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Submission: On June 17 via api from US — Scanned from NL
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* Cover * Rivers team * Interview video * Testimonicals * Listings * Buying and Selling guidelines * Useful Links * Contact us form The Rivers Team consists of husband and wife duo, Judith and Dwaine Rivers. Together, they are a unique real estate team with deep understanding of both residential and ranch properties. Judith and Dwaine cater to clients seeking acreage and ranch properties, as well as high-end residential real estate. Their rare combination of home staging, ranching expertise and commitment to customer service are assets to both buyers and sellers. JUDITH RIVERS Judith Rivers comes to real estate with over 25 years of residential home-building experience and leadership in the mortgage industry. Judith is dedicated to providing exceptional customer service and a positive, memorable real estate experience for her clients. DWAINE RIVERS A native Texan and fourth generation rancher, Dwaine Rivers has a lifetime of experience and has a personal understanding of the requirements associated with running a successful ranch. He is a horse property expert, having shown reining horses in several national and worldwide competitions. MORGAN RIVERS From a young age, the real estate industry has been at the center of Morgan’s life. She is the daughter of Judith and Dwaine Rivers. Morgan stays ahead of the curve, and her commitment to ongoing education ensures that she is well-versed in the latest market trends, technologies, and negotiation strategies. contact the rivers team buying and selling properties 21881 cielo vista the rivers team in the community $5,000,000,000 combined real estate sales “Sold quick and for full price” mr. michael spell, client 60 combined real estate experience “both are kind loving people” ms. claire e osborne, client INTERVIEW with the RIVERS TEAM MISSION Our mission is to add more value to client relationships rather than payment received and to help others. Our goal is to develop a personal relationship with each client while providing the highest quality of professionalism, respect, and expert realtor® services in the market place. MOTTOS Our mission is to add more value to client relationships rather than payment received and to help others. Our goal is to develop a personal relationship with each client while providing the highest quality of professionalism, respect, and expert realtor® services in the market place. CORE FOCUS The Rivers Team, elite specialists in Luxury, Ranch and Specialty properties. We have a systematic approach to each transaction, with a check and balance system which enables an efficient workflow and environment. contact the rivers team TESTIMONIALS “Dwaine & Judith did everything right in selling our home. They not only created a beautifully photographed and crafted multipage brochure, but they also had a professionally directed and produced video tour that hit all the great features of our house. They also hosted an open house, a realtor open house, and engaged a Professional stager to show our beautiful home to the best advantage.They were prompt to answer phone calls and texts. They are both so helpful and caring.” Don and Mary Ann DeLuce Client “Dwaine & Judith did everything right in selling our home. They not only created a beautifully photographed and crafted multipage brochure, but they also had a professionally directed and produced video tour that hit all the great features of our house. They also hosted an open house, a realtor open house, and engaged a Professional stager to show our beautiful home to the best advantage.They were prompt to answer phone calls and texts. They are both so helpful and caring.” Don and Mary Ann DeLuce Client “Dwaine & Judith did everything right in selling our home. They not only created a beautifully photographed and crafted multipage brochure, but they also had a professionally directed and produced video tour that hit all the great features of our house. They also hosted an open house, a realtor open house, and engaged a Professional stager to show our beautiful home to the best advantage.They were prompt to answer phone calls and texts. They are both so helpful and caring.” Don and Mary Ann DeLuce Client “Dwaine & Judith did everything right in selling our home. They not only created a beautifully photographed and crafted multipage brochure, but they also had a professionally directed and produced video tour that hit all the great features of our house. They also hosted an open house, a realtor open house, and engaged a Professional stager to show our beautiful home to the best advantage.They were prompt to answer phone calls and texts. They are both so helpful and caring.” Don and Mary Ann DeLuce Client “Dwaine & Judith did everything right in selling our home. They not only created a beautifully photographed and crafted multipage brochure, but they also had a professionally directed and produced video tour that hit all the great features of our house. They also hosted an open house, a realtor open house, and engaged a Professional stager to show our beautiful home to the best advantage.They were prompt to answer phone calls and texts. They are both so helpful and caring.” Don and Mary Ann DeLuce Client ❮❯ LAND & RANCH INFORMATION 100% Integrity We operate with the highest level of integrity with impenetrable moral principles providing beneficial solutions for all parties involved 100% Simplicity The Lawyer’s Receivership Group simplifies real estate for attorneys, mediators, and judges 100% Efficiency We operate with the