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Submitted URL: http://tdecutexasbankownedhomes.info/
Effective URL: https://www.tdecu.org/mortgage/
Submission: On March 27 via api from CA — Scanned from CA
Effective URL: https://www.tdecu.org/mortgage/
Submission: On March 27 via api from CA — Scanned from CA
Form analysis 12 forms found in the DOM
<form class="yxt-SearchBar-form">
<label class="sr-only" for="yxt-SearchBar-input--search-bar-yext--desktop" id="yxt-SearchBar-inputLabel--search-bar-yext--desktop"> Conduct a search </label>
<input class="js-yext-query yxt-SearchBar-input" id="yxt-SearchBar-input--search-bar-yext--desktop" type="text" name="query" value="" placeholder="Search..." aria-label="Conduct a search" aria-autocomplete="list"
aria-controls="yxt-SearchBar-autocomplete--search-bar-yext--desktop" aria-haspopup="listbox" autocomplete="off" autocorrect="off" spellcheck="false">
<button type="button" class="js-yxt-SearchBar-clear yxt-SearchBar-clear yxt-SearchBar--hidden component yxt-Answers-component" data-eventtype="SEARCH_CLEAR_BUTTON" data-eventoptions="{}" data-component="IconComponent"
data-opts="{ "iconName": "close" }" data-prop="icon" data-is-component-mounted="true" data-is-analytics-attached="true">
<div class="Icon Icon--close " aria-hidden="true">
<svg viewBox="0 1 24 24" xmlns="http://www.w3.org/2000/svg">
<path d="M7 8l9.716 9.716m0-9.716L7 17.716" stroke="currentColor" stroke-width="2"></path>
</svg>
</div>
<span class="yxt-SearchBar-clearButtonText sr-only"> Clear </span>
</button>
<button type="submit" class="js-yext-submit yxt-SearchBar-button">
<div class="yxt-SearchBar-buttonImage component yxt-Answers-component" data-component="IconComponent" data-opts="{ "iconName": "magnifying_glass" }" data-is-component-mounted="true">
<div class="Icon Icon--magnifying_glass " aria-hidden="true">
<svg viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path d="M16.124 13.051a5.154 5.154 0 110-10.308 5.154 5.154 0 010 10.308M16.114 0a7.886 7.886 0 00-6.46 12.407L0 22.06 1.94 24l9.653-9.653A7.886 7.886 0 1016.113 0"></path>
</svg>
</div>
</div>
<span class="yxt-SearchBar-buttonText sr-only"> Submit </span>
</button>
</form>POST https://secure.tdecu.org/TDECUOnline/uux.aspx
<form action="https://secure.tdecu.org/TDECUOnline/uux.aspx" method="post"> <label class="mb-0_5">
<div class="label">Username</div><input name="user_id" type="text" autocomplete="off" placeholder="Enter username" class="full-width">
</label> <label>
<div class="label">Password</div><input name="password" type="password" placeholder="Enter your password" class="full-width">
</label>
<div class="text-center pt-1"> <input type="submit" value="Sign in"> </div>
<div class="text-center pt-1 type-scale-0">
<div class="mb-0_5">Forgot <a href="https://secure.tdecu.org/TDECUOnline/sdk/AutoEnrollmentE2E/ForgotLogin">Username</a> / <a href="https://secure.tdecu.org/TDECUOnline/uux.aspx#/login/resetPasswordUsername">Password</a>?</div>
<div class="mb-0_5"><a href="https://secure.tdecu.org/TDECUAutoEnrollment/autoenrolluux.html">Enroll in Digital Banking</a></div>
</div>
</form><form class="yxt-SearchBar-form">
<label class="sr-only" for="yxt-SearchBar-input--search-bar-yext--mobile" id="yxt-SearchBar-inputLabel--search-bar-yext--mobile"> Conduct a search </label>
<input class="js-yext-query yxt-SearchBar-input" id="yxt-SearchBar-input--search-bar-yext--mobile" type="text" name="query" value="" placeholder="Search..." aria-label="Conduct a search" aria-autocomplete="list"
aria-controls="yxt-SearchBar-autocomplete--search-bar-yext--mobile" aria-haspopup="listbox" autocomplete="off" autocorrect="off" spellcheck="false">
<button type="button" class="js-yxt-SearchBar-clear yxt-SearchBar-clear yxt-SearchBar--hidden component yxt-Answers-component" data-eventtype="SEARCH_CLEAR_BUTTON" data-eventoptions="{}" data-component="IconComponent"
data-opts="{ "iconName": "close" }" data-prop="icon" data-is-component-mounted="true" data-is-analytics-attached="true">
<div class="Icon Icon--close " aria-hidden="true">
<svg viewBox="0 1 24 24" xmlns="http://www.w3.org/2000/svg">
<path d="M7 8l9.716 9.716m0-9.716L7 17.716" stroke="currentColor" stroke-width="2"></path>
</svg>
</div>
<span class="yxt-SearchBar-clearButtonText sr-only"> Clear </span>
</button>
<button type="submit" class="js-yext-submit yxt-SearchBar-button">
<div class="yxt-SearchBar-buttonImage component yxt-Answers-component" data-component="IconComponent" data-opts="{ "iconName": "magnifying_glass" }" data-is-component-mounted="true">
<div class="Icon Icon--magnifying_glass " aria-hidden="true">
<svg viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg">
<path d="M16.124 13.051a5.154 5.154 0 110-10.308 5.154 5.154 0 010 10.308M16.114 0a7.886 7.886 0 00-6.46 12.407L0 22.06 1.94 24l9.653-9.653A7.886 7.886 0 1016.113 0"></path>
</svg>
</div>
</div>
<span class="yxt-SearchBar-buttonText sr-only"> Submit </span>
</button>
</form>POST https://secure.tdecu.org/TDECUOnline/uux.aspx
<form action="https://secure.tdecu.org/TDECUOnline/uux.aspx" method="post"> <label class="mb-0_5">
<div class="label">Username</div><input name="user_id" type="text" autocomplete="off" placeholder="Enter username" class="full-width">
