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RENTERS INSURANCE THAT KEEPS YOUR STUFF SAFE

Renter tested. Landlord approved. Starting from $5/mo.
Check our prices



MOST LOVED RENTERS INSURANCE IN AMERICA

Lemonade has earned 4.9 stars in the App store, and is also top-rated by
Supermoney, Clearsurance, and others



Brent

goforbrent

@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old”
insurance companies need to step into the current century!!! 👏 👏 👏

Valeria Delgado

Valeriad90

Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my
costs by $110 #Winning

Stephen Huber

stephen_huber

Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds.
If you rent or own a home, you NEED to get this insurance. #insurance #lemonade
#NotAnAd

Maria Salamanka

MariaSalamankaM

Always disappointed in how much insurance will fight against customer in a
claim. Just had my first good experience with filing. Unbelievably quick and
solid customer experience with @Lemonade_Inc.

Rohan Gandhi

timesnewrohan

@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was
easier than ordering pizza. Awesome job on the experience.

AWaking Dream

AWaking_Dream

Once every 2-3 years, I stumble across a truly outstanding app / business which
nails everything. UX, pricing, customer service - @Lemonade_Inc has it all and I
love it: www.lemonade.com

Rashiq in SF

rashiq

@Lemonade_Inc wow this was hands down the best insurance experience ever. holy
shit I love your app.

jacky

jjackyliang

@Lemonade_Inc Truly lovely onboarding + customer support for a normally super
frustrating service.

Andrew Horn

itsandrewhorn

WOW - what an amazing company. Check out @Lemonade_Inc if you need homeowner or
rental insurance. Have been loving the process so far.

Brent

goforbrent

@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old”
insurance companies need to step into the current century!!! 👏 👏 👏

Valeria Delgado

Valeriad90

Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my
costs by $110 #Winning

Stephen Huber

stephen_huber

Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds.
If you rent or own a home, you NEED to get this insurance. #insurance #lemonade
#NotAnAd

Maria Salamanka

MariaSalamankaM

Always disappointed in how much insurance will fight against customer in a
claim. Just had my first good experience with filing. Unbelievably quick and
solid customer experience with @Lemonade_Inc.

Rohan Gandhi

timesnewrohan

@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was
easier than ordering pizza. Awesome job on the experience.

AWaking Dream

AWaking_Dream

Once every 2-3 years, I stumble across a truly outstanding app / business which
nails everything. UX, pricing, customer service - @Lemonade_Inc has it all and I
love it: www.lemonade.com

Rashiq in SF

rashiq

@Lemonade_Inc wow this was hands down the best insurance experience ever. holy
shit I love your app.

jacky

jjackyliang

@Lemonade_Inc Truly lovely onboarding + customer support for a normally super
frustrating service.

Andrew Horn

itsandrewhorn

WOW - what an amazing company. Check out @Lemonade_Inc if you need homeowner or
rental insurance. Have been loving the process so far.


COVERED IN AS LITTLE AS 90 SECONDS

Our AI can activate your policy and protect your stuff instantly.



WHAT DOES RENTERS INSURANCE ACTUALLY COVER?

It protects your personal property and helps cover personal liability costs.
Lemonade Renters has your back when bad luck strikes.


IF SOMEONE SWIPES YOUR BIKE

Crime and vandalism coverage pays for your stuff if it’s damaged or stolen.


IF A WATER LEAK RUINS YOUR STUFF

Water damage coverage protects you if your electronics get drenched, or your
pipes cause a mess.


IF YOUR STUFF GOES UP IN FLAMES

Fire and smoke protection has you covered if things get a little heated

Plus, protect yourself against damages from someone else’s accidents if they
happen in your home.


IF SOMEONE SUES YOU FOR DAMAGES

Liability coverage protects against lawsuits due to accidents in your home.
We’ll hire a lawyer to defend you, and cover the costs.


IF SOMEONE GETS HURT IN YOUR HOME

We'll help pay medical expenses if someone has an accident or is injured while
at your home.


CLAIMS PAID AT RECORD SPEED

No paperwork. No hassle. No waiting.




GOOD TO KNOW...

Renters insurance can be confusing, so we worked hard to make it simple. If you
still have questions, you can check out renters insurance explained


WHAT IS RENTERS INSURANCE?

Renters insurance is a safeguard for tenants, offering you financial help if
certain unfortunate things happen to you or your stuff. Think of your policy
like a safety net that’ll kick in and help if there’s loss or damage from or due
to designated “perils,” which include theft, fire, vandalism, certain types of
water damage, and more, specifically listed in your policy.


WHAT DOES LEMONADE RENTERS INSURANCE COVER?

Your policy covers your personal property against theft and damage, plus legal
claims for damage or injury you accidentally cause others. Also, if your home
becomes unlivable due to certain types of damage we’ll help cover the costs of
temporary living arrangements. Learn more about what's covered.


DOES LEMONADE OFFER RENTERS INSURANCE NEAR ME?

We're glad you asked! Lemonade's renters insurance is available in 28 states
plus Washington, D.C., and we're still growing. Check out the availability of
our renters insurance and other products.


WHAT IF SOMETHING I OWN GETS STOLEN OUTSIDE OF MY HOME?

You're still covered! Your Lemonade renters policy covers your personal property
anywhere in the world. Read all about theft coverage here.


WHAT IF I WANT TO CANCEL MY POLICY?

You can cancel your policy at any time via the Lemonade app or website, and
you’ll receive a refund for the remaining period you’ve already paid for. No
hard feelings!


HOW MUCH DOES RENTERS INSURANCE COST?

Our affordable renters insurance coverage starts at $5 per month, but your
policy price (aka the ‘premium’) will be affected by the coverage amounts you
choose, among other factors. You can get your online renters insurance
quote here.


