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Text Content

PROTECTION PLANS

PROTECT ALL OF YOUR CONNECTED DEVICES IN YOUR HOME!

Protects the devices you depend on every day with the backing of underwriting
through AIG.

More Info

YOU NOW HAVE MORE OPTIONS TO PROTECT YOUR HOME TECH

Prosurety Connected Home plans cover all the eligible devices in your home,
including any future purchases and it doesn’t matter when or where you bought
them.

PRICING

CONNECTED HOME ENTERTAINMENT

$9.99 / per Month
*
Laptops
*
Tablets
*
Routers
*
TVs
*
Gaming Consoles
*
Bluetooth Speakers
*
Sound Bars
*
Speakers
*
Headphones
*
Printers
*
Keyboards
*
Peripherals (mouse, hard drives)
*
Monitors
*
Remotes
*
Health & Fitness Trackers
*
Smartwatches
*
Smart Locks
*
Smart Security Cameras
*
Smart Thermostats
*
Smart Doorbells & Camera Doorbells

WOULD YOU LIKE TO ADD

MOBILE/SMARTPHONE PROTECTION FOR $10 PER/MO?

Covers all your mobile/smartphones in your household.

What's included with your mobile protection plan?

* Mechanical and electrical failure after OEM warranty expires
* Accidental damage from handling (ADH)
* Drops
* Spills
* Cracks

Plan Details

* 2 claims in a rolling 12 month period
* Service fee, $49 per claim
* 30 day wait to file a claim
* You can cancel at any time, no penalty
* Covers new and existing devices

PRE EXISTING DAMAGE/FAILURES ARE NOT COVERED.

YES

NO, THANKS

CONNECTED HOME
PLUS

$14.99 / per Month
*
Laptops
*
Tablets
*
Routers
*
TVs
*
Gaming Consoles
*
Bluetooth Speakers
*
Sound Bars
*
Speakers
*
Headphones
*
Printers
*
Keyboards
*
Peripherals (mouse, hard drives)
*
Monitors
*
Remotes
*
Health & Fitness Trackers
*
Smartwatches
*
Smart Locks
*
Smart Security Cameras
*
Smart Thermostats
*
Smart Doorbells & Camera Doorbells

WOULD YOU LIKE TO ADD

MOBILE/SMARTPHONE PROTECTION FOR $10 PER/MO?

Covers all your mobile/smartphones in your household.

What's included with your mobile protection plan?

* Mechanical and electrical failure after OEM warranty expires
* Accidental damage from handling (ADH)
* Drops
* Spills
* Cracks

Plan Details

* 2 claims in a rolling 12 month period
* Service fee, $49 per claim
* 30 day wait to file a claim
* You can cancel at any time, no penalty
* Covers new and existing devices

PRE EXISTING DAMAGE/FAILURES ARE NOT COVERED.

YES

NO, THANKS

THE BENEFITS

* Peace of mind, whether it’s a break or support, you’re covered
* Avoids the high cost of repair or replacement on high-value devices
* Coverage includes all eligible devices regardless of brand, age, or retailer,
including all future devices.
* Accidental damage protection from spills, cracks and drops
* 24/7/365 easy-to-use claims portal
* Comprehensive coverage for all covered devices, new or used

FAQ

Does this cover my mobile device?

Yes, for an additional $10 per month, we will cover all of the mobile devices in
your home.

Is there a limit on the number of claims I can make?

Yes, there are limitations. Each product carries a per-claim limit of $1,000
except for laptops which carry a per-claim limit of $2,000. All products carry
an aggregate 12-month rolling limit of $2,000 and a total plan limit of
liability of $5,000 per rolling 12 months.

Can I cancel?

Yes, you can cancel your plan at any time. You can email us
at support@prosurety.com.

When can I make a claim?

You can make a claim 30 days after you purchase the plan. There is a 30-day wait
period from the date of purchase before you can make a claim.

After I file a claim, how does my device get fixed?

Depending on the type of device and the nature of your issue, you will either
send your device in for repair, take it to a local repair shop, or our team will
schedule home repair. You’ll receive specific instructions on what you need to
do. In specific instances, you may be reimbursed for your device or your device
may be replaced with a like-make and model.

What are the service fees?

Your service fee will vary depending on your device. When you file your claim,
you will be instructed on the amount to pay when making your claim.

My registration code isn’t working; what do I do?

Please double-check the email from Prosurety and confirm you entered the correct
registration code. If you are still experiencing issues, you can chat with us
here or call us at (855) 994-3401.

I entered my registration code and the address listed is a previous address,
what do I do?

You can update your address using the editable fields and then select ‘Save’.

Do I have to register all of my devices at once?

No, you can register your devices over time, or when you need to file a claim.

What is included in my coverage?
* Mechanical and Electrical failure after the OEM warranty expires
* Accidental damage from handling, which includes protection against drops,
spills, and crack
* Protection against power surge

What devices are covered by my protection plan?

Your covered products will vary based on your plan type. If you do not remember
your plan type, you can refer back to your original email.

Truckersave members receive $5 off per month for as long as you have the
protection plan.

How do I file a claim?

You can file a claim online at accounts.prosurety.com 24/7 365 days a year.

Where can I find a copy of my terms and conditions

COVERED PRODUCTS SUMMARY

Thank you for choosing a protection plan from Prosurety, LLC. This document
summarizes Covered Products that are eligible for benefits under your purchased
Plan Bundle. Please refer to Your Order Confirmation for the specific Plan
Bundle that You purchased. The enclosed terms and conditions provide more
details regarding the benefits available for each Covered Product included in
Your Plan Bundle, such as applicable exclusions, conditions, and limitations.
Please read the terms and conditions carefully to fully understand your coverage
benefits.

Covered Products

Entertainment

Entertainment + Mobile

Tech Protection Plus

Tech Protection Premium

Service Fee

Laptops

$99.00

Tablets

$99.00

Routers

TVs

$149.00

Gaming Consoles

$49.00

Bluetooth Speakers

Sound Bars

$49.00

Speakers

Headphones

$49.00

Printers

$49.00

Keyboards

Peripherals (mouse, hard drives)

Monitors

$49.00

Remotes

Health & Fitness Trackers

$49.00

Smartwatches

$99.00

Smart Locks

$49.00

Smart Security Cameras

$49.00

Smart Thermostats

$49.00

Smart Doorbells & Camera Doorbells

$25.00

Mobile Phones

$49.00

1. These Connected Home terms and conditions, together with Your Order
Confirmation and Covered Products Summary (collectively the “Plan”), govern
the service contract between You and Us for Your Plan Bundle, including
coverage information, claim instructions, cancellation rights, limitations
and exclusions, and other important information. Please read this document
carefully to fully understand Your Plan’s coverage.

This Plan requires the resolution of disputes through individual small claims
action or individual arbitration. Please read Section 10 for further information
that affects Your legal rights.

2. Under this Plan, the following terms have the meanings set forth below:

* “Administrator” means Prosurety LLC, with an address at 44927 George
Washington Blvd, STE 265, Ashburn, VA 20147, 1-800-523-7440.

* “Coverage Start Date” means the date You first become eligible for coverage
under this Plan, as listed in Your Order Confirmation. If Your Plan includes
a Wait Period, the Coverage Start Date is later than the Purchase Date.

* "Covered Breakdown” is defined in Section 5(a).

* “Covered Product(s)” means the specific categories, types, or items of
consumer electronics devices and products that are eligible for coverage
under Your Plan Bundle, including any accessories in the original packaging
of such products. Covered Products for Your Plan Bundle are listed in the
Covered Product Summary.

* “Covered Products Summary” means the document that You receive with the
purchase of this Plan that summarizes the Covered Products that are included
with Your Plan Bundle.

* “Initial Term” is defined in Section 3.

* “Obligor,” “We,” “Us,” and “Our” mean AIG WarrantyGuard, , 500 W. Madison
Street, Ste. 3000, Chicago, IL 60661, Ph: (800) 250-3819 except in Florida
and Oklahoma where they mean AIG Warranty Services of Florida, Inc., 1767 WSR
434, West Longwood, FL 32750, Ph: (800) 250-3819.

* “Order Confirmation” means the purchase confirmation email or document that
You receive from the Administrator for this Plan that identifies the Plan
Bundle, Purchase Date, Coverage Start Date, Plan Price, Seller, and other
important information applicable to this Plan.

* “Plan” is defined in Section 1.

* “Plan Bundle” means the specific bundle of Covered Products that You
purchased under this Plan. Your Plan Bundle is identified on Your Order
Confirmation. The Covered Products that are eligible for coverage under Your
Plan Bundle are identified on the Covered Product Summary.

* “Plan Price” means the monthly price due for this Plan, as listed on Your
Order

* “Purchase Date” means the date that You purchased this Plan, as listed on
Your Order

* “Renewal Term” is defined in Section 3.

* “Seller” means the entity that sold you this Plan, as identified on Your
Order

* “Service(s)” means the repair, replacement, or reimbursement service
benefit(s) that may be provided to You under this Plan for Covered Products
under Your Plan Bundle, as further described in Section 5(b) below.

* “Service Fee” means the non-refundable administrative fee that You are
required to pay per claim, if any, prior to receiving Services under this
Plan. If a Service Fee applies to Your Covered Product, it will be included
on Your Covered Product Summary.

* “Term” is defined in Section

* “Wait Period” means the period from the Purchase Date until the Coverage
Start Date, if any, where any losses and claims are ineligible for coverage.
If a Wait Period applies to Your Plan, it will be included on Your Order
Confirmation. The Wait Period only applies to the Initial Term and does not
apply to any Renewal Term.

* “You” and “Your” means the original purchaser of the Covered Product and this
Plan or any valid transferee or assignee of the Plan owner.