highest level of efficiency throughout the process with diligence and exceptional communication the rivers team listings THE RIVERS TEAM SOLD LISTINGS HOME BUYING in 6 STEPS 1 GET READY FOR HOME OWNERSHIP * Build a good credit history * Get mortgage pre-approval * Find out what type of mortgages you qualify for * Consider hiring an attorney to review all contracts and agreements associated with the home buying process * Save up for a down payment (typically 10-20% of property’s value; if FHA-qualified, then possibly less) * Consider closing costs which can include taxes, attorney’s fees, and transfer fees * Consider utilities and monthly bills, such as homeowner’s assessments 2 FIND A REAL ESTATE PROFESSIONAL * Get a referral from friends, family, and work colleagues, or search REALTOR.com® and look for real estate yard signs and advertisements * Ask the real estate professionals you interview about buyer’s representation contracts and agreements; make sure you understand the terms * Explain your needs and expectations to the real estate professional you choose to work with 3 FIND THE RIGHT PROPERTY * Determine what is important to you, such as particular schools, neighborhood amenities, monthly mortgage payment, public transportation, accessibility, etc. * Make sure you include homeowner’s assessments, utilities, and taxes when calculating the monthly mortgage payment 4 FINANCE THE RIGHT PROPERTY * Contact your mortgage broker or lender * The lender or attorney will run a title search to ensure there are no clouds on the title * Make sure you understand the financing terms—ask the lender for clarification, if needed 5 MAKE AN OFFER * Ensure the property is inspected by a licensed home inspector * Acquire title insurance * Make sure the title is clear, or make your offer contingent upon title clearance * Read all contracts before signing—make sure you understand all of the terms, ask questions * Place a competitive bid and be prepared to make a counter-offer * Keep your credit score stable and in-check by waiting to purchase any big-ticket items until long after the closing * Only one offer will result in a sale, so be prepared to move on if your offer is not accepted 6 CLOSING AND LIFE AFTER THE BIG PURCHASE * Protect your new asset by obtaining insurance such as homeowner’s, flood, disaster, and fire * Weatherproof your new home * Maintain files—digital or print—for all warranties, insurance documents, contracts, etc. * Keep original closing documents in a safe place, preferably outside the home (such as a safety deposit box) * Set up utilities bills in your name, maintain files * Implement desired aesthetic changes such as painting, minor construction, and re-flooring * Set a move date and hire movers or plan a move party with your friends * Get to know your neighbors and explore your new neighborhood * If you’re happy with the work of your real estate professional, be sure to recommend her/him to friends and family The 7-STEP GUIDE to SELLING a HOUSE 1 PREPARE TO SELL YOUR HOME Home selling has become more complex than it used to be. New seller disclosure statements, longer more mysterious form agreements, and a range of environmental concerns have all emerged in the past decade. 2 FIND A REAL ESTATE PROFESSIONAL In the maze of forms, financing, inspections, markering, pricing, and negotiating. It makes sense to work. with protessionals who know the community and much more. Those professionals are the loeal REALTORS, who serve your area. 3 SET THE LIST PRICE OF YOUR HOUSE Several factors, including market conditions and interest rates, will determine how much you can get for the home. In other words, home selling is part art, part science, part marketing, and part negotiation. 4 MARKET YOUR HOUSE FOR MAXIMUM EXPOSURE Your REALTOR® should share a marketing plan with you, but the more you know abut the process of selling your home the easier it is to support your REALTOR®’s efforts. Make your home sell fast with these tips. 5 NEGOTIATE AN OFFER Perhaps the most complex moment in the sales process comes when you get an ofter for your home. Whether you have one offer or several to consider, these tips will help you navigare the negotiation. 6 THE ART OF SETTLING When you have a singed contract with the buyer for your home, you may feel as if you can breathe a sigh of relief. But before you can completely relax you need to get to the sertlement table. 7 PLAN YOUR MOVE Some of the activities required to sell your home can actually help with the moving process. For example, by cleaning closets, the basement, and the attic, you will have less to do once the home is under contract. Free home price estimate realtor code of ethics USEFUL LINKS boerne Official Boerne Website of the City of Boerne Boerne Chamber of Commerce Boerne Convention & Visitors Bureau Boerne Market Days Schools Official Website of the Texas Education Agency (TEA) Find and Compare Schools Nationwide Boerne Independent School District Comfort Independent School District San Antonio Independent School District Kendall County Official Website of Kendall County Kendall County Economic Development Kendall County Census Info Homestead Exemption Mortgage and Credit Loan Types and Payment Calculators Interest Rate Information and Calculators Request a Free Credit Report San Antonio Official Website of the City of San Antonio Official Website of Bexar County Greater San Antonio Chamber of Commerce Census Data for Bexar County Crime Data and Statistics Call (210) 393-3231 Today! Get started with us today Connect with us to get answers to all your questions. You can call or email us. 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