HOW DO I FILE A CLAIM?

Very easily: just open the and hit the ‘Claim’ button. We’ll guide you through
the process from there.


I ALREADY HAVE A POLICY WITH ANOTHER CARRIER - CAN I SWITCH?

Sure you can! Once you sign up with us, we’ll send your previous insurer a
formal notice. Once they get it, they should cancel the remainder of your policy
term and refund you for any outstanding payments.


HOW DO I ADD AN INTERESTED PARTY?

All you need to do is tap ‘Add-ons’ under your policy page in the Lemonade app
or your policy on your account page here and select ‘Interested Party’. Fill in
their name, address, and email and you’re all set!


WHAT IS EXTRA COVERAGE?

Extra Coverage offers enhanced protection for jewelry, fine art, cameras,
bicycles, and musical instruments, with deductible-free claims and coverage in
cases of accidental loss and damage. You can apply for Extra Coverage when you
sign up for a policy, or at any time after you’ve activated your policy.


WHAT BUNDLES AND DISCOUNTS DOES LEMONADE RENTERS OFFER?

In addition to renters insurance, Lemonade offers homeowners, car, pet, and term
life policies. You can unlock an automatic bundle discount with any combination,
like Car and Renters, so it’s both a great way to consolidate your insurance
needs and an opportunity to save. You could also score a discount on your
Renters policy if your place includes protective devices, like deadbolts, smoke
alarms, and burglar alarms.


WHO NEEDS RENTERS INSURANCE?

All renters should get renters insurance, since it offers vital financial
protection at a very low cost. Your landlord or property manager may require
renters insurance , and getting a renters policy can save you thousands for
damages caused by things like fires, theft, vandalism, burst pipes, windstorms,
and more.

Didn't find what you were looking for?

Visit our FAQ


STARTING FROM $5/MO.
(NOT A TYPO)

Safeguard all your stuff with just a few taps.
Check our prices



PROTECT YOUR THINGS, PLUS SUPPORT WHAT MATTERS TO YOU.

Lemonade is a public benefit corporation. We take a flat fee up front before we
pay claims. Then, we donate what’s left to meaningful causes our customers
choose.



MORE PRODUCTS FROM LEMONADE

Amazing savings when you bundle
Homeowners
Protection for your home and stuff
check prices
check our prices
From $25/mo
Car
Protect your car, passengers, and the planet
check prices
check our prices
From $30/mo
Pet
Health insurance for furry family members
check prices
check our prices
From $10/mo
Term Life
Protecting the people you love
check prices
check our prices
From $8/mo


FEATURES

 * Renters Insurance
 * Homeowners Insurance
 * Car Insurance
 * Pet Insurance
 * Term Life Insurance
 * Claims
 * Giveback
 * Policy 2.0
 * API


RESOURCES

 * Blog
 * FAQ
 * Transparency
 * Where We're Live
 * Insurance Dictionary
 * Investor Relations
 * Explaining Car
 * Compare Pet Insurance
 * Sitemap


COMPANY

 * Join the Team
 * Legal Stuff
 * Privacy Pledge
 * Terms of Service
 * Accessibility
 * Partners Program
 * Reviews
 * Do not share my personal information
 * Manage Cookies

region
🇺🇸 United States🇩🇪 Germany (Deutsch)🇩🇪 Germany (English)🇳🇱 Netherlands
(Nederlands)🇳🇱 Netherlands (English)🇫🇷 France (Français)🇫🇷 France
(English)🇬🇧 United Kingdom
United States
 * Germany (Deutsch)
 * Germany (English)
 * Netherlands (Nederlands)
 * Netherlands (English)
 * France (Français)
 * France (English)
 * United Kingdom


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CONTACT US

1-844-733-8666

help@lemonade.com

Property and casualty insurance is provided by Lemonade Insurance Company (LIC)
and Metromile Insurance Company (MIC), 5 Crosby St., 3rd floor, New York, NY
10013. Home insurance policies in Kansas, Kentucky, Minnesota, North Carolina,
New Mexico and Utah are underwritten by member companies of Homesite Group,
Inc., 1 Federal Street, Suite 400, Boston, MA 02110. Member companies include:
Homesite Insurance Company of the Midwest, Homesite Insurance Company, and
Homesite Indemnity Company. Home insurance features, prices, coverages, and
available discounts may vary by state and are subject to qualifications.
Coverage is subject to policy terms and conditions and may not be available in
all states. Lemonade Insurance Agency, LLC (LIA) and Metromile Insurance
Services LLC (MIS) are licensed insurance agents and appointed by LIC and MIC
and both LIA and MIS receive compensation based on the premiums for the
insurance policies each sells. Further information is available upon request.
Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of Legal &
General America, whose life insurance products are underwritten and issued by
Banner Life Insurance Company Urbana. Banner products are distributed in 49
states and in DC. Banner Life is not authorized as an insurer and does not do
business in New York. The Legal & General America companies are part of the
worldwide Legal & General Group. OPTerm policy form # ICC21-DTCV and state
variations. Premiums based on preferred plus non-tobacco, preferred non-tobacco,
standard plus non-tobacco, standard non-tobacco, preferred tobacco and standard
tobacco underwriting classes. Policy descriptions provided here are not a
statement of contract. Please refer to the policy forms for full disclosure of
all benefits and limitations. LLIA receives compensation for the insurance
policies it sells. Products or issue ages may not be available in all
jurisdictions. Limitations or restrictions may apply. Our application asks about
your lifestyle and health. Car policies in Texas are underwritten by Home State
County Mutual Insurance Company, 4315 Lake Shore Dr J, Waco, TX 76710.


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