website and Services.
 * Evaluate your application to use our Services and verify your identity for
   compliance purposes.
 * Respond to inquiries, send service notices and provide customer support.
 * For audits, regulatory purposes, and compliance with industry standards.
 * Notify you about changes to the nature or terms of our Service.
 * To administer our website, including troubleshooting, data analysis, testing,
   research, statistical and survey purposes.
 * To improve our website to ensure that content is presented in the most
   effective manner.
 * Authenticate your access to your account.
 * To improve or modify our Services.
 * To develop new products.
 * To send marketing communications.
 * To conduct aggregate analysis and develop business intelligence that enable
   us to operate, protect, make informed decisions, and report on the
   performance of our business.
 * For our legitimate interests, including to:
   - enforce the terms of our website and Services;
   - manage our everyday business needs, such as monitoring and analysing; and
   - anonymise personal data in order to provide aggregated statistical data to
   third parties, for example to our clients.


PURPOSES FOR WHICH WE WILL USE YOUR PERSONAL DATA

We have set out a description of the purposes we plan to use your personal data
and the lawful basis for our processing activities below:

Purpose Activity Type of data Legal basis for processing including basis of
legitimate interest

To facilitate and enable our relationship with you as a prospective, new or
existing merchant

Identity and contact details

 * Performance of a contract with you

 * Necessary to comply with a legal obligation

 * Necessary for our legitimate interests (for running our business and to
   prevent fraud)

To process and execute your transaction, and other payments related activities,
including:

 * Manage payments, fees and charges

 * Collect and recover funds for our business purposes

Identity, contact details and transaction details

 * Performance of a contract with you

 * Necessary to comply with a legal obligation

 * Necessary for our legitimate interests (for running our business and to
   prevent fraud)

Processing of your personal data for this purpose may include automated
decision-making

To manage our relationship with you as a user of our website or Services, which
will include:

 * Notifying you about changes to our Service, terms or privacy policy

 * Provide Services to you

Identity and contact details

 * Performance of a contract with you

 * Necessary to comply with a legal obligation

 * Necessary for our legitimate interests (to keep our records updated and to
   study how customers use our products and services)

To use data analytics to improve our website, products/services, marketing,
customer relationships and experiences

Technical, device and usage details

Necessary for our legitimate interests (to define types of customers for our
products and services, to keep our website updated and relevant, to develop our
business and to inform our marketing strategy)

To administer and protect our business and this website (including
troubleshooting, data analysis, testing, system maintenance, support, reporting
and hosting of data)

Identity, contacts and technical details

 * Necessary for our legitimate interests (for running our business, provision
   of administration and IT services, network security, to prevent fraud and in
   the context of a business reorganisation or group restructuring exercise)

 * Necessary to comply with a legal obligation

NOTICE TO OUR MERCHANTS

We may collect, use and disclose certain personal data about your customers when
acting as your service provider. You are responsible for making sure that your
customer’s privacy rights are respected, including ensuring appropriate
disclosures about third party data collection and use. You must comply with the
personal data protection laws of your country of origin and of those countries
in which you offer products or services and, in particular when processing and
sending personal data to us in the context of using the Services and submitting
transactions. If you entered into our Merchant Services Agreement, you are also
responsible for compliance with the requirements set out in our Merchant
Services Agreement and for the notification of your customers of the Mastercard
Binding Corporate Rules (as amended from time to time and currently available
here), including your customers' right to enforce these rules as third-party
beneficiaries.


DISCLOSURES OF YOUR PERSONAL DATA

We share your personal data with trusted third parties for the purpose of
providing our Services and promoting our business, as follows:

Affiliates. Your information may be shared with our affiliates within the
Checkout.com Group, to provide you with our Services. The relevant Checkout.com
entity is the party responsible for overall management and use of your personal
data.

Business partners, payment industry suppliers and participants to your
transactions.  We may share your personal data with our merchants and their
service providers, card schemes, payment method providers and third party
acquirers, as necessary to process payments or provide our Services. The
information shared includes:

 * Personal data necessary to facilitate the transaction and activities related
   to your transaction;
 * Personal data to help our partners resolve disputes and detect and prevent
   fraud; and
 * Personal data and performance analytics to help our merchants better
   understand the uses of their platform and to help our merchants enhance their
   customers’ experiences.

