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Personal Business Corporate MARKETS Media About Contact SOUTH AFRICA ▾ Choose your country or region. South Africa South Africa HomeSanlam InvestmentsSanlam Private WealthGlacier by SanlamSanlam BlueStar Rest of Africa Sanlam Investments East AfricaSanlam KenyaSanlam MozambiqueSanlam NamibiaSanlam ZambiaSanlam RwandaSanlam SwazilandSanlam TanzaniaSanlam UgandaSanlam Private Wealth Mauritius Europe Sanlam UKSanlam Securities UKSanlam FOURSanlam Asset Management Ireland Global Global Investment Solutions Investor Relations Investor Relations Insurance 1. About Insurance 2. Life Insurance 3. Disability Cover 4. Severe Illness 5. Cancer cover 6. Income protection 7. Funeral Cover 8. Credit life cover 9. Health Solutions Insurance Retirement 1. About Retirement 2. Saving for retirement 3. Preparing to retire 4. Retirement Preservation 5. Retirement fund Members 6. Two-Pot retirement Retirement Investment 1. Investing for growth 2. International investments 3. Education planning 4. Unit trusts 5. Share trading 6. Tax-free savings Investment Financial planning 1. Start planning 2. Financial Check 3. Get advice 4. Wills, trusts and estates 5. Tools & calculators 6. Blog Financial planning Credit solutions 1. About Credit solutions 2. Credit score 3. Personal loans 4. Short term personal loan 5. Credit card 6. Home loans 7. Online shopping credit 8. Same day express loan Credit solutions Wealth 1. Sanlam Private Wealth 2. Glacier by Sanlam Wealth Loyalty & Rewards 1. Sanlam Reality programme 2. Wealth Bonus 3. Sanlam BlueStar Loyalty & Rewards Help 1. Help overview 2. Contact us 3. Get advice 4. Report fraud 5. Stay safe online 6. Claims Help Login Personal Business Corporate Insurance 1. About Insurance 2. Life Insurance 3. Disability Cover 4. Severe Illness 5. Cancer cover 6. Income protection 7. Funeral Cover 8. Credit life cover 9. Health Solutions Insurance Retirement 1. About Retirement 2. Saving for retirement 3. Preparing to retire 4. Retirement Preservation 5. Retirement fund Members 6. Two-Pot retirement Retirement Investment 1. Investing for growth 2. International investments 3. Education planning 4. Unit trusts 5. Share trading 6. Tax-free savings Investment Financial planning 1. Start planning 2. Financial Check 3. Get advice 4. Wills, trusts and estates 5. Tools & calculators 6. Blog Financial planning Credit solutions 1. About Credit solutions 2. Credit score 3. Personal loans 4. Short term personal loan 5. Credit card 6. Home loans 7. Online shopping credit 8. Same day express loan Credit solutions Wealth 1. Sanlam Private Wealth 2. Glacier by Sanlam Wealth Loyalty & Rewards 1. Sanlam Reality programme 2. Wealth Bonus 3. Sanlam BlueStar Loyalty & Rewards Help 1. Help overview 2. Contact us 3. Get advice 4. Report fraud 5. Stay safe online 6. Claims Help Business Owners 1. Business Assurance 2. Multi Data Business Owners Our Websites Our websites South Africa Rest of Africa Europe Global Investor Relations Dashboard * Log in * Register -------------------------------------------------------------------------------- * Quick Links * Get your tax certificates * Update your personal details * Portfolio * Statements The F-Show A financial literacy course hidden in a stand-up comedy gig. Learn more LIVE WITH CONFIDENCE It’s more than a new motto. It’s our promise to you. Buy online Find an advisor Talk to us PRODUCTS AND SERVICES What we offer Find what you need by browsing our products and services * Popular * Insure * Retire * Invest * Plan Life Insurance Up to R10 million cover from R150 per month + free Wealth Bonus. Learn more Funeral Cover From R100 per month. Individual and family cover. Learn more Retirement Annuity From R250 per month. Boost your retirement savings with Wealth Bonus. Learn more Tax-free Savings From R250 - R3,000 per month or R10,000 - R36,000 one-off. Learn more Unit Trusts From R500 per month. Wide range of funds. Learn more Personal Loans Loan of up to R350,000. Earn up to R35,000 Learn more Credit Profile Your monthly credit dashboard - free. Learn more Online Will Complete online. Print out and sign. Learn more Show more Life Insurance Up to R10 million cover from R150 per month + free Wealth Bonus. Learn more Disability Cover Instant cover from R150 per month + free Wealth Bonus. Learn more Critical Illness Cover Instant cover from R150 per month + free Wealth Bonus. Learn more Income Protection Instant cover from R100 per month + free Wealth Bonus. Learn more Funeral Cover From R100 per month. Individual and family cover. Learn more Medical Gap Cover From only R200 per month. Individual and family cover. Learn more Cancer Benefit From as little as R150 per month. Learn more Retirement Annuity From R250 per month. Boost your retirement savings with Wealth Bonus. Learn more Tax-free Savings From R250 - R3,000 