</label> <label>
<div class="label">Password</div><input name="password" type="password" placeholder="Enter your password" class="full-width">
</label>
<div class="text-center pt-1"> <input type="submit" value="Sign in"> </div>
<div class="text-center pt-1 type-scale-0">
<div class="mb-0_5">Forgot <a href="https://secure.tdecu.org/TDECUOnline/sdk/AutoEnrollmentE2E/ForgotLogin">Username</a> / <a href="https://secure.tdecu.org/TDECUOnline/uux.aspx#/login/resetPasswordUsername">Password</a>?</div>
<div class="mb-0_5"><a href="https://secure.tdecu.org/TDECUAutoEnrollment/autoenrolluux.html">Enroll in Digital Banking</a></div>
</div>
</form><form class="calculator eascalc calculator-mortgage-compare"> <input type="hidden" name="calculator_type" value="mortgage-payment">
<div class="">
<h5 class="section">Mortgage Information</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="loan-amount"> Loan Amount </div>
<div class="column one-fourth"> <input name="loan_amount" type="text" class="full-width ranged dollar" data-start-value="200000" value="200000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-mortgage-type tippy-caller" data-definition-slug="mortgage-type"> Mortgage Type <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <select name="loan_type" class="ranged full-width " data-start-value="0">
<option data-default-select="true" value="mortgage_fixed" selected="selected">Fixed Rate</option>
<option data-default-select="false" value="mortgage_arm">ARM</option>
</select> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="mortgage-term-years-"> Mortgage Term (Years) </div>
<div class="column one-fourth"> <input name="loan_term" type="text" class="full-width ranged wholenumber" data-start-value="30" value="30" data-rangemin="3" data-rangemax="30"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="interest-rate"> Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="4.250" value="4.250" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-buy-down---optional-discount-points tippy-caller" data-definition-slug="discount-points"> Discount Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i>
</div>
<div class="column one-fourth"> <input name="discount_points" type="text" class="full-width ranged percentage" data-start-value="0.675" value="0.675" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-points tippy-caller" data-definition-slug="origination-points"> Origination Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <input name="origination_points" type="text" class="full-width ranged percentage" data-start-value="0" value="0" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-closing-costs tippy-caller" data-definition-slug="closing-costs"> Closing Costs <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <input name="closing_cost" type="text" class="full-width ranged dollar" data-start-value="500" value="500" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="property-value"> Property Value </div>
<div class="column one-fourth"> <input name="property_value" type="text" class="full-width ranged dollar" data-start-value="250000" value="250000"> </div>
</label> </div>
</div>
<div class="">
<h5 class="section">Property Information</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="years-to-sell-or-refinance"> Years to Sell or Refinance </div>
<div class="column one-fourth"> <input name="years_to_own" type="text" class="full-width ranged wholenumber" data-start-value="7" value="7" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="annual-property-taxes"> Annual Property Taxes </div>
<div class="column one-fourth"> <input name="yearly_property_taxes" type="text" class="full-width ranged dollar" data-start-value="1200" value="1200"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="annual-property-insurance"> Annual Property Insurance </div>
<div class="column one-fourth"> <input name="yearly_property_insurance" type="text" class="full-width ranged dollar" data-start-value="800" value="800"> </div>
</label> </div>
</div>
</form><form class="calculator eascalc calculator-mortgage-compare"> <input type="hidden" name="calculator_type" value="mortgage-afford">
<div class="">
<h5 class="section">Monthly Income</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="monthly-gross-wages"> Monthly Gross Wages </div>
<div class="column one-fourth"> <input name="monthly_wages_inc" type="text" class="full-width ranged income dollar" data-start-value="3500" value="3500"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="monthly-investment-income"> Monthly Investment Income </div>
<div class="column one-fourth"> <input name="monthly_investment_inc" type="text" class="full-width ranged income dollar" data-start-value="0" value="0"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="child-support-alimony-income"> Child Support/Alimony Income </div>
<div class="column one-fourth"> <input name="monthly_cs_inc" type="text" class="full-width ranged income dollar" data-start-value="0" value="0"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="other-monthly-income"> Other Monthly Income </div>