Third-party service providers. We may also use third-party service providers
acting on our behalf. These service providers help us with data and cloud
services, website hosting, data analysis, application services, advertising
networks, information technology and related infrastructure, customer service,
communications and auditing.

Advertising and remarketing networks. Our website uses remarketing and
conversion tracking technologies provided by Google AdWords (for further details
about the Remarketing product we use, see here; for the product’s privacy
policy, see here) and Facebook Pixel (for further details about the Facebook
product we use, see here; for details about the information we may share with
this provider, see here). This technology allows us to display targeted
advertising to users who have already visited our website when they use the
websites of the partner networks of Google and Facebook across the internet. We
may add similar providers to those mentioned here in the future. Third-party
vendors, including Google and Facebook, use cookies to serve you ads based your
visits to our website. Please refer to our cookie policy for further information
about how these technologies are used on our website.

Other third parties. We will share your personal data with third parties in the
event of any reorganisation, merger, sale, joint venture, assignment, transfer
or other disposition of all or any portion of our business, assets or stock.

Safety, Legal Purposes and Law Enforcement. We may share your personal data with
third parties to detect, prevent or otherwise address fraud, security or
technical issues, or to protect against harm to the rights, property or safety
of Checkout.com, our users, customers, employees or the public or as otherwise
required by law. We also use and disclose your personal data as we believe
necessary (i) under applicable law, or payment method rules; (ii) to enforce our
terms and conditions, or our Merchant Service Agreement and other agreements, as
applicable; (iii) to protect our rights, privacy safety or property, and/or that
of our affiliates, you or others; and (iv) to respond to requests from courts,
law enforcement agencies, regulatory agencies, and other public and government
authorities, which may include authorities outside your country of residence.

All our third-party service providers and other entities in the group are
required to process the data in accordance with applicable data protection
regulations and to take appropriate security measures to protect your personal
information in line with EU data protection standards and our policies.

We do not allow our third-party service providers to use your personal data for
their own purposes.

In addition, when a third-party entity processes your personal data on our
behalf and according to our instructions, we sign a written agreement with it
that specifically describes its obligations with regard to security and data
protection, in accordance with European data protection laws. We only permit
them to process your personal data for specified purposes.


TRANSFER OF DATA OUTSIDE THE EUROPEAN ECONOMIC AREA (EEA)

When possible, the data we collect from you is stored and processed at data
centres in the EEA.

Checkout.com will take all reasonable legal, technical, and organisational
measures to ensure that if your data is transferred outside of the EEA, it will
be treated securely and with an adequate level of protection compared to the
level of protection offered within the EEA.

We may share your personal data with members of the Checkout.com Group who are
based outside of the EEA. We may share your personal data with partners,
suppliers or sub-processors based in countries outside of the EEA.

We have taken specific steps, in accordance with European data protection law,
to protect your personal data. In particular, we will strive to restrict the
transfer of your personal data to countries that have been deemed to provide an
adequate level of protection for personal data by the European Commission.

Transfers of personal data outside of the European will take place only where
the organisation receiving the personal data has provided us with adequate
safeguards, and subject to a written agreement, in line with the requirements of
European data protection law applicable to processors and data transfers.

If you transact with parties outside the EEA, for example by: (i) transacting
with a merchant based outside the EEA; (ii) using a payment method based or
commonly used outside of the EEA; or (iii) using a non-EEA currency; we may be
required to transfer your personal data to those parties in order to provide the
Services you requested.


DATA SECURITY

Protecting your information and your privacy is extremely important to us. Being
entrusted with some of your most valuable data, we have set high standards for
data security. We have put in place appropriate security measures to prevent
your personal data from being accidentally lost, used or accessed, altered or
disclosed in an unauthorised manner.

We are PCI DSS (Payment Card Industry Data Security Standard) Level 1 compliant,
which is the highest standard set by the payment card industry to ensure that
credit card data is processed, stored or transmitted in a secure environment.

In addition, we limit access to your personal information to those employees and
third parties who have a business need to know. They will only process your
personal information on our instructions and they are subject to a duty of
confidentiality.

