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BEST KIWI TRAVEL MONEY CARDS FOR 2025

Looking for the best travel money cards available? You have come to the right
place. Compare our top picks & find the best fit for your adventures today!



LAST UPDATED DECEMBER 2024

 * ADVERTISER DISCLOSURE
   
   It is important to us that you will find the perfect car insurance service
   for your needs – that is the aim and purpose of this site. We aim to be 100%
   transparent about our reviewing process (more about that in the ‘How we
   review’ section on this site). We earn money via commissions from the car
   insurance companies featured on this site, which we receive when you click
   our links and make purchases. This impacts the ranking, score and order in
   which the services we work with (and their products) are presented. car
   insurance listings on this page DO NOT imply endorsement. We do not feature
   all of the available car insurance services, only those we have reviewed. We
   strive to keep this site constantly updated, but cannot guarantee the
   accuracy of the information at all times.

Our Top Choice


 1



Wise

Real-time exchange rates with minimal markup

Free multi-currency digital account

Low-cost international transfers


SUPERB



Visit Site


 2



Revolut

Instant currency exchange in 150+ currencies

Cryptocurrency & budgeting features

Digital banking with global spending


VERY GOOD



Visit Site


 3



Air New Zealand Onesmart

Integrated with Airpoints rewards

No international transaction fees

Easy online management 


GOOD



Visit site


 4



Westpac Global Currency Card

Bank-integrated travel solution

Multiple currency support

Secure traditional banking features


GOOD



Visit Site


 5



Travelex

Widespread physical exchange locations

Prepaid travel cards and cash services

Immediate currency pickup options


OKAY



Visit Site


OUR MOST POPULAR

Our Top Choice



Wise

Real-time exchange rates with minimal markup

Free multi-currency digital account

Low-cost international transfers


SUPERB



Visit Site

1



VJabra Enhance

100-day risk-free trial

Convenient follow-up care with Premium Package

Nearly invisible, bluetooth-enabled high-tech hearing aids


SUPER

Visit Site
2


VJabra Enhance

100-day risk-free trial

Convenient follow-up care with Premium Package

Nearly invisible, bluetooth-enabled high-tech hearing aids


SUPER

Visit Site
3


VJabra Enhance

100-day risk-free trial

Convenient follow-up care with Premium Package

Nearly invisible, bluetooth-enabled high-tech hearing aids


SUPER

Visit Site
4


VJabra Enhance

100-day risk-free trial

Convenient follow-up care with Premium Package

Nearly invisible, bluetooth-enabled high-tech hearing aids


SUPER

Visit Site
5


VJabra Enhance

100-day risk-free trial

Convenient follow-up care with Premium Package

Nearly invisible, bluetooth-enabled high-tech hearing aids


SUPER

Visit Site


OUR MOST POPULAR

VJabra Enhance

100-day risk-free trial

Convenient follow-up care with Premium Package

Nearly invisible, bluetooth-enabled high-tech hearing aids


SUPER

Visit Site

1







Wise

Real-time exchange rates with minimal markup

Free multi-currency digital account

Low-cost international transfers

Visit Site
2






Revolut

Instant currency exchange in 150+ currencies

Cryptocurrency and budgeting features

Digital banking with global spending

Visit Site
3






Air New Zealand Onesmart

Integrated with Airpoints rewards

No international transaction fees

Easy online management

Visit Site
4






Westpac Bank Global Currency Card

Bank-integrated travel solution

Multiple currency support

Secure traditional banking features

Visit Site
5






Travelex

Widespread physical exchange locations

Prepaid travel cards and cash services

Immediate currency pickup options

Visit Site


OUR MOST POPULAR

Wise

Real-time exchange rates with minimal markup

Free multi-currency digital account

Low-cost international transfers

Visit Site


STORIES FROM OUR COMMUNITY

“Saved heaps comparing travel cards online! Wish I’d known about these options
before my OE. Wise was a game-changer for me. Super easy to use and way cheaper
than my bank’s fees.”