<div class="column one-fourth"> <input name="monthly_cs_inc" type="text" class="full-width ranged income dollar" data-start-value="0" value="0"> </div>
</label> </div>
</div>
<div class="">
<h5 class="section">Monthly Debt Payments</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="monthly-auto-payments"> Monthly Auto Payments </div>
<div class="column one-fourth"> <input name="monthly_auto_ex" type="text" class="full-width ranged expense dollar" data-start-value="0" value="0"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="monthly-credit-card-payments"> Monthly Credit Card Payments </div>
<div class="column one-fourth"> <input name="monthly_credit_ex" type="text" class="full-width ranged expense dollar" data-start-value="0" value="0"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="monthly-child-support-alimony"> Monthly Child Support/Alimony </div>
<div class="column one-fourth"> <input name="monthly_cs_ex" type="text" class="full-width ranged expense dollar" data-start-value="0" value="0"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="other-monthly-debts"> Other Monthly Debts </div>
<div class="column one-fourth"> <input name="monthly_misc_debt" type="text" class="full-width ranged expense dollar" data-start-value="0" value="0"> </div>
</label> </div>
</div>
<div class="">
<h5 class="section">Mortgage Information</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-annual-percentage-rate tippy-caller" data-definition-slug="annual-percentage-rate"> Annual Percentage Rate <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i>
</div>
<div class="column one-fourth"> <input name="mortgage_interest" type="text" class="full-width ranged percentage" data-start-value="4.125" value="4.125"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="loan-term-years-"> Loan Term (Years) </div>
<div class="column one-fourth"> <input name="loan_term" type="text" class="full-width ranged " data-start-value="30" value="30"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="annual-property-taxes"> Annual Property Taxes </div>
<div class="column one-fourth"> <input name="loan_taxes" type="text" class="full-width ranged dollar" data-start-value="1200" value="1200"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="annual-property-insurance"> Annual Property Insurance </div>
<div class="column one-fourth"> <input name="loan_insurance" type="text" class="full-width ranged dollar" data-start-value="800" value="800"> </div>
</label> </div>
</div>
</form><form class="calculator eascalc calculator-mortgage-compare"> <input type="hidden" name="calculator_type" value="mortgage-discountpoints">
<div class="">
<h5 class="section">Mortgage Information</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-mortgage-type tippy-caller" data-definition-slug="mortgage-type"> Mortgage Type <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <select name="loan_type" class="ranged full-width " data-start-value="0">
<option data-default-select="false" value="mortgage_fixed">Fixed Rate</option>
<option data-default-select="true" value="mortgage_arm" selected="selected">ARM</option>
</select> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="mortgage-term-years-"> Mortgage Term (Years) </div>
<div class="column one-fourth"> <input name="loan_term" type="text" class="full-width ranged wholenumber" data-start-value="30" value="30" data-rangemin="3" data-rangemax="30"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="loan-amount"> Loan Amount </div>
<div class="column one-fourth"> <input name="loan_amount" type="text" class="full-width ranged dollar" data-start-value="200000" value="200000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="years-to-sell-or-refinance"> Years to Sell or Refinance </div>
<div class="column one-fourth"> <input name="years_to_own" type="text" class="full-width ranged wholenumber" data-start-value="10" value="10" data-rangemin="0" data-rangemax="35"> </div>
</label> </div>
</div>
<div class="loan-model">
<h5 class="section">Loan 1</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="interest-rate"> Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="5.000" value="5.000" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-buy-down---optional-discount-points tippy-caller" data-definition-slug="discount-points"> Discount Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i>
</div>
<div class="column one-fourth"> <input name="discount_points" type="text" class="full-width ranged percentage" data-start-value="0.250" value="0.250" data-rangemin="0" data-rangemax="35"> </div>
</label> </div>
</div>
<div class="loan-model">
<h5 class="section">Loan 2</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="interest-rate"> Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="4.750" value="4.750" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-buy-down---optional-discount-points tippy-caller" data-definition-slug="discount-points"> Discount Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i>
</div>
<div class="column one-fourth"> <input name="discount_points" type="text" class="full-width ranged percentage" data-start-value="1.000" value="1.000" data-rangemin="0" data-rangemax="35"> </div>
</label> </div>
</div>
<div class="loan-model">