3. COVERAGE TERM.

* This Plan commences on the Purchase Date and remains in effect for an initial
term of one month (“Initial Term”). This Plan automatically renews at the end
of the Initial Term for subsequent monthly terms (each, a “Renewal Term”),
unless it is properly cancelled, terminated, or non-renewed. The Initial Term
together with any Renewal Term under this Plan are collectively referred to
as the “Term.”

* If Your Plan includes a Wait Period, ANY LOSSES THAT OCCUR OR TAKE PLACE
DURING THE WAIT PERIOD ARE NOT ELIGIBLE FOR COVERAGE.

* The Plan Price must be paid monthly for You to remain eligible for coverage.
We reserve the right to change or modify Plan Prices or coverage terms
applicable to any Renewal Term by providing you with at least thirty (30)
days’ prior written notice. BY AGREEING TO AUTOMATIC RENEWAL AND ACCEPTING
THIS PLAN, YOU AUTHORIZE US TO CHARGE YOUR DESIGNATED DEBIT CARD, CREDIT
CARD, CHECKING OR SAVINGS ACCOUNT, OR OTHER ACCOUNT, AS APPLICABLE, FOR THE
PLAN PRICE ON THE APPLICABLE RENEWAL DATE. WE RESERVE THE RIGHT TO NOT RENEW
THIS AGREEMENT AT OUR DISCRETION.

* If a Covered Product is being serviced when this Plan expires, coverage will
be extended until the applicable Services are completed.

4. ELIGIBILITY.

* Covered Products must be in good working order as of the Purchase Date and
must be properly maintained and operated throughout the Term, in accordance
with the manufacturer’s instructions, to be eligible for

* This Plan does not cover pre-existing conditions, losses, or Covered
Breakdowns that occurred prior to the Coverage Start Date.

* We may require You to provide Your Plan’s Contract Number, Your Covered
Products’ original purchase receipts, and other relevant information to be
eligible for coverage. Please keep these documents in a readily accessible
location for future use.

* Your Plan payment(s) must be current to receive

* The following eligibility requirements apply to specific types of Covered
Products if included under Your Plan Bundle:

* Mobile Phones: Mobile phone(s) must be enrolled in an active subscription
plan from a wireless carrier that is tied to Your address listed on the Order
Confirmation.

* Laptops: Must be running with Windows-XP or newer, Mac OS X or newer, or
Linux OS with the 2009 publication date or later, as applicable.

* Tablets: Must be running with Android OS 1.6 or newer or iOS 6 or newer, as
applicable.

* TVs: Includes coverage for LCD, LCD 3D, LED, OLED, and LCD TV/DVD combos.
This Plan does not cover Plasma and DFP televisions.

* Smart Locks/Security Cameras/Thermostats/Doorbells: Must be wi-fi, ZigBee,
Z-Wave, Insteon, or Thread Group enabled.

5. COVERAGE.

* Covered Breakdowns. Subject to this Plan’s limitations and exclusions, We
will provide eligible Services for Covered Product(s) upon the occurrence of
breakdowns, failures, or damages which are expressly identified as covered on
Your Order Confirmation (“Covered Breakdowns”). For the avoidance of doubt,
the below losses must be identified as covered on Your Order Confirmation to
be eligible for Services as Covered Breakdowns:

* Mechanical/Electrical Failures: The Covered Product fails to perform as the
manufacturer intended during normal usage due to structural or operational
failure(s) caused by defects in materials or For clarity, a Covered Product
fails to perform as the manufacturer intended when the Covered Product, under
normal and intended use, fails to function substantially in accordance with
the Covered Product’s technical specifications or accompanying product
documentation, as provided by the manufacturer at the time of the Covered
Product’s purchase.

* Accidental Damage from Handling (“ADH”): The Covered Product fails to perform
as the manufacturer intended due to accidental damage from handling during
normal usage, such as accidental drops or liquid spills or submersions.
During the claims process, ADH coverage requires an explanation of where,
when, and how the accidental damage occurred. Failure to provide this
information may result in claim denial.

* Services. If Your Covered Product experiences a Covered Breakdown, We will,
at Our sole discretion, provide You with one or more of the following
Services: (1) Repair the Covered Product; (2) replace the Covered Product
with a an item of like-kind and quality; (3) reimburse You for the cost of
the Covered Product, excluding sales tax and installation fees, as indicated
on Your original purchase receipt; or (4) if no original purchase receipt is
provided or available, reimburse You for the fair market value of Your
Covered Product at the time of loss, excluding sales tax and installation
fees, as reasonably determined in Our sole discretion. Service options that
may be available for Your Covered Product are described in more detail below.
The Administrator will inform You what type of Service Your Covered Product
qualifies for when You file Your claim.

* Carry-In Service. We may request that You have Your Covered Product repaired
at a nearby facility of Our choosing. You will be responsible for
transporting and delivering Your Covered Product to and from the nearby
repair facility.

* Depot Service: We will repair or replace Your Covered Product at or from Our
repair depot location and mail Your repaired Covered Product or replacement
product back to You. If requested, We will provide You with a pre-paid
shipping label, or prepaid mailing box with a shipping label, to send Us Your
malfunctioning Covered Product. We may require You to send Us pictures of the
alleged damage for inspection in lieu of Covered Product shipment. You are
responsible for expedited shipping costs.

* Reimbursement Service: Subject to the aggregate claim limits set forth in
Section 5(d) below, We will reimburse You for the price You paid for the
Covered Product, less taxes and installation fees, as indicated on Your sales
receipt or order confirmation. If no sales receipt or other sufficient proof
of payment for the Covered Product is provided or made available to Us, We
will reimburse You for the fair market value of Your Covered Product at the
time of loss, excluding sales tax and installation fees, as reasonably
determined in Our sole discretion. At the Administrator’s discretion,
reimbursements may be in the form of a check, ACH payment, prepaid
debit/credit cards, gift card, electronic payment, or other reasonable means
of credit or reimbursement.

* Repair Parts/Replacement Products.

* Any repaired or replaced Covered Product that We provide You or that You
receive under the Covered Product’s applicable manufacturer or supplier
warranty will continue to be covered under this Plan for the remainder of the
Term.

* At the Administrator’s sole discretion, repair parts or replacement products
may be new, used, refurbished, non-original, or remanufactured and may not
match the exact model or color as the original Covered Product. Refurbished
or remanufactured products will be of equal or similar features and
functionality that perform to the factory specifications of the original
Covered Product. Technological advances or changing market conditions may
result in a replacement product with a lower selling price than the original
Covered Product.

* Data & Software. You are responsible for the backup of all data on Your
Covered Product before Services are provided. We do not covenant, represent,
or warrant that We will be able to Service any Covered Product under this
Plan without risk to or loss of programs or data on Your Covered Product. The
contents of Your Covered Product may be deleted, or the hard drive or storage
media reformatted, in the course of Service. It is Your responsibility to
back up the contents of Your hardware before Services are performed and
remove any data from parts or Covered Products returned to Us, including
software, pictures, documents, videos, games, and music files. We are not
responsible for any loss of Your data under any circumstances.

* . We have per claim and aggregate limitations for Your Plan. An explanation
of these is provided below:

* Per Claim Limit: The maximum We will pay for any single incident is the
lesser of the following, as determined in Our Sole discretion: (1) The cost
of authorized repairs; (2) replacement with product of like-kind and quality,
(3) reimbursement for the purchase price or fair market value of the Covered
Product, as applicable, (4) up to $1000 for any type of Covered Product other
than Laptops, or (5) up to $2,000 for Covered Products that are Laptops. If
We replace or reimburse You for the Covered Product, We may, at Our
discretion, require the damaged product to be returned to Us (or our
designee) at Our expense.

* Per Product Limit: Our maximum limit of liability during each 12-month period
from the Purchase Date for each Covered Product is $2,000 per Covered
Product.

* Annual Limit. Our maximum, aggregate limit of liability for all covered
claims during each 12-month period from the Purchase Date is $5,000. We will
not spend more than $5,000 for all covered claims during each 12-month period
from the Purchase Date.

6. HOW TO FILE A CLAIM.

* To file a claim, log into Our claim’s portal at prosuretty.com or call the
Administrator at 855-994-3401. The Administrator will help evaluate the issue
and provide You with instructions for filing a claim. Customer service agents
will be available to answer Your calls between the hours of 8am to 5pm CST,
Monday-Friday. After business hours and during the weekends, You may also
leave a voice message describing Your claim, which We will respond to within
48 hours under normal circumstances.

* We reserve the right to inspect the Covered Product upon receipt or at the
time of Service. We may request information such as the make and model of the
Covered Product, serial number, or original purchase date of the Covered
Product.

* Please note that the Administrator must authorize any repairs, replacements,
or reimbursements to be eligible for We may deny any claims or decline to
reimburse You for any Covered Breakdowns where You fail to follow this Plan’s
claims procedures or to receive the Administrator’s prior approval.