We also have procedures in place to deal with any suspected data security breach
and will notify you and any applicable regulator of a suspected breach where we
are legally required to do so.


RETENTION OF YOUR INFORMATION

We retain your personal data in an identifiable format for the least amount of
time necessary to fulfil our legal or regulatory obligations and for our
business purposes. We may retain your personal data for a longer period when
there is a specific legal requirement to do so, for example in the event of a
complaint or if we reasonably believe there is a prospect of litigation in
respect to our relationship with you.

We will only retain your personal data for as long as necessary to fulfil the
purposes we collected it for, including for the purposes of satisfying any
legal, accounting, tax, regulatory or reporting requirements. To determine the
appropriate retention period for personal data, we consider the amount, nature,
and sensitivity of the personal data, the potential risk of harm from
unauthorised use or disclosure of your personal data, the purposes for which we
process your personal data and whether we can achieve those purposes through
other means, and the applicable legal requirements.

Data are retained for the following periods of time:

Type of data Purpose pursued Period of retention

Identity and contact details of merchants

Performing a contract, providing services and notifying changes to our terms or
privacy policy Review of new merchants

5 years after termination of the contract, or from the last contact, as
applicable

Technical, device and usage details (data analytics)

Improving our website, products/services, marketing, customer relationships and
experiences

Prospects: Three (3) years from the data collection or from the last contact of
the prospect. Clients: Five (5) years after termination of the Agreement Data
collected through cookies: see our cookie policy

Identity, contacts and technical details

Administering and protecting our business and this website

Clients: Five (5) years after termination of the Agreement Data collected
through cookies: see our cookie policy

Buyer’s credit card and transaction information

Processing a transaction

Performing a contract

Complying with anti-money laundering and regulatory requirements

Five (5) years from date of transaction or the end of the business relationship

If your account is closed, we reserve our right to retain and access your
personal data for so long as required to comply with applicable laws. We will
continue to use and disclose your personal data in accordance with this privacy
policy.

The cookies we use have defined expiration times; unless you visit our website
within that time, the cookies are automatically disabled and retained data is
deleted. Please consult our cookie policy for more information.

In some circumstances you can ask us to delete your data: see below for further
information about your rights.

In some circumstances we may anonymise your personal data for statistical
purposes in which case we may use this information indefinitely without further
notice to you.

It is important that the personal data we hold about you is accurate and
current. Please keep us informed if your personal data changes during your
relationship with us.


YOUR RIGHTS

Under certain circumstances, you have rights under data protection laws in
relation to your personal data:

 * Request access to your personal data (commonly known as a “data subject
   access request”). This enables you to receive a copy of the personal data we
   hold about you and to check that we are lawfully processing it.
 * Request correction of the personal data we hold about you. This enables you
   to have any incomplete or inaccurate data we hold about you corrected, though
   we may need to verify the accuracy of the new data you provide to us.
 * Request erasure of your personal data. This enables you to ask us to delete
   or remove your personal data. You also have the right to ask us to delete or
   remove your personal data where you have successfully exercised your right to
   object to processing, where we may have processed your information unlawfully
   or where we are required to erase your personal data to comply with local
   law. Please be aware that we may have to keep some of your data to comply
   with the law or for tax purposes but we will evaluate your request within
   applicable data protection laws.
 * Object to processing of your personal data. In certain circumstances you can
   object to our processing of your personal data. You have the absolute right
   to object where we are processing your personal data for direct marketing
   purposes. You can exercise this right at any time by contacting us.
 * Request restriction of processing of your personal data. This enables you to
   ask us to suspend the processing of your personal data in the following
   scenarios: (a) if you want us to establish the data’s accuracy; (b) where our
   use of the data is unlawful but you do not want us to erase it; (c) where you
   need us to hold the data even if we no longer require it as you need it to
   establish, exercise or defend legal claims; or (d) you have objected to our
   use of your data and we are considering whether we have overriding legitimate
   grounds to use it.
 * Request the transfer of your personal data to you or to a third party. We
   will provide to you, or a third party you have chosen, your personal data in
   a structured, commonly used, machine- readable format. This right applies to
   information which you have provided consent for us to use or where we used
   the information to perform a contract with you.
 * Withdraw consent at any time where we are relying on consent to process your
   personal data. Please note that if you withdraw your consent, we may not be
   able to provide certain products or services to you.
 * You have the right to object to automated individual decision-making and
   profiling, and the right to request human intervention where we have relied
   on automated decision making or profiling.