<h5 class="section">Loan 3</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="interest-rate"> Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="4.250" value="4.250" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-buy-down---optional-discount-points tippy-caller" data-definition-slug="discount-points"> Discount Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i>
</div>
<div class="column one-fourth"> <input name="discount_points" type="text" class="full-width ranged percentage" data-start-value="1.625" value="1.625" data-rangemin="0" data-rangemax="35"> </div>
</label> </div>
</div>
</form><form class="calculator eascalc calculator-mortgage-compare"> <input type="hidden" name="calculator_type" value="mortgage-compare">
<div class="calculator-box">
<h5 class="section"></h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="loan-amount"> Loan Amount </div>
<div class="column one-fourth"> <input name="loan_principal" type="text" class="full-width ranged income dollar" data-start-value="200000" value="200000"> </div>
</label> </div>
</div>
<div class="calculator-box box-white loan_model">
<h5 class="section">Loan 1</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-mortgage-type tippy-caller" data-definition-slug="mortgage-type"> Mortgage Type <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <select name="loan_type" class="ranged full-width " data-start-value="0">
<option data-default-select="false" value="mortgage_fixed">Fixed Rate</option>
<option data-default-select="true" value="mortgage_arm" selected="selected">ARM</option>
</select> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="mortgage-term-years-"> Mortgage Term (Years) </div>
<div class="column one-fourth"> <input name="loan_term" type="text" class="full-width ranged " data-start-value="7" value="7" data-rangemin="3" data-rangemax="30">
<div class="err_msg column full">Please enter a range from 3 to 30 years.</div>
</div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="interest-rate"> Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="4.25%" value="4.25%" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-buy-down---optional-discount-points tippy-caller" data-definition-slug="discount-points"> Discount Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i>
</div>
<div class="column one-fourth"> <input name="discount_points" type="text" class="full-width ranged percentage" data-start-value="1.125" value="1.125" data-rangemin="0" data-rangemax="35"> </div>
</label> </div>
</div>
<div class="calculator-box box-white loan_model">
<h5 class="section">Loan 2</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-mortgage-type tippy-caller" data-definition-slug="mortgage-type"> Mortgage Type <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <select name="loan_type" class="ranged full-width " data-start-value="0">
<option data-default-select="true" value="mortgage_fixed" selected="selected">Fixed Rate</option>
<option data-default-select="false" value="mortgage_arm">ARM</option>
</select> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="mortgage-term-years-"> Mortgage Term (Years) </div>
<div class="column one-fourth"> <input name="loan_term" type="text" class="full-width ranged " data-start-value="15" value="15" data-rangemin="3" data-rangemax="30">
<div class="err_msg column full">Please enter a range from 3 to 30 years.</div>
</div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="interest-rate"> Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="4.00%" value="4.00%" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-buy-down---optional-discount-points tippy-caller" data-definition-slug="discount-points"> Discount Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i>
</div>
<div class="column one-fourth"> <input name="discount_points" type="text" class="full-width ranged percentage" data-start-value="1.000" value="1.000" data-rangemin="0" data-rangemax="35"> </div>
</label> </div>
</div>
<div class="calculator-box box-white loan_model">
<h5 class="section">Loan 3</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-mortgage-type tippy-caller" data-definition-slug="mortgage-type"> Mortgage Type <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <select name="loan_type" class="ranged full-width " data-start-value="0">
<option data-default-select="true" value="mortgage_fixed" selected="selected">Fixed Rate</option>
<option data-default-select="false" value="mortgage_arm">ARM</option>
</select> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="mortgage-term-years-"> Mortgage Term (Years) </div>
<div class="column one-fourth"> <input name="loan_term" type="text" class="full-width ranged " data-start-value="30" value="30" data-rangemin="3" data-rangemax="30">
<div class="err_msg column full">Please enter a range from 3 to 30 years.</div>
</div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="interest-rate"> Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="4.75%" value="4.75%" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-buy-down---optional-discount-points tippy-caller" data-definition-slug="discount-points"> Discount Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i>