* All claims must be reported within thirty (30) days from the Covered
Breakdown and prior to the Coverage Expiration Date to be eligible for

7. The following is not covered under Your Plan:

* Any cost recoverable under any other warranty, guarantee, or insurance
policy, in which case, this Plan only provides secondary or excess coverage
for Covered Breakdowns, including the cost of any applicable deductible;

* Losses that are covered under or subject to a manufacturer’s recall or
manufacturer’s incentive or repair program;

* Losses (other than ADH if included under Your Plan) caused by Your failure to
follow or adhere to the manufacturer’s operation, care, and maintenance
instructions, as outlined in the owner’s manual;

* Any pre-existing conditions or damages that occurred prior to the Coverage
Start Date;

* Unauthorized modifications, alterations, or enhancements to the Covered
Product;

* Damages to nonfunctional or aesthetic parts, normal wear and tear, and
cosmetic damage that does not impact the Covered Product’s proper operation
or functionality, including scratches, peeling, discoloration, stretching,
dents, and chips;
* Any accessories that are not included in the Covered Product’s original
packaging;

* Installations, preventative cleaning, periodic checkups, and maintenance;

* Consumable items that are designed to be periodically replaced by You during
the life of the Covered Product, such as power adapters, light bulbs, lamps,
batteries, or telephone or other lines connecting to the equipment;

* Loss or damage (other than ADH if included under Your Plan) caused by any
type of abnormal or improper use, abuse, misuse, neglect, or any other use
otherwise inconsistent with the owner’s manual or instructions;

* Loss or damage caused by intentional, willful, or reckless conduct or use;

* Loss or damage that occurs while the Covered Product is being delivered or
transported to or from You or while being delivered or transported to or from
a carry-in service facility;

* Incidental, consequential, or secondary damages, including loss of use, loss
of profits, or any damages arising from delays in requesting or rendering
Services under this Plan;

* Any third-party support services or software provided with the Covered
Product; software or online service performance issues; and losses caused by
third-party hardware, software, or accessory items;

* Any damage caused by unauthorized repairs or replacements;

* Loss or damage caused by external causes of any kind (other than ADH if
included under Your Plan), including but not limited to war, invasion,
rebellion, riot, strike, labor disturbance, lockout, civil commotion, fire,
theft, insects, pandemic, epidemic, animals, exposure to weather, windstorm,
sand, dirt, hail, earthquake, flood, water, or acts of God;

* Covered Products that are lost or stolen;

* Covered Products used for commercial purposes or that are leased or rented;

* Claims that are not initiated within thirty (30) days from the Covered
Breakdown and prior to the Coverage Expiration Date;

* Screen replacements caused by any loss or damage other than Covered
Breakdowns under Your Plan, including ‘burn in’ or burned CRT phosphor caused
by video games, prolonged display of one or more signal(s), or other abuse;
all display products that are used in an application that requires continuous
operation; repair of minor resolution (pixels) issues that do affect overall
viewing of the screen; and any screen issues or defects that do not match the
manufacturer’s minimum failure standard;

* Mobile phones that are not enrolled in an active subscription plan from a
wireless carrier that is tied to Your address listed on the Order
Confirmation;

* Laptops that do not run with Windows-XP or newer, Mac OS X or newer, or Linux
OS with the 2009 publication date or later, as applicable;

* Tables that do not run with Android OS 1.6 or newer or iOS 6 or newer, as
applicable;

* Plasma and DFP televisions;

* Smart Locks/Security Cameras/Thermostats/Doorbells that do not connect
through wi-fi, ZigBee, Z-Wave, Insteon, or Thread Group;

* Covered Products where the serial or model numbers or labels have been
removed, defaced, or made illegible;

* Loss of use of, damage to, corruption of, inability to access, or inability
to manipulate any computer system, electronic hardware, or software, or
components thereof, that are used to store, process, access, transmit, or
receive information within the Covered Product as a result of any cause or
loss other than Covered Breakdowns specifically stated in this Plan,
including any unauthorized access or unauthorized use of such system, a
denial of service attack, or receipt or transmission of malicious code; and

* Loss of use of, damage to, corruption of, inability to access, or inability
to manipulate any electronic data stored within the Covered Product,
including any such loss caused by unauthorized access or unauthorized use of
such data, a denial of service attack, or receipt or transmission of
malicious code.

We shall not provide coverage and We shall not be liable to pay any claim or
provide any benefit hereunder to the extent that the provision of such cover,
payment of such claim, or provision of such benefit would expose the Obligor,
its parent company, or its ultimate controlling entity to any sanction,
prohibition, or restriction under United Nations resolutions or the trade or
economic sanctions, laws, or regulations of the European Union or the United
States of America.

8. CANCELLATION

* You may cancel this Plan for any reason and at any time by initiating a
request with the Administrator at 1-800-523-7440.

* If You request to cancel this Plan within thirty (30) days from the Purchase
Date without making any claims (“Free Look Period”), You will be refunded the
full Plan Price.

* If You request to cancel this Plan within thirty (30) days from the Purchase
Date after making a claim or after thirty (30) days from the Purchase Date,
Your Coverage will terminate at the end of Your current Term.

* We may cancel this Plan upon at least thirty (30) days prior written notice.
If We cancel this Plan, a pro rata refund of the Plan Price will be issued
for the unexpired Term, less the costs of any claims paid. The notice of
cancellation will include the reason and the effective date of cancellation.

* In the event of reasonable suspicion of fraud, material misrepresentation, or
a substantial breach of Your duties under this Plan, We may cancel this Plan
immediately and without prior notice and We may demand immediate payment of
the cost of all Services provided to You, less Your payments made, and no
refund of any kind will be issued.

* In the event of non-payment by You, We may cancel this Plan immediately and
without prior notice.

9. MISCELLANEOUS

* Transferability. This Plan is not transferable or assignable by You to a new
contract

* Subrogation. If We make any payment under this Plan, We are entitled to
recover what We paid from other responsible By accepting settlement of a
claim, You transfer to Us Your right to recovery against any other party.

* Entire Agreement. This Plan represents the entire contract between You and Us
with respect to the subject matter herein. Neither the Seller, Administrator,
nor any other agent has authority to change this Plan or to waive any of its
No other written or oral statement applies to this Plan. No coverage will be
provided under this Plan if any information that You, or anyone claiming
benefits hereunder, provides is determined to be false, misleading, or
intentionally omitted.

* Independent Contractors. We are not a service provider, technician, or
product retailer. Repair and replacement

services will be performed by independent, third-party contractors.

* Insurance Policy. This Plan is a service contract and not an insurance policy
or However, We secure Our fulfillment obligations and risks through an
insurance policy issued by Illinois National Insurance Co., 500

3819. Madison St., Ste. 3000, Chicago, IL 60661, Ph: (800) 250-3819 in all
covered states except for AR, CA, FL, MS, NC, NY, OK, and VA where the
insurance policy is issued by New Hampshire Insurance Company, 500 W.
Madison St., Ste. 3000, Chicago, IL 60661, Ph: (800) 250-3819. If within
sixty (60) days We have not paid a claim, provided You with a required
refund, or You are otherwise dissatisfied, or We are no longer a going
concern, become insolvent, or are otherwise financially impaired, You are
entitled under state law to make a claim directly to the insurer by
contacting the insurer at the address or phone number listed above.
Please enclose a copy of Your Plan when sending correspondence to the
insurer.

* Privacy Policy. We respect Your privacy. For information on Our privacy
policy, please visit https://www.aig.com/privacy-policy.

* Assignment. We may assign this Plan, in whole or in part, at any time without
prior notice to You. We may delegate or assign any of Our obligations at Our
sole discretion and without Your consent provided We give You at least thirty
(30) days’ prior written notice of any material changes. You may not change
this Plan or delegate any of Your obligations.

(H) CHANGES TO THE PLAN: WE MAY CHANGE THE PLAN PRICE, ADMINISTRATION
OF THE PLAN OR THESE TERMS AND CONDITIONS FROM TIME TO TIME UPON THIRTY (30)
DAYS WRITTEN NOTICE TO YOU. SUCH NOTICE MAY BE PROVIDED AS IN A SEPARATE MAILING
OR EMAIL OR BY ANY OTHER REASONABLE METHOD. IF YOU DO NOT AGREE TO THE MODIFIED
CHARGES OR TERMS OF THE AGREEMENT, YOU MAY CANCEL THE PLAN BY NOTICE TO US OR
THE ADMINISTRATOR AT ANY TIME IN ACCORDANCE WITH THESE TERMS AND CONDITIONS. THE
PAYMENT OF APPLICABLE CHARGES BY YOU, OR A REQUEST FOR SERVICE UNDER THE PLAN,
AFTER RECEIVING SUCH NOTICE OF A CHANGE IN THE CHARGES OR OTHER TERMS AND
CONDITIONS WILL BE DEEMED TO BE ASSENT BY YOU TO THE CHANGE(S) IN THE CHARGES,
TERMS OR CONDITIONS.

* Liability Limitation. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE
AND OUR EMPLOYEES AND AGENTS WILL UNDER NO CIRCUMSTANCES BE LIABLE TO YOU OR
ANY SUBSEQUENT OWNER FOR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, OR
CONSEQUENTIAL DAMAGES RESULTING FROM OUR OBLIGATIONS UNDER THIS PLAN,
INCLUDING THE FOLLOWING: COSTS OF RECOVERING, REPROGRAMMING, OR REPRODUCING
ANY PROGRAM OR DATA; FAILURE TO MAINTAIN DATA CONFIDENTIALITY; LOSS OF USE,
INCLUDING LOSS OF USE WHILE THE COVERED PRODUCT IS BEING REPAIRED OR
REPLACED; OR ANY LOSS OF BUSINESS PROFITS, REVENUE, OR ANTICIPATED SAVINGS.
OUR MAXIMUM LIABILITY FOR ANY CLAIM ARISING FROM OR RELATING TO THIS PLAN
SHALL NOT EXCEED THE PLAN’S LIMITS OF LIABILITY, REGARDLESS OF WHETHER THE
UNDERLYING ACTION IS IN CONTRACT, TORT, OR ANY OTHER LEGAL OR EQUITABLE
THEORY.

* Severability. If any provision of this Plan is held invalid, illegal, or
unenforceable in any respect under applicable laws, the validity, legality,
and enforceability of the remaining provisions of this Plan shall not in any
way be affected or impaired thereby.