If you wish to exercise any of the rights set out above, please contact
dpo@checkout.com or use the postal address mentioned at the beginning of this
privacy policy. We may need to request specific information from you to help us
confirm your identity and ensure your right to access your personal data (or to
exercise any of your other rights). This is a security measure to ensure that
personal data is not disclosed to any person who has no right to receive it. We
may also contact you to ask you for further information in relation to your
request to speed up our response.


COUNTRY-SPECIFIC NOTICES

Notice relating to our operations in the European Union

Checkout.com is providing the following supplemental information for individuals
whose personal information is collected or held by Checkout SAS or any of its
affiliated companies.

Where you are such an individual:

 * When processing personal data of data subjects who are in the European Union
   (EU) or in connection with Checkout SAS’s Services, Checkout SAS will act
   either as data controller or data processor. When Checkout SAS determine the
   purpose and the manner of processing of your personal data, Checkout SAS is
   deemed to be a data controller. Checkout SAS will apply a similar approach to
   protecting your data whether acting as a data processor or a data controller.
 * Checkout SAS is registered in France under Company Number 841033970, with its
   registered address at 37-39 rue de Surène, Paris (75008), France. Checkout
   SAS is authorised by the Autorité de Contrôle Prudentiel et de Résolution as
   an electronic money institution.
 * Instruction on the processing of your Personal Data after your death. For
   data subjects in France or if your data is processed by Checkout SAS, you
   have the right to issue general or specific instructions regarding the fate
   of your Personal Data after your death, in accordance with the terms of
   Article 85 of French Law No. 78-17.
 * You have the possibility to contact the French Data Protection Authority
   (CNIL) if you consider that your rights relating to the protection of your
   personal data are not respected. The CNIL’s contact details are available at
   the following address: https://www.cnil.fr/.



Notice relating to our operations in the United Kingdom

Checkout.com is providing the following supplemental information for individuals
whose personal information is collected or held by Checkout Ltd or any of its
affiliated companies.

Where you are such an individual:

 * When processing personal data of data subjects who are in the United Kingdom
   or in connection with Checkout Ltd’s Services, Checkout Ltd will act either
   as data controller or data processor. When Checkout Ltd determines the
   purpose and the manner of processing of your personal data, Checkout Ltd is
   deemed to be a data controller. We apply a similar approach to protecting
   your data whether acting as a data processor or a data controller.
 * Checkout Ltd is registered in the United Kingdom under Company Number
   08037323, with its registered address at Wenlock Works, Shepherdess Walk,
   London, N1 7BQ, United Kingdom. Checkout Ltd is authorised and regulated as
   an electronic money institution by the UK Financial Conduct Authority under
   number 900816. Checkout Ltd is registered with the UK Information
   Commissioner’s Office (ICO) under number ZA071209.
 * You have the right to make a complaint at any time to the ICO, however,
   please consider contacting us in the first instance so that we may address
   your concerns directly.

Notice relating to our operations in Australia

Checkout.com is providing the following supplemental information for individuals
whose personal information is collected or held by Checkout Ltd, Checkout.com
Australia Pty Ltd, or any of their affiliated companies, at a time when the
collecting or holding entity has an 'Australian link' within the meaning of the
Australian Privacy Act 1988.

Where you are such an individual:

 * You may make a complaint to us about a breach of the Australian Privacy
   Principals by using the contact details of our DPO, as set out above. We will
   investigate your complaint and endeavour to resolve any issue to your
   satisfaction. If we do not adequately answer your concerns, you will have the
   right to make a complaint in writing to the Office of the Australian
   Information Commissioner.
 * It is likely that personal information about you will be collected and held
   in countries within the EEA or the United Kingdom. It may also be disclosed
   to persons in other counties in the circumstances described in this Privacy
   Policy.