SARAH F

Tauranga, Bay of Plenty

“Brilliant website helped me sort out my travel money for our Europe trip.
Didn’t understand all the tech stuff, but the clear comparisons made choosing
dead simple. Cheers!“

MIKE

Nelson, Tasman

“Quick, practical comparison that cut through the marketing noise. Found the
Revolut card perfect for my frequent work trips. Saved time and money – exactly
what I needed.”

EMMA Z

East Coast Bays, Auckland


NZ TRAVEL MONEY CARDS COMPARISON TIPS


TRAVEL MONEY NEW ZEALAND 

Navigating international travel finances can be challenging for New Zealand
travellers, with complex exchange rates and hidden fees eating into your
hard-earned holiday budget. Travel money solutions have evolved dramatically in
recent years, moving far beyond traditional cash exchanges and bank cards.
Today’s savvy Kiwi travellers have access to a range of digital and prepaid
options that can save significant money while providing unprecedented
convenience and security when exploring the world.

The New Zealand travel money market offers a diverse array of solutions tailored
to different travel styles and budgets. From digital-first platforms like Wise
and Revolut to traditional bank-issued cards from Westpac and Air New Zealand,
travellers can choose from multi-currency accounts, prepaid travel cards, and
innovative digital banking solutions. These modern financial tools not only
offer competitive exchange rates but also provide real-time tracking, instant
currency conversions, and enhanced security features that make managing money
abroad easier than ever before.



Best travel money card NZ



Choosing the best travel money card in New Zealand requires careful
consideration of multiple factors, including exchange rates, fees, global
acceptance, and additional features that can enhance your travel experience. The
top travel money cards in the New Zealand market distinguish themselves through
competitive pricing, extensive currency support, and user-friendly digital
platforms that give travellers unprecedented control over their international
spending. Leading providers like Wise and Revolut have revolutionized the market
by offering real-time exchange rates, minimal transaction fees, and instant
money management through intuitive mobile applications.

When evaluating the best travel money card, New Zealand travellers should look
beyond just the upfront costs and consider the overall value proposition. The
ideal card combines low fees, strong exchange rates, wide international
acceptance, and additional perks such as travel insurance, spending analytics,
and easy reloading options. Top-tier travel money cards in New Zealand now offer
features like instant currency switching, multiple currency storage, and
seamless integration with digital banking platforms, providing travellers with a
comprehensive financial tool that goes far beyond traditional travel payment
methods.


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FREQUENTLY ASKED QUESTIONS


WHAT IS A TRAVEL MONEY CARD?

A travel money card is a prepaid payment card specifically designed for
international travel, allowing you to load multiple currencies onto a single
card before you leave New Zealand. Unlike traditional credit or debit cards,
these cards let you lock in exchange rates in advance, potentially saving you
money on international transaction fees and currency conversion costs. They work
similarly to a prepaid debit card, where you load funds before your trip and can
use them at ATMs and point-of-sale terminals worldwide, providing a secure and
convenient alternative to carrying cash or using your regular bank card while
travelling.


HOW TO TRANSFER MONEY FROM TRAVEL CARD TO A BANK ACCOUNT?

Transferring money from a travel money card to your bank account varies
depending on the provider, but most digital platforms offer straightforward
methods. Typically, you’ll log into your online banking or mobile app, navigate
to the transfer section, and select the option to move funds from your travel
card to a linked bank account. Some providers like Wise and Revolut allow
instant transfers to New Zealand bank accounts, while others might take 1-3
business days. You’ll need to ensure you have your bank account details correct,
including the correct account number and bank code. Some providers may charge a
small fee for this service, so it’s worth checking the specific terms of your
travel money card before making a transfer.


HOW DO TRAVEL MONEY CARDS WORK?

Travel money cards function as a prepaid payment method that allows you to load
multiple currencies onto a single card before your international trip. When you
load money, you lock in the exchange rate at that time, protecting you from
currency fluctuations during your travels. The card works like a debit card –
you can use it to withdraw cash from ATMs, make purchases in stores, and pay for
online transactions in the local currency. The funds are deducted directly from
the balance you’ve pre-loaded, and when one currency runs out, the card
automatically switches to another currency you’ve loaded. This means you can
avoid costly international transaction fees and dynamic currency conversion
charges that traditional bank cards often impose, making it a more
cost-effective and convenient option for international travellers.


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