10. ARBITRATION AGREEMENT & CLASS ACTION WAIVER

READ THE FOLLOWING ARBITRATION AGREEMENT CAREFULLY. IT LIMITS CERTAIN RIGHTS OF
YOURS, INCLUDING YOUR RIGHT TO OBTAIN RELIEF OR DAMAGES IN COURT AND YOUR RIGHT
TO PARTICIPATE IN CLASS ACTIONS OR REPRESENTATIVE PROCEEDINGS.

YOU AND WE AGREE TO RESOLVE ANY DISPUTES THROUGH INDIVIDUAL BINDING ARBITRATION
INSTEAD OF THROUGH COURTS OF GENERAL JURISDICTION, EXCEPT AS FOLLOWS: ANY
DISPUTE FALLING WITHIN THE JURISDICTIONAL SCOPE AND AMOUNT OF AN APPROPRIATE
SMALL CLAIMS COURT MUST BE BROUGHT IN SMALL CLAIMS COURT ON AN INDIVIDUAL BASIS.

YOU AND WE AGREE THAT ANY ARBITRATION WILL TAKE PLACE ON AN INDIVIDUAL BASIS
ONLY. YOU AND WE AGREE TO WAIVE THE RIGHT TO A TRIAL BY JURY AND TO PARTICIPATE
IN CLASS ARBITRATIONS, CLASS ACTIONS, AND REPRSENTATIVE PROCEEDINGS.

Under this provision, “Dispute” includes any claim or controversy arising out of
or relating in any way to this Plan— whether based in contract, tort, statute,
fraud, misrepresentation, or any other legal or equitable theory. This
Arbitration Agreement is subject to and governed by the Federal Arbitration Act
(“FAA”). This Arbitration Agreement is intended to be broadly interpreted and
shall survive any termination or cancellation of this Plan. This Arbitration
Agreement applies to Our respective parents, subsidiaries, affiliates, service
contract insurers, obligors, agents, employees, successors, and assignees.

You and We agree to waive the right to participate in class actions or
representative proceedings. However, this Arbitration Agreement does not
preclude You from bringing an individual action against Us in small claims
court, so long as the dispute is pursued on an individual rather than a
class-wide basis.

The American Arbitration Association (“AAA”) will administer any arbitration and
will do so in accordance with its rules in effect at the time the claim is
filed. You may obtain a copy of the AAA rules by visiting www.adr.org. Unless
You and We agree otherwise, any arbitration hearing will take place in the
county of the Service Address. The right to a hearing will be determined by the
AAA Rules. However, if the claim is for $10,000 or less, You may decide whether
You want the arbitration to be conducted instead: (a) Only on the basis of
documents or (b) through a telephone hearing.

11. STATE-SPECIFIC DISCLOSURES:

ALABAMA, ARKANSAS, GEORGIA, HAWAII, LOUISIANA, MARYLAND, MASSACHUSETTS,
MINNESOTA, MISSOURI, NEVADA, NEW JERSEY, SOUTH CAROLINA, WISCONSIN AND WYOMING:
THE FOLLOWING STATEMENT IS ADDED TO SECTION 8(B): “IF YOU CANCEL YOUR PLAN
DURING THE FREE LOOK PERIOD WITHOUT MAKING ANY CLAIMS AND DO NOT RECEIVE A FULL
REFUND OR CREDIT WITHIN FORTY-FIVE (45) DAYS OF OUR RECEIPT OF THE RETURNED
PLAN, A TEN PERCENT (10%) PENALTY PER MONTH SHALL BE APPLIED TO THE REFUND OWED
TO YOU. THE RIGHT TO VOID THE SERVICE CONTRACT DURING THE FREE LOOK PERIOD IS
NOT TRANSFERABLE AND APPLIES ONLY TO THE ORIGINAL CONTRACT PURCHASER.”

ALABAMA: THE FOLLOWING IS ADDED TO SECTION 8(B): “YOU WILL RECEIVE A REFUND OF
THE UNEARNED PORTION OF THE PURCHASE PRICE BASED ON TIME EXPIRED, LESS ANY
TERMINATION FEE THAT WE MAY CHARGE UP TO $25. ANY REFUND DUE TO YOU UNDER THIS
SECTION MAY BE CREDITED TO AN OUTSTANDING BALANCE OF YOUR ACCOUNT, AND THE
EXCESS, IF ANY, SHALL BE REFUNDED TO THE ORIGINAL PURCHASER.” SECTIONS 8(D)
THROUGH (G) ARE REPLACED WITH THE FOLLOWING: “WE RESERVE THE RIGHT TO CANCEL
THIS PLAN FOR ANY REASON UPON AT LEAST FIVE (5) DAYS PRIOR WRITTEN NOTICE TO YOU
AT YOUR LAST KNOWN ADDRESS. THE NOTICE WILL STATE THE EFFECTIVE DATE OF
CANCELLATION AND THE REASON FOR CANCELLATION. HOWEVER, PRIOR NOTICE IS NOT
REQUIRED IF THE REASON FOR OUR CANCELLATION IS NONPAYMENT OF THE PROVIDER FEE OR
MATERIAL MISREPRESENTATION BY YOU RELATING TO THE COVERED PROPERTY OR ITS USE.
IF WE CANCEL THIS PLAN, A PRO-RATA REFUND WILL BE ISSUED FOR THE UNEXPIRED TERM,
LESS THE COSTS OF ANY CLAIMS PAID. IN THE EVENT OF CANCELLATION FOR REASONABLE
SUSPICION OF FRAUD OR MATERIAL MISREPRESENTATION, WE MAY DEMAND IMMEDIATE
PAYMENT OF THE COST OF ALL SERVICES PROVIDED TO YOU, LESS YOUR PAYMENTS MADE,
AND NO REFUND OF ANY KIND WILL BE ISSUED.”

ARIZONA: IN THE EVENT YOU DO NOT RECEIVE SATISFACTION UNDER THIS PLAN, YOU MAY
CONTACT THE ARIZONA DEPARTMENT OF INSURANCE AND FINANCIAL INSTITUTIONS’ CONSUMER
PROTECTION DIVISION AT 100 N. 15 AVE., SUITE 261, PHOENIX, AZ 85007- 3630 OR BY
CALLING 602-364-2499. SECTION 7(D) IS DELETED IN ITS ENTIRETY AND REPLACED WITH
THE FOLLOWING: “ANY PRE-EXISTING CONDITIONS, DEFECTS, OR DEFICIENCIES, UNLESS
SUCH CONDITIONS WERE KNOWN OR SHOULD HAVE REASONABLY BEEN KNOWN BY US OR THE
PERSON SELLING THE SERVICE CONTRACT ON OUR BEHALF.” THE FOLLOWING IS ADDED TO
SECTION 8(C): “IF THIS PLAN IS CANCELLED PURSUANT TO THIS PARAGRAPH, YOU WILL
RECEIVE A PRO-RATA REFUND AFTER DEDUCTING FOR CLAIMS PAID AND ADMINISTRATION
EXPENSES ASSOCIATED WITH THE CANCELLATION. THE ADMINISTRATIVE EXPENSES MAY NOT
EXCEED TEN PERCENT (10%) OF THE GROSS AMOUNT PAID BY YOU FOR THE PLAN OR
SEVENTY-FIVE DOLLARS ($75), WHICHEVER IS LESS.” SECTIONS 8(D) THROUGH (G) ARE
REPLACED WITH THE FOLLOWING: “WE RESERVE THE RIGHT TO CANCEL THIS PLAN UPON AT
LEAST THIRTY (30) DAYS PRIOR WRITTEN NOTICE. HOWEVER, IN THE EVENT OF REASONABLE
SUSPICION OF FRAUD, MATERIAL MISREPRESENTATION, FAILURE TO PAY, OR A SUBSTANTIAL
BREACH OF YOUR DUTIES UNDER THIS PLAN, CANCELLATION MAY BE IMMEDIATE AND WITHOUT
PRIOR NOTICE. WE MAY NOT CANCEL OR VOID THIS PLAN FOR ANY OF THE FOLLOWING
REASONS: (1) PREEXISTING CONDITIONS THAT WERE KNOWN OR THAT REASONABLY SHOULD
HAVE BEEN KNOWN BY US OR OUR SUBCONTRACTORS; (2) PRIOR USE OR UNLAWFUL ACTS
RELATING TO THE PRODUCT; OR (3) MISREPRESENTATION BY US OR OUR SUBCONTRACTORS.
NEITHER WE, OUR ASSIGNEES, NOR OUR SUBCONTRACTORS MAY CANCEL OR VOID COVERAGE
UNDER THIS PLAN DUE TO OUR FAILURE TO PROVIDE CORRECT INFORMATION OR OUR FAILURE
TO PERFORM THE SERVICES OR REPAIRS PROVIDED IN A TIMELY, COMPETENT, AND
WORKMANLIKE MANNER.”

ARKANSAS: A CLAIM AGAINST US MAY INCLUDE A CLAIM FOR THE RETURN OF THE UNEARNED
PROVIDER FEE. SECTIONS 8(D) THROUGH (G) ARE REPLACED WITH THE FOLLOWING: “WE
RESERVE THE RIGHT TO CANCEL THIS PLAN UPON THIRTY (30) DAYS WRITTEN NOTICE.
HOWEVER, IF THE REASON FOR CANCELLATION IS NONPAYMENT OF THE PROVIDER FEE,
MATERIAL MISREPRESENTATION, OR A SUBSTANTIAL BREACH OF YOUR DUTIES RELATING TO A
COVERED PRODUCT OR ITS USE, WE MAY CANCEL THIS PLAN IMMEDIATELY WITHOUT ANY
PRIOR NOTICE TO YOU. UNLESS THE CANCELLATION IS FOR NONPAYMENT, WE WILL PROVIDE
YOU WITH A PRO RATA REFUND OF THE UNEARNED PORTION OF THE PROVIDER FEE, LESS THE
AMOUNT OR VALUE OF ANY CLAIMS PAID, IF WE CANCEL THE PLAN.”