Notice relating to our operations in Hong Kong

Checkout.com is providing the following supplemental information for individuals
whose personal data (as defined in the Hong Kong Personal Data (Privacy)
Ordinance) is collected or held by Checkout Ltd, Checkout Limited (a company
incorporated under the laws of Hong Kong under company number 2636578, and with
its office address at L7, 13th Floor, 40 Bonham Strand, Sheung Wan, Hong Kong),
or any of their affiliated companies, in or from Hong Kong.

 * It is likely that your personal data will be collected, held and transferred
   outside Hong Kong, including in and to countries within the EEA, or the
   United Kingdom.  It may also be disclosed to persons in other countries in
   the circumstances described in this Privacy Policy.

Notice relating to our operations in Singapore

Checkout.com is providing the following supplemental information for individuals
whose personal information is collected or held by Checkout Ltd, Checkout APAC
Pte Ltd, or any of their affiliated companies.

Where you are such an individual:

 * Contact us. You may make a complaint to us about a breach of the Singapore
   Personal Data Protection Act 2012 (No. 26 of 2012) by using the contact
   details of our DPO, as set out above.  We will investigate your complaint and
   endeavour to resolve any issue to your satisfaction.
 * Processing of personal data. We will collect, use or disclose your personal
   data where you have provided us with consent (which may be express or
   deemed), and/or for the purposes permitted under applicable laws, for
   instance, to comply with legal or regulatory obligations such as detecting
   and preventing fraud.
 * Withdrawal of consent. Upon receipt of a notice of withdrawal of consent, we
   will inform you of the likely consequences of withdrawing consent. For
   instance, if you withdraw your consent, we may not be able to provide certain
   products or services to you. Once we have received notification that you have
   withdrawn your consent, we will no longer process your information for the
   purpose or purposes you had originally agreed to, unless we do so under an
   applicable exemption. We will also inform our data processors and agents
   about the withdrawal of your consent and for them to cease to process your
   information for the purpose or purposes that you had originally agreed to.
 * Instruction on the processing of your personal data after your death. An
   individual appointed under your will or your nearest relative may exercise
   rights in relation to the protection and disclosure of your personal data
   after your death.


Notice relating to our operations under the California Consumer Privacy Act
(“CCPA”)

Checkout.com is providing the following supplemental information for individuals
whose personal data is collected or held by Checkout LLC in the State of
California as defined in the CCPA.

 * Your right to access the personal information we hold about you. You may
   request a copy of the personal information that we have collected about you
 * Your right to request the deletion of your personal information. Subject to
   certain limitations under applicable law, you may request that we delete the
   personal confirmation we have collected from you.
 * Non-discrimination. You have the right not to be discriminated against for
   exercising any of your rights under CCPA.
 * Contact. To submit a request to exercise any of your rights, you can contact
   our Data Protection Officer using the contact details provided above.

Notice relating to our operations in New Zealand

Checkout.com is providing the following supplemental information for individuals
whose personal information is collected in the course of carrying on business in
New Zealand.

Where you are such an individual:

 * Your personal information will be collected and held by Checkout Limited of
   Level 18, 188 Quay Street, HSBC Tower, Auckland, 1010, New Zealand.
 * It is likely that personal information about you will be collected and held
   in countries within the EEA or the United Kingdom. It may also be disclosed
   to persons in other counties in the circumstances described in this Privacy
   Policy.
 * We will only disclose your personal information to a third party where it is
   part of the purpose for which your personal information was collected, where
   you have authorised the disclosure, and/or where otherwise permitted by
   applicable law.
 * We will respond to all legitimate requests from you within the time period
   described under 'OUR DATA PROTECTION OFFICER', above, unless a shorter
   statutory response period applies under New Zealand law (in which case we
   will comply with the statutory response period).
   


CHANGES TO THIS PRIVACY POLICY

We will regularly review and update this policy. Any changes we make will be
posted on this page and, where appropriate, notified to you by email. Please
check back frequently to see any updates or changes to our privacy policy.

It is important that the personal data we hold about you is accurate and
current. Please keep us informed if your personal data changes during your
relationship with us.

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Checkout.com or its affiliates provide services under a license or registration
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