</div>
<div class="column one-fourth"> <input name="discount_points" type="text" class="full-width ranged percentage" data-start-value="0.875" value="0.875" data-rangemin="0" data-rangemax="35"> </div>
</label> </div>
</div>
</form><form class="calculator eascalc calculator-mortgage-compare"> <input type="hidden" name="calculator_type" value="mortgage-downpayment">
<div class="">
<h5 class="section">Property Information</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="purchase-price"> Purchase Price </div>
<div class="column one-fourth"> <input name="purchase_price" type="text" class="full-width ranged dollar" data-start-value="200000" value="200000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="annual-property-taxes"> Annual Property Taxes </div>
<div class="column one-fourth"> <input name="yearly_property_taxes" type="text" class="full-width ranged dollar" data-start-value="1200" value="1200"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="annual-property-insurance"> Annual Property Insurance </div>
<div class="column one-fourth"> <input name="yearly_property_insurance" type="text" class="full-width ranged dollar" data-start-value="800" value="800"> </div>
</label> </div>
</div>
<div class="">
<h5 class="section">Down Payments</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="down-payment-1"> Down Payment 1 </div>
<div class="column one-fourth"> <input name="down_payment_1" type="text" class="full-width ranged dollar" data-start-value="20000" value="20000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="down-payment-2"> Down Payment 2 </div>
<div class="column one-fourth"> <input name="down_payment_2" type="text" class="full-width ranged dollar" data-start-value="40000" value="40000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="down-payment-3"> Down Payment 3 </div>
<div class="column one-fourth"> <input name="down_payment_3" type="text" class="full-width ranged dollar" data-start-value="60000" value="60000"> </div>
</label> </div>
</div>
<div class="">
<h5 class="section">Mortgage Information</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-mortgage-type tippy-caller" data-definition-slug="mortgage-type"> Mortgage Type <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <select name="loan_type" class="ranged full-width " data-start-value="0">
<option data-default-select="true" value="mortgage_fixed" selected="selected">Fixed Rate</option>
<option data-default-select="false" value="mortgage_arm">ARM</option>
</select> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="mortgage-term-years-"> Mortgage Term (Years) </div>
<div class="column one-fourth"> <input name="loan_term" type="text" class="full-width ranged wholenumber" data-start-value="30" value="30" data-rangemin="3" data-rangemax="30"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="interest-rate"> Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="4.250" value="4.250" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-buy-down---optional-discount-points tippy-caller" data-definition-slug="discount-points"> Discount Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i>
</div>
<div class="column one-fourth"> <input name="discount_points" type="text" class="full-width ranged percentage" data-start-value="1.125" value="1.125" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="closing-cost"> Closing Cost </div>
<div class="column one-fourth"> <input name="closing_costs" type="text" class="full-width ranged dollar" data-start-value="1000" value="1000" data-rangemin="0" data-rangemax="35"> </div>
</label> </div>
</div>
</form><form class="calculator eascalc calculator-mortgage-compare"> <input type="hidden" name="calculator_type" value="mortgage-refinance">
<div class="mortgages">
<h5 class="section">Current Mortgage</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="original-loan-amount"> Original Loan Amount </div>
<div class="column one-fourth"> <input name="loan_amount" type="text" class="full-width ranged dollar" data-start-value="200000" value="200000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-mortgage-type tippy-caller" data-definition-slug="current-mortgage-type"> Current Mortgage Type <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <select name="loan_type" class="ranged full-width " data-start-value="0">
<option data-default-select="true" value="mortgage_fixed" selected="selected">Fixed Rate</option>
<option data-default-select="false" value="mortgage_arm">ARM</option>
</select> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="mortgage-term-years-"> Mortgage Term (Years) </div>
<div class="column one-fourth"> <input name="loan_term" type="text" class="full-width ranged wholenumber" data-start-value="30" value="30" data-rangemin="3" data-rangemax="30"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="current-interest-rate"> Current Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="8.50" value="8.50" data-rangemin="0" data-rangemax="35"> </div>
</label> </div>
</div>
<div class="mortgages">
<h5 class="section">New Mortgage</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="new-loan-amount"> New Loan Amount </div>