CALIFORNIA: FOR INFORMATION REGARDING OUR PRIVACY PRACTICES AND YOUR RIGHTS
UNDER THE CALIFORNIA CONSUMER PRIVACY ACT, PLEASE VISIT
HTTPS://WWW.AIG.COM/PRIVACY-POLICY. SECTION 8(B) IS REPLACED WITH THE FOLLOWING:
“CANCELLATION REQUESTS MADE WITHIN SIXTY (60) DAYS FROM THE START OF THE
COVERAGE TERM OR WITHIN THIRTY (30) DAYS FROM RECEIPT OF THE PLAN, WHICHEVER IS
LATER, WILL RECEIVE A 100% REFUND OF THE FULL PLAN PRICE IF NO CLAIM HAS BEEN
MADE UNDER THE PLAN. IF YOU ARE NOT REFUNDED OR CREDITED THE AMOUNT YOU PAID
WITHIN THIRTY (30) DAYS, A TEN PERCENT (10%) PENALTY PER ANNUM WILL BE ADDED TO
THE REFUND FOR EACH THIRTY (30) DAYS OR FRACTION THEREOF UNTIL THE REFUND IS
PAID. THIS ONLY APPLIES TO THE ORIGINAL PLAN PURCHASER AND IS NOT TRANSFERABLE.”
SECTION 8(C) IS REPLACED WITH THE FOLLOWING: “FOR CANCELLATION REQUESTS MADE
MORE THAN SIXTY (60) DAYS FROM THE START OF THE COVERAGE TERM OR AFTER THIRTY
(30) DAYS FROM RECEIPT OF THE PLAN, WHICHEVER IS LATER, OR IF A CLAIM WAS MADE
UNDER THE PLAN WITHIN THE FIRST SIXTY (60) DAYS, YOUR COVERAGE WILL TERMINATE AT
THE END OF YOUR CURRENT TERM AND YOU WILL RECEIVE AT LEAST A PRO-RATA REFUND OF
THE PLAN PRICE BASED ON THE ELAPSED COVERAGE TERM. IN ADDITION, THE
ADMINISTRATOR MAY ASSESS A CANCELLATION OR ADMINISTRATIVE FEE, NOT TO EXCEED TEN
(10) PERCENT OF THE PRICE OF THE PLAN OR TWENTY-FIVE ($25) DOLLARS, WHICHEVER IS
LESS.” THIS PLAN MAY BE CANCELED BY YOU FOR ANY REASON, INCLUDING THE COVERED
PRODUCT BEING SOLD, LOST, STOLEN OR DESTROYED. CALIFORNIA RESIDENTS MAY SUBMIT
COMPLAINTS TO THE BUREAU OF HOUSEHOLD GOODS AND SERVICES (BHGS) BY CALLING (916)
999-2041, OR WRITING TO 4244 S. MARKET CT. STE. D, SACRAMENTO, CA 95834, OR BY
VISITING WWW.BHGS.DCA.CA.GOV.

COLORADO: ACTION UNDER THIS PLAN MAY BE COVERED BY THE PROVISIONS OF THE
“COLORADO CONSUMER PROTECTION ACT” OR THE “UNFAIR PRACTICES ACT” ARTICLES 1 AND
2 OF TITLE 6, C.S.R., AND A PARTY TO SUCH AN AGREEMENT MAY HAVE THE RIGHT OF
CIVIL ACTION UNDER SUCH LAWS, INCLUDING OBTAINING THE RECOURSE OR PENALTIES
SPECIFIED IN SUCH LAWS.

CONNECTICUT: IN-HOME SERVICES ARE NOT AVAILABLE. IF YOUR TERM OF COVERAGE IS
LESS THAN ONE (1) YEAR, THIS PLAN IS AUTOMATICALLY EXTENDED WHILE THE PRODUCT IS
BEING REPAIRED. YOU MAY CANCEL THIS PLAN IF YOU RETURN THE PRODUCT OR THE
PRODUCT IS SOLD, LOST, STOLEN, OR DESTROYED. IF WE ARE UNABLE TO RESOLVE ANY
DISPUTES WITH YOU REGARDING THIS PLAN, YOU MAY FILE A WRITTEN COMPLAINT TO THE
STATE OF CONNECTICUT, INSURANCE DEPARTMENT, P.O. BOX 816, HARTFORD, CT
06142-0816, ATTN: CONSUMER AFFAIRS. THE WRITTEN COMPLAINT MUST DESCRIBE THE
DISPUTE, IDENTIFY THE PRICE OF THE PRODUCT AND COST OF REPAIR, AND INCLUDE A
COPY OF THIS PLAN.

FLORIDA: THE RATE CHARGED FOR THIS PLAN IS NOT SUBJECT TO REGULATION BY THE
FLORIDA OFFICE OF INSURANCE REGULATION. SECTIONS 8(D) THROUGH (G) ARE REPLACED
WITH THE FOLLOWING: “WE RESERVE THE RIGHT TO CANCEL THIS PLAN UPON AT LEAST
THIRTY (30) DAYS PRIOR WRITTEN NOTICE MAILED TO YOUR LAST KNOWN ADDRESS.
HOWEVER, IN THE EVENT OF REASONABLE SUSPICION OF FRAUD, MATERIAL
MISREPRESENTATION, FAILURE TO PAY, OR A SUBSTANTIAL BREACH OF YOUR DUTIES UNDER
THIS PLAN, OUR CANCELLATION MAY BE IMMEDIATE. IF WE CANCEL THIS PLAN, WE WILL
REFUND 100% OF THE UNEARNED PRO RATA PREMIUM, LESS ANY CLAIMS PAID.”

GEORGIA: SECTION 7(D) IS DELETED IN ITS ENTIRETY AND REPLACED WITH THE
FOLLOWING: “ANY AND ALL PRE-EXISTING CONDITIONS KNOWN TO YOU OR REASONABLY
SHOULD BE KNOWN TO YOU THAT OCCUR PRIOR TO THE EFFECTIVE DATE OF THIS
AGREEMENT.” SECTIONS 8(B) THROUGH (G) ARE REPLACED WITH THE FOLLOWING: “IF YOU
REQUEST CANCELLATION OF THE PLAN WITHIN THIRTY (30) DAYS FROM THE PLAN PURCHASE
DATE, YOU WILL BE REFUNDED THE FULL PLAN PRICE LESS CLAIMS PAID. IF YOU CANCEL
THE PLAN AFTER THIRTY (30) DAYS FROM THE PLAN PURCHASE DATE, YOUR COVERAGE WILL
TERMINATE AT THE END OF YOUR CURRENT TERM AND YOU WILL BE REFUNDED THE UNEARNED
PRO-RATA PLAN PRICE LESS CLAIMS PAID. WE MAY ONLY CANCEL THIS PLAN FOR FRAUD,
MATERIAL MISREPRESENTATION, OR FAILURE TO PAY ANY AMOUNTS DUE. WE WILL PROVIDE
YOU WITH WRITTEN NOTICE OF SUCH CANCELLATION, WHICH WILL BE EFFECTIVE AT LEAST
THIRTY (30) DAYS FROM DATE OF MAILING SUCH NOTICE. IF WE CANCEL THIS PLAN, WE
WILL REFUND ANY UNEARNED PORTION OF THE PLAN PRICE ON A PRO RATA BASIS, LESS ANY
CLAIMS PAID. IF A CLAIM COVERED BY THIS PLAN IS ALSO COVERED BY ANOTHER SERVICE
CONTRACT, THEN THE CLAIM WILL BE PAID ON A PRO-RATA BASIS WITH SUCH OTHER
SERVICE CONTRACT. IF A CLAIM COVERED BY THIS PLAN IS COVERED BY AN INSURANCE
POLICY, MANUFACTURER’S WARRANTY, OR RECALL, OR IS THE SUBJECT OF ANY LEGAL
ACTION, WE SHALL PAY ONLY FOR THE AMOUNT OF THE COST TO REPAIR OR REPLACE SUCH
COVERED PRODUCT IN EXCESS OF THE AMOUNT DUE FROM THAT OTHER INSURANCE POLICY,
MANUFACTURER’S WARRANTY, RECALL, OR LEGAL ACTION. IN NO EVENT, HOWEVER, SHALL WE
PAY MORE THAN THE APPLICABLE LIMIT OF LIABILITY.” ARBITRATION IS NONBINDING IN
GEORGIA. FOR ANY CLAIM THAT IS NOT ARBITRATED OR BROUGHT IN SMALL CLAIMS COURT,
IT WILL BE RESOLVED IN A STATE OR FEDERAL COURT WITH PROPER JURISDICTION BASED
ON THE COUNTY WHERE THE CONTRACT HOLDER RESIDES.

ILLINOIS: SECTIONS 8(D) THROUGH (G) ARE REPLACED WITH THE FOLLOWING: “WE RESERVE
THE RIGHT TO CANCEL THIS PLAN UPON AT LEAST THIRTY (30) DAYS PRIOR WRITTEN
NOTICE. IF WE CANCEL THIS PLAN, A PRO-RATA REFUND WILL BE ISSUED FOR THE
UNEXPIRED TERM, LESS THE COSTS OF ANY CLAIMS PAID. HOWEVER, IN THE EVENT OF
REASONABLE SUSPICION OF FRAUD, MATERIAL MISREPRESENTATION, FAILURE TO PAY, OR A
SUBSTANTIAL BREACH OF YOUR DUTIES UNDER THIS PLAN, CANCELLATION MAY BE IMMEDIATE
AND WITHOUT PRIOR NOTICE. THE NOTICE OF CANCELLATION WILL INCLUDE THE REASON AND
THE EFFECTIVE DATE OF CANCELLATION. IF THIS PLAN IS CANCELLED AT ANY TIME, WE
MAY RETAIN A CANCELLATION FEE NOT TO EXCEED THE LESSER OF 10% OF THE SERVICE
CONTRACT PRICE OR $50. THE OBLIGOR, AIG WARRANTYGUARD, INC., IS THE PARTY
RESPONSIBLE FOR HONORING CANCELLATION REQUESTS.”