per month or R10,000 - R36,000 one-off. Learn more Unit Trusts From R500 per month. Wide range of funds. Learn more Financial Check Five-minute quiz. See how financially prepared you are. Learn more Online Will Complete online. Print out and sign. Learn more Credit Profile Your monthly credit dashboard - free. Learn more Personal Loans Loan of up to R350,000. Earn up to R35,000 Learn more Online Shopping Credit Virtual credit for online shopping. Learn more Sanlam Reality Enjoy discounts on everyday lifestyle benefits. Learn more LIFE EVENTS Important financial decisions to consider at different times in life Starting your new career Your first job is exciting on many levels. It’s an opportunity to kickstart your career, to gain valuable knowledge and experience and to start building a professional network. But most importantly, with your first pay cheque comes your first step towards financial freedom. And part of being able to stand on your own two feet financially, means thinking not only about the here and now, but the future too. Read more Getting married Choosing to spend the rest of your life with someone is one of the most significant decisions you’ll ever make. And while it’s easy to get caught up in the excitement of planning a wedding and the honeymoon that follows, it’s important that you and your soon-to-be spouse take time to discuss your future and ensure that you’re on the same page financially. Read more Buying a house Buying a home is not only incredibly exciting, it’s also likely one of the largest purchases you’ll ever make. And depending on your circumstances, you’ll need to take a number of costs into account, including the deposit, transfer costs, home loan repayments, rates bills, maintenance costs, and more. Read more Having a baby Starting a family brings with it great joy and even greater responsibility. Make sure that your growing family's future is secure by taking out life insurance that is designed to support them financially should you pass away unexpectedly. Read more SPEAK TO AN EXPERT Navigating life and all its decisions can sometimes be daunting. You can do it on your own if you want to, or you can rely on one of Sanlam’s expert financial advisers to ensure you get the right financial advice. Find a financial advisor NEWS & MEDIA Here to support you Sanlam Financial Confidence Index 2024 We asked South Africans how they’re feeling about their finances, and here’s what they had to say… Read more Two-pot retirement system At Sanlam, we are committed to empowering our clients to live confidently, securely, and prosperously. Find out what the two-pot retirement system means for you. Read more Stay safe online Learn how to be cybersafe and keep your Sanlam account safe. Don't become a victim. Read more Nominate Your Client Whisperer You could receive a R10,000 Satrix voucher. Read more CALCULATOR Find out how much it costs Our quick and easy tools and calculators will help you make an informed decision on the products you want or need. * Calculate Two-pot retirement CALCULATOR Retirement CALCULATOR Income tax CALCULATOR Fund values CALCULATOR 0860 726 526 | 011 359 7700Monday to Friday 08:00 to 17:00 Sanlam Head Office2 Strand Road Bellville 11 West St,Houghton Estate Johannesburg About Our strategy Investor Relations B-BBEE Certificate Sanlam at a glance Leadership Our History Transformation Careers Brand Showreel Sanlam Art Collection Sponsorships Sanlam BlueStar + Show more Claims Death Claims Funeral Cover Funeral Benefit Severe Illness Disability / Accident Income Protection Sickness Benefit One Medical Plan + Show more Legal Terms of Use Retirement Funds Plan Descriptions Privacy Notice Financial Advisory and Intermediary Services Act (FAIS) Principles and Practices of Financial Management (PPFM) Promotion of Access to Information Act (POPIA) Conflict of Interest Policies in terms of FAIS + Show more Worldwide South Africa South Africa Home Sanlam Investments Sanlam Private Wealth Glacier by Sanlam Sanlam BlueStar Rest of Africa Sanlam Investments East Africa Sanlam Kenya Sanlam Mozambique Sanlam Namibia Sanlam Zambia Sanlam Rwanda Sanlam Swaziland Sanlam Tanzania Sanlam Uganda Sanlam Private Wealth Mauritius + Show more Europe Sanlam UK Sanlam Securities UK Sanlam FOUR Sanlam Asset Management Ireland Global Global Investment Solutions Investor Relations Investor Relations Copyright © 2024Sanlam Limited is the licensed controlling company of the Sanlam Limited Insurance Group. Sanlam Life Insurance Limited is an insurer licensed to conduct life insurance business and is a licensed financial services provider and a registered credit provider. READY TO MEET COACH? Whether you’re looking to understand your financial strengths, find solutions to manage debt, or access professional advice, Coach is ready to help you take the next step with confidence. Get Started