<div class="column one-fourth"> <input name="loan_amount" type="text" class="full-width ranged dollar" data-start-value="200000" value="200000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-mortgage-type tippy-caller" data-definition-slug="new-mortgage-type"> New Mortgage Type <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <select name="loan_type" class="ranged full-width " data-start-value="0">
<option data-default-select="true" value="mortgage_fixed" selected="selected">Fixed Rate</option>
<option data-default-select="false" value="mortgage_arm">ARM</option>
</select> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="new-mortgage-term-years-"> New Mortgage Term (Years) </div>
<div class="column one-fourth"> <input name="loan_term" type="text" class="full-width ranged wholenumber" data-start-value="30" value="30" data-rangemin="3" data-rangemax="30"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="new-interest-rate"> New Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="4.250" value="4.250" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-buy-down---optional-discount-points tippy-caller" data-definition-slug="discount-points"> Discount Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i>
</div>
<div class="column one-fourth"> <input name="discount_points" type="text" class="full-width ranged percentage" data-start-value="1.25" value="1.25" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-points tippy-caller" data-definition-slug="origination-points"> Origination Points <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <input name="origination_points" type="text" class="full-width ranged percentage" data-start-value="0.75" value="0.75" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-closing-costs tippy-caller" data-definition-slug="closing-costs"> Closing Costs <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <input name="closing_cost" type="text" class="full-width ranged dollar" data-start-value="500" value="500"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="years-to-sell-or-refinance"> Years to Sell or Refinance </div>
<div class="column one-fourth"> <input name="years_to_own" type="text" class="full-width ranged wholenumber" data-start-value="7" value="7" data-rangemin="0" data-rangemax="35"> </div>
</label> </div>
</div>
<div class="propertyInformation">
<h5 class="section">Property Information</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-appraised-value tippy-caller" data-definition-slug="appraised-value"> Appraised Value <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <input name="property_value" type="text" class="full-width ranged dollar" data-start-value="250000" value="250000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="annual-property-taxes"> Annual Property Taxes </div>
<div class="column one-fourth"> <input name="yearly_property_taxes" type="text" class="full-width ranged dollar" data-start-value="1200" value="1200"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="annual-property-insurance"> Annual Property Insurance </div>
<div class="column one-fourth"> <input name="yearly_property_insurance" type="text" class="full-width ranged dollar" data-start-value="800" value="800"> </div>
</label> </div>
</div>
</form><form class="calculator eascalc calculator-mortgage-compare"> <input type="hidden" name="calculator_type" value="mortgage-extrapayments">
<div class="">
<h5 class="section">Mortgage Information</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="loan-amount"> Loan Amount </div>
<div class="column one-fourth"> <input name="loan_amount" type="text" class="full-width ranged dollar" data-start-value="200000" value="200000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths glossary-item-mortgage-type tippy-caller" data-definition-slug="mortgage-type"> Mortgage Type <i style=" margin-left: 0.25em; font-size: 0.85em;" class="fa fa-info-circle"></i></div>
<div class="column one-fourth"> <select name="loan_type" class="ranged full-width " data-start-value="0">
<option data-default-select="true" value="mortgage_fixed" selected="selected">Fixed Rate</option>
<option data-default-select="false" value="mortgage_arm">ARM</option>
</select> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="mortgage-term-years-"> Mortgage Term (Years) </div>
<div class="column one-fourth"> <input name="loan_term" type="text" class="full-width ranged wholenumber" data-start-value="30" value="30" data-rangemin="3" data-rangemax="30"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="interest-rate"> Interest Rate </div>
<div class="column one-fourth"> <input name="interest_rate" type="text" class="full-width ranged percentage" data-start-value="4.25" value="4.25" data-rangemin="0" data-rangemax="35"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="property-value"> Property Value </div>
<div class="column one-fourth"> <input name="property_value" type="text" class="full-width ranged dollar" data-start-value="250000" value="250000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="annual-property-taxes"> Annual Property Taxes </div>