INDIANA: YOUR PROOF OF PAYMENT TO US SHALL BE CONSIDERED PROOF OF PAYMENT TO THE
INSURANCE COMPANY WHICH GUARANTEES OUR OBLIGATIONS TO YOU.

IOWA: YOU MAY REACH THE INSURANCE DIVISION OF THE DEPARTMENT OF COMMERCE OF THE
STATE OF IOWA AT TWO RUAN CENTER, 601 LOCUST, 4TH FLOOR, DES MOINES, IA
50309-3738.

MAINE: SECTIONS 8(D) THROUGH (G) ARE REPLACED WITH THE FOLLOWING: “WE MAY CANCEL
THIS PLAN BY PROVIDING YOU WITH AT LEAST 15 DAYS PRIOR WRITTEN NOTICE OF
CANCELLATION MAILED TO YOUR LAST KNOWN ADDRESS. IF WE CANCEL THIS PLAN FOR ANY
REASON OTHER THAN NONPAYMENT OF THE PROVIDER FEE, WE WILL REFUND 100% OF THE
UNEARNED PRO RATA PROVIDER FEE, LESS ANY CLAIMS PAID. WE MAY ALSO CHARGE YOU AN
ADMINISTRATIVE FEE FOR THE CANCELLATION, NOT TO EXCEED 10% OF THE PROVIDER FEE.”

MAINE AND WASHINGTON D.C.: THE FOLLOWING IS ADDED TO SECTION 8(B): “IF YOU
CANCEL THIS PLAN DURING THE FREE LOOK PERIOD WITHOUT MAKING ANY CLAIMS AND WE DO
NOT PROVIDE THE FULL REFUND WITHIN FORTY-FIVE DAYS AFTER YOUR RETURN OF THE
SERVICE CONTRACT TO US, A 10% PENALTY PER MONTH WILL BE ADDED TO THE APPLICABLE
REFUND. THE RIGHT TO VOID THE SERVICE CONTRACT DURING THE FREE LOOK PERIOD IS
NOT TRANSFERABLE AND APPLIES ONLY TO THE ORIGINAL CONTRACT PURCHASER.” SECTION
8(C) IS REPLACED WITH THE FOLLOWING: “IF YOU TERMINATE THIS PLAN WITHIN THIRTY
(30) DAYS FROM THE PLAN PURCHASE DATE AFTER MAKING A CLAIM OR TERMINATE THIS
PLAN AFTER THIRTY (30) DAYS FROM THE PLAN PURCHASE DATE, YOUR COVERAGE WILL
TERMINATE AT THE END OF YOUR CURRENT TERM AND YOU WILL RECEIVE A PRO RATA REFUND
BASED ON THE TIME EXPIRED, LESS THE COST OF ANY CLAIMS MADE. WE MAY ALSO CHARGE
YOU A REASONABLE ADMINISTRATIVE FEE, NOT TO EXCEED 10% OF THE CONTRACT PRICE.”

MARYLAND: YOUR SERVICE CONTRACT IS EXTENDED AUTOMATICALLY IF WE FAIL TO PERFORM
THE SERVICES UNDER THE SERVICE CONTRACT AND WILL NOT TERMINATE UNTIL THE
SERVICES ARE PROVIDED IN ACCORDANCE WITH THE TERMS OF THE SERVICE CONTRACT.

MICHIGAN: IF PERFORMANCE OF THIS PLAN IS INTERRUPTED BECAUSE OF A STRIKE OR A
WORK STOPPAGE AT OUR PLACE OF BUSINESS, THE EFFECTIVE PERIOD OF THIS PLAN WILL
BE EXTENDED FOR THE PERIOD OF THE APPLICABLE STRIKE OR WORK STOPPAGE.

MINNESOTA: SECTIONS 8(D) THROUGH (G) ARE REPLACED WITH THE FOLLOWING: “WE
RESERVE THE RIGHT TO CANCEL THIS PLAN UPON THIRTY (30) DAYS WRITTEN NOTICE.
HOWEVER, IN THE EVENT OF REASONABLE SUSPICION OF FRAUD, MATERIAL
MISREPRESENTATION, FAILURE TO PAY, OR A SUBSTANTIAL BREACH OF YOUR DUTIES UNDER
THIS PLAN, CANCELLATION MAY BE MADE UPON AT LEAST FIVE DAYS WRITTEN NOTICE TO
YOU. IF WE CANCEL THIS PLAN, A PRO-RATA REFUND WILL BE ISSUED FOR THE UNEXPIRED
TERM, LESS THE COSTS OF ANY CLAIMS PAID. IN THE EVENT OF CANCELLATION FOR
REASONABLE SUSPICION OF FRAUD OR MATERIAL MISREPRESENTATION, WE MAY DEMAND
IMMEDIATE PAYMENT OF THE COST OF ALL SERVICES PROVIDED TO YOU, LESS ANY PAYMENTS
MADE, AND NO REFUND OF ANY KIND WILL BE ISSUED. THE NOTICE OF CANCELLATION WILL
INCLUDE THE REASON AND THE EFFECTIVE DATE OF CANCELLATION.”

NEVADA: SECTIONS 8(B) THROUGH (G) ARE REPLACED WITH THE FOLLOWING: “YOU ARE
ENTITLED TO A “FREE LOOK” PERIOD FOR THIS PLAN. IF YOU DECIDE TO CANCEL THIS
PLAN WITHIN THIRTY (30) DAYS OF PURCHASE, YOU ARE ENTITLED TO A ONE HUNDRED
PERCENT (100%) REFUND OF ANY FEES PAID. IF YOU CANCEL THIS PLAN AFTER THIRTY
(30) DAYS FROM PURCHASE, YOUR COVERAGE WILL TERMINATE AT THE END OF YOUR CURRENT
TERM AND YOU WILL RECEIVE A PRO-RATA REFUND BASED ON THE DAYS REMAINING. NO
CANCELLATION OF THIS PLAN BY US MAY BECOME EFFECTIVE UNTIL AT LEAST FIFTEEN (15)
DAYS AFTER A NOTICE OF CANCELLATION IS MAILED TO YOU AT YOUR LAST KNOWN ADDRESS.
IF THE CONTRACT HAS BEEN IN EFFECT FOR SEVENTY (70) DAYS OR MORE, WE CAN ONLY
CANCEL THIS PLAN DUE TO (1) UNAUTHORIZED REPAIRS WHICH RESULT IN A MATERIAL
CHANGE IN THE NATURE OR EXTENT OF THE RISK, OCCURRING AFTER THE FIRST EFFECTIVE
DATE OF THE CURRENT PLAN, WHICH CAUSES THE RISK OF LOSS TO BE SUBSTANTIALLY AND
MATERIALLY INCREASED BEYOND THAT CONTEMPLATED AT THE TIME THE PLAN WAS ISSUED OR
LAST RENEWED; (2) DISCOVERY OF FRAUD OR MATERIAL MISREPRESENTATION BY THE HOLDER
IN OBTAINING THE SERVICE CONTRACT, OR IN PRESENTING A CLAIM FOR SERVICE; (3) AN
ACT OR OMISSION BY YOU OR A VIOLATION BY YOU OF ANY CONDITION OF THE SERVICE
CONTRACT, WHICH OCCURRED AFTER THE EFFECTIVE DATE OF THE SERVICE CONTRACT AND
WHICH SUBSTANTIALLY AND MATERIALLY INCREASES THE SERVICE REQUIRED UNDER THE
SERVICE CONTRACT. IF WE CANCEL THIS PLAN YOU WILL RECEIVE A PRO-RATA REFUND
BASED ON THE DAYS REMAINING, NO CANCELLATION FEE WILL BE IMPOSED AND NO
DEDUCTION FOR CLAIMS PAID WILL BE APPLIED. THE EXCLUSIONS SECTION CONTAINS
EXCLUSIONS AND LIMITATIONS TO COVERAGE BUT NOT REASONS FOR WHICH THE CONTRACT
ITSELF MAY BE CANCELLED. NO DEDUCTIONS OF ANY TYPE SHALL BE MADE FROM ANY REFUND
OWED AS A RESULT OF CANCELLATION OR BUYOUT.” IF YOU ARE NOT SATISFIED WITH THE
MANNER IN WHICH WE ARE HANDLING YOUR CLAIM, YOU MAY CONTACT THE COMMISSIONER OF
THE DIVISION OF INSURANCE AT 1-888-872-3234.

NEW HAMPSHIRE: IN THE EVENT YOU DO NOT RECEIVE SATISFACTION UNDER THIS PLAN, YOU
MAY CONTACT THE NEW HAMPSHIRE INSURANCE DEPARTMENT BY MAIL AT 21 SOUTH FRUIT
STREET, SUITE 14, CONCORD, NEW HAMPSHIRE 03301, OR BY TELEPHONE AT 603-271-2261.

NEW JERSEY: THE USE OF REFURBISHED, RECONDITIONED, OR NON-ORIGINAL
MANUFACTURER’S PARTS IS PERMITTED.

NEW MEXICO: THE FOLLOWING IS ADDED TO SECTION 8(B): “IF YOU CANCEL THIS PLAN
DURING THE FREE LOOK PERIOD WITHOUT MAKING ANY CLAIMS AND WE DO NOT PROVIDE THE
FULL REFUND WITHIN SIXTY DAYS AFTER YOUR RETURN OF THE PLAN, A 10% PENALTY PER
MONTH WILL BE ADDED TO THE UNPAID REFUND. THE RIGHT TO VOID THE SERVICE CONTRACT
DURING THE FREE LOOK PERIOD IS NOT TRANSFERABLE AND APPLIES ONLY TO THE ORIGINAL
CONTRACT PURCHASER.” SECTION 8(C) IS REPLACED WITH THE FOLLOWING: “IF YOU
TERMINATE THIS PLAN WITHIN THIRTY (30) DAYS FROM THE PLAN PURCHASE DATE AFTER
MAKING A CLAIM OR AFTER THIRTY (30) DAYS FROM THE PLAN PURCHASE DATE, YOUR
COVERAGE WILL TERMINATE AT THE END OF YOUR CURRENT TERM AND YOU WILL RECEIVE A
PRO RATA REFUND BASED ON THE TIME EXPIRED, LESS THE COST OF ANY CLAIMS MADE AND
A REASONABLE ADMINISTRATIVE FEE THAT WE MAY CHARGE, NOT TO EXCEED 10% OF THE
CONTRACT PRICE.” SECTION 8(D) THROUGH (G) ARE REPLACED WITH THE FOLLOWING: “WE
RESERVE THE RIGHT TO CANCEL THIS PLAN UPON THIRTY (30) DAYS WRITTEN NOTICE. IF
WE CANCEL THE PLAN, A PRO-RATA REFUND WILL BE ISSUED FOR THE UNEXPIRED TERM,
LESS THE COSTS OF ANY CLAIMS MADE. NO ADMINISTRATIVE FEE WILL BE IMPOSED IF WE
CANCEL THE PLAN. IF THIS PLAN HAS BEEN IN EFFECT FOR AT LEAST SEVENTY (70) DAYS,
WE MAY NOT CANCEL BEFORE THE EXPIRATION OF THE AGREED TERM OR ONE YEAR AFTER
THIS PLAN’S EFFECTIVE DATE, WHICHEVER OCCURS FIRST, EXCEPT FOR THE FOLLOWING
REASONS: 1) YOUR FAILURE TO MAKE FULL PAYMENT BY THE DUE DATE; 2) YOUR
CONVICTION OF A CRIME THAT RESULTS IN AN INCREASE IN THE SERVICE REQUIRED UNDER
THE PLAN; 3) DISCOVERY OF FRAUD OR MATERIAL MISREPRESENTATION BY YOU IN
OBTAINING THIS PLAN OR IN PRESENTING A CLAIM FOR SERVICE THEREUNDER; OR 4)
DISCOVERY OF AN ACT OR OMISSION BY YOU OR A VIOLATION BY YOU OF ANY CONDITION
UNDER THIS PLAN, IF IT OCCURRED AFTER THE EFFECTIVE DATE AND SUBSTANTIALLY AND
MATERIALLY INCREASED THE SERVICE REQUIRED.” IF YOU HAVE ANY CONCERNS REGARDING
THE HANDLING OF YOUR CLAIM, YOU MAY CONTACT THE OFFICE OF THE SUPERINTENDENT OF
INSURANCE AT 1-855-427-5674.

NEW YORK AND WASHINGTON: THE FOLLOWING PARAGRAPH IS ADDED TO SECTION 8(B): “IF
YOU CANCEL THIS PLAN DURING THE FREE LOOK PERIOD WITHOUT MAKING ANY CLAIMS AND
WE DO NOT PROVIDE THE FULL REFUND WITHIN THIRTY DAYS AFTER YOUR RETURN OF THE
PLAN, A 10% PENALTY PER MONTH WILL BE ADDED TO THE REFUND. THE RIGHT TO VOID THE
PLAN DURING THE FREE LOOK PERIOD IS NOT TRANSFERABLE AND APPLIES ONLY TO THE
ORIGINAL CONTRACT PURCHASER.”

NORTH CAROLINA: THE PURCHASE OF THIS PLAN IS NOT REQUIRED EITHER TO PURCHASE OR
TO OBTAIN FINANCING FOR THE COVERED PRODUCT. IF THE PLAN HAS BEEN IN EFFECT FOR
SEVENTY (70) DAYS OR MORE, WE CAN ONLY CANCEL THE PLAN DUE TO: (1) VIOLATIONS OF
THE PLAN’S TERMS AND CONDITIONS; (2) DISCOVERY OF FRAUD OR MATERIAL
MISREPRESENTATION BY YOU; (3) AN ACT OR OMISSION BY YOU OR A VIOLATION BY YOU OF
ANY CONDITION OF THE PLAN THAT SUBSTANTIALLY AND MATERIALLY INCREASES THE
SERVICE REQUIRED UNDER THE PLAN; AND (4) NONPAYMENT. ANY REFUND WILL BE A
PRO-RATA REFUND BASED ON THE ELAPSED TERM, LESS COSTS OF ANY CLAIMS. IF WE
CANCEL THIS PLAN, WE WILL SEND WRITTEN NOTICE AT YOUR LAST KNOWN ADDRESS AT
LEAST FIFTEEN (15) DAYS PRIOR TO THE CANCELLATION DATE. THE INSURER OF THIS PLAN
SHALL ASSUME RESPONSIBILITY FOR THE ADMINISTRATION OF THE PLAN IF WE ARE UNABLE
TO DO SO.

OKLAHOMA: THIS IS NOT AN INSURANCE CONTRACT. COVERAGE AFFORDED UNDER THIS PLAN
IS NOT GUARANTEED BY THE OKLAHOMA INSURANCE GUARANTY ASSOCIATION. OKLAHOMA
SERVICE WARRANTY STATUTES DO NOT APPLY TO COMMERCIAL-USE REFERENCES IN A SERVICE
WARRANTY CONTRACT. THIS PLAN IS NOT ISSUED BY THE MANUFACTURER OR WHOLESALER
COMPANY MARKETING THE PRODUCT. THE OBLIGOR IS AIG WARRANTY SERVICES OF FLORIDA,
INC., OKLAHOMA LICENSE NO. 44200930. THE TERM “ETC.” IS STRICKEN FROM THIS
CONTRACT. SECTIONS 8(B) THROUGH (G) ARE REPLACED WITH THE FOLLOWING: “IF YOU
CANCEL THIS PLAN WITHIN THE FIRST THIRTY (30) DAYS OF RECEIPT, YOU WILL RECEIVE
A FULL REFUND. IF YOU CANCEL THIS PLAN AFTER THIRTY (30) DAYS, YOUR COVERAGE
WILL TERMINATE AT THE END OF YOUR CURRENT TERM AND YOU WILL RECEIVE A REFUND
BASED ON ONE HUNDRED PERCENT (100%) OF THE UNEARNED PRO RATA PREMIUM, LESS A
CANCELLATION FEE OF TEN PERCENT (10%) OF THE UNEARNED PRO RATA PREMIUM. NO CLAIM
INCURRED OR PAID, NOR ANY REPAIR MADE, WILL BE DEDUCTED FROM THE AMOUNT TO BE
RETURNED IN THE EVENT OF CANCELLATION. WE MAY NOT CANCEL THIS PLAN EXCEPT FOR
REASONABLE SUSPICION OF FRAUD, MATERIAL MISREPRESENTATION, OR NONPAYMENT BY YOU.
NOTICE OF SUCH CANCELLATION WILL BE MAILED TO YOU AT LEAST THIRTY (30) DAYS
PRIOR TO CANCELLATION. IF WE CANCEL THIS PLAN, WE WILL REFUND ONE-HUNDRED
PERCENT (100%) OF THE UNEARNED PRO-RATA PREMIUM.”

OREGON: AIG WARRANTYGUARD, INC.’S LICENSE NUMBER IN OREGON IS 208059. SECTION 10
IS DELETED IN ITS ENTIRETY AND REPLACED WITH THE FOLLOWING: “MOST OF YOUR
CONCERNS ABOUT THE AGREEMENT CAN BE ADDRESSED SIMPLY BY CONTACTING US AT
800-250-3819. IN THE EVENT WE CANNOT RESOLVE ANY DISPUTE, YOU AND WE MAY, IN A
SEPARATE AGREEMENT, CONSENT TO ARBITRATION. ANY ARBITRATION PROCEEDINGS SHALL BE
CONDUCTED UNDER LOCAL RULES AS REQUIRED UNDER ORS CHAPTER 36. YOU AND WE AGREE
THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL
CAPACITY AND NOT AS A CLASS REPRESENTATIVE OR CLASS MEMBER IN ANY PURPORTED
CLASS ACTION, CLASS ARBITRATION OR OTHER SIMILAR PROCEEDING.”

SOUTH CAROLINA: IN THE EVENT OF A DISPUTE WITH THE PROVIDER OF THIS CONTRACT,
YOU MAY CONTACT THE SOUTH CAROLINA DEPARTMENT OF INSURANCE, CAPITOL CENTER, 1201
MAIN STREET, STE. 1000, COLUMBIA, SOUTH CAROLINA, 29201, TELEPHONE #: (803)
737-6160.

TENNESSEE: THIS PLAN IS AUTOMATICALLY EXTENDED WHILE THE COVERED PRODUCT IS
BEING REPAIRED.