<div class="column one-fourth"> <input name="yearly_property_taxes" type="text" class="full-width ranged dollar" data-start-value="2500" value="2500"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="annual-property-insurance"> Annual Property Insurance </div>
<div class="column one-fourth"> <input name="yearly_property_insurance" type="text" class="full-width ranged dollar" data-start-value="500" value="500"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="extra-monthly-payment"> Extra Monthly Payment </div>
<div class="column one-fourth"> <input name="extra_monthly_payment" type="text" class="full-width ranged dollar" data-start-value="100" value="100"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="number-of-payments-made"> Number of Payments Made </div>
<div class="column one-fourth"> <input name="payments_made" type="text" class="full-width ranged wholenumber" data-start-value="12" value="12"> </div>
</label> </div>
</div>
</form><form class="calculator eascalc calculator-mortgage-compare"> <input type="hidden" name="calculator_type" value="mortgage-valueratio">
<div class="">
<h5 class="section">Mortgage Information</h5>
<div class="section-items"> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="current-mortgage-balance"> Current Mortgage Balance </div>
<div class="column one-fourth"> <input name="loan_amount" type="text" class="full-width ranged dollar" data-start-value="200000" value="200000"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="second-mortgage-balance"> Second Mortgage Balance </div>
<div class="column one-fourth"> <input name="second_mortgage" type="text" class="full-width ranged dollar" data-start-value="0" value="0"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="lien-balances-if-any-"> Lien Balances (If Any) </div>
<div class="column one-fourth"> <input name="lien_balances" type="text" class="full-width ranged dollar" data-start-value="0" value="0"> </div>
</label> <label class="column-row less-margin">
<div class="column three-fourths" data-definition-slug="property-value"> Property Value </div>
<div class="column one-fourth"> <input name="property_value" type="text" class="full-width ranged dollar" data-start-value="2500000" value="2500000"> </div>
</label> </div>
</div>
</form>Text Content
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MORTGAGE RATES:
Effective date: 03/25/2022
Buy a Home Interest Rate APR* Conforming 30-Year Fixed 4.75% 4.86% Conforming
15-Year Fixed 4.00% 4.14% FHA Loan 30-Year Fixed 4.50% 5.68% VA Loan 30-Year
Fixed 4.50% 4.78%
Refinance Your Home Interest Rate APR* Conforming 30-Year Fixed 4.75% 4.86%
Conforming 15-Year Fixed 4.00% 4.14% FHA Loan 30-Year Fixed 4.50% 5.68%
Get a Home Equity Loan Interest Rate APR* Conforming 30-Year Fixed 4.88% 4.95%
Conforming 15-Year Fixed 4.62% 4.70%
Special Promotions Interest Rate APR* Easy in 30 Purchase Fixed 5.38% 5.67% Easy
in 30 Refinance Fixed 5.38% 5.67% 103% American Dream Mortgage ARM 5.50% 5.69%
Condominium 10/1 ARM 4.88% 5.06% Second Home 10/1 ARM 5.12% 5.31% Investment
Property 10/1 ARM 5.12% 5.31% Jumbo 7/1 ARM 4.25% 4.43% Pool Loan 20-Year Fixed
6.92% 7.20% Land Loan 7/1 ARM 6.50% 6.71% Land Loan 15-Year Fixed 6.75% 7.09%
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mortgage
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MORTGAGE INFORMATION
Loan Amount
Mortgage Type
Fixed Rate ARM
Mortgage Term (Years)
Interest Rate
Discount Points
Origination Points
Closing Costs
Property Value
PROPERTY INFORMATION
Years to Sell or Refinance
Annual Property Taxes
Annual Property Insurance
Results
Your Mortgage
Principal & Interest (P&I) Payment $984 Property Taxes $100 Property Insurance
$67 Mortgage Insurance Estimate $0 Total Monthly Payment $1,151
Mortgage Information
Total Closing Costs $1,350 Total Interest Paid for 7 years $55,744
Show Amortization Schedule
MONTHLY INCOME
Monthly Gross Wages
Monthly Investment Income
Child Support/Alimony Income
Other Monthly Income
MONTHLY DEBT PAYMENTS
Monthly Auto Payments
Monthly Credit Card Payments
Monthly Child Support/Alimony
Other Monthly Debts
MORTGAGE INFORMATION
Annual Percentage Rate
Loan Term (Years)
Annual Property Taxes
Annual Property Insurance
Results
Home Affordability
10% 20% Payment Information Down Payment Percent 10% 20% Front-End Ratio Max Pmt
$980 $1,050 Back-End Ratio Max Pmt $1,260 $1,260 Selected Payment $980 $1,050
Taxes & Insurance $167 $167 Mortgage Insurance $80 $0 Principal & Interest Pmt
$647 $717 Mortgage Information Down Payment $14,826 $36,968 Loan Amount $133,430
$147,873 Total Home Price $148,255 $184,841
Show Amortization Schedule
MORTGAGE INFORMATION
Mortgage Type
Fixed Rate ARM
Mortgage Term (Years)
Loan Amount
Years to Sell or Refinance
LOAN 1
Interest Rate
Discount Points
LOAN 2
Interest Rate
Discount Points
LOAN 3
Interest Rate
Discount Points
Results
Discount Point Comparison
Loan 1 Loan 2 Loan 3 Interest Rate 5.00% 4.75% 4.25% Product Type ARM ARM ARM
Loan Term (Years) 30 30 30 Principal & Interest (P&I) Payment $1,074 $1,043 $984
Discount Points $500 $2,000 $3,250 Payment Difference $0 $31 $90 Breakeven
(Months) 0 49 31 Savings Until Sell $0 $2201 $8010 Discount Delta $0 $1,500
$2,750
Loan Amount
LOAN 1
Mortgage Type
Fixed Rate ARM
Mortgage Term (Years)
Please enter a range from 3 to 30 years.