TEXAS: A TEN (10%) PERCENT PENALTY PER MONTH WILL BE ADDED TO A REFUND THAT IS
NOT MADE WITHIN FORTY-FIVE (45) DAYS OF RETURN OF THE PLAN TO US. YOU MAY CANCEL
THIS PLAN AFTER THE TIME PERIODS ABOVE OR AFTER YOU HAVE MADE A CLAIM FOR
SERVICE BY RETURNING THE PLAN TO THE ADMINISTRATOR AND RECEIVE A PRO-RATA REFUND
OF THE PLAN PRICE LESS ANY CLAIMS THAT HAVE BEEN PAID. UNRESOLVED COMPLAINTS
CONCERNING A PROVIDER OR QUESTIONS CONCERNING THE REGISTRATION OF A SERVICE
CONTRACT PROVIDER MAY BE ADDRESSED TO THE TEXAS DEPARTMENT OF LICENSING AND
REGULATION, P.O. BOX 12157, AUSTIN, TEXAS 78711, (512) 463-6599 OR (800)
803-9202 (IN TEXAS). THE PROVIDER IS AIG WARRANTYGUARD, INC., 500 W. MADISON
STREET, STE. 3000, CHICAGO, IL 60661.

UTAH: THIS PLAN IS SUBJECT TO LIMITED REGULATION BY THE UTAH INSURANCE
DEPARTMENT. TO FILE A COMPLAINT, CONTACT THE UTAH INSURANCE DEPARTMENT. COVERAGE
AFFORDED UNDER THIS PLAN IS NOT GUARANTEED BY THE PROPERTY AND CASUALTY
GUARANTEE ASSOCIATION. PROOF OF LOSS SHOULD BE FURNISHED BY YOU TO US AS SOON AS
REASONABLY POSSIBLE. FAILURE TO FURNISH SUCH NOTICE OR PROOF WITHIN THE TIME
REQUIRED BY THIS PLAN DOES NOT INVALIDATE OR REDUCE A CLAIM. SECTIONS 8(D)
THROUGH (G) ARE REPLACED WITH THE FOLLOWING: “WE MAY CANCEL THIS PLAN DURING THE
FIRST SIXTY (60) DAYS OF THE INITIAL TERM BY MAILING TO YOU A NOTICE OF
CANCELLATION AT LEAST THIRTY (30) DAYS PRIOR TO THE EFFECTIVE DATE OF
CANCELLATION, EXCEPT THAT WE MAY ALSO CANCEL THIS PLAN DURING SUCH TIME PERIOD
FOR NONPAYMENT OF PREMIUM BY MAILING YOU A NOTICE OF CANCELLATION AT LEAST TEN
(10) DAYS PRIOR TO THE EFFECTIVE DATE OF CANCELLATION. AFTER SIXTY (60) DAYS
HAVE ELAPSED, WE MAY CANCEL THE PLAN BY MAILING A CANCELLATION NOTICE TO YOU AT
LEAST TEN (10) DAYS PRIOR TO THE CANCELLATION DATE FOR CANCELLATIONS DUE TO
NONPAYMENT OF PREMIUM, AND THIRTY (30) DAYS PRIOR TO CANCELLATION DATE FOR ANY
OF THE FOLLOWING REASONS: (A) MATERIAL MISREPRESENTATION; (B) SUBSTANTIAL CHANGE
IN THE RISK ASSUMED, UNLESS WE SHOULD REASONABLY HAVE FORESEEN THE CHANGE OR
CONTEMPLATED THE RISK WHEN ENTERING INTO THE PLAN; OR (C) SUBSTANTIAL BREACHES
OF CONTRACTUAL DUTIES, CONDITIONS, OR WARRANTIES.”

VIRGINIA: IF ANY PROMISE MADE IN THE CONTRACT HAS BEEN DENIED OR HAS NOT BEEN
HONORED WITHIN 60 DAYS AFTER YOUR REQUEST, YOU MAY CONTACT THE VIRGINIA
DEPARTMENT OF AGRICULTURE AND CONSUMER SERVICES, OFFICE OF CHARITABLE AND
REGULATORY PROGRAMS AT
HTTP://WWW.VDACS.VIRGINIA.GOV/FOOD-EXTENDEDSERVICE-CONTRACT-PROVIDERS.SHTML TO
FILE A COMPLAINT.

WASHINGTON: SECTIONS 8(D) THROUGH (G) ARE REPLACED WITH: “IN THE EVENT OF
NONPAYMENT, REASONABLE SUSPICION OF FRAUD, MATERIAL MISREPRESENTATION OR IF
REQUIRED TO DO SO BY A REGULATORY AUTHORITY, WE MAY CANCEL THIS PLAN WITH
TWENTY-ONE (21) DAYS PRIOR WRITTEN NOTICE. A PRO RATA REFUND WILL BE ISSUED FOR
THE UNEXPIRED COVERAGE TERM, LESS THE COSTS OF ANY CLAIMS PAID. THE NOTICE OF
CANCELLATION WILL INCLUDE THE REASON AND THE EFFECTIVE DATE OF CANCELLATION.”
YOU ARE NOT REQUIRED TO WAIT BEFORE FILING A CLAIM DIRECTLY WITH THE INSURER OF
THIS PLAN. THE COMMISSIONER IS THE PROVIDER’S ATTORNEY TO RECEIVE SERVICE OF
LEGAL PROCESS IN ANY ACTION, SUIT, OR PROCEEDINGS IN ANY COURT. THE OBLIGATIONS
OF THE PROVIDER UNDER THIS PLAN ARE INSURED BY ILLINOIS NATIONAL INSURANCE CO.,
500 W. MADISON ST., STE. 3000, CHICAGO, IL 60661. YOU MAY MAKE A CLAIM DIRECTLY
WITH ILLINOIS NATIONAL INSURANCE CO. WHO INSURES THE OBLIGATIONS OF THE PROVIDER
UNDER THIS PLAN AT THE FOREGOING ADDRESS. ANY ARBITRATION PROCEEDINGS INITIATED,
BROUGHT, OR REQUIRED UNDER SECTION 10 OF THIS PLAN WILL BE HELD AT A LOCATION IN
CLOSEST PROXIMITY TO THE SERVICE CONTRACT HOLDER’S PERMANENT RESIDENCE.

WISCONSIN RESIDENTS: THIS CONTRACT IS SUBJECT TO LIMITED REGULATION BY THE
OFFICE OF THE COMMISSIONER OF INSURANCE. SECTION 8(C) IS REPLACED WITH THE
FOLLOWING: “IF YOU CANCEL THIS PLAN WITHIN THIRTY (30) DAYS FROM THE PLAN
PURCHASE DATE AFTER MAKING A CLAIM OR CANCEL THIS PLAN AFTER THIRTY (30) DAYS
FROM THE PLAN PURCHASE DATE, YOUR COVERAGE WILL TERMINATE AT THE END OF YOUR
CURRENT TERM AND WE WILL REFUND 100% OF THE UNEARNED PRO RATA PROVIDER FEE, LESS
THE COSTS OF ANY CLAIMS MADE AND A REASONABLE ADMINISTRATIVE FEE FOR
CANCELLATION, NOT TO EXCEED 10% OF THE PROVIDER FEE.” SECTION 8(D) THROUGH (G)
IS REPLACED WITH THE FOLLOWING: “WE MAY ONLY CANCEL THIS PLAN FOR NONPAYMENT OF
THE PROVIDER FEE, MATERIAL MISREPRESENTATION BY YOU TO US OR THE ADMINISTRATOR,
OR SUBSTANTIAL BREACH OF DUTIES BY YOU RELATING TO THE COVERED PRODUCT OR ITS
USE. WE WILL MAIL WRITTEN NOTICE OF CANCELLATION TO YOUR LAST KNOWN ADDRESS AT
LEAST FIVE (5) DAYS PRIOR TO CANCELLATION BY US, WHICH SHALL STATE THE EFFECTIVE
DATE OF CANCELLATION AND THE REASON FOR CANCELLATION. IF WE CANCEL THIS PLAN FOR
ANY REASON OTHER THAN NONPAYMENT OF THE PROVIDER FEE, WE WILL REFUND 100% OF THE
UNEARNED PRO RATA PROVIDER FEE, LESS ANY CLAIMS PAID AND A REASONABLE
ADMINISTRATIVE FEE FOR CANCELLATION, NOT TO EXCEED 10% OF THE PROVIDER FEE.” THE
FOLLOWING IS ADDED TO SECTION 8: “IN THE EVENT OF TOTAL LOSS OF COVERED PROPERTY
THAT IS NOT COVERED BY A REPLACEMENT OF THE PROPERTY UNDER THIS PLAN, YOU MAY
CANCEL THIS PLAN AND RECEIVE A PRO RATA REFUND OF ANY UNEARNED PROVIDER FEE,
LESS ANY CLAIMS PAID.” WE WILL NOT DENY YOUR CLAIM SOLELY BECAUSE YOU DID NOT
OBTAIN PREAUTHORIZATION IF WE ARE NOT PREJUDICED BY YOUR FAILURE TO NOTIFY US.
THE “SUBROGATION” SECTION DOES NOT APPLY TO WISCONSIN. THE SERVICE CONTRACT
PROVIDER IS AIG WARRANTYGUARD, INC. 500 W. MADISON STREET, STE. 3000, CHICAGO,
IL 60661. OBLIGATIONS OF THE PROVIDER UNDER THIS SERVICE CONTRACT ARE INSURED
UNDER A SERVICE CONTRACT REIMBURSEMENT INSURANCE POLICY.

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$5.00 off per month is for as long as you are subscribed to a extended service
agreement Repair/replacement program for personal computing and consumer
electronics products. Coverage begins day 31 after initial term purchase (30 day
wait). Prosurety LLC is the administrator and will be responsible for
authorizing claims. The service contracts are underwritten and issued by AIG
WarrantyGuard, Inc., or one or more of its affiliates, as the program obligor.
Monthly charge will include sales tax where applicable. Subject to detailed
terms, conditions, and limitations, including limitations on the amount of
coverage. Please review the terms and conditions carefully to fully understand
coverage details.

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