Interest Rate
Discount Points
LOAN 2
Mortgage Type
Fixed Rate ARM
Mortgage Term (Years)
Please enter a range from 3 to 30 years.
Interest Rate
Discount Points
LOAN 3
Mortgage Type
Fixed Rate ARM
Mortgage Term (Years)
Please enter a range from 3 to 30 years.
Interest Rate
Discount Points
Results
Loan 1 Loan 2 Loan 3 Interest Rate 4.25% 4.00% 4.75% Product Type ARM Fixed
Fixed Loan Term 7 15 30 Principal & Interest $984 $1,479 $1,043 Discount Points
$2,250 $2,000 $1,750 Monthly Points $27 $11 $5 Total Interest Paid $55,744
$66,287 $175,588
Show Amortization Schedule
PROPERTY INFORMATION
Purchase Price
Annual Property Taxes
Annual Property Insurance
DOWN PAYMENTS
Down Payment 1
Down Payment 2
Down Payment 3
MORTGAGE INFORMATION
Mortgage Type
Fixed Rate ARM
Mortgage Term (Years)
Interest Rate
Discount Points
Closing Cost
Results
Compare Mortgage Down Payment Scenarios
Loan 1 Loan 2 Loan 3 Percent Down 10.000% 20.000% 30.000% Down Payment $20,000
$40,000 $60,000 Loan Amount $183,059 $162,832 $142,604 Discount Points $2,059
$1,832 $1,604 Monthly Payments Taxes & Insurance $167 $167 $167 Mortgage
Insurance $95 $0 $0 Principal & Interest (P&I) Payment $900 $801 $701 Totals
Total Interest Paid $141,177 $125,577 $109,978
CURRENT MORTGAGE
Original Loan Amount
Current Mortgage Type
Fixed Rate ARM
Mortgage Term (Years)
Current Interest Rate
NEW MORTGAGE
New Loan Amount
New Mortgage Type
Fixed Rate ARM
New Mortgage Term (Years)
New Interest Rate
Discount Points
Origination Points
Closing Costs
Years to Sell or Refinance
PROPERTY INFORMATION
Appraised Value
Annual Property Taxes
Annual Property Insurance
Results
Refinance Info
You will save $554 per month on your new mortgage. It will take 8 months to
break even on your refinance based on total closing costs of $4,000. You will
save a total of $41,978 if you sell or refinance your house in 7 years.
Current New Principal & Interest (P&I) Payment $1,538 $984 Taxes & Insurance
$167 $167 Mortgage Insurance $0 $0 Total Payment $1,704 $1,151
Show Amortization Schedule
MORTGAGE INFORMATION
Loan Amount
Mortgage Type
Fixed Rate ARM
Mortgage Term (Years)
Interest Rate
Property Value
Annual Property Taxes
Annual Property Insurance
Extra Monthly Payment
Number of Payments Made
Results
Monthly Payment Information
Current With Extra Payments Principal & interest $984 $1,084 Taxes & Insurance
$250 $250 Mortgage Insurance $0 $0 Total Payment $1,234 $1,334
How Extra Payments Will Affect Your Mortgage
Since your mortgage is Fixed Rate, extra payments will help you pay less
interest and payoff your mortgage loan sooner.
Current With Extra Payments Remaining Payments 348 291 Total Interest Paid
$154,197 $127,158
MORTGAGE INFORMATION
Current Mortgage Balance
Second Mortgage Balance
Lien Balances (If Any)
Property Value
Results
Home Loan To Value Ratio
First Mortgage Loan to Value Ratio 8% Cumulative Loan to Value Ratio 8%
Show Amortization Schedule
* APR = Annual Percentage Rate. Prices are subject to change daily at 1:00 PM CT
with market conditions. Rate provided above is the rate closest to par based on
a loan amount of $125,000, owner occupied, single family dwelling, 80% LTV,
standard origination fee, and a FICO score of 740+. Your rate and term depends
on your unique credit rating, combined loan-to-value, amount financed and other
factors. Rates and terms are subject to change without prior notice; other
restrictions may apply. Adjustable Rate Mortgages (ARM) are variable and your
rate may increase after the original fixed rate period. Contact TDECU Mortgage
for additional information and loan criteria. We do business in accordance with
the Federal Fair Housing Law and the Equal Credit Opportunity Act. For
additional terms and programs call 800-839-1154 ext. 4614
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